No, the promotion is only eligible for Singapore Citizens, Permanent Residents or foreigners/expatriates who hold a valid Employment Pass, Work Permit, Dependent Pass issued by Ministry of Manpower or Student Pass issued by Ministry of Education.

You can redeem the Promotion voucher by visiting any of the Participating Phillip Investor Centre Branches, with your screenshot showing that you have joined the Phillip Investor Centre Community on POEMS Mobile 3 App, Telegram, Facebook and Instagram.

No. The reward is only entitled to one (1) customer, and it will be issued to the main account holder.

No. Each customer is only entitled to one (1) redemption of rewards per account.

1. “Promotion Period” refers to the period from 1 May 2023 till 31 May 2023, both dates inclusive.
2. “Promotion” refers to the Toast Box Voucher (Small Beverage) that the customer will get when they
   1. Download the POEMS 3 mobile app, Register as a user with mobile phone number or email address and
   2. Join the Phillip Investor Centre community on POEMS 3, Telegram, Facebook and Instagram
   3. Take a screenshot and show it to our staff at any participating Phillip Investor Centres
3. “PSPL” refers to Phillip Securities Pte Ltd
4. “PIC” refers to Phillip Investor Centre, a department under PSPL
5. “Participating Branches” refers to the selected Phillip Investor Centre for this Promotion
6. “Register as a User” refers to being able to use and experience the App features without opening a trading account
7. Customers must be Singapore Citizens, Permanent Residents or foreigners/expatriates who hold a valid Employment Pass, Work Permit, Dependent Pass issued by Ministry of Manpower or Student Pass issued by Ministry of Education.

1. Customers must be Singapore Citizens, Permanent Residents or foreigners/expatriates who hold a valid Employment Pass, Work Permit, Dependent Pass issued by Ministry of Manpower or Student Pass issued by Ministry of Education.
2. Customers shall qualify for the Promotion should they
   1. Download the POEMS 3 mobile app, Register as a user with mobile phone number or email address and
   2. Join the Phillip Investor Centre community on POEMS 3, Telegram, Facebook and Instagram
   3. Take a screenshot and show it to our staff at any participating Phillip Investor Centres

   Protection
   Download POEMS Mobile 3 App	Join PIC Community Group	Take a Screenshot	Reward
   1. Download POEMS Mobile 3 App from google play store or apple app store 2. Register as a user with your mobile phone number or email address	1. Navigate to POEMS Mobile 3 App, Telegram, Facebook and Instagram 2. Search “Phillip Investor Centre” 3. Join and/or follow PIC Community	1. Take a screenshot showing that you have joined PIC community space on POEMS Mobile 3 App, Telegram, Facebook and Instagram 2. Show the screenshot to our staff at any Participating branches	Receive a Toast Box Small Beverage Voucher (worth S$2) *Limited to first 200 Kopi Kakis

3. The following Customers shall not qualify for the Promotion unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
   (3.1) All employees (e.g. staff, trading representatives, financial adviser representatives of PhillipCapital group of companies, its related entities, and their immediate family members (e.g. spouse and children)

