Review on App Store
Review on Google Play
Review on App Store
Review on Google Play

About the campaign

Share Your Experience with POEMS Mobile 3 App on App Store or Play Store! Stand a chance to win a $300 Gift Certificate for The Ritz Carlton, Millenia Singapore for being one of the top 3 reviews!

Campaign Period: 16 Dec 2024 to 28 Feb 2025

How to participate

Simply follow the steps below during the campaign period to participate!

1. Download POEMS Mobile 3

2. Share your feedback on the Appstore / Playstore

Review on App Store
Review on Google Play
Review on App Store
Review on Google Play

How are the reviews assessed?

Reviews will be assessed by a panel of judges, who will select three(3) winners. The results will be revealed by 5 Mar 2025 via a reply to the selected winning reviews. Be sure to check back to see if you’ve won!

How do I claim my prize?

If you are selected as a “winner”, to claim your prize, all you have to do is email your:

    • Full Name (as registered with POEMS)
    • Contact Number (as registered with POEMS)
    • POEMS Account Number
    • Screenshot of your winning review

to hello@phillip.com.sg, after which you will receive an email from us with instructions on how to redeem your rewards.

  1. This campaign is open to POEMS Mobile 3 App Users (both POEMS Account Holders and Registered Users) who submit a review on either:
    1. POEMS Mobile 3 App – Play Store
    2. POEMS Mobile 3 App – App Store
  2. The campaign runs from 16 DEC 2024 – 28 FEB 2025 (“The Campaign Period”). 
  3. Reviews will be assessed by a panel of judges, who will select a total of three (3) winners who have written comprehensive and thoughtful reviews on the POEMS Mobile 3 App – Play Store and POEMS Mobile 3 App – App Store during the campaign period.
  4. Winners will be notified by a reply to their review via email. 
  5. Winners will be announced by 05 MAR 2025.
  6. Each Customer is only eligible to win once within the Campaign Period regardless of the number of Accounts held and reviews submitted.
  7. To claim the prize, winners have to write an email to hello@phillip.com.sg with their
    1. Full Name as registered with POEMS
    2. Contact Number as registered with POEMS
    3. POEMS Account Number
    4. Screenshot of their review within seven (7) working days after PSPL has replied the winners’ review informing them of their win.
  8. Once the winners have reached out to hello@phillip.com.sg with the necessary details, they will receive an email with details on the Rewards redemption.
  9. If a winner cannot be contacted within seven (7) working days or otherwise has his/her prize forfeited, PSPL reserves the right to select one (1) or more reserve winners to replace the disqualified winner. PSPL has the absolute discretion to exclude any otherwise eligible Customers from participating in the Draw or Promotion.
  10. The ‘Reward’ is a S$300 Gift Certificate for The Ritz-Carlton, Millenia Singapore (“Ritz-Carlton Hotel”). For more details of the Ritz-Carlton Hotel T&Cs and redemption instructions, please read here.
  11. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
  12. PSPL reserves the sole right to refuse to award the tickets and/or prizes without prior notice to any contestant for any reason, in particular where contestants have behaved inappropriately, whether through posting inappropriate remarks or images or otherwise.
  13. PSPL reserves the right at any time in its absolute discretion to (i) amend, add and / or delete any time of these Terms and Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and / or deletions when effected, or (ii) vary, withdraw, or cancel any items or the campaign without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL decision on all matters relating to the campaign shall be final and binding on all participants.
  14. By entering into the campaign, contestants agree and consent to allow PSPL to use their name, photograph, or likeness in all matters related to this campaign including any advertising or publicity without additional compensation or notification.
  15. By taking part in this campaign, the participant acknowledges that he/she has read and consented to these Terms and Conditions.


IMPORTANT INFORMATION

This material is provided by Phillip Capital Management (S) Ltd (“PCM”) for general information only and does not constitute a recommendation, an offer to sell, or a solicitation of any offer to invest in any of the exchange-traded fund (“ETF”) or the unit trust (“Products”) mentioned herein. It does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You should read the Prospectus and the accompanying Product Highlights Sheet (“PHS”) for key features, key risks and other important information of the Products and obtain advice from a financial adviser (“FA“) pursuant to a separate engagement before making a commitment to invest in the Products. In the event that you choose not to obtain advice from a FA, you should assess whether the Products are suitable for you before proceeding to invest. A copy of the Prospectus and PHS are available from PCM, any of its Participating Dealers (“PDs“) for the ETF, or any of its authorised distributors for the unit trust managed by PCM.  

An ETF is not like a typical unit trust as the units of the ETF (the “Units“) are to be listed and traded like any share on the Singapore Exchange Securities Trading Limited (“SGX-ST”). Listing on the SGX-ST does not guarantee a liquid market for the Units which may be traded at prices above or below its NAV or may be suspended or delisted. Investors may buy or sell the Units on SGX-ST when it is listed. Investors cannot create or redeem Units directly with PCM and have no rights to request PCM to redeem or purchase their Units. Creation and redemption of Units are through PDs if investors are clients of the PDs, who have no obligation to agree to create or redeem Units on behalf of any investor and may impose terms and conditions in connection with such creation or redemption orders. Please refer to the Prospectus of the ETF for more details.  

Investments are subject to investment risks including the possible loss of the principal amount invested. The purchase of a unit in a fund is not the same as placing your money on deposit with a bank or deposit-taking company. There is no guarantee as to the amount of capital invested or return received. The value of the units and the income accruing to the units may fall or rise. Past performance is not necessarily indicative of the future or likely performance of the Products. There can be no assurance that investment objectives will be achieved.  

Where applicable, fund(s) may invest in financial derivatives and/or participate in securities lending and repurchase transactions for the purpose of hedging and/or efficient portfolio management, subject to the relevant regulatory requirements. PCM reserves the discretion to determine if currency exposure should be hedged actively, passively or not at all, in the best interest of the Products.  

The regular dividend distributions, out of either income and/or capital, are not guaranteed and subject to PCM’s discretion. Past payout yields and payments do not represent future payout yields and payments. Such dividend distributions will reduce the available capital for reinvestment and may result in an immediate decrease in the net asset value (“NAV”) of the Products. Please refer to <www.phillipfunds.com> for more information in relation to the dividend distributions.  

The information provided herein may be obtained or compiled from public and/or third party sources that PCM has no reason to believe are unreliable. Any opinion or view herein is an expression of belief of the individual author or the indicated source (as applicable) only. PCM makes no representation or warranty that such information is accurate, complete, verified or should be relied upon as such. The information does not constitute, and should not be used as a substitute for tax, legal or investment advice.  

The information herein are not for any person in any jurisdiction or country where such distribution or availability for use would contravene any applicable law or regulation or would subject PCM to any registration or licensing requirement in such jurisdiction or country. The Products is not offered to U.S. Persons. PhillipCapital Group of Companies, including PCM, their affiliates and/or their officers, directors and/or employees may own or have positions in the Products. Any member of the PhillipCapital Group of Companies may have acted upon or used the information, analyses and opinions herein before they have been published. 

This advertisement has not been reviewed by the Monetary Authority of Singapore.  

 

Phillip Capital Management (S) Ltd (Co. Reg. No. 199905233W)  
250 North Bridge Road #06-00, Raffles City Tower ,Singapore 179101 
Tel: (65) 6230 8133 Fax: (65) 65383066 www.phillipfunds.com