Exclusively for Registered Users

Already a POEMS Mobile 3 Registered User? Open an Account with POEMS Mobile 3 App
within 7 days upon registering as a user

Login to POEMS Mobile 3 App and open any type of Account

Opt-in to ‘Excess Funds Management Facility’ (SMART Park) during Account Opening

Open a POEMS Account &
receive your Free Shakes!

How do I redeem the free Mr. Coconut Shake?

Once you’ve received the codes, head to any Mr. Coconut outlet (except for
Changi Jewel) and claim your free Shakes!

What’s Next?

After successful account opening, fund your POEMS Account
to grow your idle cash with SMART Park!

1. Tap into POEMS Mobile 3 App and login to your account

2. Head to ‘Me’ Tab

3. Select ‘Deposit Funds’

4. Type amount to fund account with

Grow your idle cash at
% p.a. (SGD) ,
%p.a. (USD)
with SMART Park

Rates updated as of 06 February 2023

#Based on the average rate of annualised returns over the last rolling week.

Past performance is not necessarily indicative of future performance. View disclaimer

View Product Infosheet (SGD)

View Product Infosheet (USD)

Refer and get rewarded!

Receive up to S$680 Cash credit when you refer a friend


Open a POEMS Account & Receive your free Mr. Coconut Shakes!


  1. From 20 February 2023 to 20 September 2023 (both dates inclusive), Registered User(s) who open a POEMS Account and opt-in to Excess Funds Management Facility within 7 calendar days will be eligible to receive two Medium-sized Original Mr. Coconut Shakes (“Free Shake”).
  2. Registered User(s) refers to Customer(s) who have registered as a user on POEMS Mobile 3 through their email address or mobile number.
  3. Eligible Customers will receive 2 Free Shakes provided they meet the following criteria:
    1. Open an Account and opt-in to Excess Funds Management Facility within 7 calendar days
  4. The promotion is limited to the first 500 redemptions at selected Mr. Coconut outlets, on a first-come, first-serve basis, while stocks last, excluding Changi Jewel outlet.
  5. Redemption codes will be valid until 23 September 2023. There will be strictly no extension allowed.
  6. The following Customers are NOT eligible for this promotion unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
    1. Registered User(s) who are not located or residing within Singapore for the duration of this promotion (20 February 2023 – 20 September 2023)
    2. Registered User(s) who register with a foreign number.
    3. Customers who already have any type of existing Account(s) with PSPL, including joint and corporate accounts, prior to the start of this promotion.
    4. Customers who have closed any Account(s) with PSPL within the last 12 months.
    5. All employees (e.g. staff, trading representatives, financial adviser representatives of PhillipCapital group of companies, its related entities, and their immediate family members (e.g. spouse and children).
    6. Customers who qualify for our other Referral Programs (https://www.poems.com.sg/referral-program/ and www.phillipcfd.com/promotions/) and or other similar programs.
  7. Should Customers meet the requirements (see point 3), the unique redemption code for the Free Shake will be sent to their email address as registered with POEMS within 2 working days.
  8. Each unique Customer is eligible to two redemptions.
  9. In the event of a dispute over the customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
  10. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants.
  11. By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions.

Contact us to Open an Account

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This material is provided by Phillip Capital Management (S) Ltd (“PCM”) for general information only and does not constitute a recommendation, an offer to sell, or a solicitation of any offer to invest in any of the exchange-traded fund (“ETF”) or the unit trust (“Products”) mentioned herein. It does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You should read the Prospectus and the accompanying Product Highlights Sheet (“PHS”) for key features, key risks and other important information of the Products and obtain advice from a financial adviser (“FA“) pursuant to a separate engagement before making a commitment to invest in the Products. In the event that you choose not to obtain advice from a FA, you should assess whether the Products are suitable for you before proceeding to invest. A copy of the Prospectus and PHS are available from PCM, any of its Participating Dealers (“PDs“) for the ETF, or any of its authorised distributors for the unit trust managed by PCM.  

An ETF is not like a typical unit trust as the units of the ETF (the “Units“) are to be listed and traded like any share on the Singapore Exchange Securities Trading Limited (“SGX-ST”). Listing on the SGX-ST does not guarantee a liquid market for the Units which may be traded at prices above or below its NAV or may be suspended or delisted. Investors may buy or sell the Units on SGX-ST when it is listed. Investors cannot create or redeem Units directly with PCM and have no rights to request PCM to redeem or purchase their Units. Creation and redemption of Units are through PDs if investors are clients of the PDs, who have no obligation to agree to create or redeem Units on behalf of any investor and may impose terms and conditions in connection with such creation or redemption orders. Please refer to the Prospectus of the ETF for more details.  

Investments are subject to investment risks including the possible loss of the principal amount invested. The purchase of a unit in a fund is not the same as placing your money on deposit with a bank or deposit-taking company. There is no guarantee as to the amount of capital invested or return received. The value of the units and the income accruing to the units may fall or rise. Past performance is not necessarily indicative of the future or likely performance of the Products. There can be no assurance that investment objectives will be achieved.  

Where applicable, fund(s) may invest in financial derivatives and/or participate in securities lending and repurchase transactions for the purpose of hedging and/or efficient portfolio management, subject to the relevant regulatory requirements. PCM reserves the discretion to determine if currency exposure should be hedged actively, passively or not at all, in the best interest of the Products.  

The regular dividend distributions, out of either income and/or capital, are not guaranteed and subject to PCM’s discretion. Past payout yields and payments do not represent future payout yields and payments. Such dividend distributions will reduce the available capital for reinvestment and may result in an immediate decrease in the net asset value (“NAV”) of the Products. Please refer to <www.phillipfunds.com> for more information in relation to the dividend distributions.  

The information provided herein may be obtained or compiled from public and/or third party sources that PCM has no reason to believe are unreliable. Any opinion or view herein is an expression of belief of the individual author or the indicated source (as applicable) only. PCM makes no representation or warranty that such information is accurate, complete, verified or should be relied upon as such. The information does not constitute, and should not be used as a substitute for tax, legal or investment advice.  

The information herein are not for any person in any jurisdiction or country where such distribution or availability for use would contravene any applicable law or regulation or would subject PCM to any registration or licensing requirement in such jurisdiction or country. The Products is not offered to U.S. Persons. PhillipCapital Group of Companies, including PCM, their affiliates and/or their officers, directors and/or employees may own or have positions in the Products. Any member of the PhillipCapital Group of Companies may have acted upon or used the information, analyses and opinions herein before they have been published. 

This advertisement has not been reviewed by the Monetary Authority of Singapore.  


Phillip Capital Management (S) Ltd (Co. Reg. No. 199905233W)  
250 North Bridge Road #06-00, Raffles City Tower ,Singapore 179101 
Tel: (65) 6230 8133 Fax: (65) 65383066 www.phillipfunds.com