Get exclusive Rewards from us

Download POEMS Mobile 3 and join us as a registered user

Open an account through POEMS Mobile 3 App

Redeem a one month FREE subscription of Ryde+ (worth S$19.99)


Fund your Account with S$3,000

Get rewarded with 750 POEMS Reward Points credited to your Account


Fund your Account with an additional S$7,000

Receive a free Personal Accident Plan on us when you grow S$10,000 and above with SMART Park

Customers will only be rewarded the POEMS Reward Points given that the funds were deposited within 14 calendar days and that the funds were not withdrawn from the Account for a period of 30 days

Refer your friends for more rewards!

Receive up to S$680 in referral rewards

What you can redeem with
POEMS Reward Points

Ryde Voucher

For S$10 voucher
500 points needed

Shopee Voucher

For S$10 voucher,
500 points needed,

For S$15 voucher,
750 points needed

Account Maintenance Fee Refund

Worth S$16.05
400 points needed

Monthly SGX Market Depth Access

Worth S$21.40
750 points needed


Get your
Welcome Gifts Now

Terms & Conditions

  1. From 7 November 2022 to 31 January 2023 (both dates inclusive), Registered user(s) who open a POEMS Account will be eligible to receive the Welcome Gifts.
  2. Registered user(s) refers to Customer(s) who have registered as a user on POEMS Mobile 3 through their email address or mobile number.
  3. Eligible Customers will receive the Welcome Gifts stated below provided they meet the following criteria:
    1. 750 POEMS Reward Points if he/she deposits at least S$3,000 net within 14 calendar days of Account Opening Date based on PSPL records, without withdrawing the amount for a period of at least 30 days.
  4. The following Customers are NOT eligible for this promotion unless approved by the management of PSPL:
    1. Customers who already have any type of existing Account(s) with PSPL, including joint and corporate accounts, prior to the start of this promotion.
    2. Customers who have closed any Account(s) with PSPL within the last 12 months.
    3. All employees (e.g. staff, trading representatives, financial adviser representatives of PhillipCapital group of companies, its related entities, and their immediate family members (e.g. spouse and children)
    4. Customers who qualify for our other Referral Programs ( and and or other similar programs.
  5. Should Customers meet the requirements (see point 3), the Welcome Gift(s) will be credited to their POEMS Account within 35 days of Account opening.
  6. In the event of a dispute over the customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
  7. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants.
  8. By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions.