Let your assets work harder for you!

Transfer your cash or shares to your newly opened Investment Account (Margin) to enjoy exclusive rates*:

Flat 3.88% p.a. financing rates (on SGD, USD & HKD) for all shares

0.18% commission for SG, US & HK markets

  • No CDP quarterly charges*
  • No Transfer fee for 1st timer*
  • No Dividend handling fee for SGX shares*

* Terms and Conditions apply

Benefits of opening Phillip Investment Account (Margin)

  • Up to 70% financing for over
    • 2000 stocks across 11 international markets
    • 30 bonds
    • 200 unit trusts

More facilities available with Phillip Investment Accounts

Trading Mode

Trade with POEMS online, POEMS Mercury, POEMS Mobile and/ or broker assisted

Settlement Options

Trade first with Contra or pay first with Prepaid

Multi Currency Facility

SGD, USD, HKD, AUD, MYR, JPY, GBP, EUR, CNY, CAD

Excess Funds Facility

Earn 0.7970% SGD p.a./ 0.8852% USD p.a. on your idle funds
(Rates updated as of 10 October 2017)

Securities Lending(SBL)

Custodise your shares and earn up to 4% p.a.

Leverage

Up to 20 times leverage with Contracts for Difference (CFD) and Margin Financing

To find out more, chat with us using our Live Chat function.

Alternatively, you may call us at 6531 1555 or email us at financing@phillip.com.sg

Have an existing POEMS Account?

Step 1) Login to your POEMS account
Step 2) Click on ‘Acct Mgmt’ tab
Step 3) On the left panel, select ‘Online Forms’
Step 4) Click on ‘Margin Account Opening’ sub-tab
Step 5) Fill up the form accordingly and click ‘Submit’

Don’t have a POEMS Account?

Visit any of our Phillip Investor Centres today!

Frequently Asked Questions

The Investment Account gives you control over your entire portfolio of SGX & Global equities, ETF, CFD, Bonds, Unit Trust and more. You will have a consolidated view of your transactions, cash balances and investments.

Available facilities:

– Margin Financing
– Multi Currency
– Excess Funds Management (MMF)
– Securities Borrowing & Lending (SBL)
– Contract For Difference (CFD)
Charges apply only on per usage basis. If you do not utilise any financing, no interest charges will apply.
Yes. We offer financing for Stocks, Bonds and Unit Trusts when you pledge any of these assets with us.

Stocks
Phillip Securities offers financing on selected Stocks, ETFs, REITS and more.
For more info, please call our Financing team at +65 6531 1560.

Bonds
Investors can take advantage of our competitive interest rate & pledge their shares and/or bonds to receive financing.
To find out more, please call our Bonds Team at 6212 1818.

Unit Trust
Phillip Securities offers financing on selected Unit Trusts. To find out more, call our hotline at 6531 1555.
Singapore
For first time transfer of shares from CDP, there will be no transfer in charges.
For more info, please visit https://www.poems.com.sg/cdp-fee-waiver

Foreign Markets
Phillip does not levy any transfer-in fees.

Investments in REITS or bonds can have achievable yields of 5% p.a. in 2017. Coupled with SBL facilities, total potential returns of a high 7% p.a. can be achieved.

With financing, the potential returns can be increase two fold.

(eg. Based on prices at 22/05/17, holding Frasers L&I shares generated approx 5.36% p.a. dividend yield for shareholders. Successful on-lending of your Frasers L&I during this period could generate an indicative additional return of 2% p.a.)

To find out more, please contact us at financing@phillip.com.sg

Terms & Conditions for 3.88% p.a.Financing Rate and 0.18% commission:

  • Promotion is applicable for new Phillip Investment Margin accounts (“Eligible Account”) opened from 1 July to 30 November 2017.
  • For Eligible Account with financing (optional), promotional financing rate is applicable for Singapore, US and Hong Kong Dollars
  • All Eligible Accounts can enjoy promotional online brokerage rate via POEMS platforms, of: – 0.18% or S$25 minimum commission for Singapore listed shares – 0.18% or US$20 minimum commission for US listed shares – 0.18% or HK$100 minimum commission for Hong Kong listed shares
  • Promotional rates are valid from 1 July to 31 December 2017; thereafter prevailing rates apply
  • For new Eligible Accounts opened, customers have to opt in for Multi-Currency facility, MMF and the opening of a Securities Borrowing and Lending account to be eligible for the promotion

Additional waiver for Eligible Accounts

  • Waiver of cash dividend handling fee for SGX listed shares till 31 December 2017
  • Waiver of the first share transfer involving no change in beneficial owner from CDP till 30 November 2018
  • Waiver of CDP quarterly charge till 30 November 2018

General Conditions:

  • Customers with existing Investment Account or have closed their Investment Accounts on or after 1 July 2017, are not eligible for this promotion.
  • Transferring of Securities from existing Phillip Accounts to Eligible Accounts will be subjected to S$64.20 handling fee per counter.
  • Transferring of Securities out of Eligible Accounts during the period of 1 July to 31 December 2017 will be subjected to S$64.20 handling fee per counter.
  • The following persons are not eligible to participate in this promotion unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
    • PSPL institutional Customers and corporate Customers
    • PSPL account holders whose accounts have been suspended, cancelled or terminated
  • All employees of PSPL and its associated entities (e.g. Trading Representatives, Financial Advisors); PSPL and all its subsidiaries (direct or indirect) are not eligible for this promotion.
  • Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discrete to (i) amend, add and / or delete any time of these Terms & Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and / or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason there of and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
  • By taking part in this promotion, customer acknowledges that he/she has read and consented to these Terms & Conditions.