This National Day, let’s celebrate our rich heritage and make it truly memorable!
From 1 August 2023 to 30 August 2023, make your way to any of the participating Phillip Investor Centre(s) to participate in the ultimate National Heritage Challenge and potentially walk away with up to S$300*!
Scan the QR code or follow our social media channels now to stay up-to-date with all the latest news, interactive content, and behind-the-scenes sneak peeks!
Get ready for an unforgettable experience with our heritage games!
Play and Win!
Choose your preferred category and give it your all to win up to $300*!
Can You Do Better? Receive a Bonus Replay!
We believe in giving you every opportunity to shine. Follow these simple steps to receive a bonus replay and improve your chances of winning:
Win or lose, we have special surprises in store for you!
You’ll walk away with something that will bring a smile to your face and make your National Heritage Challenge experience even more memorable.
Don’t forget to let your money work Harder and Smarter for you with 5.8% p.a.* returns when you deposit a minimum of S$1000 up to S$50 000 and complete the 30 calendar days minimum lock-in period.
*in the form of PMMF Cash Credit
Don’t miss out on this incredible opportunity to explore our heritage games, win exciting prizes, and receive surprises along the way!
Find us at any of the participating Phillip Investor Centre(s) to participate in the ultimate National Heritage Challenge!
Frequently Asked Questions
Individual Cash Plus, Cash Management, Margin, Prepaid, and Custodian Accounts with Excess Fund Management facility are eligible for the promotion.
No, the promotion is only eligible for Singapore Citizens, Permanent Residents or foreigners/expatriates who hold a valid Employment Pass, Work Permit, Dependent Pass issued by Ministry of Manpower or Student Pass issued by Ministry of Education.
Our staff will contact the winner via mobile and/or email of each category within 7 working days from the end of the campaign period. The results will also be announced and posted on Phillip Investor Centre social media channels within 7 working days from the end of the campaign period.
No. The reward is only entitled to one (1) customer, and it will be issued to the main account holder.
No, each customer is only entitled to one (1) redemption of rewards for each promotion 1, 2 and 3.
No. Cash Trading and Share Financing Accounts are not eligible for this promotion. You may consider opening an eligible account type or converting your Cash Trading account to a Cash Management Account.
Login to POEMS 2.0 Website > Acct Mgmt > Stocks > Online Forms. Cash Trading Account with existing GIRO facility has to be terminated before we are able to process the conversion of your existing Cash Trading or Share Financing Account to a Cash Management Account.
Yes. You are allowed to use the funds to trade on POEMS. However, to be eligible for the promotion, only the nett balance of deposits at the end of each day of the 30 calendar days period will be calculated for the 5.8%p.a. returns.
Yes, you can make multiple deposits as the 5.8% p.a. returns is calculated on each day deposited nett balance for the 30 calendar days period. The maximum deposit cap is S$50,000 to enjoy 5.8% p.a returns.
Yes, you can top up more than S$50,000 to SMART Park. Your deposit(s) up to S$50,000 will enjoy 5.8% p.a. returns and excess deposits will earn from SMART Park returns.
Only the nett balance of deposits at the end of day of the 30 calendar days period will be calculated for the 5.8%p.a. bonus returns.
No, you will not be eligible. The deposit needs to be in the form of fresh funds from the Bank(s).
SMART Park Rates shown on the website are based on 7-days annualised return, with net income and dividends reinvested and calculated on a single pricing basis (NAV/NAV prices). Returns shown are net of fund expenses. Past performance is not necessarily indicative of future performance.
Yes. You can continue to keep your idle cash in SMART Park to earn better returns to combat inflation.
Yes. You can withdraw your money anytime. However, please note that in order to maximise your returns for the 30 calendar days period which 5.8% p.a. is calculated, we encourage you to keep your deposits in the account to enjoy the maximum returns.
Your 1st day of 30 calendar days period starts with your deposit of min S$1,000 or more deposited during 1 Aug to 30 Aug 2023. Please ensure you are opted in to SMART Park (Excess Funds Management Facility) before you made your 1st deposit for this promotion.
