Definition

1. “PSPL x LGI x UOBAM Campaign” refers to the joint campaign between Phillip Securities Pte Ltd, Lion Global Investors Ltd. and UOB Asset Management Ltd. that customers can participate in, either one or two of the promotions stated in point 13.
2. “PSPL” refers to Phillip Securities Pte Ltd
3. “POEMS Account” refers to Cash Plus, Cash Management, Margin, Prepaid or Custodian Account.
4. “Advisory Account” refers to Unit Trust Wrap or Advisory Account.
5. “Promotion Period” refers to the period from 22 June 2026 till 21 September 2026, both dates inclusive.
6. Orders for the purchase of the selected funds stated in the table in point 13) must be received by 21st September, before 3pm.
7. “Holding Period” refers to the 90 consecutive calendar days period to keep the Participating Funds in the account with no withdrawal of funds during this period.
8. “Eligible Customer” refers to new customers who opens an Advisory/POEMS Account and existing customers who have an Advisory/POEMS Account and complete the respective Promotion criteria during the Promotion Period.
9. “Non-Eligible Customer” refers to customers who shall not qualify for the Promotion unless approved by the management of Phillip Securities Pte Ltd (“PSPL”)
   
   1. Customers who do not have an Advisory/POEMS Account namely (Advisory or Unit Trust Wrap, Cash Plus or Cash Management, Margin, Prepaid or Custodian Account)
   2. Customers whose Accounts have been suspended, cancelled or terminated.
   3. PSPL institutional Customers and corporate Customers.
10. Customers must be at least 18 years of age.
11. The following categories of persons are not eligible to participate in the Promotion: employees (e.g. staff, trading representatives, financial adviser representatives of PhillipCapital group of companies, its related entities, and their immediate families of PSPL. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child, step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt niece, nephew, mother, sister, step-brother, step-sister or first cousin.
12. “Qualified Customer” refers to Eligible Customers who complete either one or both Promotion criteria in point 13.
13. Promotion #1 and Promotion #2 criteria are as follows:
    

    Promotion #1

    Eligible Customers who invest fresh funds into the selected Lion Global Investors Ltd. or UOB Asset Management Ltd. funds listed below from 22 June 2026 till 21 September 2026, both dates inclusive, may receive S$10 worth of bonus units* for every S$10,000 invested via cash subscription, capped at S$100 worth of bonus units* per Participating Fund, subject to fulfilment of the promotion criteria stated below.

    Promotion #1 (From 22 June 2026 till 21 September 2026, both dates inclusive)
    Eligible Accounts	Participating Funds	Holding Period	Reward
    Advisory Accounts (Advisory or Unit Trust Wrap) POEMS Accounts (Cash Plus or Cash Management, Margin, Prepaid or Custodian Account)	LionGlobal Singapore Dividend Equity Fund LionGlobal Singapore Dividend Equity Fund SGD (SG9999013460) LionGlobal Singapore Dividend Equity Fund USD (SG9999013478) LionGlobal Singapore Dividend Equity Fund USD-H (SG9999013486) LionGlobal Singapore Trust Fund LionGlobal Singapore Trust Fund SGD (Acc) (SG9999002406) LionGlobal Physical Gold Fund LionGlobal Physical Gold Fund SGD Cl A (SGXZ20357158) LionGlobal Physical Gold Fund SGDH Cl A (SGXZ74563800) LionGlobal Physical Gold Fund USD Cl A (SGXZ85871689) LionGlobal Asia Pacific Fund  LionGlobal Asia Pacific Fund (SG9999002562) LionGlobal China Growth Fund LionGlobal China Growth Fund (SG9999002463) LionGlobal China Growth Fund USD (SG9999002471) United SGD Fund UOB United SGD Fund CL A (Acc) (SG9999001382) UOB United SGD Fund CL A (Dis) (SG9999010805) UOB United SGD Fund CL A (Acc) USD Hedged (SG9999014864) UOB United SGD Fund CL A (Dis) USD Hedged (SG9999014872) UOB United SGD Fund CL S SGD (Dis) (SGXZ16137382) UOB United SGD Fund CL S USD (Dis) Hedged (SGXZ18528414) United Asian HY Bond UOB United Asian High Yield Bond Fd SGD (Acc) (SG9999010011) UOB United Asian High Yield Bond Fd SGD (Dis) (SG9999010029) UOB United Asian High Yield Bond Fd USD (Acc) (SG9999010037) UOB United Asian High Yield Bond Fd USD (Dis) (SG9999010045) UOB United Asian High Yield Bd Fd A SGD Acc H (SG9999017628) UOB United Asian High Yield Bd Fd A SGD Dist H (SG9999017636) United Gold and General Fund UOB United Gold & Gen Fd S,(G9999001143) United Asia Fund UOB United Asia Fund Class A SGD ACC (SG9999001051) UOB United Asia Fund Class A SGD Dis (SGXZ90724238) United China A-Shares Innovation Fund UOB United China A-Shares Innovation Fd Cl A SGD (Acc) (SGXZ49509284)	90 consecutive calendar days	S$10 worth of bonus units* (capped at S$100 worth of bonus units* per Participating Fund) for every S$10,000 of fresh funds invested via cash subscription

