Earn Up to S$600 in Rewards

Refer and Share with
Your Friends & Family.

* Earn S$60 for each referral, up to a maximum of 10 new account holders

Start Inviting Your Friends & Family!

Generate your referral link now!

For Referrer

Steps

Rewards

Share Your Unique Referral link

Your Friends & Family Opens a POEMS Account with SMART Park Opt-in

(Excess Fund Management)

S$10

US Stock Coupon

Your Friends & Family Funds a Minimum of S$3,000

(within 14 days of Account opening & holds it for 30 days)

S$50

Cash Credit

For Referee

Steps

Rewards

Sign Up Using the Unique Referral Link

Opt-in to SMART Park

(Excess Fund Management within 14 days)

Zero US Commission (Only for Cash Plus)
Zero Sales Charge on Unit Trusts
Free SGX Market Depth
Free Live Prices on Popular Markets

Funds a Minimum of S$3,000

(within 14 days of account opening and holds the funds for 30 days)

Free US Stock Coupons

For Referrer

Steps

Rewards

Share Your Unique Referral Link

Your Friends & Family Opens a POEMS Account with SMART Park Opt-in

(Excess Fund Management)

S$10

US Stock Coupon

Your Friends & Family Funds a Minimum of S$3,000

(within 14 days of Account opening & holds it for 30 days)

S$50

Cash Credit

For Referee

Steps

Rewards

Sign Up Using the Unique Referral Link

Opt-in to SMART Park

(Excess Fund Management within 14 days)

Zero US Commission (Only for Cash Plus)

Zero Sales Charge on Unit Trusts

Free SGX Market Depth 

Free Live Prices on Popular Markets

Funds a Minimum of S$3,000

(within 14 days of account opening and holds the funds for 30 days)

Free
US Stock Coupons

Refer Now

Rewards for Your Family & Friends

What will They get when They Open an Account?

Rewards for Your Friends & Family

What will They get when They Open an Account?

More Rewards When They Fund

Tier 1Tier 2
  • Fund a minimum deposit of S$3,000 within 14 days of Account Opening.
  • Holds the funds in the Account for 30 days.
  • Fund a minimum deposit of S$10,000 within 14 days of Account Opening.
  • Holds the funds in the Account for 30 days.
Rewards:
  • S$50 (S$10 x5) US Stock Coupons
Rewards:
  • S$150 (S$30 x5) US Stock Coupons
Tier 1Tier 2
  • Fund a minimum deposit of S$3,000 within 14 days of Account Opening.
  • Holds the funds in the Account for 30 days.
  • Fund a minimum deposit of S$10,000 within 14 days of Account Opening.
  • Holds the funds in the Account for 30 days.
Rewards:
  • S$50 (S$10×5) US Stock Coupons
Rewards:
  • S$150 (S$30×5) US Stock Coupons
Learn More about Welcome Gifts

Frequently Asked Questions

You will receive S$10 US Stock Coupon and S$50 Cash Credit when the following has been verified:

(a) Your friend is new to Phillip Securities, has successfully opened a Cash Plus Account or Cash Management Account with Excess Funds Management (SMART Park) opt in >> You will receive S$10 US Stock Coupon

(b) Your friend funded at least S$3,000 into their Account within 14 days of Account opening and does not withdraw the funds for 30 days >> You will receive S$50 Cash Credit

All existing POEMS Account Holders with any of the following Accounts can be referrers: 

  1. Cash Plus Account
  2. Margin Account
  3. Cash Management Account
  4. Prepaid Account
  5. Custodian Account 
  6. Share Financing Account

As a referee, you must not have or have had any Accounts with Phillip Securities Pte Ltd.

You can refer up to 10 referees.

Referees who opened the Cash Plus Account will receive a notification email on the activation of the Zero US Commission for 30 days Reward within 2 working days following their Account opening.

The S$10 US Stock Coupon will be redeemable within 10 working days via POEMS Mobile 3 App > Me > Rewards Inventory once your Referee has fulfilled the requirements (open Cash Plus or Cash Management Account and opts into Excess Funds Management (SMART Park))

The S$50 Cash Credit will be credited into the Referrer’s POEMS Account once it has been verified that the Referee has not withdrawn the fund for 30 days. This process may take up to 40 days following the funding date.

Yes, the S$10 US Stock Coupon is only redeemable on POEMS Mobile 3. If you are using POEMS Mobile 2.0 App, please download POEMS Mobile 3 and log in to claim the Coupon. 