To opt in, please login to www.poems.com.sg > Acct Mgmt > Online Forms > Excess Funds Authorization.
To opt in, please login to www.poems.com.sg > Acct Mgmt > Online Forms > Excess Funds Authorization.
For example :
Client A funded S$50,000 and held a consistent positon of S$50,000 over 30 days.
He will get : S$50,000 X [(5.8%/365) X 30] = S$238.35.
(Including Phillip Money Market Fund’s actual returns and PSPL’s topping up on the difference).
The difference to be made up by Phillip Securities Pte Ltd (PSPL) will be calculated based on the funded amount held by a client in his account each day in period.
The bonus reward (i.e. difference between 5.8% p.a. and the underlying fund return) will be credited in lump sum to your PSPL trading account as cash bonus within 30 business days after the period ends.
There are 2 methods to view your returns.
Method 1:
To view the returns earned, please head to www.poems.com.sg to login using your POEMS Account. Head to Acct Mgmt > Stocks > Transaction History > “Summary of Portfolio” section > “PMMF” row.
Method 2:
You may also view your returns via the Phillip MyWealth app. At the login page, for platform select “www.poems.com.sg” from the drop-down list. Enter your POEMS Account details to login. Select SMART Series tab > SMART Park.
Campaign Terms and Conditions
- By entering into the National Heritage Challenge, you acknowledge and agree to all the Terms and Conditions as set out herein.
- PSPL reserves the right to use any other method or medium at its sole and absolute discretion for the purpose of announcing the winners of the National Heritage Challenge.
- PSPL reserves the right to amend the National Heritage Challenge Period at any time without prior notice.
- By entering this National Heritage Challenge, you agree that, if your participation leads to a win, you grant PSPL the royalty free, non-exclusive right to reproduce it for any purpose at any time in any media with attribution.
- PSPL may request a valid identification of NRIC number/passport number of any Winner before the prize is awarded.
- PSPL reserves the right to forfeit any prizes for any Winner who does not adhere to the terms and conditions of the National Heritage Challenge upon the prize collection.
- PSPL reserves the right to cancel, modify, suspend or delay the National Heritage Challenge at its sole discretion.
- PSPL has the right to use the names, photographs, videos and/or other submission materials of the participants and all other entries for publicity purposes without any prior notice to you. The participants shall not be entitled to claim ownership or other forms of compensation on the materials.
- PSPL reserves the right to change, amend, delete or add to these Terms and Conditions without prior notice at any time and the participants shall be bound to such changes.
- By providing the personal information upon the submission of entries, the participants consent and are agreeable to the usage of their personal information by PSPL, including but not limited to names, videos and photographs.
- “Promotion Period” refers to the period from 1 August 2023 till 30 August 2023, both dates inclusive.
- “Heritage Challenge” refers to the Heritage game category namely Chapteh and Five Stone that customers can participate in to win a Grand Prize of up to S$300 in the form of PMMF Cash Credit. (2.1) Chapteh: Last the longest: Use your feet to keep the Chapteh in the air for as long as you can! (2.2) Five Stone: Be the fastest: Use your hand to complete the game as fast as you can!
- “Challenge Categories” refers to the heritage games, Chapteh and Five stones
- “Promotion 1” refers to the Heritage Game set (Five Stone and Chapteh) and a Mr Coconut drink voucher* rewards when a New or Eligible customer participates in the Heritage Challenge and complete the below criteria:
Promotion 1 Step 1 Step 2 Step 3 Reward Download POEMS 3 Mobile application from either platform:
i. Google Play
ii. Apple Store
1) Open a POEMS Account
2) Follow/Join all our respective PIC social media community
i. Facebook
@PhillipInvestorCentre (https://www.facebook.com/phillipinvestorcentre)
ii. Instagram
@PhillipInvestorCentre (https://www.instagram.com/phillipinvestorcentre/)
iii. Telegram
@TalktophillipPIC (https://t.me/talktophillipPIC)
iv. P3 Community
Phillip Investor Centre
Play the National Heritage Challenge
i. Chapteh
ii. Five StonesReceive a
i. National Heritage Game Set
ii. Drink Voucher from Mr Coconut* (worth S$5)
(*New customers only) - “Promotion 2” refers to the prize of S$100 Phillip Money Market Fund (PMMF) Cash credit when the eligible customer successfully completes the criteria, according to the rules and win for either of the Heritage Challenge categories based on the results at the end of the campaign period.
