You can redeem the Promotion Plan at any of the 10 Participating Branches or you can reach out to any of our Phillip Investor Centre Financial Advisory Representatives at the following branches.
– Ang Mo Kio Branch
– Boon Keng Branch
– Bukit Batok Branch
– Holland Drive Branch
– Jurong West Branch
– Marine Parade Branch
– Northpoint City Branch
– Raffles City Tower Branch
– Raffles Place Branch
– Toa Payoh Branch

The confirmation email will be sent to your email address (registered with PSPL) within the next 7 working days, from the date of policy inception. If you have yet to receive the confirmation email after 7 working days, kindly check your junk or spam folder.
IMPORTANT: Please ensure that the email address registered is accurate.

No, you will only be entitled to the Promotion if you purchase a new qualifying plan, during the promotion period.

You do not fall under the eligibility criteria for the Promotion Plan.

No, eligible customers will be entitled to one (1) redemption per qualifying plan.

1. “Promotion Period” refers to the period from 1 February 2023 till 30 April 2023, both dates inclusive.
2. “PSPL” refers to Phillip Securities Pte Ltd
3. “PIC” refers to Phillip Investor Centre, a department under PSPL
4. “Participating Branches” refers to the selected Phillip Investor Centre for this Promotion
5. “Eligible Customers” are customers whose proposal for any qualifying plan is submitted, reviewed and accepted by PSPL during the promotion period by satisfying the eligibility criteria.
6. “Qualifying Plans” refers to any products that meet the criteria as stated in the Eligibility Criteria (4-ii-6)
7. “Promotion Voucher” refers to shopping vouchers amounting to the values stated in the Eligibility criteria (4-ii-6)

1. Eligible customers will be entitled to receive a Voucher in accordance to the Terms and Conditions of the Promotion if the Eligible Customer’s proposal for any Qualifying Plan has fulfilled the Minimum Premium (as indicated in the table), is submitted to the participating branches and accepted by PSPL during the Promotion Period.
2. The submitted plan must be issued by 31 May 2023.
3. The Qualifying Plan must be paid for as an Annual Premium or Single Premium payment, the total initial premium collected must meet the values as indicated in the table.
4. Upon inception, the qualifying plan must pass the 14 day free-look period
5. Qualifying Category and Plans
   

   Category	Qualifying Plans	Value of Promotion Vouchers	Minimum Annualised Premium	To be submitted by
   Protection	Term Plans and Critical Illness Plans	10% of Annualised Premium	Not Applicable	30 Apr 2023 and issued by 31 May 2023
   	Whole Life Protection Plans	10% of Annualised Premium
   Savings/ Retirement	Regular Premium Plan	1% of Annualised Premium	Below $20,000
   		3% of Annualised Premium	$20,000 and above
   	Single Premium Plan	0.5% of Annualised Premium	$50,000 and above
   Investment	Investment-Linked Plans (5-pay)	5% of Annualised Premium	Not Applicable
   	Investment-Linked Plans (10-pay and above)	10% of Annualised Premium

6. Only customers from the following participating branches are eligible for this promotion:
   1. Ang Mo Kio Phillip Investor Centre
   2. Boon Keng Phillip Investor Centre
   3. Bukit Batok Phillip Investor Centre
   4. Holland Drive Phillip Investor Centre
   5. Jurong West Phillip Investor Centre
   6. Marine Parade Phillip Investor Centre
   7. Northpoint City Phillip Investor Centre
   8. Raffles City Tower Phillip Investor Centre
   9. Raffles Place Phillip Investor Centre
   10. Toa Payoh Phillip Investor Centre

1. PSPL will issue the vouchers to each Eligible Customer, provided that the Eligible Customer’s qualifying plan purchased during the Promotion Period is in force, and has passed the 14-day free-look period.
2. Eligible Customers shall be solely responsible for ensuring that they provide PSPL with a valid mailing address as stated in the proposal form.
3. The Eligible Customer agrees and accepts that PSPL will not be responsible for any consequences arising from his/her failure to provide PSPL with a true, complete and accurate mailing address and/or notify PSPL of any change(s) to his/her mailing email address.
4. Vouchers will be issued within six (6) months after the policy is incepted, and after the 14 day free look period.

A combination of policies is not allowed as each Eligible Customers will only be entitled to one (1) Redemption per qualifying plan.
For example,
(1.1) Purchase of two (2) “Savings/Retirement” Category under Regular Premium Plan

Regular Premium Plan 1, with an annualised premium of $10,000
Regular Premium Plan 2, with an annualised premium of $10,000
Client qualifies for voucher redemption with a value of 1% of annualised premium for Plan 1 and Plan 2 respectively as it falls under “below $20,000”, thus the total value of vouchers is $200.

Regular Premium Plan 1: 1% of $10,000 = $100
Regular Premium Plan 2: 1% of $10,000 = $100

The annualised premium will NOT be combined to be a total of $20,000 ($10,000 + $10,000) to qualify for a voucher redemption with a value of 3% of annualised premium.

(1) The value of the cashback will be calculated based on the annual premium paid to the insurer for each qualifying plan, rounded to the nearest $10.

