SEASON OF

SAVINGS

1 October to 31 December 2025

Receive S$10 worth of PMMF BONUS UNITS for
every S$10,000 invested in eligible funds using SRS

Enjoy EXTRA reward when you subscribe with RSP

(capped as S$60 worth of Phillip Money Market Fund SGD units per customer)

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POEMS:

Cash Plus

Margin(M)

Custodian (C)

Prepaid Custodian (CC)

Cash Management (KC)

Share Financing (V) Accounts

OTHERS:

Advisory Account (SRS)

Sustainable Reserve Fund A SGD Acc

Sustainable Reserve Fund A SGD Dis

Phillip Singapore Real Estate Income Fd A SGD

Receive S$10 worth of Phillip Money Market Fund SGD units for every S$10,000 invested into eligible funds using SRS (capped at S$50 per customer).

AND /OR

Receive S$10 worth of Phillip Money Market Fund SGD units with a regular savings subscription of a minimum S$500 monthly into eligible funds (capped at S$10 per customer)

Each customer is entitled up to S$60 Phillip Money Market Fund SGD units

New User

Open an Account

Existing User

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TERMS
& CONDITIONS

Please ensure that you have reviewed and understand the Term and Conditions associated with the campaign (Season of Savings) before participating in it.

If you have any question, feel free to reach out to our support team at talktophillip@phillip.com.sg. 

Season of Savings T&C

General T&C

Not sure what SRS is all about?


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Important Note  

This promotion is provided to you for general information only and does not constitute a recommendation, an offer or solicitation to buy or sell the investment product mentioned. It does not have any regard to your specific investment objectives, financial situation or any of your particular needs. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information. Investments are subject to investment risks including the possible loss of the principal amount invested. Unit trusts distributed by Phillip Securities Pte Ltd (“PSPL”) are not obligations of, deposits in, or guaranteed by, PSPL or any of its affiliates. The value of the units in any fund and the income from them may fall as well as rise. Past performance figures as well as any projection or forecast used in this publication are not necessarily indicative of future or likely performance of any unit trust. You should read the prospectus and product highlights sheet before deciding to subscribe for units in the respective fund. A copy of the prospectus can be obtained from the issuer or PSPL, or online at https://www.poems.com.sg/fund-finder/. You may wish to obtain advice from a qualified financial adviser, pursuant to a separate engagement, before making a commitment to purchase any of the investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest and we do not offer any advice in this regard unless mandated to do so by way of a separate engagement.  

This advertisement has not been reviewed by the Monetary Authority of Singapore. 

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Terms and Conditions:

Season of Savings Campaign (1st October 2025 to 31st December 2025)  

  1. Promotion Mechanics Customers who make Incremental purchase** of eligible funds using their Supplementary Retirement Scheme (SRS) during the promotion period will be entitled for up to S$50 worth of Phillip Money Market Fund SGD units. (Switching cases will not be considered).
     Customers who start a New subscription or top-up of an existing Regular Savings Plan to purchase eligible funds during the promotion period will be entitled to S$10 worth of Phillip Money Market Fund SGD units. (Switching cases will not be considered).
    Each qualified customer who fulfil the above-mentioned requirements can receive a maximum of S$60 worth of Phillip Money Market Fund SGD units (S$50 + S$10).
    Promotion will be open for purchases made on POEMS (DIY) or through Advisory service.
  2. Eligible Funds
    1. Sustainable Reserve Fund A SGD Acc
    2. Sustainable Reserve Fund A SGD Dis 
    3. Phillip Singapore Real Estate Income Fd A SGD
  3. Promotion Period
    The promotion period runs from 1st October 2025 to 31st December 2025 (both dates inclusive).
    • Orders for the purchase of eligible funds must be received by 31st December before 3pm.
    • Regular Savings Plan subscriptions (with valid Giro linkage) must be received by 31st December before 3pm; and the subscription must be maintained for 3 consecutive months.
      E.g., Giro deduction is successful for January, February and March 2026.
  4. Entitlements Customers are entitled to receive S$10 worth of Phillip Money Market Fund SGD units for every S$10,000 invested into eligible funds using SRS (capped at S$50 per customer).

