SMART Portfolio Promo (Young Investor Programme)

  1. This Promotion is valid from 7 April 2025 to 31 December 2025.
  2. Eligible Customer Types:
    • New and Existing Customers of Phillip Securities Pte Ltd (PSPL). 
    • Aged 18 years old to 25 years old.
    • Open and fund a SMART Portfolio Account, with Cash or Supplementary Retirement Scheme (SRS) during the Promotion Period.
  3. Requirements for the Rewards:
    • Open and fund the SMART Portfolio Account with a minimum of S$3,000 to receive a 6-month fee waiver in the form of a Cash Credit (known as Promotional Incentive). Capped at $100 cash credit (Capped Promotional incentive). 
    • Each Customer is eligible for only one Account per portfolio service type under this Promotion
    • The SMART Portfolio Account must be funded within 14 days of the Account opening date.
    • Customers will be assessed for eligibility of the Promotion, 30 days after the Account opening date.
    • To qualify for the promotional incentive, Customers must maintain their holdings for a minimum of six (6) months.
    • Customers who meet the eligibility criteria of the Promotion will receive the Promotional incentive after completing the 6-months holding period from the date the Account is funded.
    • For Customers who withdraw funds from their existing SMART Portfolio accounts and re-deposit them into their new SMART Portfolio accounts during the Promotion Period, only the Net Investible Amount (total net of deposits less withdrawals during the Promotion Period) will be considered for the Promotion.
  4. Withdrawal of funds from one SMART Portfolio Account to top up another existing SMART Portfolio Account during the Promotion Period will not be eligible for the Promotion.
  5. The Promotional Incentive is non-transferable and non-exchangeable for other items. Should the Promotional Incentive be unavailable for any reason whatsoever, PSPL, in its discretion, reserves the right to substitute the Promotional Incentive with an alternative reward with similar monetary value.
  6. Days refer to calendar days. 
  7. The following Customers are NOT eligible for this promotion unless approved by the management of PSPL:
    • Customers who engage the services of a representative from an external provider (B2B) 
    • Corporate Accounts, Institutional Accounts, and Joint Account holders 
    • All employees of PSPL’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children). 
  8. By taking part in the promotion, you agree and consent to PSPL sending relevant information to third-party service providers to facilitate the delivery and redemption of the Promotional Incentive. 
  9. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final. 
  10. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete these Terms and Conditions without prior notification (including eligibility; replacement of the prize; promotional mechanics, promotion duration without prior notification, qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants. 
  11. By taking part in this campaign, the participant acknowledges that he / she has read and consented to these Terms & Conditions.  
  12. This advertisement has not been reviewed by the Monetary Authority of Singapore. 

FAQs

The Promotion is valid for individual Customers who are aged between 18 years old to 25 years old, who open and fund a SMART Portfolio Account, with Cash or the Supplementary Retirement Scheme (SRS), during the Promotion Period.

Open and fund the Account with a minimum of S$3,000 to receive a 6-month fee waiver in form of Cash Credit (Promotional Incentive) capped at S$100 Cash Credit (Capped Promotional incentive). 

You can open a SMART Portfolio account through any of the following methods: 

  • The “Get Started” button on this page 
  • Phillip MyWealth App > ‘Home’ tab > swipe to SMART Portfolio banner on the top 
  • POEMS Mobile 3 App > ‘Trade’ tab > ‘Robo’ page > Create New SMART Portfolio 

Yes, existing SMART Portfolio Customers can still participate in the promotion. You may do so by opening a new SMART Portfolio account and funding it within 14 days of account opening.  

The Account must be funded within 14 days of the Account Opening Date. 

You may fund your SMART Portfolio with Cash or the Supplementary Retirement Scheme (SRS). You may click HERE or refer to the ‘Funding’ tab on the top of this page for the full funding options. 

You may fund your SMART Portfolio with Cash or via the Supplementary Retirement Scheme (SRS). 

Yes, you can open multiple SMART Portfolio Accounts. However, only one Account per portfolio service type per Customer will be counted as an eligible Account for this promotion. 

