新加坡银行快讯 – Hin Leong交易违约的影响

摘要

  • Hin Leong Trading (Pte.) Ltd. (简称HLT) 在被揭露未能报告由于衍生品交易造成价值8亿美元的损失后,于4月17日申请破产。
  • HLT 共计超过36亿美元的担保债务,欠23家不同的贷款机构,而资产仅有7亿美元。
  • 本地银行的DBS,OCBC 和UOB 对HLT的风险敞口分别为2.9亿美元,2.4亿美元和1.4亿美元。
  • 由于额外准备金,本地银行的收益将受到高达7%的影响。

 

背景
4月9日,有消息称,Hin Leong Trading (HLT) 被两家贷款机构拒绝了借款,因为有关该公司正面临着财务困难的传言开始传播。在接下来的一周里,据报道,HLT欠23家独立贷款机构超过30亿美元的债务,而其资产仅有7亿美元。多年来,该公司也没有报告从衍生品交易中造成价值8亿美元的损失。后来被披露,HLT出售了其库存的很大一部分,尽管这些库存已被用作银行贷款的抵押品。目前,据报道,该公司仅拥有价值1.41亿美元的石油产品库存,以及只有5000万美元的现金。最终,HLT于4月20日申请破产,并正寻求6个月的延期履行,因为公司正在进行债务重组程序。 

对本地贷款机构的影响

这3家本地银行均位列在对HLT有风险敞口的23家贷款机构其中。DBS, OCBC 和UOB 各自对HLT的担保贷款敞口分别为2.9亿美元,2.4亿美元和1.4亿美元,这些贷款很可能遭受损失。我们预计津贴将计入2020年二季度或三季度内,这将对本地银行的收益产生4 – 7% 的影响。
对银行盈利的影响程度,将取决于2016 – 2017 年油价崩盘后,已拨备的津贴而定。据预计,银行对油气行业的风险敞口占贷款账面的2%左右。

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