     Customers are entitled to receive S$10 worth of Phillip Money Market Fund SGD units with a minimum regular savings subscription of S$500 monthly into eligible funds (capped at S$10 per customer). 

a. **To be considered an incremental purchase, customers need to purchase eligible Unit Trusts using Supplementary Retirement Scheme (SRS) “fresh funds”. Purchases that are funded by the sale proceeds from fund switch-out or liquidation, during the promotion period, will not be considered as “fresh funds” and thus will not be eligible for the bonus units (“Switching cases”).
b. Regular Savings Plan (RSP) subscription, of minimum S$500 monthly into eligible Unit Trusts, can be made through either Cash or SRS. Both new RSP set-ups and top-ups to existing RSPs will be considered for promotion eligibility. However, changes between RSP allocation or RSP switching will not be eligible.
c. To be eligible for the promotion, all requirements must be met within the promotion period.
d. Both new and existing customers of Phillip Securities Pte Ltd (PSPL) are eligible to participate in this promotion.
e. Eligible customers are those who have fulfilled all required eligibility criteria to be entitled for the bonus Phillip Money Market Fund SGD units.
f. The bonus Phillip Money Market Fund SGD units will be credited into eligible customers’ PSPL accounts by 31 March 2026.
g. In the event of a dispute over the customer’s eligibility to participate in this promotion, Phillip Securities Pte Ltd’s decision will be final.
h. Notwithstanding anything herein contained, Phillip Securities Pte Ltd reserves the right at any time in its absolute discretion to
(i) amend, add and / or delete any time of these Terms and Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and /or deletions when effected, or
(ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason there of and without any compensation or payment whatsoever. Phillip Securities Pte Ltd’s decision on all matters relating to the promotion shall be final and binding on all participants.
i. This advertisement has not been reviewed by the Monetary Authority of Singapore.

General Terms and Conditions
i. By participating in the Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these terms and conditions and any other instructions, terms and conditions that PSPL may issue from time to time.
ii. PSPL assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, distorted or delayed electronic transmission which may limit a Eligible Customer’s ability to participate in the Promotion.
iii. PSPL has the sole and absolute discretion to exclude any Eligible Customers from participating in the Promotion without any obligation to furnish notice and/or reason.
iv. PSPL reserves the right to disqualify or disregard any Eligible Customer who does not comply with the terms and conditions.
v. PSPL may at its discretion forfeit the Promotion, or, if already awarded, reclaim the Promotion at the expense of the Eligible Customer without payment, compensation, or having to give any reason whatsoever in the event PSPL subsequently discovers that the Eligible Customer is not eligible to participate in the Promotion and/or to receive the Promotion.
vi. PSPL reserves the right to replace any Promotion with items of similar value at any time without prior notice.
vii. PSPL shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Promotion.
viii. PSPL reserves the right to deal with any unclaimed Promotion in any manner it deems fit.
ix. PSPL reserves the right to request for the Eligible Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Eligible Customers’ claim to the Promotion at the time of collection.
x. PSPL is under no obligation whatsoever to disclose the identity of the Eligible Customers or to publish the same for any reason at any point of time.
xi. The Promotion is non-transferable, not exchangeable for cash, credit or any other items of equivalent value.
xii. By participating in this Promotion, each Eligible Customer agrees and consents to the collection, use and disclosure of any and all personal data of the Eligible Customer by PSPL and its advertising and promotional agencies for the purpose of administering and/or publicising the Promotion, and providing the Eligible Customer with marketing, advertising and promotional information or materials relating to the products and services that PSPL offers.
xiii. PSPL may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person,
a. suspend, cancel or terminate the Promotion, or
b. delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion.
xiv. PSPL’s determination of all matters in connection with the Promotion shall be final, binding and conclusive.
xv. PSPL is not obliged to give any reason or prior notice on any matter concerning the Promotion Period or the Promotion. No appeal, correspondence or claims will be entertained. PSPL has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to redeem the Promotion. Eligible Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
xvi. By participating in the Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold PSPL, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by PSPL‘s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and Customer or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of the Promotion, and/or any breach or purported breach of these terms and conditions and/or any applicable law.
xvii. PSPL makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the Promotion. Any dispute about the same must be resolved directly with the Merchant. The Merchant Terms and Conditions apply.
xviii. In the event of any inconsistency or discrepancy between the terms and conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these terms and conditions shall prevail.
xix. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Promotion, are the property of their respective owners. PSPL is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
xx. Failure by PSPL to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
xxi. The Terms and Conditions shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
xxii. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act 2001 to enforce any of these terms and conditions.
xxiii. In case of dispute, the decision of PSPL shall be final.
xxiv. PSPL, its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
xxv. The Eligible Customer understands that he/she is entitled to withdraw his/her consent for the collection, use and disclosure of his/her personal data by notifying the Data Protection Officer (“DPO” ) of in writing. The Eligible Customer also understands that by withdrawing his/her consent may mean that PSPL is unable to proceed with the respective Promotion Redemption.
xxvi. PSPL reserves the right at any time in its absolute discretion to
(1) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and Eligible terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to
(2) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion are final and binding on all customers. xxvii. By taking part in this campaign, the customer acknowledges that he / she has read and consented to these Terms & Conditions.
xxvii. By taking part in this campaign, the customer acknowledges that he / she has read and consented to these Terms & Conditions.

