Prize: 6 x Mr. Coconut M-sized Coconut Shake
No, for this particular prize, you need not be a POEMS Account holder. All are welcome to participate.

Prize: 10 x S$88 Ang Bao
Yes, this particular prize for this giveaway requires participants to be existing users of POEMS and have an existing POEMS Account to claim the prize. We will credit the prize into your POEMS account.

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1. Follow the PhillipCapital Instagram accounts (@phillipcapital and @investing_with_phillipcapital)
2. Like & share this post and tag five friends (Instagram accounts) in the aforementioned post.
3. Comment on the giveaway post – answer the question in the first post and tell us “What to do with your Ang Bao money this coming Chinese New Year?”

1. To participate in this Instagram giveaway, participants are required to perform all of the following actions within 9 January 2023 1800 hours (SGT) to 30 January 2023 2359 hours (SGT) (hereafter referred to as the ‘Campaign Period’)
   1. Follow the PhillipCapital Instagram accounts (@phillipcapital and @investing_with_phillipcapital)
   2. Like & share this post and tag five friends (Instagram accounts) in the aforementioned post.
   3. Comment on the giveaway post – answer the question in the first post and tell us “What to do with your Ang Bao money this Chinese New Year?“
2. 20 most comprehensive and persuasive answers will be chosen by our panel of judges.
3. Prizes:
   • 10 x S$88 Ang Bao
   • 10 x 6 cups of Mr. Coconut M-sized Signature Coconut Shake
4. Entries submitted after the campaign period will not be accepted. Phillip Securities Pte Ltd (PSPL) reserves all rights to disqualify any incomplete submissions or submissions that do not abide Instagram guidelines.
5. Winners will be announced on the PhillipCapital Instagram (@phillipcapital) and @investingwithphillipcapital page on 3 February 2023.
6. Winners will be contacted 3-5 business days after the announcement has been made (3 Feb 2023), by Instagram Direct Message for more details on prize redemption.
7. The following persons are not eligible for this promotion, unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
   1. PSPL institutional Customers and corporate Customers
   2. PSPL Account holders whose Accounts have been suspended, cancelled or terminated
   3. PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives.
8. Prizes are non-transferable and non-exchangeable for cash or other items. All images of the prize(s) and all collaterals are for illustration purposes only. Should the prizes be unavailable for any reason, PSPL, in its discretion, reserves the right to substitute the original prize with an alternative prize with a similar monetary value.
9. Should the winner be uncontactable by 28 Feb 2023, his/her prize will be forfeited. PSPL reserves the right to decide on one (1) or more reserve winner to replace the disqualified winner. PSPL has the absolute discretion to exclude any otherwise eligible persons from participating in the Giveaway.
10. Participants of this Giveaway are bound by the promotional guidelines of Instagram: https://www.facebook.com/help/instagram/179379842258600 and exempts PSPL from any liability arising from any act, omission or default in connection with the use and operation of the operating platforms for Instagram over which PSPL has no control over. This Giveaway is in no way sponsored, endorsed or administered by, or associated with Instagram. The information collected from this Giveaway will belong solely to PSPL.
11. In the event of a dispute over the Customer’s eligibility to participate in this Giveaway, PSPL’s decision will be final.
12. PSPL reserves the sole right to refuse to award the aforementioned prizes without any prior notice to any participants for any reasons, particularly when participants have behaved inappropriately, whether through posting inappropriate remarks or through unconventional means or otherwise.
13. PSPL reserves the right at any time in its absolute discretion to (i) amend, add and / or delete any of these Terms and Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and / or deletions when effected, or (ii) vary, withdraw, or cancel any items of the Giveaway without having to disclose a reason thereof and without any compensation or payment whatsoever. The decision of PSPL on all matters relating to the Giveaway shall be final and binding on all participants.
14. By entering the Giveaway, participants agree and consent to allow PSPL to use their Instagram ID, photograph, or likeness in all matters related to this Giveaway including any advertising or publicity without additional compensation or notification.
15. By taking part in this Giveaway, participants acknowledge that he/she has read and consented to these Terms and Conditions.