No, the referee only needs to open an Account using the unique referral link you provide.

We regret that in such cases, it will not be considered as a successful referral.

No. Cash Trading Account holders are not eligible for this promotion. You may consider opening an eligible Account type or converting your Cash Trading Account to a Cash Management Account.

Login to POEMS 2.0 Website > “Acct Mgmt” > “Stocks” > “Online Forms”. Please note that any existing GIRO facility with a Cash Trading Account has to be terminated before we can process the conversion to a Cash Management Account.

Please contact your dealer or Trading Representative. Alternatively, you can reach our Customer Service Hotline at 6531 1555 or send an email to talktophillip@phillip.com.sg.

Terms & Conditions

  1. Referral Programme (“Programme”) is valid for existing POEMS Account holders (“Referrer”) who refer Customer(s) new to Phillip Securities Pte Ltd (“PSPL”) to open a Cash Plus Account (“Referee”), from 10 November 2025 to 4 January 2026.
  2. Within this context, “Referrers” refer to Customers with any of the following Accounts: Cash Plus, Cash Management, Margin, Prepaid, Custodian or Share Financing Accounts (“Qualified Accounts”).
  3. A referral will be considered successful only when the referee fulfils all of the following: 
    1. Opens a Cash Plus Account using a unique referral link generated by the referrer
    2. Opts into Excess Funds Management (SMART Park)
    3. Does not change the Account type during the promotion period
    4. Abides by the terms and conditions
  4. If the Referee uses referral link(s) to open multiple Accounts, only the first successfully opened and funded Account will be considered as successful referral.
  5. Referrers will only receive a S$10 US Stock Coupon and S$50 Cash Credit ONCE for each unique Referee, even if the Referee opens multiple Accounts (regardless of Account type).
  6. Only the first 10 referred Accounts (regardless of Qualified Account) will be considered as successful referrals.
  7. Rewards for Referrer: The Referrer will be entitled to a S$10 US Stock Coupon and S$50 Cash Credit  when his/her Referee
    1. Successfully opens a Cash Plus Account and opts in to Excess Funds Management (SMART Park) , he/she would receive S$10 US Stock Coupon. 
    2. deposits at least S$3,000 into the Account within 14 calendar days from the Account opening date, he/she would receive S$50 Cash Credit. The deposit cannot withdraw from the Account for a period of at least 30 days.
    3. Please note that the Stock Coupon and Cash Credit are non-transferable and non-withdrawable.
  8. Rewards for Referee
    1. Referees will receive:
      1. Account Opening Rewards at poems.com.sg/welcome-gifts 
      2. Fund & Trade Rewards at poems.com.sg/welcome-gifts 
  9. Activation and crediting of the Referrer’s Rewards:
    1. S$10 US Stock Coupon:
      1. Referrers will be required to download and login to POEMS Mobile 3 App, in order to receive the S$10 US Stock Coupon, once their referees have fulfilled the requirements (refer to point 3). Failure to do so, will result in forfeiture of the Reward/s. 
      2. The S$10 US Stock Coupon will be credited into the eligible Referrers’ Account in the POEMS Mobile 3 App > Me Tab > My Rewards Inventory, within the 10 working days provided that the Referrers login to POEMS Mobile 3 App and their Referees have fulfilled the requirements. 
      3. How to Use:
        • Activate – ‘Swipe to Activate’ to apply the Coupon. 
        • Trade – Place a trade on the Stock Coupon that meets the Eligibility Criteria. 
        • Rebate Credited – Once the trade is completed successfully, S$10 will be credited to your Account within 2 working days. 
      4. Eligibility Criteria:
        • Buy stocks only
        • US Market only
        • Cash trades only
      5. The S$10 US Stock Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.
      6. The Coupon will expire 30 days from the date of issuance.
      7. Once activated, the Coupon cannot be deactivated or reissued.
      8. The S$10 US Stock Coupon will be automatically applied to the first successful eligible trade executed, after the Coupon activation and before its expiry.
      9. The S$10 rebate, up to the contract value, will be credited to the eligible Account within 2 working days following the successful eligible trade.
      10. If the Coupon is not activated and/or a successful eligible trade is not executed within the validity period, the coupon will be forfeited, and no rebate will be issued.
      11. If there are multiple Stock Coupons active, the one which has a nearer expiration date  will be used up first by default. If the Coupons have the same expiry date, the Coupon that was activated first by the Customer will be used by default.
    2. S$50 Cash Credit:
      1. Referrers will receive the S$50 Cash Credit into their Account within 10 working days once their referees have fulfilled the requirements.  
  10. Activation and crediting of the Referees’ Rewards:
    1. Please kindly refer to poems.com.sg/welcome-gifts 
  11. Referee consents to the disclosure of his or her name and referral status to the Referrer.
  12. The following Customers are NOT eligible for this Programme unless approved by the management of Phillip Securities Pte Ltd (“PSPL”)