    Fresh Funds Invested Per Participating Fund	Total Fresh Funds Invested and Held for 90 Consecutive Calendar Days	Holding Period	Bonus Units
    S$10,000	S$10,000	90 consecutive calendar days	S$10
    S$20,000	S$20,000		S$20
    S$30,000	S$30,000		S$30
    : :	: :		: :
    S$100,000	S$100,000		S$100 capped

    By participating in Promotion #1, participants acknowledge and agree that:

    1. Bonus units will only be qualified for crediting upon successful completion of the 90 consecutive calendar days Holding Period. Bonus units will be distributed within 120 calendar days from the end of the Promotion Period and credited into the same Participating Fund invested in by the customer
    2. Participants may switch between funds within the Participating Fund list during the Promotion Period, and the Holding Period shall be reset and recalculated from the date of such switch.
     

    Promotion #2

    Eligible Customers may earn one (1) lucky draw chance for every S$10,000 of fresh funds invested via cash subscription into the selected Lion Global Investors Ltd. or UOB Asset Management Ltd. funds listed under Promotion #1.

    Qualifying Criteria

    To qualify for Promotion #2, customers must fulfil all of the following requirements:

    a. Successfully participate in Promotion #1 and satisfy all applicable requirements stated under the Terms and Conditions.

    b. Join and remain a member of the “Unit Trust Community” on the POEMS Mobile 3 App throughout the Promotion Period and Holding Period, up to the announcement of the Lucky Draw Winner.

    Steps to join the Unit Trust Community on our POEMS Mobile 3 App

    1. Log in to your POEMS Account
    2. Navigate to the “Community” tab located at the bottom of the app
    3. Key in “Unit Trust” in the search bar at the top of the app
    4. Click on “Groups” tab
    5. Click “Join”

    Promotion #2 (From 22 June 2026 till 21 September 2026, both dates inclusive)
    Fresh Funds Invested Per Participating Fund	Total Fresh Funds Invested and Held for 90 Consecutive Calendar Days	Holding Period	Bonus Units	Lucky Draw Chances
    S$10,000	S$10,000	90 consecutive calendar days	S$10	1
    S$20,000	S$20,000		S$20	2
    S$30,000	S$30,000		S$30	3
    : :	: :		: :	: :
    S$100,000	S$100,000		S$100 capped	10
    Customers who fulfil the criteria for Promotion #1 but do not fulfil the criteria for Promotion #2 will only be eligible for the rewards under Promotion #1. One (1) lucky draw winner will receive S$610 worth of bonus units credited into the same fund that was subscribed to. The bonus units will be credited into the winner’s Advisory Account or POEMS Account. The lucky draw winner will be selected through a randomised draw. The winner will be announced in December 2026 or January 2027 via the Unit Trust Community on the POEMS Mobile 3 App and will also be notified through the email address registered under the customer’s POEMS Account and/or Advisory Account.

