Subscribe to Phillip Capital Management ETFs via Share Builders Plan and receive Cashback.

Please read the full Terms & Conditions for the promotion below: Cashback Details The promotion is applicable to the first 50 SBP accounts. Eligible customers will receive S$20 Cashback (credited into their Share Builders Plan (SBP) Ledger) for every S$200 of fresh funds invested into selected Phillip Capital Management ETFs*, with a minimum subscription period of three months via GIRO. FAQ What is the SBP Cashback promotion? The SBP Cashback Promotion allows participants to receive S$20 Cashback for every S$200 of fresh funds invested per month in any eligible counter; for three consecutive months via GIRO. The Cashback is capped at S$60 per SBP account. What is the maximum Cashback for each POEMS account? The maximum Cashback per SBP account is S$60. How much Cashback will I receive for every S$200 invested? You will receive S$20 Cashback after successfully completing three consecutive months of subscription via GIRO (capped at S$60). If I subscribe S$600 per month for Phillip SGX APAC Dividend Leaders REIT ETF and invest for 3 consecutive months, will I receive S$60 Cashback? Yes

Month	Investment counter	Monthly Investment Amount	Investment Period	Cashback
October 2025	Phillip SGX APAC Dividend Leaders REIT ETF	S$600	3 consecutive months	S$60
November 2025	Phillip SGX APAC Dividend Leaders REIT ETF	S$600
December 2025	Phillip SGX APAC Dividend Leaders REIT ETF	S$600

*This example should not be considered as financial advice. Am I eligible for the Cashback if I subscribe to eligible counters with a total of S$200 (e.g., Counter A: S$100, Counter B: S$100) over three consecutive months via GIRO? Yes, you are eligible for the Cashback because it is granted with every S$200 invested. Please refer to the example below:

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October  2025	Phillip SING Income ETF	S$100	3 consecutive months	S$50
	Lion-Phillip S-REIT ETF	S$100
November 2025	Phillip SING Income ETF	S$100
	Lion-Phillip S-REIT ETF	S$100
December 2025	Phillip SING Income ETF	S$100
	Lion-Phillip S-REIT ETF	S$100

*This example should not be considered as financial advice. What are the eligible counters for this cashback promotion? There are four eligible counters: • Phillip SING Income ETF • Phillip-China Universal MSCI China A 50 ETF • Phillip SGX APAC Dividend Leaders REIT ETF • Lion-Phillip S-REIT ETF How do I get the maximum cashback of S$60? To receive the maximum Cashback, you must subscribe to eligible counters with an investment of S$600 per month for three consecutive months via GIRO. What happens if my GIRO deduction fails once during the three-month subscription period? You will not be eligible for the promotion. The investment must be continuous for three months via Giro. Any missed or delayed payments will result in disqualification. Can I change my investment to a different eligible counter during the promotion period? Eg. I invest in Phillip-China Universal MSCI China A 50 ETF with S$200 in the beginning and change to Phillip SING Income ETF subsequently? No, your investment will not qualify for the promotion.

Month	Investment counter	Investment Amount S$	Cashback
October 2025	Phillip-China Universal MSCI China A 50 ETF	200	S$0
November 2025	Phillip SING Income ETF	200
December 2025	Phillip-China Universal MSCI China A 50 ETF	200

Can I change the investment amount for the eligible counter during the 3 consecutive months subscription? Yes, customers can increase and decrease their investment amount but if you reduce your investment during the three-month GIRO subscription period, you will not qualify for the promotion. (Refer to illustration A below) The Cashback is based on your first month’s investment. For example, if you invest S$200 in the first month, then S$600 in the second and third months, your Cashback will still be S$20. (Refer to illustration B below) Illustration A

Month	Investment counter	Investment Amount S$	Cashback
October 2025	Phillip SING Income ETF	600	S$0
November 2025	Phillip SING Income ETF	200
December 2025	Phillip SING Income ETF	200

Customers can decrease their investment amount but if you reduce your investment amount during the three-month GIRO subscription period, you will not qualify for the promotion. Illustration B

Month	Investment counter	Investment Amount S$	Cashback
October 2025	Phillip SING Income ETF	200	S$20
November 2025	Phillip SING Income ETF	600
December 2025	Phillip SING Income ETF	600

Customers can increase their investment amount. The Cashback is based on your first month’s investment. For example, if you invest S$200 in the first month, then S$600 in the second and third months, your Cashback will still be S$20. What is an example of 3 consecutive months subscription via GIRO?

