
Start Inviting Friends!
Send your personalised referral link to your friend!
Invite your friends and family to POEMS
for each successful referral!
Receive S$68 Cash Credit
Reward
Reward for You (Referrer)
Rewards for Your Friend (Referee)

Cash Plus Account
Cash Management Account
How it works

You (Referrer)
Existing POEMS Account Holder*
- Share your referral link
- Your friend uses your referral link to open an Account
*Your friend must be new to Phillip Securities - Your friend funds at least S$3,000 to the Account within 7 days of Account Opening

Your Friend (Referee)
New to Phillip Securities
- Opens an Account with your unique link and opt-in to Excess Funds Management (SMART Park)
Upon funding at least S$3000 to the Account within 7 days of Account Opening (without withdrawing the funds for 30 days), they can enjoy the rewards above
Referees who open a Cash Plus Account, will receive an email about when they can enjoy Zero Commission on US stocks within 5 working days!
Enjoy upsized earnings of 1.5% p.a. on top of the rates SMART Park grows at! Grow your cash at higher yields with SMART Park now!
Find out howWhat can you redeem with POEMS Reward Points?

eGift cards
(FairPrice/GrabGifts/Shell/Shopee)
Worth S$10/S$20
500/1000 points needed

HKEX Live Price and
Market Depth
Worth S$45
1000 points needed

Monthly SGX Market Depth Access
Worth S$21.40
750 points needed

Account Maintenance Fee Refund
Worth S$16.05
400 points needed
and more
Frequently Asked Questions
(a) your friend is new to Phillip Securities and has successfully opened a Cash Plus Account or Cash Management Account and opted in to Excess Funds Management (SMART Park)
(b) your friend has funded at least S$3000 into the account within 7 days of Account opening
(c) your friend does not withdraw the funds for 30 days
As a referee, you must not have/ have had any accounts with Phillip Securities.
Terms and Conditions
Terms & Conditions
- Referral Program (“Program”) is valid for existing POEMS Account holders (“Referrer”) who refer Customer(s) new to Phillip Securities Pte Ltd (PSPL) to open a Cash Plus Account (“Referee”), from 20 September 2021 to 30 September 2023, both dates inclusive.
- Within this context, Referrers refer to Customers with any of the following Accounts: Cash Plus, Cash Management, Margin, Prepaid, Custodian or Share Financing (“Qualified Accounts”).
- Referral will only be considered successful when the Referee opens a Cash Plus Account using a unique referral link generated by Referrer, opts-in to Excess Funds Management (SMART Park) and fulfills these terms and conditions (see clause 12).
- If the Referee uses referral link(s) to open multiple Accounts, only the first successfully opened and funded Account will be considered as successful referral.
- Referrers will only receive rewards ONCE for each unique Referee even if the Referee has multiple accounts that fulfill clause 12 (regardless of Account type). Referee will receive rewards only for their FIRST opened and funded Account.
- Only the first 10 referred accounts (regardless of Account type) will be considered as successful referrals.
- Referee consents to disclose his or her name and referral status to the Referrer.
- The following Customers are NOT eligible for this Program unless approved by the management of Phillip Securities Pte Ltd (“PSPL”)
- Referee who has any type of existing Accounts with PSPL, including joint and corporate Accounts.
- Referee who has closed any Accounts with PSPL
- Referrers and Referees who have enjoyed / will enjoy similar programs or promotion, including PhillipCFD’s Refer A Friend.
- All employees of Phillip entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).
- In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
- PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants.
- By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions.
Rewards for Referrer
- Referrer will be entitled for S$68 Cash Credit when his/her Referee
- Successfully opens a Cash Plus Account, opts in to Excess Funds Management (SMART Park) and deposits at least S$3,000 to the Account within 7 calendar days from the Account opening date
- Does not withdraw this minimum amount for a period of at least 30 days.
- Referrers will receive S$68 Cash Credit in Qualified Accounts once PSPL has verified that the referee did not withdraw the funds for at least 30 days. Credits are non-transferable and non-withdrawable.
Rewards for Referee
- Referees will receive 1 month Unlimited Commission free US Trades and 1000 POEMS Reward Points when he/she funds at least S$3,000 to the Account within 7 calendar days from Account opening. POEMS Reward Points will only be credited when PSPL has verified that the referee did not withdraw the funds for at least 30 days.
- Commission free US Trades refers to the offset of brokerage commission by PSPL for trades executed for US listed shares, excluding miscellaneous charges, exchange fees, GST and any applicable charges. The US Trades have to be executed through POEMS online platforms to enjoy free brokerage.
Terms & Conditions
- Referral Program (“Program”) is valid for existing POEMS Account holders (“Referrer”) who refer Customer(s) new to Phillip Securities Pte Ltd (PSPL) to open a Cash Management Account (“Referee”), from 20 September 2021 to 30 September 2023, both dates inclusive.
- Within this context, Referrers refer to Customers with any of the following Accounts: Cash Plus, Cash Management, Margin, Prepaid, Custodian or Share Financing (“Qualified Accounts”).
- Referral will only be considered successful when the Referee opens a Cash Management Account using a unique referral link generated by Referrer, opts-in to Excess Funds Management (SMART Park) and fulfills these terms and conditions (see clause 12).
- If the Referee uses referral link(s) to open multiple Accounts, only the first successfully opened and funded Account will be considered as successful referral.
- Referrers will only receive rewards ONCE for each unique Referee even if the Referee has multiple Accounts that fulfill clause 12 (regardless of Account type). Referee will receive rewards only for their FIRST opened and funded Account.
- Only the first 10 referred accounts (regardless of Account type) will be considered as successful referrals.
- Referee consents to disclose his or her name and referral status to the Referrer.
- The following Customers are NOT eligible for this Program unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
- Referee who has any type of existing Accounts with PSPL, including joint and corporate Accounts.
- Referee who has closed any Accounts with PSPL
- Referrers and Referees who have enjoyed / will enjoy similar programs or promotion, including PhillipCFD’s Refer A Friend.
- All employees of Phillip entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).
- In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
- PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants.
- By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions.
Rewards for Referrer
- Referrer will be entitled for S$68 Cash Credit when his/her Referee
- Successfully opens a Cash Management Account, opts in to Excess Funds Management (SMART Park) and deposits at least S$3,000 to the Account within 7 calendar days from the Account opening date
- Does not withdraw this minimum amount for a period of at least 30 days.
- Referrers will receive S$68 Cash Credit in Qualified Accounts once PSPL has verified that the referee did not withdraw the funds for at least 30 days. Credits are non-transferable and non-withdrawable.
Rewards for Referee
- Referees will receive 1000 POEMS Reward Points when he/she funds at least S$3,000 to the Account within 7 calendar days from Account opening. POEMS Reward Points will only be credited when PSPL has verified that the referee did not withdraw the funds for at least 30 days.