    1. Referees who have any type of existing Accounts with PSPL, including joint and corporate Accounts.
    2. Referees who have closed any Accounts with PSPL
    3. Referrers and Referees who have already benefited from or will benefit from similar programmes or promotions, including PhillipCFD’s Refer A Friend.
    4. All employees of PhillipCapital’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).  
  13. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
  14. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants.
  15. By taking part in the promotion, you agree and consent to PSPL sending relevant information to third-party service providers to facilitate the delivery and redemption of the Rewards.
  16. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
  17. This advertisement has not been reviewed by the Monetary Authority of Singapore.
  1. Referral Programme (“Programme”) is valid for existing POEMS Account holders (“Referrer”) who refer Customer(s) new to Phillip Securities Pte Ltd (“PSPL”) to open a Cash Management Account (“Referee”), from 10 November 2025 to 4 January 2026.
  2. Within this context, “Referrers” refer to Customers with any of the following Accounts: Cash Plus, Cash Management, Margin, Prepaid, Custodian or Share Financing (“Qualified Accounts”)
  3. A referral will be considered successful only when the referee fulfils all of the following:
    • Opens a Cash Management Account using a unique referral link generated by the referrer
    • Opts into Excess Funds Management (SMART Park)
    • Does not change the Account type during the promotion period
    • Abides by the terms and conditions
  4. If the Referee uses referral link(s) to open multiple Accounts, only the first successfully opened and funded Account will be considered as successful referral.
  5. Referrers will only receive a S$10 US Stock Coupon and S$50 Cash Credit ONCE for each unique Referee, even if the Referee opens multiple Accounts that fulfil clause 9 (regardless of Account type)
  6. Only the first 10 referred Accounts (regardless of Qualified Account) will be considered as successful referrals
  7. Referee consents to the disclosure of his or her name and referral status to the Referrer
  8. The following Customers are NOT eligible for this Programme unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
    • Referees who have any type of existing Accounts with PSPL, including joint and corporate Accounts.
    • Referees who have closed any Accounts with PSPL.
    • Referrers and Referees who have already benefited from or will benefit from similar programmes or promotions, including PhillipCFD’s Refer A Friend.
    • All employees of PhillipCapital’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).
  9. Rewards for Referrer: The Referrer will be entitled to a S$10 US Stock Coupon and S$50 Cash Credit when his/her Referee:
    • Successfully opens a Cash Management Account and opts in to Excess Funds Management (SMART Park), he/she would receive a S$10 Stock Coupon
    • deposits at least S$3,000 into the Account within 14 calendar days from the Account opening date, he/she would receive S$50 Cash Credit. The deposit cannot withdraw from the Account for a period of at least 30 days.
    • Please note that the Stock Coupons and Cash Credit are non-transferable and non-withdrawable.
  10. Rewards for Referee:
    • Account Opening Rewards:
    •  Fund Rewards:
      • Fund at least S$3,000 within 14 days of Account opening (“Initial Capital”) and hold the funds for at least 30 days to redeem
        • S$10×5 US Stock Coupons 
      • Fund at least S$10,000 within 14 days of Account opening (“Initial Capital”) and hold the funds for at least 30 days to redeem
        • S$30×5 US Stock Coupons
      •  Initial Capital must remain in the Account for at least 30 days. It can be used for BUY trades, but it cannot be withdrawn or transferred.
      • The deposit must be fresh cash funds transferred from the Customer’s bank account, and does not include funds transferred within PSPL Accounts, cash dividends, sales proceeds or Account credit transactions.
      • Customers must ensure that their Net Cumulative Deposit amount does not fall under S$3,000/S$10,000 to be eligible for the US Stock Coupons for the tier respectively. 
      • Net Cumulative Deposit refers to accumulated deposit amount, calculated from the day the Customers make and maintain their initial deposits for 30 days. Capital gains and losses are excluded.
      • The calculation of Net Cumulative Deposit is done daily. All withdrawals made during the holding period will reduce the Customers’ daily Net Cumulative Deposit. 
      • Once the daily Net Cumulative Deposit falls below S$3,000, the Customer will no longer receive any Rewards. If the daily Net Cumulative Deposit falls below S$10,000 but remains at or above S$3,000, the Customer will only be eligible for Tier 1 Reward.
  11. Activation and crediting of the Referrer’s Rewards:
    • S$10 Stock Coupon:
      • The S$10 Stock Coupon will be credited into the eligible Customers’ Account in the POEMS Mobile 3 App > Me Tab > My Rewards Inventory, within 30 days of the end of the campaign.
        How to Use:
        • Activate – ‘Swipe to Activate’ to apply the Coupon.
        • Trade – Place a trade on the Stock Coupon that meets the Eligibility Criteria.
        • Rebate Credited – Once the trade is completed successfully, S$10 will be credited to your Account within 2 working days.
        • Eligibility Criteria:
          • Buy stocks only
          • US Market only
          • Cash trades only
        • The S$10 Stock Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.
        • The Coupon will expire 30 days from the date of issuance.
        • Once activated, the Coupon cannot be deactivated or reissued.
        • The S$10 Stock Coupon will be automatically applied to the first successful eligible trade executed, after the Coupon activation and before its expiry.
        • The S$10 rebate, up to the contract value, will be credited to the eligible Account within 2 working days following the successful eligible trade.
        • If the Coupon is not activated and/or a successful eligible trade is not executed within the validity period, the coupon will be forfeited, and no rebate will be issued.
        • If there are multiple Stock Coupons active, the one which has a nearer expiration date will be used up first by default. If the Coupons have the same expiry date, the Coupon that was activated first by the Customer will be used by default.
    • S$50 Cash Credit:
      • Referrers will receive the S$50 Cash Credit into their Account within 10 working days once their referees have fulfilled the requirements. 
        • Referrers will be required to download and login to POEMS Mobile 3 App in order to receive the S$10 Stock Coupon, once their referees have fulfilled the requirements. Failure to do so, will result in forfeiture of the Reward/s.
  12. Activation and crediting of the Referees’ Rewards:
    • Account Opening Rewards:
      • 0% Sales Charge on Unit Trust will be granted upon Account opening.
      • Free Live Prices for SGX and US Asian Hours will be granted upon Account opening.
      • Free Live Prices for US (NASDAQ, NYSE, AMEX), Malaysia (BURSA), Thailand (SET), and US Options for non-professionals.
        • Login to POEMS 2.0 web > ‘Market Data & Rewards’ > ‘New Subscriptions’ > tick the boxes for the Live Prices > complete the subscriber agreement and submit > click ‘Submit New’ > Enter your password for confirmation.
        • Login to POEMS Mobile 3 App > Me Tab > Market Data under Forms, section > Subscribe US (NASDAQ, NYSE, AMEX), MY (BURSA), TH (SET), and US Options.
      • Free subscription for SGX Enhanced Market Depth Access would be granted automatically.
    • Tier 1 & Tier 2 Stock Coupon Reward:
      • Customers are required to download and login to POEMS Mobile 3 App within 30 days of Account Opening, in order to receive The Tier 1 or 2 Fund Reward, once they have fulfilled the requirements.
      • Customers must claim the Tier 1 or 2 Fund Reward and execute the eligible trade/s on POEMS Mobile 3 App within 90 days of becoming eligible. Failure to do so, will result in forfeiture of the Reward/s.
      • The Coupon will expire 90 days from the date of issuance. 
      • Once redeemed, the Coupon cannot be reissued.
      • Eligibility Criteria: 
        1. BUY stocks only
        2. US Market only
        3. Cash trades only
        4. Online trades only
      • A minimum contract value of US$100
      • This Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.
      • Once activated, the Coupon cannot be deactivated or reissued.
      • This Coupon will be automatically applied to the first successful eligible trade executed, after activation and before its expiry.
      • The rebate, up to the contract value, will be credited to the eligible Account within 5 working days following the successful eligible trade.
      • If the Coupon is not activated and/or a successful eligible trade is not executed within the validity period, the Coupon will be forfeited, and no rebate will be issued.
      • If multiple Stock Coupons are active, the one with the  nearest expiration date will be used up first by default. If the Coupons have the same expiry date, the Coupon that was activated first by the Customer will be used by default.
      • If the Customer holds multiple trading Accounts, the Account performing the first successful eligible trade will receive the rebate, regardless which Account the Coupon was activated in. For example, a Customer has two Accounts, Account A and Account B. The Customer activates the Coupon in Account A, but later performs a successful eligible trade using Account B. In this case, Account B will be awarded the rebate.
  13. Days refer to calendar days.
  14. By taking part in the promotion, you agree and consent to PSPL sending relevant information to third-party service providers to facilitate the delivery and redemption of the Rewards.
  15. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
  16. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete these Terms and Conditions without prior notification (including eligibility; replacement of the prize; promotional mechanics, promotion duration without prior notification, qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
  17. This advertisement has not been reviewed by the Monetary Authority of Singapore.