Month	Investment counter	Investment Amount S$
October 2025	Phillip SING Income ETF	200
November 2025	Phillip SING Income ETF	200
December 2025	Phillip SING Income ETF	200

When can I receive the cashback? The Cashback will be credited to your SBP account ledger approximately 30 working days from the end of your consecutive 3-month subscription via GIRO. If I apply for the SBP application during the promotion period but only submit the eGIRO after the promotion period, am I eligible? No, both SBP and eGIRO must be completed within the promotion period to qualify. Is GIRO the only payment method for this promotion? Yes If my SBP account was suspended in the past six months and re-activated during the promotion period, will my funds be considered as Fresh Funds? No If my SBP account is terminated during the promotion period and I reapply during the promotion period, will I still be eligible for the promotion? No Do I qualify for the promotion if I change my subscription to another eligible counter from an existing eligible counter? No, change of investment instructions between any eligible Phillip Capital Management ETF to another eligible counter will not be considered as fresh funds, and will not qualify for the Cashback. Disclaimer: All the example of investment counter and amount should not be considered as financial advice. How to Participate To qualify for the Cash Back, simply complete these steps:

1. Sign up for the Share Builders Plan (SBP)If you have yet to open a POEMS Account, open one here. Step 1: Ensure you have an eligible POEMS Account If you are an existing POEMS Account holder, simply follow these instructions: Online Application Submission
   • POEMS Mobile 3 App:
   1. Log in to your POEMS Account
   2. Navigate to Trade > RSP > Share Builders Plan > Apply
   • POEMS Website:
   • Subscribe via this link
   Step 2: Set Up GIRO for Recurring Investments Apply e-GIRO:
   • POEMS Mobile 3 App:
     1. Log in to your POEMS Account
     2. Tap on the “Me” tab > eGIRO > Select SBP (Account no.) > Choose Bank > Apply
   • POEMS Website:
     1. Log in to your POEMS Account
     2. Go to Acc Mgmt > Online Forms > Account Application > eGIRO > Select SBP (Account no.) > Choose Bank > Apply
2. Invest a minimum of S$200* per month in any of the eligible ETFs for three consecutive months via GIRO to qualify for the S$20 Cashback *Eligibility Criteria:
   1. Existing SBP Customers:
      • Customers who have already subscribed to any of the Phillip Capital Management’ eligible counters, will only qualify for the Cashback when investing an additional S$200 or more in fresh funds* for three consecutive months via GIRO into these counters.
      • Customers who have not subscribed to any Phillip Capital Management’ eligible counters, will qualify for the Cashback after subscribing to any of the eligible counters and investing at least S$200 per month for three consecutive months via GIRO.
   *Funds deposited as a result of change of investment instructions between the Phillip Capital Management’ eligible counters will not be considered as fresh funds and thus, not be eligible for the promotion. Fresh Fund: Refer to the newly deposited investment amount into the SBP account during the promotion period.
   2. New SBP Customers:
      • Customers who are new to SBP, will qualify for the Cashback after subscribing and investing at least S$200 per month into any of the Phillip Capital Management’ eligible counters, for three consecutive months via GIRO.
   Note: The total investment amount can be distributed across multiple eligible PCM counters to qualify for the entitled investment amount. For a better understanding, please refer to Examples 1–4 below, which illustrate how the investment amount can be spread across different eligible counters. SBP Counters Eligible for the promotion:

   S/N	Counter Name	Counter Name on Website
   1	Phillip SING Income ETF	PHIL SING INC
   2	Phillip-China Universal MSCI China A 50 ETF	PHIL-CU MS CHINA A50 S$
   3	Phillip SGX APAC Dividend Leaders REIT ETF	PHIL AP DIV REIT S$D
   4	Lion-Phillip S-REIT ETF	LION-PHILLIP S-REIT

   * Counters not listed above will not be eligible for the promotion
   • Eligible Customers must invest a minimum of S$200 fresh funds per month for three consecutive months via GIRO into any of the eligible counters listed in the table above.
   • The investment transaction must be made before the 18th of each month (or the next business day if the 18th falls on a non-business day) during the promotion period.
   • There is a Cashback cap of S$60 per account.
   • The Cashback will be processed approximately 30 working days after completion of the consecutive three-month subscription period via GIRO.
   Example 1

   Month	Investment counter	Investment Amount	Investment Period	Cash Back
   October 2025	Phillip SING Income ETF	S$200	Three consecutive months	S$20
   November 2025	Phillip SING Income ETF	S$200
   December 2025	Phillip SING Income ETF	S$200

   *This example should not be deemed as financial advice. Example 2:

   Month	Investment counter	Investment Amount	Investment Period	Cash Back
   October 2025	Phillip SING Income ETF	S$100	Three consecutive months	S$20
   	Phillip-China Universal MSCI China A 50 ETF	S$100
   November 2025	Phillip SING Income ETF	S$100
   	Phillip-China Universal MSCI China A 50 ETF S$100 December 2025 Phillip SING	S$100
   December 2025	Phillip SING Income ETF	S$200
   	Phillip-China Universal MSCI China A 50 ETF	S$100