Promotion 2: Category 1: Chapteh Step 1 Step 2 Reward Stand in designated area Last the longest!
Use only your feet to keep the Chapteh in the air for as long as you can while standing in the designated area!S$100 PMMF Cash Credit Rules and Terms of the Game:
- Players are only allowed to use their feet to play this game.
- The player’s performance will be timed using the organizer’s designated timer.
- The player will be video recorded throughout the game for authentication purposes.
- Players must remain within the designated area set by the organizer to play the game.
- The timer will start immediately after the player calls out to begin the game.
- Successful attempts without video recording will not be acknowledged by the organizer.
- Players must complete the required actions to earn additional game plays.
- Players who have been granted multiple game plays are permitted to choose their best result for final evaluation.
- Players will qualify for the S$100 PMMF Cash Credit prize when the time taken to complete the game is over 15 seconds.
- The Player with the overall LONGEST time at the end of the campaign will stand to win the PMMF Cash .
How to Play: - The game starts with the player tossing the Chapteh into the air.
- Utilize your feet (or other body parts excluding your hands) to keep the Chapteh airborne for as long as possible.
- The game concludes under the following circumstances:
- The Chapteh touches the ground.
- The player or the Chapteh ventures outside the designated area.
- The player calls for the game to stop.
Promotion 2: Category 2: Five Stone Step 1 Step 2 Reward Stand in designated area Be the fastest!
Use only 1 hand to complete the game as fast as you can while keeping the stones in the designated area!S$100 PMMF Cash Credit Rules and Terms of the Game: - The game must be played using only one (1) hand.
- The player’s performance will be timed using the organizer’s designated timer.
- The player will be video recorded throughout the game for authentication purposes.
- Players must remain within the designated area set by the organizer to play the game.
- The timer will start immediately after the player calls out to begin the game.
- Successful attempts without video recording will not be acknowledged by the organizer.
- Players must complete the required actions to earn additional game plays.
- Players who have been granted multiple game plays are permitted to choose their best result for final evaluation.
- Players will qualify for the S$100 PMMF Cash Credit prize when the time taken to complete the game is below 15 seconds.
- The Player with the overall SHORTEST time at the end of the campaign will stand to win the S$100 PMMF Cash Credit.
How to Play: - The game starts with the player throwing all five stones onto the ground, with the scattered sandbags indicating their positions.
- The player picks up a stone and throws it into the air, then picks up one (1) stone from the ground and catches the first stone with the same hand.
- The player repeats this process, picking up each stone in the same manner until all five stones are in their hand.
- The player scatters all five stones onto the ground, picks up a stone and throws it in the air, then picks up two (2) stones from the ground and catches the first stone with the same hand.
- The player repeats this process, picking up each stone in the same manner until all five stones are in their hand.
- The player scatters all five stones onto the ground, picks up a stone and throws it in the air, then picks up three (3) stones from the ground and catches the first stone with the same hand.
- The player repeats this process, picking up each stone in the same manner until all five stones are in their hand.
- The player scatters all five stones onto the ground, picks up a stone and throws it in the air, then picks up four (4) stones from the ground and catches the first stone with the same hand.
- The game ends under the following conditions:
- The player successfully catches all five stones in their hand without any failures.
- The player fails to catch a stone during the game.
- “Promotion 3” refers to the 5.8% p.a. returns – Phillip Money Market Fund (PMMF) Cash Credit when an eligible customer completes participation in Promotion 1 and when they fund their account with a minimum of S$1000 up to S$50000 for a minimum lock-in period of 30 calendar days, from the date of first deposit of S$1,000 or more received in the account.
