Securities Financing
Up to 71% financing available for over
- 2000 stocks/ETFs across 11 international markets
- 100 bonds
Financing available in up to 9 currencies

Margin Finder
Note:
- Grade S = 80% Financing in Share Financing Account (V)
- Grade A = 71% Financing, Grade B = 50% Financing
- Warrants will be non-marginable 6 months to their expiry.
Greater Investment Power
The multiplier table below illustrates how much you can leverage to purchase shares, ETFs and bonds based on different types of collateral
Step 2 | ||||
Step 1 Step 1 |
Collateral Type (Cash, Shares, ETFs, Bonds) |
71% Financing PURCHASE |
50% Financing PURCHASE |
No Financing PURCHASE |
---|---|---|---|---|
CASH (S$10,000) |
S$35,000 | S$20,000 | S$10,000 | |
71% Financing (S$10,000) |
S$25,000 | S$14,280 | S$7,140 | |
50% Financing (S$10,000) |
S$17,500 | S$10,000 | S$5,000 |
Example 1: Client deposits S$10,000 cash and wishes to purchase "71% Financing" shares
|
Example 2: Client deposits S$10,000 cash and S$10,000 "71% Financing" shares to purchase "50% Financing" shares
|
You can use your "71% Financing" or "50% Financing" shares as collateral to purchase "No Financing" shares
Key Information
New Infosheet (Effective from 28 January 2022)Infosheet
Phillip Investment Account – Margin | |
---|---|
Financing Quantum | As low as 28.57% owner’s equity (71.43% financing) |
Margin Call Period | 3 Market Days |
Collateral Deposit | Before trading |
Financing Rates |
|
Markets Available | SG, US, CN, HK, MY, CAN, GER, JP, UK, AU, TH |
Multi-Currency Facility (All contracts will be settled in traded currency unless client stated otherwise, no auto conversion) |
SGD, USD, HKD, JPY, MYR, AUD, GBP, CAD, EUR & CNY |
Credit Interest (For Credit Balance > 50K) |
|
Excess Funds Facility Earn on your idle funds. 1 Year Rolling Return: SGD p.a.* | USD p.a.* Return (1 month) Annualised: SGD p.a.# | USD p.a.# Rates updated as of |
Yes |
Securities Lending(SBL) Custodise your shares and earn up to 4% p.a. |
Yes |
FAQ
New Margin (M) Information Sheet (Effective from 19 July 2019)
It takes only one day to open an account if all the required documents are submitted and no AML records are found. You can open an account via https://www.poems.com.sg/open-an-account-tr/.
If you are an existing account holder, please apply for the Margin Account via POEMS > Acct Mgmt > Stocks > online forms > Margin Account Opening. The account should be opened by the next working day.
- You need to be 21 years and above to open an account with us.
- Your account opening documents need to be certified by a public notary, commissioner of oaths, or judicial officer.
- You are neither a US citizen nor a bankrupt.
For documentation, please refer to https://www.poems.com.sg/open-an-account-tr/
For Cash Management, Custodian, Prepaid, Margin, and Cashplus accounts:
From 26 October 2020, all new accounts will be auto enrolled with this feature. An auto currency conversion process will be performed at 7.15pm based on prevailing rates to offset any currency in debit balance by utilizing currencies in credit balance according to currency hierarchy set up in our system. The hierarchy of currencies to be utilized for offsetting in descending order: SGD, USD, HKD, CNY, JPY, AUD, GBP, EUR, CAD, & MYR.
To opt in/out from this facility, please contact your Trading Representative.
For trading accounts that are not opted in for the above feature, clients are required to take the necessary steps to either transfer money into the trading account or submit a currency conversion request to avoid being charged debit interest.
To view FAQs on trading settlements on Margin Account (M) , click here
To read the general Risk Disclosure Statement, click here.