14. The Lucky Draw Winner will be informed via their registered email in December 2026 or January 2027. In the event that the Lucky Draw Winner does not respond by the date stated in the email or redeem the Lucky Draw Prize by the stated expiry date, the Lucky Draw Prize will be forfeited, withdrawn or given to a reserve winner at the sole and absolute discretion of PSPL.
15. PSPL reserves the right to use any other method or medium at its sole and absolute discretion for the purpose of announcing the winner of Promotion #2.
16. By participating in Promotion #2, the Lucky Draw Winner understands that any changes made to the product purchased after the promotion entry may affect the Lucky Draw Prize eligibility and they will be automatically disqualified from eligibility if:
    
    1. They change the product that does not meet the original qualifying criteria.
    2. They cancel or replace the product with one that fails to meet the original qualifying criteria of the campaign, as stated at the time of participation.
17. By participating in Promotion #2, the Lucky Draw Winner understands that the Bonus Units will be credited into the same fund that was subscribed to.
18. PSPL reserves the right to vary the terms and conditions or withdraw both Promotions at any time without prior notice.
19. PSPL may replace, modify or withdraw the Bonus Units and/or Lucky Draw Prize at any time without notice or liability. Bonus Units and/or Lucky Draw Prize are not transferable, not exchangeable and cannot be substituted with cash or any other items.
20. PSPL shall not be liable for any incomplete, lost, late, damaged, illegible or misdirected Entries for any reason whatsoever or problems or technical malfunction of computer online systems, servers, providers or technical problems, or any combination thereof.
21. PSPL makes no representation as to the quality or performance of the Bonus Units and/or Lucky Draw Prize provided by the merchants/vendors in connection with both Promotions.
22. By participating in both Promotions, the Participants acknowledge and accept that the use of each Bonus Units / Lucky Draw Prize is subject to the terms and conditions set forth in this Campaign.
23. PSPL decisions in all matters related to the Bonus Units and/or Lucky Draw Prize and the Lucky Draw winner shall be final. No correspondence or appeals shall be entertained in relation thereto.
24. In the event of any inconsistency between these terms and conditions and other marketing or promotional materials, these terms and conditions shall prevail.
25. By participating both Promotions, Participants hereby agree to all the terms and conditions of participation in the campaign as set out herein, including all amendments, additions, replacements and modifications hereto as may from time to time be made by PSPL.
26. By participating in both Promotions, the Participant represents and warrants for the benefit of PSPL that the information submitted to PSPL is true, accurate, complete and up to date.
27. By participating in both Promotions, the Participants and Lucky Draw Winner must not have withdrawn their marketing consent to PSPL at the point of collecting the Bonus Units and/or Lucky Draw Prize. Doing so will result in the Participants and Lucky Draw Winner being disqualified from the Bonus Units and/or Lucky Draw Prize and forfeited.
28. The judging and determination of the eligibility of any person to participate in both Promotions and selection of Lucky Draw Winner shall be at the sole and absolute discretion of PSPL. The decisions of PSPL on all matters relating to both Promotions are final, conclusive and binding. PSPL shall not be obliged to give any reason or prior notice or enter into any correspondence with any person on any matter concerning both Promotions or its decisions and no appeal, correspondence or demands or claims will be entertained.
29. All details and particulars submitted by Participants must be accurate, true and complete. Incomplete, inaccurate and illegible Entries will be disqualified. If PSPL subsequently determines whether a person is in fact not eligible, or if a Lucky Draw Winner does not fulfil his or her obligations for any reason whatsoever, PSPL may at its discretion, disqualify the Participant and clawback/cancel any or all the Bonus Units and/or Lucky Draw Prize without prior notice.
30. The Participants acknowledge and accept that use of the Bonus Units and/or Lucky Draw Prize may be further subject to the terms and conditions of the relevant merchant providing the Bonus Units and/or Lucky Draw Prize.
31. Participants hereby assign to PSPL, all rights, title and interest in all intellectual property rights created during the registration and documentation process and to fully disclaim and waive all intellectual property rights and moral rights. If necessary, Participants shall execute all further documents and deeds necessary to effect, perfect, record or register such assignment at the Participant’s own cost.
32. PSPL is the sole owner of any and all intellectual property arising from submission of an Entry and from creation of both Promotions’ content and it may use and license others to use the Entry content and both Promotions in which Participants and/or Winner appears, in any and all media by any manner or means whether or not now known or invented, used or contemplated, throughout the world, for an unlimited number of times in perpetuity without any further payment made to Participants and/or Winner.
33. PSPL may request a valid identification of NRIC number/passport number of any Participants and/or Winner before the Bonus Units and/or Lucky Draw Prize is awarded.
34. PSPL reserves the right to forfeit any Bonus Units and/or Lucky Draw Prize for any Participants and/or Winner who does not adhere to the terms and conditions of both Promotions upon the Bonus Units and/or Lucky Draw Prize collection.
35. PSPL reserves the right to cancel, modify, suspend or delay both Promotions at its sole discretion.
36. PSPL has the right to use the names, photographs, videos and/or other submission materials of the participants and all other entries for publicity purposes without any prior notice to you. The participants shall not be entitled to claim ownership or other forms of compensation for the materials.
37. PSPL reserves the right to change, amend, delete or add to these Terms and Conditions without prior notice at any time and the Participants shall be bound by such changes.
38. By participating in both Promotions, each eligible customer is deemed to have accepted and agreed that PSPL may collect, use and disclose your personal data for the purpose of these promotions in accordance with the Personal Data Protection Act 2012 and our data protection policy.
39. By participating in both Promotions, Participants hereby agree to all the terms and conditions of participating in both Promotions as set out herein, including but not limited to the eligibility criteria, Bonus Units and/or Lucky Draw Prizes, the collection, use and transfer of personal data by PSPL, in accordance with the relevant PSPL Privacy Statement and all amendments, additions, replacements and modifications hereto as may from time to time be made by PSPL.