   *This example should not be deemed as financial advice. Example 3

   Month	Investment counter	Investment Amount	Investment Period	Cash Back
   October 2025	Phillip SING Income ETF	S$600	Three consecutive months	S$60
   November 2025	Phillip SING Income ETF	S$600
   December 2025	Phillip SING Income ETF	S$600

   *This example should not be deemed as financial advice. Example 4

   Month	Investment counter	Investment Amount	Investment Period	Cash Back
   October 2025	Phillip SING Income ETF	S$300	Three consecutive months	S$60
   	Lion-Phillip S-REIT ETF	S$400
   November 2025	Phillip SING Income ETF	S$300
   	Lion-Phillip S-REIT ETF	S$400
   December 2025	Phillip SING Income ETF	S$300
   	Lion-Phillip S-REIT ETF	S$400

   • Please refer to examples 1,2,3 and 4 on the indicative Cashback amount.

   Period of Promotion	T&Cs		Investment  Period	Cashback	Eligible Counters
   01 October 2025 – 30 December 2025	New to SBP S$200 Subscription into any of the Phillip Capital Management’ eligible counters; for three consecutive months via GIRO.	Existing SBP Customers S$200 of fresh funds* into the Phillip Capital Management’ eligible counters ; for three consecutive months via GIRO.	Three consecutive months subscription	Get S$20 Cashback for every S$200 monthly subscription into any of the eligible counters during the promotion period. Eligible customer is allowed a maximum Cashback of S$60 for each SBP account during the promotion period.	1)     Phillip SING Income ETF 2)     Phillip-China Universal MSCI China A 50 ETF 3)     Phillip SGX APAC Dividend Leaders REIT ETF 4)     Lion-Phillip S-REIT ETF

   *Funds invested as a result of change of investment instructions between the Phillip Capital Management’ eligible counters will not be considered as fresh funds and hence not eligible for the promotion. Fresh Funds: Refer to the newly deposited investment amount into the SBP account during the promotion period.

You’re all set to participate in this Promotion!

Terms and Conditions Terms and Conditions

1. The SBP x Phillip Capital Management (PCM) – Cashback Promotion (“Promotion”) is valid from 1st Oct 2025 (0000 hrs.) to 31st Dec 2025 (2359 hrs.) (“Promotion Period”), both dates inclusive.
2. The first 50 SBP account fulfill the terms and conditions will be eligible for Cashback.
3. lease refer to the SBP Product Information for details on the product, handling fees, and other charges before applying for the plan.
4. How to sign up for the Share Builders Plan?
   Complete the following two steps:
   • Submit an online application
   If you do not have a POEMS account, you can open one here before proceeding with the steps below. If you already have a POEMS account, follow these steps: POEMS Mobile 3 App
   • Log in to your POEMS Account
   • Go to Trade > RSP > Share Builders Plan > Apply
   POEMS Website:
   • Subscribe here
   Apply e-GIRO: POEMS Mobile 3 App:
   • Log in to your POEMS Account
   • Tap on “Me” tab > eGIRO > Select SBP (Account no.) > Choose the Bank>Apply
   POEMS Website:
   • Log in to your POEMS Account
   • Acc Mgmt > Online Forms > Account Application>eGIRO>Select SBP (Account no.) > Choose the Bank>Apply
5. SBP applications, with valid eGIRO linkage, submitted within the Promotion Period will be eligible. Any applications received after the Promotion Period or submitted through channels not specified above will not be considered. Any correspondence on missing and/or delayed submissions will not be entertained
6. Eligible Counters for the Promotion:
   1. Phillip SING Income ETF
   2. Phillip-China Universal MSCI China A 50 ETF
   3. Phillip SGX APAC Dividend Leaders REIT ETF
   4. Lion-Phillip S-REIT ETF
7. The ‘Promotion’ will consist of:
   • A Cashback that will be processed approximately 30 working days after completing the consecutive three-month subscription via GIRO
8. To be eligible for the Cashback during the promotion period (“Eligible Customers”): a) Existing SBP Customers
   • Customers already subscribed into any of the eligible PCM counters, will qualify for the Cashback when they invest at least S$200 fresh funds* in the eligible counters; for three consecutive months via GIRO
   • Customers not yet subscribed to eligible PCM counters, will qualify for the Cashback after subscribing to at least S$200 per month in any of the eligible counters; for three consecutive months via GIRO.
   *Change of investment instructions between PCM eligible counters will not be considered as fresh funds; and will not qualify for the promotion. Please refer to Scenario A Scenario A Client A is an existing SBP client who has been investing S$200 per month into Phillip SING Income ETF before the PCM cashback promotion which is September 2025. The client changes the investment instruction to invest S$200 per month into Lion-Phillip S-REIT ETF instead during the promotion period. This scenario is not considered as fresh fund and not eligible for the cashback promotion

   Month	Investment counter	Investment Amount	Investment Period	Cash Back
   September 2025	Phillip SING Income ETF	S$200	Three consecutive months	S$0
   October 2025	Phillip SING Income ETF	S$200
   November 2025	Phillip SING Income ETF	S$200
   December 2025	Phillip SING Income ETF	S$200

