1. Definitions
   
   1. 1. “Promotion Period” refers to the period from 16 March 2026 till 19 June 2026, both dates inclusive.
      2. “Amova EQDP Campaign” refers to joint campaign between Phillip Securities Pte Ltd and Amova Asset Management Asia Limited that customers can participate in.
      3. “Promotion” refers to the S$10 bonus units or voucher that the qualified customer can receive for every S$10,000 invested in selected Amova Asset Management funds, up to S$500 per selected fund, and a total maximum of S$2000, and complete the criteria as detailed in the table below within the promotion period.

1. 1. “POEMS Account” refers to Cash Plus or Cash Management, Margin, Prepaid or Custodian Account.
   2. “Advisory Account” refers to Unit Trust Wrap or Advisory Account.
   3. “PSPL” refers to Phillip Securities Pte Ltd.
   4. “Holding Period” refers to the 60 calendar days period to keep funds in the account with no withdrawal of funds during this period.
   5. “Eligible Customer” refers to new customers who create an Advisory/POEMS Account and existing customers who have a Advisory/POEMS Account, and complete the respective Promotion criteria during the Promotion Period.
   6. “Non-Eligible Customer” refers to customers who shall not qualify for the Promotion unless approved by the management of Phillip Securities Pte Ltd (“PSPL”)
      
      1. (9.1) Customers who do not have an Advisory/POEMS Account namely (Advisory or Unit Trust Wrap, Cash Plus or Cash Management, Margin, Prepaid or Custodian Account)
      2. (9.2) Customers whose Accounts have been suspended, canceled or terminated.
      3. (9.3) PSPL institutional Customers and corporate Customers.
   7. Orders for the purchase of eligible funds must be received by 19th March before 3pm.
   8. The following categories of persons are not eligible to participate in the Campaign: employees (including their immediate families) of PSPL. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child, step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt niece, nephew, mother, sister, step-brother, step-sister or first cousin.
   9. By taking part in this campaign, the participant acknowledges that he / she has read and consented to these Terms & Conditions.
   10. This advertisement has not been reviewed by the Monetary Authority of Singapore.

General Terms and Conditions

1. By participating in the Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these terms and conditions and any other instructions, terms and conditions that PSPL may issue from time to time.
2. PSPL assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, distorted or delayed electronic transmission which may limit a Eligible Customer’s ability to participate in the Promotion.
3. PSPL has the sole and absolute discretion to exclude any Eligible Customers from participating in the Promotion without any obligation to furnish notice and/or reason.
4. PSPL reserves the right to disqualify or disregard any Eligible Customer who does not comply with the terms and conditions.
5. PSPL may at its discretion forfeit the Promotion, or, if already awarded, reclaim the Promotion at the expense of the Eligible Customer without payment, compensation, or having to give any reason whatsoever in the event PSPL subsequently discovers that the Eligible Customer is not eligible to participate in the Promotion and/or to receive the Promotion.
6. PSPL reserves the right to replace any Promotion with items of similar value at any time without prior notice.
7. PSPL shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Promotion.
8. PSPL reserves the right to deal with any unclaimed Promotion in any manner it deems fit.
9. PSPL reserves the right to request for the Eligible Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Eligible Customers’ claim to the Promotion at the time of collection.
10. PSPL is under no obligation whatsoever to disclose the identity of the Eligible Customers or to publish the same for any reason at any point of time.
11. The Promotion is non-transferable, not exchangeable for cash, credit or any other items of equivalent value.
12. By participating in this Promotion, each Eligible Customer agrees and consents to the collection, use and disclosure of any and all personal data of the Eligible Customer by PSPL and its advertising and promotional agencies for the purpose of administering and/or publicising the Promotion, and providing the Eligible Customer with marketing, advertising and promotional information or materials relating to the products and services that PSPL offers.
13. PSPL may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person,
    
    1. suspend, cancel or terminate the Promotion, or
    2. delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion.
14. PSPL’s determination of all matters in connection with the Promotion shall be final, binding and conclusive.
15. PSPL is not obliged to give any reason or prior notice on any matter concerning the Promotion Period or the Promotion. No appeal, correspondence or claims will be entertained. PSPL has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to redeem the Promotion. Eligible Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
16. By participating in the Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold PSPL, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by PSPL‘s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and Customer or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of the Promotion, and/or any breach or purported breach of these terms and conditions and/or any applicable law.
17. PSPL makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the Promotion. Any dispute about the same must be resolved directly with the Merchant. The Merchant Terms and Conditions apply.
18. In the event of any inconsistency or discrepancy between the terms and conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these terms and conditions shall prevail.
19. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Promotion, are the property of their respective owners. PSPL is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
20. Failure by PSPL to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
21. The Terms and Conditions shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
22. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act 2001 to enforce any of these terms and conditions.
23. In case of dispute, the decision of PSPL shall be final.
24. PSPL, its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
25. The Eligible Customer understands that he/she is entitled to withdraw his/her consent for the collection, use and disclosure of his/her personal data by notifying the Data Protection Officer (“DPO” ) of in writing. The Eligible Customer also understands that by withdrawing his/her consent may mean that PSPL is unable to proceed with the respective Promotion Redemption.
26. PSPL reserves the right at any time in its absolute discretion to
    
    1. amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and Eligible terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to
    2. vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion are final and binding on all customers.
27. By taking part in this campaign, the customer acknowledges that he / she has read and consented to these Terms & Conditions.
28. This campaign will be valid from 16 March 2026 till 19 June 2026, both dates inclusive.