Promotion 3 Eligible Account Minimum Deposit Opt in SMART Park Lock in Period Reward POEMS Account
(Cash Plus or Cash Management, Margin, Prepaid or Custodian Account)S$1000
Up to S$50000
(Fresh Funds only)Yes 30 Calendar Days 5.8% p.a. returns - “Bonus Prize” refers to the Bonus Prize of S$100 Phillip Money Market Fund (PMMF) Cash credit when the SAME eligible customer successfully completes the criteria, according to the rules and win for BOTH the Heritage Challenge categories based on the results at the end of the campaign period.
Bonus Prize Category 1 Winner Category 2 Winner Bonus Reward Total S$100 PMMF Cash Credit
(Win by keeping the chapteh in the air for the longest period of time)S$100 PMMF Cash Credit
(Win by completing the Five stones game in the shortest period of time)S$100 PMMF Cash Credit
(Win both game categories to qualify for bonus reward)S$300 PMMF Cash Credit - “Bonus Replay” refers additional replays for the Heritage Challenge category that eligible customers are entitled to when they complete the following criteria:
(8.1) Take a photo and/or video of them participating in the Heritage Challenge and
(8.2) Upload and tag @PhillipInvestorCentre in either Facebook and/or Instagram.
(8.3) Fund a minimum of S$1,000 up to $50,000 into their POEMS account for a holding period of 30 calendar days
Bonus Replay Step 1 Step 2 Step 3 Reward Take a photo and/or video of your participation in the National Heritage Challenge Upload the photo and/or video on your Facebook and/or Instagram Tag us on Facebook and/or Instagram @PhillipInvestorCentre 1 Bonus Replay* Fund from S$1000 up to S$50000 into your POEMS Account Opt into SMART Park Lock in for an minimum of 30 calendar days to get 5.8% p.a. returns 3 Bonus Replay* * * PMMF Cash credit will only be credit upon completion of the 30 calendar days lock in period
* 1 Replay is only applicable for 1 game category - “POEMS Account” refers to Cash Plus or Cash Management, Margin, Prepaid or Custodian Account.
- “PSPL” refers to Phillip Securities Pte Ltd
- “PIC” refers to Phillip Investor Centre, a department under PSPL
- “Participating Branches” refers to the selected Phillip Investor Centre for this Promotion
- “Holding Period” refers to the 30 calendar days period to keep funds in the account with no withdrawal of funds during this period.
- “Deposit” refers to fresh funds – cash transferred from a bank account (this does not include funds transferred from Phillip Accounts, internal transfers, and sales proceeds). All fresh funds have to be deposited by 30 August 2023 to be eligible for this promotion.
- “New Customer” refers to new customers of PSPL, and have no prior record or POEMS account.
- “Eligible Customer” refers to new customers who create a POEMS Account and existing customers who have a POEMS Account, and complete the respective Promotion criteria during the Promotion Period. (15.1) Customers must be at least 18 years of age. (15.2) Customers who agree to be video recorded throughout their participation of the heritage challenge.
- “Non-Eligible Customer” refers to customers shall not qualify for the Promotion unless approved by the management of Phillip Securities Pte Ltd (“PSPL”) (16.1) Customers who do not have a POEMS Account namely (Cash Plus or Cash Management, Margin, Prepaid or Custodian Account) (16.2) All employees (e.g. staff, trading representatives, financial adviser representatives of PhillipCapital group of companies, its related entities, and their immediate family members (e.g. spouse and children) (16.3) Customers who qualify under Referral Programs (https://www.poems.com.sg/referral-program/ and www.phillipcfd.com/promotions/) and similar programs. (16.4) Customers who disagree to be video recorded throughout their participation of the heritage challenge.
- By participating in the Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these terms and conditions and any other instructions, terms and conditions that PSPL may issue from time to time.
- PSPL assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, distorted or delayed electronic transmission which may limit a Qualifying Customer’s ability to participate in the Promotion.
- PSPL has the sole and absolute discretion to exclude any Qualifying Customers from participating in the Promotion without any obligation to furnish notice and/or reason.