   *This example should not be deemed as financial advice. Fresh Funds: Refer to the newly deposited investment amount into the SBP account during the promotion period. b) New SBP Customers:
   • Customers who are new to SBP, will qualify for the Cashback after subscribing to at least S$200 per month in any of the eligible PCM counters; for three consecutive months via GIRO.
   Note: The total investment amount can be distributed across multiple eligible PCM counters to qualify for the entitled investment amount. For a better understanding, please refer to No.10, which illustrate how the investment amount can be spread across different eligible counters.
9. Promotion Details

   Period of Promotion	T&Cs		Investment  Period	Cashback	Eligible Counters
   01 October 2025 30 December 2025	New to SBP S$200 Subscription into any of the Phillip Capital Management’ eligible counters; for three consecutive months via GIRO.	Existing SBP Customers S$200 of fresh funds* into the Phillip Capital Management’ eligible counters ; for three consecutive months via GIRO.	Three consecutive months subscription	Get S$20 Cashback for every S$200 monthly subscription into any of the eligible counters during the promotion period. Eligible customer is allowed a maximum Cashback of S$60 for each SBP account during the promotion period.	1)Phillip SING Income ETF 2)Phillip-China Universal MSCI China A 50 ETF 3)Phillip SGX APAC Dividend Leaders REIT ETF 4)Lion-Phillip S-REIT ETF

   *Change of investment instructions between PCM eligible counters will not be considered as fresh funds; and will not be eligible for the promotion. Fresh Funds: Refer to the newly deposited investment amount into the SBP account during the promotion period.
   1. To participate in the Cashback promotion, customers must invest at least S$200 per month into any of the eligible counters for three consecutive months with GIRO, as shown in the table above
   2. Eligible customers are allowed a maximum Cashback of S$60 for each SBP account during the promotion period
   3. Existing SBP customers must invest at least S$200 fresh funds* in any of the eligible counters for three consecutive months via GIRO.
   4. New Customers must submit the SBP Online application with eGIRO linkage during the promotion period.
   5. The investment transaction must be successfully made before the 18th of each month or the next business day if the 18th falls on a nonbusiness day during the promotion period.
   6. The Cashback will be credited into the eligible customers’ SBP ledger approximately 30 working days after completing the consecutive three-month subscription via GIRO
   7. Failed GIRO deductions during the consecutive three- month subscription period will result in disqualification from Cashback eligibility
   8. New customers must ensure that their SBP applications, with eGIRO linkage, are submitted before 31 December 2025 (1800 hrs.)
   9. If the eGIRO linkage for a new SBP application is rejected, resubmission is allowed, but the linkage must be completed within the Promotion Period.
   10. PSPL will not assume responsibilities for any delays related to Giro submission, which may affect the customer’s eligibility for the promotion.
   11. Existing customers who update their GIRO linkage and encounter a failed GIRO deduction during the promotion period will not be eligible for the promotion.
   12. For existing customers who are already subscribed to the eligible PCM counters, only the incremental new subscription amount will be considered
       • xample: Customer A increases his subscription into Phillip SING Income ETF from $200 to $400 monthly during the promotion period, only the incremental subscription amount of $200 will be considered for the Cashback promotion.
   13. Each customer is eligible to use multiple POEMS accounts to apply for SBP and participate in the promotion.
       • Example: Customer A has 3 SBP accounts; he/she is allowed to use all 3 accounts to subscribe for the eligible counters within the promotion period. It is essential to ensure that each account fulfils the terms and conditions of the promotion to qualify. We will only consider accounts that meet the specified terms and conditions.
10. Cashback Example 1

    Month	Investment counter	Investment Amount	Investment Period	Cash Back
    October 2025	Phillip SING Income ETF	S$200	Three consecutive months	S$20
    November 2025	Phillip SING Income ETF	S$200
    December 2025	Phillip SING Income ETF	S$200

    *This example should not be deemed as financial advice. Example 2

    Month	Investment counter	Investment Amount	Investment Period	Cash Back
    October 2025	Phillip SING Income ETF	S$100	Three consecutive months	S$20
    	Phillip-China Universal MSCI China A 50 ETF	S$100
    November 2025	Phillip SING Income ETF	S$100
    	Phillip-China Universal MSCI China A 50 ETF S$100 December 2025 Phillip SING	S$100
    December 2025	Phillip SING Income ETF	S$200
    	Phillip-China Universal MSCI China A 50 ETF	S$100