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IMPORTANT INFORMATION

This material is provided by Phillip Capital Management (S) Ltd (“PCM”) for general information only and does not constitute a recommendation, an offer to sell, or a solicitation of any offer to invest in any of the exchange-traded fund (“ETF”) or the unit trust (“Products”) mentioned herein. It does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You should read the Prospectus and the accompanying Product Highlights Sheet (“PHS”) for key features, key risks and other important information of the Products and obtain advice from a financial adviser (“FA“) pursuant to a separate engagement before making a commitment to invest in the Products. In the event that you choose not to obtain advice from a FA, you should assess whether the Products are suitable for you before proceeding to invest. A copy of the Prospectus and PHS are available from PCM, any of its Participating Dealers (“PDs“) for the ETF, or any of its authorised distributors for the unit trust managed by PCM.  

An ETF is not like a typical unit trust as the units of the ETF (the “Units“) are to be listed and traded like any share on the Singapore Exchange Securities Trading Limited (“SGX-ST”). Listing on the SGX-ST does not guarantee a liquid market for the Units which may be traded at prices above or below its NAV or may be suspended or delisted. Investors may buy or sell the Units on SGX-ST when it is listed. Investors cannot create or redeem Units directly with PCM and have no rights to request PCM to redeem or purchase their Units. Creation and redemption of Units are through PDs if investors are clients of the PDs, who have no obligation to agree to create or redeem Units on behalf of any investor and may impose terms and conditions in connection with such creation or redemption orders. Please refer to the Prospectus of the ETF for more details.  

Investments are subject to investment risks including the possible loss of the principal amount invested. The purchase of a unit in a fund is not the same as placing your money on deposit with a bank or deposit-taking company. There is no guarantee as to the amount of capital invested or return received. The value of the units and the income accruing to the units may fall or rise. Past performance is not necessarily indicative of the future or likely performance of the Products. There can be no assurance that investment objectives will be achieved.  

Where applicable, fund(s) may invest in financial derivatives and/or participate in securities lending and repurchase transactions for the purpose of hedging and/or efficient portfolio management, subject to the relevant regulatory requirements. PCM reserves the discretion to determine if currency exposure should be hedged actively, passively or not at all, in the best interest of the Products.  

The regular dividend distributions, out of either income and/or capital, are not guaranteed and subject to PCM’s discretion. Past payout yields and payments do not represent future payout yields and payments. Such dividend distributions will reduce the available capital for reinvestment and may result in an immediate decrease in the net asset value (“NAV”) of the Products. Please refer to <www.phillipfunds.com> for more information in relation to the dividend distributions.  

The information provided herein may be obtained or compiled from public and/or third party sources that PCM has no reason to believe are unreliable. Any opinion or view herein is an expression of belief of the individual author or the indicated source (as applicable) only. PCM makes no representation or warranty that such information is accurate, complete, verified or should be relied upon as such. The information does not constitute, and should not be used as a substitute for tax, legal or investment advice.  

The information herein are not for any person in any jurisdiction or country where such distribution or availability for use would contravene any applicable law or regulation or would subject PCM to any registration or licensing requirement in such jurisdiction or country. The Products is not offered to U.S. Persons. PhillipCapital Group of Companies, including PCM, their affiliates and/or their officers, directors and/or employees may own or have positions in the Products. Any member of the PhillipCapital Group of Companies may have acted upon or used the information, analyses and opinions herein before they have been published. 

This advertisement has not been reviewed by the Monetary Authority of Singapore.  

 

Phillip Capital Management (S) Ltd (Co. Reg. No. 199905233W)  
250 North Bridge Road #06-00, Raffles City Tower ,Singapore 179101 
Tel: (65) 6230 8133 Fax: (65) 65383066 www.phillipfunds.com