- PSPL reserves the right to disqualify or disregard any Qualifying Customer who does not comply with the terms and conditions.
- PSPL may at its discretion forfeit the Promotion, or, if already awarded, reclaim the Promotion at the expense of the Qualifying Customer without payment, compensation, or having to give any reason whatsoever in the event PSPL subsequently discovers that the Qualifying Customer is not eligible to participate in the Promotion and/or to receive the Promotion.
- PSPL reserves the right to replace any Promotion with items of similar value at any time without prior notice.
- PSPL shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Promotion.
- PSPL reserves the right to deal with any unclaimed Promotion in any manner it deems fit.
- PSPL reserves the right to request for the Qualifying Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Qualifying Customers’ claim to the Promotion at the time of collection.
- PSPL is under no obligation whatsoever to disclose the identity of the Qualifying Customers or to publish the same for any reason at any point of time.
- The Promotion is non-transferable, not exchangeable for cash, credit or any other items of equivalent value.
- By participating in this Promotion, each Qualifying Customer agrees and consents to the collection, use and disclosure of any and all personal data of the Qualifying Customer by PSPL and its advertising and promotional agencies for the purpose of administering and/or publicizing the Promotion, and providing the Qualifying Customer with marketing, advertising and promotional information or materials relating to the products and services that PSPL offers.
- PSPL may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person,
- suspend, cancel or terminate the Promotion, or
- delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion.
- PSPL’s determination of all matters in connection with the Promotion shall be final, binding and conclusive.
- PSPL is not obliged to give any reason or prior notice on any matter concerning the Promotion Period or the Promotion. No appeal, correspondence or claims will be entertained. PSPL has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to redeem the Promotion. Qualifying Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
- By participating in the Promotion, all Qualifying Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold PSPL, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by PSPL‘s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and Customer or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of the Promotion, and/or any breach or purported breach of these terms and conditions and/or any applicable law.
- PSPL makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the Promotion. Any dispute about the same must be resolved directly with the Merchant. The Merchant Terms and Conditions apply.
- In the event of any inconsistency or discrepancy between the terms and conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these terms and conditions shall prevail.
- Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Promotion, are the property of their respective owners. PSPL is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
- Failure by PSPL to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
- The Terms and Conditions shall be governed by Singapore law and the Qualifying Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
- A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act 2001 to enforce any of these terms and conditions.
- In case of dispute, the decision of PSPL shall be final.
- PSPL, its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
- The Qualifying Customer understands that he/she is entitled to withdraw his/her consent for the collection, use and disclosure of his/her personal data by notifying the Data Protection Officer (“DPO” ) of in writing. The Qualifying Customer also understands that by withdrawing his/her consent may mean that PSPL is unable to proceed with the respective Promotion Redemption.
- PSPL reserves the right at any time in its absolute discretion to
- amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to
- vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion are final and binding on all customers.
- By taking part in this campaign, the customer acknowledges that he / she has read and consented to these Terms & Conditions.
- This campaign will be valid from 1 August 2023 until 30 August 2023, both dates inclusive.
- Only Customers who registered with PIC or PIC Representatives at the following participating branches are eligible for this promotion:
(1) Ang Mo Kio
(2) Bukit Batok
(3) Boon Keng
(4) Marine Parade
(5) Holland Drive
(6) Jurong West
(7) Northpoint City
(8) Raffles City
(9) Raffles Place
(10) Toa Payoh
Important Note
This promotion is provided to you for general information only and does not constitute a recommendation, an offer or solicitation to buy or sell the investment product mentioned. It does not have any regard to your specific investment objectives, health, financial situation or any of your particular needs. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information.
You may wish to obtain advice from a qualified financial adviser, pursuant to a separate engagement, before making a commitment to purchase any of the investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest and we do not offer any advice in this regard unless mandated to do so by way of a separate engagement.
Though effort has been made to provide complete information, Phillip Securities Pte Ltd assumes no liability for the completeness of the information provided here.
Information is correct as of 16 July 2023.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Other Notes:
Customers who have received promotional rewards from this campaign would not be entitled to a Refer-a-Friend promotion.