    *This example should not be deemed as financial advice.
    • Eligible customers are allowed a maximum Cashback of S$60 per SBP account.
    • Please refer to examples 1 and 2 on the indicative Cashback amount.
    • The Cashback will be processed approximately 30 working days after the completion of consecutive three months subscription into eligible counters.
    • Cashback will be awarded to eligible customers upon successful GIRO linkage and the completion of consecutive three-month subscription into eligible counters.
    • Clients must submit the SBP online application and obtain e-GIRO approval on or before 31 December 2025.
      1. If a client applies after the monthly investment date (18 December 2025), the first investment will start from January 2026 to March 2026. In this case, the client is eligible for the promotion.
      2. If a client’s first investment starts in December 2025, the investment must continue until February 2026 to qualify. The client is eligible for the promotion
11. Cashback is non-transferable. The Cashback will be credited into the eligible customers’ SBP ledger approximately 30 working days after completing the consecutive three-month subscription into eligible counters. Should the Cashback be unavailable for any reason, PSPL reserves the right of final decision on all matters relating to this promotion.
12. The first 50 SBP subscriptions that fulfil the required terms and conditions will receive Cashback. PSPL has the absolute discretion to decide on the final eligibility of participating customers.
13. An email will be sent to eligible participants’ registered email address from rsp@phillip.com.sg to notify them of their Cashback eligibility. Eligible customers can view the Cashback transaction in their SBP monthly statement.
14. The following persons are not eligible for this promotion, unless approved by the management of PSPL:
    1. PSPL institutional Customer(s) and corporate Customer(s)
    2. PSPL account holders whose accounts have been suspended, cancelled or terminated
    3. PSPL and its associated entities and subsidiaries (direct or indirect), e.g., Staff, Trading Representatives and Financial Adviser Representative
15. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion is final and binding on all participants
16. By participating in the Cashback promotion, participants agree and consent to allow PSPL to use their name, or likeness in all matters related to this Cashback including any advertising or publicity without additional compensation or notification.
17. By taking part in this promotion, you acknowledge that you have read, understood and consented to these Terms and Conditions.
18. This promotion is subject to PSPL’s standard terms and conditions of business, where applicable, and PSPL reserves the right at its absolute discretion to determine Customer(s)’ entitlement for the promotion, to amend the terms and conditions of, and/or to suspend or terminate this promotion without prior notice or liability to any person. In the event of any dispute involving the interpretation of terms and conditions or any disagreement arising from this promotion, PSPL reserves the right to make the final decision.

View full Terms and Conditions

Disclaimers:

1. This promotion is intended for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the units in any fund and the income from them may fall as well as rise. Past performance figures as well as any projection or forecast used in this promotion are not necessarily indicative of future or likely performance of any fund. You should read the prospectus of the respective ETFs (which is available on websites of the issuers) and understand their structure and associated risks before deciding to invest. Any opinion or view herein is made on a general basis and is subject to change without notice. You may wish to obtain advice from a financial adviser before making a commitment to purchase any investment products mentioned herein. In the event that you choose not to obtain advice from a financial adviser, you should consider whether the investment product is suitable for you. SBP is a Regular Savings Plan and is not a deposit and not principal protected nor a capital guaranteed plan.
2. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the shares and the income from them may fall as well as rise. Past performance is not necessarily indicative of future performance. Investments in Regular Savings Plan are designed to produce returns over the medium to long term and are not suitable for short-term speculation.
3. Any opinion or view herein is made on a general basis and is subject to change without notice.
4. You may wish to obtain advice from a qualified financial adviser, pursuant to a separate engagement, before making a commitment to purchase any of the investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest and we do not offer any advice in this regard unless mandated to do so by way of a separate engagement.
5. The information is correct as at the date of print and the company reserves the right to revise the charges.
6. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Learn, Play & Win at the POEMS Roadshow!

Keen to invest but not sure where to start? Find out how at POEMS Roadshow. Meet our friendly trading specialists, get answers to the questions you’ve always wanted to ask, and learn how to start investing with confidence. Enjoy exclusive perks you won’t find online, take part in exciting games and giveaways, and walk away with both knowledge and rewards.

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is making waves near you soon!

Mark Your Calendars   Suntec Convention Center  

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you can still earn when you do the following:

1 Bring a friend to
the roadshow The friend opens and
funds a Cash Plus
Account (min S$1,000） You (Referrer) will receive a
physical S$10 Voucher, in addition
to the S$60 worth of
online referral rewards! 2 Review our
POEMS Mobile 3 App
Win up to
S$20
worth of Vouchers!

New to Phillip Securities?