For example,
(1.1) Annual premium: $939
Value of vouchers: 10% of $939 = $93.90 (rounded down to $90)

(1.2) Single premium: $15,000
Value of vouchers: 0.5% of $15,000 = $75 (rounded up to $80)

1. By participating in the Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these terms and conditions and any other instructions, terms and conditions that PSPL may issue from time to time
2. PSPL assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, distorted or delayed electronic transmission which may limit an Eligible Customer’s ability to participate in the Promotion.
3. PSPL has the sole and absolute discretion to exclude any Eligible Customers from participating in the Promotion without any obligation to furnish notice and/or reason.
4. PSPL reserves the right to disqualify or disregard any Eligible Customer who does not comply with the terms and conditions.
5. PSPL may at its discretion forfeit the Promotion, or, if already awarded, reclaim the Promotion at the expense of the Eligible Customer without payment, compensation, or having to give any reason whatsoever in the event, PSPL subsequently discovers that the Eligible Customer is not eligible to participate in the Promotion and/or to receive the Promotion.
6. Promotion Vouchers are subjected to availability. PSPL reserves the right to replace any Promotion Vouchers with items of similar value at any time without prior notice.
7. PSPL shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Promotion.
8. PSPL reserves the right to deal with any unclaimed Promotion in any manner it deems fit.
9. PSPL reserves the right to request for the Eligible Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Eligible Customers’ claim to the Promotion at the time of collection.
10. PSPL is under no obligation whatsoever to disclose the identity of the Eligible Customers or to publish the same for any reason at any point of time.
11. The Promotion is non-transferable, not exchangeable for cash, credit or any other items of equivalent value.
12. By participating in this Promotion, each Eligible Customer agrees and consents to the collection, use and disclosure of any and all personal data of the Eligible Customer by PSPL and its advertising and promotional agencies for the purpose of administering and/or publicizing the Promotion, and providing the Eligible Customer with marketing, advertising and promotional information or materials relating to the products and services that PSPL offers.
13. If an Eligible Customer provides PSPL with personal data of any third party, that Eligible Customer hereby:
    1. agrees on behalf of that third party to be bound by the Terms and Conditions contained herein; and
    2. consents on behalf of that third party, to PSPL’s collection, use, disclosure and processing of his/her personal data in accordance with the Terms and Conditions contained herein.
    3. warrants that he/she has obtained the said third party’s prior consent to such collection, use, disclosure and processing of his/her personal data by PSPL and that the personal data that the Eligible Customer provides to PSPL is true, accurate and complete.
14. PSPL shall not be liable for any third party’s misuse of the Eligible Customer‘s submitted information as a result of the Eligible Customer taking part in the Promotion.
15. PSPL may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person,
    1. suspend, cancel or terminate the Promotion, or
    2. delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion.
16. PSPL’s determination of all matters in connection with the Promotion shall be final, binding and conclusive.
17. PSPL is not obliged to give any reason or prior notice on any matter concerning the Promotion Period or the Promotion. No appeal, correspondence or claims will be entertained. PSPL has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to redeem the Promotion. Eligible Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
18. By participating in the Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold PSPL, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by PSPL‘s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and Customer or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of the Promotion, and/or any breach or purported breach of these terms and conditions and/or any applicable law.
19. PSPL makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the Promotion. Any dispute about the same must be resolved directly with the Insurer. The Insurer Terms and Conditions apply.
20. In the event of any inconsistency or discrepancy between the terms and conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these terms and conditions shall prevail.
21. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Promotion, are the property of their respective owners. PSPL is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
22. Failure by PSPL to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
23. The Terms and Conditions shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
24. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act 2001 to enforce any of these terms and conditions.
25. In case of dispute, the decision of PSPL shall be final.
26. PSPL, its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
27. The Eligible Customer understands that he/she is entitled to withdraw his/her consent for the collection, use and disclosure of his/her personal data by notifying the Data Protection Officer (“DPO” ) of in writing. The Eligible Customer also understands that by withdrawing his/her consent may mean that PSPL is unable to proceed with the respective Promotion Redemption.
28. PSPL reserves the right at any time in its absolute discretion to
    1. amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to
    2. vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion are final and binding on all customers.
29. By taking part in this campaign, the customer acknowledges that he / she has read and consented to these Terms & Conditions.
30. This campaign will be valid from 1 February 2023 until 30 April 2023, both dates inclusive.
31. Only Customers who registered with PIC or PIC Representatives at the following participating branches are eligible for this promotion:
    1. Ang Mo Kio Phillip Investor Centre
    2. Boon Keng Phillip Investor Centre
    3. Bukit Batok Phillip Investor Centre
    4. Holland Drive Phillip Investor Centre
    5. Jurong West Phillip Investor Centre
    6. Marine Parade Phillip Investor Centre
    7. Northpoint City Phillip Investor Centre
    8. Raffles City Tower Phillip Investor Centre
    9. Raffles Place Phillip Investor Centre
    10. Toa Payoh Phillip Investor Centre

Important Note:

This promotion is intended for general information only and does not constitute a recommendation, an offer, or solicitation to buy or sell the investment product mentioned.

All insurance products are subject to the limitations and conditions in the insurance policies and exclusions of the plans are specified in the respective policies from the insurance companies. Insurance products are obligations only of the insurance companies. They are not bank deposits or obligations of/or guaranteed by Phillip Securities Pte Ltd or any of its affiliates. Buying a life insurance policy is a long-term commitment.

You are recommended to read the product summary and seek advice from a qualified Phillip Investor Centre Financial Consultant for a financial analysis before purchasing an insurance policy suitable to meet your needs. As buying a life insurance policy is a long-term commitment, early termination of the policy usually involves high costs and, the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details, and exclusions applicable to this insurance product in the policy documents that can be obtained from your Phillip Investor Centre Financial Consultant.

The information on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

Information is correct as of 1 January 2023.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.