Customers who meet the criteria of the Promotion will receive the Promotional incentive after the 6-month holding period from the Account Funding date.  

Contact us to Open an Account

Need Assistance? Share your Details and we’ll get back to you

IMPORTANT INFORMATION

This material is provided by Phillip Capital Management (S) Ltd (“PCM”) for general information only and does not constitute a recommendation, an offer to sell, or a solicitation of any offer to invest in any of the exchange-traded fund (“ETF”) or the unit trust (“Products”) mentioned herein. It does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You should read the Prospectus and the accompanying Product Highlights Sheet (“PHS”) for key features, key risks and other important information of the Products and obtain advice from a financial adviser (“FA“) pursuant to a separate engagement before making a commitment to invest in the Products. In the event that you choose not to obtain advice from a FA, you should assess whether the Products are suitable for you before proceeding to invest. A copy of the Prospectus and PHS are available from PCM, any of its Participating Dealers (“PDs“) for the ETF, or any of its authorised distributors for the unit trust managed by PCM.  

An ETF is not like a typical unit trust as the units of the ETF (the “Units“) are to be listed and traded like any share on the Singapore Exchange Securities Trading Limited (“SGX-ST”). Listing on the SGX-ST does not guarantee a liquid market for the Units which may be traded at prices above or below its NAV or may be suspended or delisted. Investors may buy or sell the Units on SGX-ST when it is listed. Investors cannot create or redeem Units directly with PCM and have no rights to request PCM to redeem or purchase their Units. Creation and redemption of Units are through PDs if investors are clients of the PDs, who have no obligation to agree to create or redeem Units on behalf of any investor and may impose terms and conditions in connection with such creation or redemption orders. Please refer to the Prospectus of the ETF for more details.  

Investments are subject to investment risks including the possible loss of the principal amount invested. The purchase of a unit in a fund is not the same as placing your money on deposit with a bank or deposit-taking company. There is no guarantee as to the amount of capital invested or return received. The value of the units and the income accruing to the units may fall or rise. Past performance is not necessarily indicative of the future or likely performance of the Products. There can be no assurance that investment objectives will be achieved.  

Where applicable, fund(s) may invest in financial derivatives and/or participate in securities lending and repurchase transactions for the purpose of hedging and/or efficient portfolio management, subject to the relevant regulatory requirements. PCM reserves the discretion to determine if currency exposure should be hedged actively, passively or not at all, in the best interest of the Products.  

The regular dividend distributions, out of either income and/or capital, are not guaranteed and subject to PCM’s discretion. Past payout yields and payments do not represent future payout yields and payments. Such dividend distributions will reduce the available capital for reinvestment and may result in an immediate decrease in the net asset value (“NAV”) of the Products. Please refer to <www.phillipfunds.com> for more information in relation to the dividend distributions.  

The information provided herein may be obtained or compiled from public and/or third party sources that PCM has no reason to believe are unreliable. Any opinion or view herein is an expression of belief of the individual author or the indicated source (as applicable) only. PCM makes no representation or warranty that such information is accurate, complete, verified or should be relied upon as such. The information does not constitute, and should not be used as a substitute for tax, legal or investment advice.  

The information herein are not for any person in any jurisdiction or country where such distribution or availability for use would contravene any applicable law or regulation or would subject PCM to any registration or licensing requirement in such jurisdiction or country. The Products is not offered to U.S. Persons. PhillipCapital Group of Companies, including PCM, their affiliates and/or their officers, directors and/or employees may own or have positions in the Products. Any member of the PhillipCapital Group of Companies may have acted upon or used the information, analyses and opinions herein before they have been published. 

This advertisement has not been reviewed by the Monetary Authority of Singapore.  

 

Phillip Capital Management (S) Ltd (Co. Reg. No. 199905233W)  
250 North Bridge Road #06-00, Raffles City Tower ,Singapore 179101 
Tel: (65) 6230 8133 Fax: (65) 65383066 www.phillipfunds.com