Receive exclusive perks when you sign up onsite

	Roadshow	Online
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Up to S$50 of Vouchers, Exclusive POEMS Merch and more!
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Past Highlights

Terms & Conditions

SMART Park 4% p.a. Guaranteed Returns (Great World Carnival @ Suntec Convention Center March 2026 Roadshow)

1. Eligibility:
   • Customers who open a Cash Plus Account, opt-in to Excess Funds Management Facility (SMART Park) and are new to Phillip Securities Pte Ltd (“PSPL”), during the roadshow at Great World Carnival @ Suntec Convention Center from 20 March 2026 to 22 March 2026.
2. Fund the Account: 
   • Customers must fund the Account with S$10,000 to enjoy a 30-day guaranteed return of 4% p.a.
   • Customers can fund the Account using any of the payment methods here.
3. The deposit must be fresh SGD cash funds (“Fresh SGD Fund”) transferred from the Customer’s bank account, and does not include funds transferred within PSPL Accounts, cash dividends, sales proceeds or Account credit transactions.
4. Total deposits of S$10,000 must be credited into Excess Funds Management Facility (SMART Park) in the Cash Plus Account within 7 days after the Account is opened during the roadshow to participate in the promotion. Subsequent deposits during the 30-day period are possible.
5. Guaranteed Returns & Payout:
   • The Guaranteed Returns will be calculated based on a period of 30 days, starting from 7 days after the Account opening, provided that a qualified deposit is made with successful opt-in to SMART Park
     • The Bonus Returns (i.e. difference between 4% p.a. and the underlying PMMF return) will be credited in lump sum to your Account within 14 business days after the 30-day period ends.
     • Example: Account opened on 14 July 2025. Customers have until the end of 20 July 2025 to complete the deposits. If a qualified deposit is made with successful placement in SMART Park, the 30-day period will start on 21 July 2025 and end on 19 August 2025, both dates inclusive. 
   • After the 30-day period has ended, PSPL will top up the difference between 4% p.a. and SMART Park returns that your cash has made from SMART Park.
   • The Bonus Returns (i.e. difference between 4% p.a. and the underlying PMMF return) will be paid out in SGD.
   • Only the net balance of new deposits at the end of each day in the 30-day period will be calculated for the Guaranteed 4% p.a. Returns. Any debit transaction, including fee deduction, and trade settlement resulting in the account balance falling below the deposited value during the 30-day period will result in a drop in the eligible net balance each day. 
   • Any withdrawal or inter-account transfers during the 30-day period will result in the Customer being disqualified from the Promotion. 
   • Each Customer is only eligible for one bonus reward. 
   • Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers. 

19.  

 

 

SMART Park 4% p.a. Guaranteed Returns (NEX Feb 2026 Roadshow)

1. Eligibility:

   1. Customers who open a Cash Plus Account, opt-in to Excess Funds Management Facility (SMART Park) and are new to Phillip Securities Pte Ltd (“PSPL”), during the roadshow at NEX from 2 February 2026 to 8 February 2026.

2. Fund the Account: 
   • Customers must fund the Account with S$10,000 to enjoy a 30-day guaranteed return of 4% p.a.
   • Customers can fund the Account using any of the payment methods here.
3. The deposit must be fresh SGD cash funds (“Fresh SGD Fund”) transferred from the Customer’s bank account, and does not include funds transferred within PSPL Accounts, cash dividends, sales proceeds or Account credit transactions.
4. Total deposits of S$10,000 must be credited into Excess Funds Management Facility (SMART Park) in the Cash Plus Account within 7 days after the Account is opened during the roadshow to participate in the promotion. Subsequent deposits during the 30-day period are possible.
5. Guaranteed Returns & Payout:
   • The Guaranteed Returns will be calculated based on a period of 30 days, starting from 7 days  after the Account opening, provided that a qualified deposit is made with successful opt-in to SMART Park
     • The Bonus Returns (i.e. difference between 4% p.a. and the underlying PMMF return) will be credited in lump sum to your Account within 14 business days after the 30-day period ends.
     • Example: Account opened on 14 July 2025. Customers have until the end of 20 July 2025 to complete the deposits. If a qualified deposit is made with successful placement in SMART Park, the 30-day period will start on 21 July 2025 and end on 19 August 2025, both dates inclusive. 
   • After the 30-day period has ended, PSPL will top up the difference between 4% p.a. and SMART Park returns that your cash has made from SMART Park.
   • The Bonus Returns (i.e. difference between 4% p.a. and the underlying PMMF return) will be paid out in SGD.
   • Only the net balance of new deposits at the end of each day in the 30-day period will be calculated for the Guaranteed 4% p.a. Returns. Any debit transaction, including fee deduction, and trade settlement resulting in the account balance falling below the deposited value during the 30-day period will result in a drop in the eligible net balance each day. 
   • Any withdrawal or inter-account transfers during the 30-day period will result in the Customer being disqualified from the Promotion. 
   • Each Customer is only eligible for one bonus reward. 
   • Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers. 

 

FAQs

When does the 30-day period of 4% p.a. guaranteed returns start?

The 30-day period will commence on the 8th day after the Account is opened, provided that the account balance (“Fresh SGD Fund”) is maintained at S$10,000 with successful opt in to SMART Park.  

The 30-day period will be calculated based on 30 calendar days. 

Can I invest the deposited fund during the 30-day period?

Yes, you can invest the deposited fund. Any debit transaction, including fee deduction, and trade settlement resulting in the account balance falling below the deposited value during the 30-day period will result in a drop in the eligible net balance each day. 

