Grow your Cash
at 2.12% p.a.*
& Get $100k Coverage on Us!

我为什么应该把钱存入SMART Park呢?

Make Your Idle Cash Work Harder

Real Returns, Not Projected

Enjoy No lock-in period with daily liquidity

Learn more about SMART Park!




2.1330% p.a.


1.8877% p.a.



View Product Infosheet (USD)

Fight Inflation the SMART way

Open a POEMS Account or
Opt in to Excess Funds Management (SMART Park) facility
to fund Now!

向SMART Park投入最低10,000新元,并能享受更多福利!




在享有SMART Park 存款回报的同时,保护自己免受意外状况的影响!



仅需5分钟,即可开设POEMS账户,并选择加入我们余额资金管理工具 (SMART Park) !
加入SMART Park之后,在7天内存入最低10,000新元!
在加入SMART Park 之后,并持有30天后,您将收到来自的电子邮件,要求您提交同意个人数据保护法(“PDPA”)的确认表和声明,这样才能获得我们现已赠送的个人意外保障计划。
递交表格后,保险公司ECICS Limited,会在未来5个工作日内,把保单文件发送至您登记的电子邮箱。


选择加入余额资金管理 (SMART Park) 工具。
加入SMART Park后,在7天内存入最低10,000新元!
在加入SMART Park之后,并持有30天后,您将收到来自的电子邮件,要求您提交同意个人数据保护法(“PDPA”)的确认表和声明,这样才能获得我们现已赠送的个人意外保障计划。
递交表格后,保险公司ECICS Limited,会在未来5个工作天内,把保单文件发送至您登记的电子邮箱。

Frequently Asked Questions

查看所赚取的收益,请登录账户并进入账户管理 > 股票 > 交易历史 > 投资组合摘要 > 货币市场基金。
登录POEMS 2.0 > 账户管理 > 股票 > 在线表格或填写 , 转换表 并发送至。已开通GIRO 功能的现金交易账户,必须先终止该功能,我们才能处理转换成现金管理 (KC) 账户。
个人意外保险计划将由ECICS Limited承保。该公司是一家获得新加坡金融管理局批准的完全持牌的一般保险公司。辉立证券私人有限公司和ECICS Limited均为辉立资本集团旗下成员。如欲了解更多有关ECICS Limited的资料,请浏览 这里.
查询请联系ECICS Limited,拨打热线 +65 6206 5588 或发送电邮至
您将在5个工作日内收到ECICS Limited签发的保单文件。在存入至少10,000新元到SMART Park 账户之后,并持有30日后,保险公司会将该保单发送至您登记的电子邮箱。

Terms and Conditons

  1. This promotion is valid from 14 November 2022 (1200 hrs) to 15 January 2023 (2359 hrs).
  2. Qualifying Criteria:
    1. Each Customer holds either Cash Plus, Cash Management, Margin, Prepaid, Custodian Account (“POEMS Account”).
    2. The Account must be opted in for Excess Funds Management Facility (Smart Park).
    3. Singapore residents aged from 18 to 65 years old.
    4. Each Customer is only eligible for one Personal Accident Plan. In case of a joint account, the main applicant will only be eligible for subscribing to the Personal Accident Plan.
    5. PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives.
  3. Customers must deposit a minimum of S$10,000 or equivalent to their POEMS Account within 7 days for at least 30 days of holding period to be eligible to receive the free Personal Accident Plan for 1 year. The deposit has to be a fresh fund, excluding transferring cash from other Trading Accounts.
  4. Customers must provide his/ her name as per NRIC, consent to Personal Data Protection Act (“PDPA”) and declaration in the Acknowledgement form and submit the form to subscribe for the Phillip Protect (Personal Accident Plan) as required by ECICS Limited within the promotional period. In the event that the name provided and information given to PSPL in the Acknowledgement form is inaccurate, the Phillip Protect (Personal Accident Plan) will not be granted.
  5. In the event that eligible Customers have not received the policy document within 5 working days upon submission of the Acknowledgement form, please contact or 65311555.
  6. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
  7. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add and/or delete these Terms and Conditions without prior notification (including eligibility; replacement of the reward; promotional mechanics, promotion duration without prior notification, qualifying terms and criteria), and all participants shall be bound by such amendments, additions and / or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
  8. The following persons are not eligible for this promotion, unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
    1. PSPL institutional Customers and corporate Customers
    2. PSPL Account holders whose Accounts have been suspended, canceled or terminated.
  9. By taking part in this campaign, the participant acknowledges that he / she has read and consented to these Terms & Conditions.




