Market Journal
An Active ETF is an exchange-traded fund with a portfolio that is actively managed by investment professionals. Unlike passive ETFs that simply mirror a stock index, investment in active ETFs involve ongoing buy and sell decisions aimed at achieving a specific goal — whether that is outperformance, generating income, or capturing exposure to a particular…Read More
In 2024, 78.3 per cent of companies in Singapore granted wage increases as compared to 65.3 per cent in 2023, according to the Ministry of Manpower’s Report on Wage Practices 2024 1. Despite this growth in earnings, there are still people who end up with no savings every month, specifically 29%, according to a survey…Read More
Common biases like overconfidence, herd mentality, and loss aversion influence both risk assessment and decision-making. Know the emotional and behavioral biases in investing. In investing, the biggest challenge is often not the market but our own minds. Emotions, habits, and common mental shortcuts can quietly steer decisions in the wrong direction. A Charles Schwab survey…Read More
Money dysmorphia happens when the way you feel about your finances doesn’t match the reality of your situation. It’s not simply the occasional anxiety we all experience about money; it’s a persistent, distorted perception that can affect how you live, spend, and save. You might have a steady income, healthy savings, and no debt, yet…Read More
Domestic Helper insurance may appear to be just another compliance task for employers in Singapore, but in reality, it plays a critical role in protecting both the employer and the domestic helper. The right domestic helper insurance plan could protect you from unforeseen costs and ensure your helper is well cared for in times of…Read More
Why Isn’t My Order Filled at the Price I See? Have you ever set a sell limit price, watched the market tick right past it, and thought, “Great, my order should be done by now!”—only to find nothing happened? You check your account again, and mysteriously, your order has expired unfilled. Puzzled, you checked Yahoo…Read More
Introduction Options trading can seem complicated at first, but it offers investors flexible strategies to complement a traditional buy-and-hold portfolio. One popular approach is selling put options, which allows you to collect premium income and potentially buy stocks you like at a discount. To earn a steady income or acquire shares at a price you’re…Read More
Effective stop-loss placement is a cornerstone of prudent risk management in forex trading. It’s not merely about cutting losses, but about preserving capital and allowing profitable trades to run their course. While the concept is simple, the art of setting an optimal stop-loss lies in understanding market dynamics and leveraging the power of technical indicators….Read More
Introduction: Why Tax Efficiency Matters in Global ETF Investing Diversification is the foundation of a resilient investment portfolio. However, beyond selecting the right mix of ETFs across markets and sectors, investors must also consider portfolio efficiency. particularly how much of their returns are lost to taxes. For Singapore-based investors, capital gains are not taxed, which…Read More
Introduction: Why Diversification Is Essential in 2025 In our June edition article (https://www.poems.com.sg/market-journal/the-complete-etf-playbook-for-singapore-investors-from-beginner-to-advanced-strategies/), we introduced a tiered investment strategy tailored for Singaporean investors, starting with foundational domestic ETFs and scaling up to include global and thematic exposures. As markets continue to navigate volatility from rate shifts, geopolitical tensions, and sectoral rotations, investors are asking: How…Read More