Can I withdraw the deposited fund during the 30-day period?

No, any withdrawal or inter-account transfers during the 30-day period will result in the Customer being disqualified from the Promotion. 

When will I receive the 4% p.a. guaranteed returns?

The Bonus Returns (i.e. difference between 4% p.a. and the underlying PMMF return) will be credited in lump sum to your Account within 14 business days after the 30-day period ends. 

Strategy & Stock
Picks Q4 2025

In the race for market gains, precision makes all the difference. Just as Formula 1 drivers rely on their pit crew for support, you can rely on our market strategists for timely analysis and dependable recommendations, to help you stay in pole position lap after lap, with your trusted partner in finance.

Countdown:

Days Hours Minutes Seconds

Countdown:

Days Hours Minutes Seconds

Race Through 7 Global Investment Opportunities

Singapore

OCT 4
SAT

Singapore Market

US

OCT 9
THU

US Market

China & Hong Kong

OCT 9
THU

China & Hong Kong Market

Malaysia

OCT 6
MON

Malaysia Market

Indonesia

OCT 8
WED

Indonesia Market

Thailand

OCT 7
TUE

Thailand Market

Japan

OCT 10
FRI

Japan Market

4^th OCT
SAT

9.30am -
11.30am

PAUL CHEW

Head of Research
Phillip Securities Research

Singapore Markets
Paul Chew
Head of Research at Phillip Securities Research

Singapore Market

Join Mr Paul Chew, Head of Research at Phillip Securities Research as he explains how Singapore equities are still racing ahead — powered by fresh liquidity on the grid and turbocharged by interest rates collapsing by the equivalent of six cuts. With momentum building and capital flows accelerating, the virtuous cycle is now at full throttle.

SIGN UP (ONLINE) SIGN UP (OFFLINE)

9^th OCT
THU

12pm -
2pm

LOUIS WONG

Director
Phillip Securities (HK)Limited

China & Hong Kong Markets
Louis Wong
Director of Phillip Securities Hong Kong

China & Hong Kong Markets

Mr Louis Wong, Director of Phillip Securities Hong Kong takes the wheel to unpack the forces driving recent market performance and provide strategic insights for Q4. Navigate the Hang Seng Index’s momentum, analyse how China’s economic data and potential FED rate cuts may impact Hong Kong equities, and discover the top stock picks and sectors positioned to accelerate in the coming quarter.

SIGN UP (ONLINE)

9^th OCT
THU

7.30pm -
9pm

GLENN THUM

Research Manager
Phillip Securities Research

US Markets
Glenn Thum
Director of Phillip Securities Hong Kong

US Markets

Glenn Thum, Research Manager at Phillip Securities Research and the team will share their insights on the tech sector and outlook for the US Magnificent 7 stocks for 4Q2025! The team will also provide a brief overview of the US Banking sector.

SIGN UP (ONLINE)

Other Popular Markets

6^th OCT
MON

1pm - 2pm

Shahira Rahim

Equity Analyst
Phillip Research Sdn Bhd

7^th OCT
TUE

1pm - 2pm

Chutikan Santimetvirul

Head of Equity Strategy
Phillip Securities (Thailand) PCL

8^th OCT
WED

1pm - 2pm

Jasa Adhimulya

Senior Equity Analyst
Phillip Sekuritas Indonesia

10^th OCT
FRI

1pm - 2pm

Tomoyuki Misumi

Research Analyst
Phillip Securities Japan

Past Event Coverage

Thank You For The 50 Years Together

PhillipCapital50 × Mid-Autumn Giveaway
What’s Your Investment Style?

Terms and Conditions

1.Giveaway Period: 9 Sep 2025 (Tue) 1200 hours (SGT) – 6 Oct 2025 (Mon) 2359 hours (SGT) 

2.To participate in this Instagram giveaway, participants are required to complete all of the following actions within the giveaway period 

i Follow Instagram accounts: @investingwithphillipcapital and/or @phillipcapital. Double your chances by following both accounts and completing the steps below on both!

ii Like the [PhillipCapital50 × Mid-Autumn Giveaway | What’s Your Investment Style?] campaign post.

iii Tag 5 friends in the Comments Section

iv Comment and let us know your investment style

v Share your investment style results in your Story and tag us to double your chances of winning

*Multiple entries are allowed

Prizes: 2 Golden Village e-vouchers × 50 winners

3.The winners will be announced on Wednesday, 15 Oct 2025 (SGT) on PhillipCapital Instagram: @investingwithphillipcapital and @phillipcapital.

4. Entries submitted after the Giveaway period will not be accepted. 

5.The following persons are not eligible for this promotion, unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):

PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives

6.Winner Selection:

Winners will be randomly drawn from all valid entries received during the Giveaway period. The draw will be conducted as a lucky draw, and the process will be recorded. A replay will be available on Facebook: https://www.facebook.com/InvestingWithPhillipCapital.