This material is provided by Phillip Capital Management (S) Ltd (“PCM”) for general information only and does not constitute a recommendation, an offer to sell, or a solicitation of any offer to invest in any of the exchange-traded fund (“ETF”) or the unit trust (“Products”) mentioned herein. It does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You should read the Prospectus and the accompanying Product Highlights Sheet (“PHS”) for key features, key risks and other important information of the Products and obtain advice from a financial adviser (“FA“) pursuant to a separate engagement before making a commitment to invest in the Products. In the event that you choose not to obtain advice from a FA, you should assess whether the Products are suitable for you before proceeding to invest. A copy of the Prospectus and PHS are available from PCM, any of its Participating Dealers (“PDs“) for the ETF, or any of its authorised distributors for the unit trust managed by PCM.  

An ETF is not like a typical unit trust as the units of the ETF (the “Units“) are to be listed and traded like any share on the Singapore Exchange Securities Trading Limited (“SGX-ST”). Listing on the SGX-ST does not guarantee a liquid market for the Units which may be traded at prices above or below its NAV or may be suspended or delisted. Investors may buy or sell the Units on SGX-ST when it is listed. Investors cannot create or redeem Units directly with PCM and have no rights to request PCM to redeem or purchase their Units. Creation and redemption of Units are through PDs if investors are clients of the PDs, who have no obligation to agree to create or redeem Units on behalf of any investor and may impose terms and conditions in connection with such creation or redemption orders. Please refer to the Prospectus of the ETF for more details.  

Investments are subject to investment risks including the possible loss of the principal amount invested. The purchase of a unit in a fund is not the same as placing your money on deposit with a bank or deposit-taking company. There is no guarantee as to the amount of capital invested or return received. The value of the units and the income accruing to the units may fall or rise. Past performance is not necessarily indicative of the future or likely performance of the Products. There can be no assurance that investment objectives will be achieved.  

Where applicable, fund(s) may invest in financial derivatives and/or participate in securities lending and repurchase transactions for the purpose of hedging and/or efficient portfolio management, subject to the relevant regulatory requirements. PCM reserves the discretion to determine if currency exposure should be hedged actively, passively or not at all, in the best interest of the Products.  

The regular dividend distributions, out of either income and/or capital, are not guaranteed and subject to PCM’s discretion. Past payout yields and payments do not represent future payout yields and payments. Such dividend distributions will reduce the available capital for reinvestment and may result in an immediate decrease in the net asset value (“NAV”) of the Products. Please refer to <> for more information in relation to the dividend distributions.  

The information provided herein may be obtained or compiled from public and/or third party sources that PCM has no reason to believe are unreliable. Any opinion or view herein is an expression of belief of the individual author or the indicated source (as applicable) only. PCM makes no representation or warranty that such information is accurate, complete, verified or should be relied upon as such. The information does not constitute, and should not be used as a substitute for tax, legal or investment advice.  

The information herein are not for any person in any jurisdiction or country where such distribution or availability for use would contravene any applicable law or regulation or would subject PCM to any registration or licensing requirement in such jurisdiction or country. The Products is not offered to U.S. Persons. PhillipCapital Group of Companies, including PCM, their affiliates and/or their officers, directors and/or employees may own or have positions in the Products. Any member of the PhillipCapital Group of Companies may have acted upon or used the information, analyses and opinions herein before they have been published. 

This advertisement has not been reviewed by the Monetary Authority of Singapore.  


Phillip Capital Management (S) Ltd (Co. Reg. No. 199905233W)  
250 North Bridge Road #06-00, Raffles City Tower ,Singapore 179101 
Tel: (65) 6230 8133 Fax: (65) 65383066