1. By participating in the Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these terms and conditions and any other instructions, terms and conditions that PSPL may issue from time to time.
2. PSPL assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, distorted or delayed electronic transmission which may limit an Eligible Customer’s ability to participate in the Promotion.
3. PSPL has the sole and absolute discretion to exclude any Eligible Customers from participating in the Promotion without any obligation to furnish notice and/or reason.
4. PSPL reserves the right to disqualify or disregard any Eligible Customer who does not comply with the terms and conditions.
5. PSPL may at its discretion forfeit the Promotion, or, if already awarded, reclaim the Promotion at the expense of the Eligible Customer without payment, compensation, or having to give any reason whatsoever in the event PSPL subsequently discovers that the Eligible Customer is not eligible to participate in the Promotion and/or to receive the Promotion.
6. PSPL reserves the right to replace any Promotion with items of similar value at any time without prior notice.
7. PSPL shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Promotion.
8. PSPL reserves the right to deal with any unclaimed Promotion in any manner it deems fit.
9. PSPL reserves the right to request for the Eligible Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Eligible Customers’ claim to the Promotion at the time of collection.
10. PSPL is under no obligation whatsoever to disclose the identity of the Eligible Customers or to publish the same for any reason at any point in time.
11. The Promotion is non-transferable, not exchangeable for cash, credit or any other items of equivalent value.
12. By participating in this Promotion, each Eligible Customer agrees and consents to the collection, use and disclosure of any and all personal data of the Eligible Customer by PSPL and its advertising and promotional agencies for the purpose of administering and/or publicizing the Promotion, and providing the Eligible Customer with marketing, advertising and promotional information or materials relating to the products and services that PSPL offers.
13. PSPL may at any time be at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person,
    a. suspend, cancel or terminate the Promotion, or
    b. delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion.
14.  PSPL’s determination of all matters in connection with the Promotion shall be final, binding and conclusive.
15. PSPL is not obliged to give any reason or prior notice on any matter concerning the Promotion Period or the Promotion. No appeal, correspondence or claims will be entertained. PSPL has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to redeem the Promotion. Eligible Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
16. By participating in the Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold PSPL, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by PSPL‘s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and Customer or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of the Promotion, and/or any breach or purported breach of these terms and conditions and/or any applicable law.
17. PSPL makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the Promotion. Any dispute about the same must be resolved directly with the Merchant. The Merchant Terms and Conditions apply.
18. In the event of any inconsistency or discrepancy between the terms and conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these terms and conditions shall prevail.
19. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Promotion, are the property of their respective owners. PSPL is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
20. Failure by PSPL to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
21. The Terms and Conditions shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
22. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act 2001 to enforce any of these terms and conditions.
23. In case of dispute, the decision of PSPL shall be final.
24. PSPL, its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
25. The Eligible Customer understands that he/she is entitled to withdraw his/her consent for the collection, use and disclosure of his/her personal data by notifying the Data Protection Officer (“DPO” ) in writing. The Eligible Customer also understands that by withdrawing his/her consent may mean that PSPL is unable to proceed with the respective Promotion Redemption.
26. PSPL reserves the right at any time in its absolute discretion to
    (1) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and Eligible terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to
    (2) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all customers.
27. By taking part in this campaign, the customer acknowledges that he / she has read and consented to these Terms & Conditions.
28. This campaign will be valid from 22nd June 2026 until 21st September 2026, both dates inclusive.