1. By participating in the Promotion, each Qualifying Customer is deemed to have accepted and agreed to be bound by these terms and conditions and any other instructions, terms and conditions that PSPL may issue from time to time.
2. PSPL assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, distorted or delayed electronic transmission which may limit a Qualifying Customer’s ability to participate in the Promotion.
3. PSPL has the sole and absolute discretion to exclude any Qualifying Customers from participating in the Promotion without any obligation to furnish notice and/or reason.
4. PSPL reserves the right to disqualify or disregard any Qualifying Customer who does not comply with the terms and conditions.
5. PSPL may at its discretion forfeit the Promotion, or, if already awarded, reclaim the Promotion at the expense of the Qualifying Customer without payment, compensation, or having to give any reason whatsoever in the event PSPL subsequently discovers that the Qualifying Customer is not eligible to participate in the Promotion and/or to receive the Promotion.
6. PSPL reserves the right to replace any Promotion with items of similar value at any time without prior notice.
7. PSPL shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Promotion.
8. PSPL reserves the right to deal with any unclaimed Promotion in any manner it deems fit.
9. PSPL reserves the right to request for the Qualifying Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Qualifying Customers’ claim to the Promotion at the time of collection.
10. PSPL is under no obligation whatsoever to disclose the identity of the Qualifying Customers or to publish the same for any reason at any point of time.
11. The Promotion is non-transferable, not exchangeable for cash, credit or any other items of equivalent value.
12. By participating in this Promotion, each Qualifying Customer agrees and consents to the collection, use and disclosure of any and all personal data of the Qualifying Customer by PSPL and its advertising and promotional agencies for the purpose of administering and/or publicizing the Promotion, and providing the Qualifying Customer with marketing, advertising and promotional information or materials relating to the products and services that PSPL offers.
13. If a Qualifying Customer provides PSPL with personal data of any third party, that Qualifying Customer hereby:
    1. agrees on behalf of that third party to be bound by the Terms and Conditions contained herein; and
    2. consents on behalf of that third party, to PSPL’s collection, use, disclosure and processing of his/her personal data in accordance with the Terms and Conditions contained herein.
    3. warrants that he/she has obtained the said third party’s prior consent to such collection, use, disclosure and processing of his/her personal data by PSPL and that the personal data that the Eligible Customer provides to PSPL is true, accurate and complete.
14. PSPL shall not be liable for any third party’s misuse of the Qualifying Customer‘s submitted information and photograph as a result of the Qualifying Customer taking part in the Promotion.
15. PSPL may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person,
    1. suspend, cancel or terminate the Promotion, or
    2. delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion.
16. PSPL’s determination of all matters in connection with the Promotion shall be final, binding and conclusive.
17. PSPL is not obliged to give any reason or prior notice on any matter concerning the Promotion Period or the Promotion. No appeal, correspondence or claims will be entertained. PSPL has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to redeem the Promotion. Eligible Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
18. By participating in the Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold PSPL, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by PSPL‘s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and Customer or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of the Promotion, and/or any breach or purported breach of these terms and conditions and/or any applicable law.
19. PSPL makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the Promotion. Any dispute about the same must be resolved directly with the Insurer. The Insurer Terms and Conditions apply.
20. In the event of any inconsistency or discrepancy between the terms and conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these terms and conditions shall prevail.
21. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Promotion, are the property of their respective owners. PSPL is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
22. Failure by PSPL to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
23. The Terms and Conditions shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
24. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act 2001 to enforce any of these terms and conditions.
25. In case of dispute, the decision of PSPL shall be final.
26. PSPL, its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
27. The Eligible Customer understands that he/she is entitled to withdraw his/her consent for the collection, use and disclosure of his/her personal data by notifying the Data Protection Officer (“DPO” ) of in writing. The Eligible Customer also understands that by withdrawing his/her consent may mean that PSPL is unable to proceed with the respective Promotion Redemption.
28. PSPL reserves the right at any time in its absolute discretion to
    1. Amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to
    2. Vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion are final and binding on all customers.
29. By taking part in this campaign, the customer acknowledges that he / she has read and consented to these Terms & Conditions.
30. This campaign will be valid from 1 May 2023 until 31 May 2023, both dates inclusive.
31. Only Customers who registered with PIC or PIC Representatives at the following participating branches are eligible for this promotion:
    1. Ang Mo Kio Phillip Investor Centre
    2. Boon Keng Phillip Investor Centre
    3. Bukit Batok Phillip Investor Centre
    4. Holland Drive Phillip Investor Centre
    5. Jurong West Phillip Investor Centre
    6. Marine Parade Phillip Investor Centre
    7. Northpoint City Phillip Investor Centre
    8. Raffles City Tower Phillip Investor Centre
    9. Raffles Place Phillip Investor Centre
    10. Toa Payoh Phillip Investor Centre