IMPORTANT INFORMATION

This material is provided by Phillip Capital Management (S) Ltd (“PCM”) for general information only and does not constitute a recommendation, an offer to sell, or a solicitation of any offer to invest in any of the exchange-traded fund (“ETF”) or the unit trust (“Products”) mentioned herein. It does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You should read the Prospectus and the accompanying Product Highlights Sheet (“PHS”) for key features, key risks and other important information of the Products and obtain advice from a financial adviser (“FA“) pursuant to a separate engagement before making a commitment to invest in the Products. In the event that you choose not to obtain advice from a FA, you should assess whether the Products are suitable for you before proceeding to invest. A copy of the Prospectus and PHS are available from PCM, any of its Participating Dealers (“PDs“) for the ETF, or any of its authorised distributors for the unit trust managed by PCM.  

An ETF is not like a typical unit trust as the units of the ETF (the “Units“) are to be listed and traded like any share on the Singapore Exchange Securities Trading Limited (“SGX-ST”). Listing on the SGX-ST does not guarantee a liquid market for the Units which may be traded at prices above or below its NAV or may be suspended or delisted. Investors may buy or sell the Units on SGX-ST when it is listed. Investors cannot create or redeem Units directly with PCM and have no rights to request PCM to redeem or purchase their Units. Creation and redemption of Units are through PDs if investors are clients of the PDs, who have no obligation to agree to create or redeem Units on behalf of any investor and may impose terms and conditions in connection with such creation or redemption orders. Please refer to the Prospectus of the ETF for more details.  

Investments are subject to investment risks including the possible loss of the principal amount invested. The purchase of a unit in a fund is not the same as placing your money on deposit with a bank or deposit-taking company. There is no guarantee as to the amount of capital invested or return received. The value of the units and the income accruing to the units may fall or rise. Past performance is not necessarily indicative of the future or likely performance of the Products. There can be no assurance that investment objectives will be achieved.  

Where applicable, fund(s) may invest in financial derivatives and/or participate in securities lending and repurchase transactions for the purpose of hedging and/or efficient portfolio management, subject to the relevant regulatory requirements. PCM reserves the discretion to determine if currency exposure should be hedged actively, passively or not at all, in the best interest of the Products.  

The regular dividend distributions, out of either income and/or capital, are not guaranteed and subject to PCM’s discretion. Past payout yields and payments do not represent future payout yields and payments. Such dividend distributions will reduce the available capital for reinvestment and may result in an immediate decrease in the net asset value (“NAV”) of the Products. Please refer to <www.phillipfunds.com> for more information in relation to the dividend distributions.  

The information provided herein may be obtained or compiled from public and/or third party sources that PCM has no reason to believe are unreliable. Any opinion or view herein is an expression of belief of the individual author or the indicated source (as applicable) only. PCM makes no representation or warranty that such information is accurate, complete, verified or should be relied upon as such. The information does not constitute, and should not be used as a substitute for tax, legal or investment advice.  

The information herein are not for any person in any jurisdiction or country where such distribution or availability for use would contravene any applicable law or regulation or would subject PCM to any registration or licensing requirement in such jurisdiction or country. The Products is not offered to U.S. Persons. PhillipCapital Group of Companies, including PCM, their affiliates and/or their officers, directors and/or employees may own or have positions in the Products. Any member of the PhillipCapital Group of Companies may have acted upon or used the information, analyses and opinions herein before they have been published. 

This advertisement has not been reviewed by the Monetary Authority of Singapore.  

 

Phillip Capital Management (S) Ltd (Co. Reg. No. 199905233W)  
250 North Bridge Road #06-00, Raffles City Tower ,Singapore 179101 
Tel: (65) 6230 8133 Fax: (65) 65383066 www.phillipfunds.com