Market Journal
You may come across news about scams on your social media feeds. Recent headlines such as “Scam victims in Singapore lost $456m in the first half of 2025” raise alarm. From investment fraud to phishing emails and fake trading apps, online scams are on the rise. Many of these schemes prey on people with idle…Read More
Introduction Extended-hours trading refers to buying and selling securities outside regular trading hours. Unlike standard trading sessions, these transactions are executed primarily through Electronic Communication Networks (ECNs), which facilitate trades when traditional exchanges are closed. Key Takeaways Two Sessions: Extended-hours trading in the US consists of two sessions — pre-market (4:00 am to 9:30 am…Read More
Should You Invest Your Supplementary Retirement Scheme (SRS) Savings?
Published on October 1st, 2025Many individuals in Singapore can expect to spend an average of 2025 years in retirement. Over such an extended period, inflation may gradually reduce overall purchasing power. Therefore, it is essential to secure financial stability by ensuring there are sufficient savings to cover essential needs and living expenses during this period. Investing your SRS savings…Read More
Introduction In today’s dynamic economic landscape, investors would miss out on profit-taking windows as a result of heightened volatility. In reality, it may also take a while for investors to see a return on their investment in a safer stock, while faster-paced alternatives like buying short-term options may be too risky. That’s where the Wheel…Read More
Summary Factor-based (often called smart-beta) ETFs use transparent, rule-based indexes to tilt exposure toward specific investment attributes (factors) such as value, quality, momentum, dividend yield, growth, or low volatility. They offer a middle ground between purely passive market-cap indexing and fully active management, adapting ETF mechanisms with a systematic, repeatable focus or priority aimed at…Read More
An Active ETF is an exchange-traded fund with a portfolio that is actively managed by investment professionals. Unlike passive ETFs that simply mirror a stock index, investment in active ETFs involve ongoing buy and sell decisions aimed at achieving a specific goal — whether that is outperformance, generating income, or capturing exposure to a particular…Read More
In 2024, 78.3 per cent of companies in Singapore granted wage increases as compared to 65.3 per cent in 2023, according to the Ministry of Manpower’s Report on Wage Practices 2024 1. Despite this growth in earnings, there are still people who end up with no savings every month, specifically 29%, according to a survey…Read More
Common biases like overconfidence, herd mentality, and loss aversion influence both risk assessment and decision-making. Know the emotional and behavioral biases in investing. In investing, the biggest challenge is often not the market but our own minds. Emotions, habits, and common mental shortcuts can quietly steer decisions in the wrong direction. A Charles Schwab survey…Read More
Money dysmorphia happens when the way you feel about your finances doesn’t match the reality of your situation. It’s not simply the occasional anxiety we all experience about money; it’s a persistent, distorted perception that can affect how you live, spend, and save. You might have a steady income, healthy savings, and no debt, yet…Read More
Domestic Helper insurance may appear to be just another compliance task for employers in Singapore, but in reality, it plays a critical role in protecting both the employer and the domestic helper. The right domestic helper insurance plan could protect you from unforeseen costs and ensure your helper is well cared for in times of…Read More