Exclusively for Registered Users

Already a POEMS Mobile 3 Registered User? Open an Account with POEMS Mobile 3 App
within 7 days upon registering as a user

Login to POEMS Mobile 3 App and open any type of Account

Opt-in to ‘Excess Funds Management Facility’ (SMART Park) during Account Opening

Open a POEMS Account &
receive your Free Shakes!

How do I redeem the free Mr. Coconut Shake?

Once you’ve received the codes, head to any Mr. Coconut outlet (except for
Changi Jewel) and claim your free Shakes!

What’s Next?

After successful account opening, fund your POEMS Account
to grow your idle cash with SMART Park!

1. Tap into POEMS Mobile 3 App and login to your account

2. Head to ‘Me’ Tab

3. Select ‘Deposit Funds’

4. Type amount to fund account with

Grow your idle cash at
% p.a. (SGD) ,
%p.a. (USD)
with SMART Park

Rates updated as of 06 February 2023

#Based on the average rate of annualised returns over the last rolling week.

Past performance is not necessarily indicative of future performance. View disclaimer

View Product Infosheet (SGD)

View Product Infosheet (USD)

Refer and get rewarded!

Receive up to S$680 Cash credit when you refer a friend


Open a POEMS Account & Receive your free Mr. Coconut Shakes!


  1. From 20 February 2023 to 20 September 2023 (both dates inclusive), Registered User(s) who open a POEMS Account and opt-in to Excess Funds Management Facility within 7 calendar days will be eligible to receive two Medium-sized Original Mr. Coconut Shakes (“Free Shake”).
  2. Registered User(s) refers to Customer(s) who have registered as a user on POEMS Mobile 3 through their email address or mobile number.
  3. Eligible Customers will receive 2 Free Shakes provided they meet the following criteria:
    1. Open an Account and opt-in to Excess Funds Management Facility within 7 calendar days
  4. The promotion is limited to the first 500 redemptions at selected Mr. Coconut outlets, on a first-come, first-serve basis, while stocks last, excluding Changi Jewel outlet.
  5. Redemption codes will be valid until 23 September 2023. There will be strictly no extension allowed.
  6. The following Customers are NOT eligible for this promotion unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
    1. Registered User(s) who are not located or residing within Singapore for the duration of this promotion (20 February 2023 – 20 September 2023)
    2. Registered User(s) who register with a foreign number.
    3. Customers who already have any type of existing Account(s) with PSPL, including joint and corporate accounts, prior to the start of this promotion.
    4. Customers who have closed any Account(s) with PSPL within the last 12 months.
    5. All employees (e.g. staff, trading representatives, financial adviser representatives of PhillipCapital group of companies, its related entities, and their immediate family members (e.g. spouse and children).
    6. Customers who qualify for our other Referral Programs (https://www.poems.com.sg/referral-program/ and www.phillipcfd.com/promotions/) and or other similar programs.
  7. Should Customers meet the requirements (see point 3), the unique redemption code for the Free Shake will be sent to their email address as registered with POEMS within 2 working days.
  8. Each unique Customer is eligible to two redemptions.
  9. In the event of a dispute over the customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
  10. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants.
  11. By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions.

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