7.Winner Notification:
Winners will be notified via email within 5 business days after the draw.
Should the winner be uncontactable by 30 Oct 2025, his/her prize will be forfeited. PSPL reserves the right to decide on one (1) or more reserve winner to replace the disqualified winner. PSPL has the absolute discretion to exclude any otherwise eligible persons from participating in the Giveaway.

8. Participants of this Giveaway are bound by Instagram’s promotional guidelines (https://www.facebook.com/help/instagram/179379842258600) and exempts PSPL from any liability arising from any act, omission or default in connection with the use and operation of the operating platforms for Instagram over which PSPL has no control over. This Giveaway is in no way sponsored, endorsed or administered by, or associated with Instagram. The information collected from this Giveaway will belong solely to PSPL.

9.In the event of any dispute over the Customer’s eligibility to participate in this Giveaway, PSPL’s decision will be final.

10.PSPL reserves the right at any time in its absolute discretion to (i) amend, add and / or delete any of these Terms and Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and / or deletions when effected, or (ii) vary, withdraw, or cancel any items of the Giveaway without having to disclose a reason thereof and without any compensation or payment whatsoever. The decision of PSPL on all matters relating to the Giveaway shall be final and binding on all participants.

11.By entering the Giveaway, participants agree and consent to allow PSPL to use their Instagram ID, photograph, or likeness in all matters related to this Giveaway including any advertising or publicity without additional compensation or notification.

12.By taking part in this Giveaway, participants acknowledge that he/she has read and consented to these Terms and Conditions.

13.This advertisement has not been reviewed by the Monetary Authority of Singapore.

14. This material is intended for general information only and does not constitute a recommendation, an offer or solicitation to buy or sell the investment products mentioned. It does not have any regard to your specific investment objectives, financial situation or particular needs. Investments are subject to investment risks including the possible loss of the principal amount invested. You may wish to obtain advice from a financial adviser before making a commitment to purchase any investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should consider whether the investment product is suitable for you.

LionGlobal Short Duration Bond Fund (Active ETF SGD Class)

Invest Now

Promotion Ended due to overwhelming response

Get Rewarded when you Subscribe to the LionGlobal Short Duration Bond Fund (Active ETF SGD Class)

From 8 Sep to 22 Sep 2025

Reward	Requirement
S$500* Cash Credit	Earn S$10 Cash Credit for every S$5,000 subscribed to the ETF, up to a maximum of S$500 per Customer

 

*T&Cs Apply.

Fully Redeemed

Reward	Requirement
S$500* Cash Credit	Subscribe every S$5,000 in the ETF to earn S$10, up to a maximum of S$500 per Customer.

 

*T&Cs Apply.

Fully Redeemed

About the LionGlobal Short Duration Bond Fund (Active ETF SGD Class)

The LionGlobal Short Duration Bond Fund (Active ETF SGD Class) is the ETF version of the LionGlobal Short Duration Bond Fund, giving you access to the same portfolio while providing you liquidity to trade the ETF units on SGX.

This is Singapore's first active bond ETF and first listed share class of an existing fund.

Key benefits of the ETF include:

Active Management

Managed by experienced professionals with a proven active management process.

Short Duration

Reduces sensitivity to interest rate fluctuations. Ideal in volatile market conditions

Broader Exposure

Includes both Singapore and global bonds, with flexibility to hold sub-investment grade securities

Total Return Focused

Focused on generating total return of capital growth and income over the medium to long term through an actively managed portfolio of Singapore and international bonds, high quality interest rate securities and other related securities.

Why Invest in the LionGlobal Short Duration Bond Fund (Active ETF SGD Class)?

Falling Interest Rates

Inflation has steadily declined to around 2.7% as of 30 Jun 2025^. To date, the Fed has only reduced rates to 4.5%, suggesting there is more room for rates to fall

^Source: Trading Economics as of 30 Jun 2025

Lower interest rate sensitivity

Short duration bonds have lower sensitivity to interest rates, and thus experience fewer price fluctuations

Stable Currency

SGD has been a stable currency, and this reduces exposure to currency fluctuations

How to Subscribe to the ETF During the IOP via POEMS 2.0

1. Log in to your POEMS 2.0 , then navigate to ‘Account Management’ > ‘Online Forms’ > ‘IPO Subscription – Irrevocable Form’ or click here.
2. Select the IPO you wish to subscribe to.
3. Review and accept the prospectus, terms, and conditions before subscribing to the financial product.
4. Applications close at 5pm on 22 Sep Mon 2025.
5. Ensure sufficient funds are available in your POEMS Account to complete the application process (including the subscription amount, transfer fees, and GST) by 22 Sep Mon 2025 at 5pm.

Pitch Book Brochure IOP Subscription Details

Key Information

Terms and Conditions for Initial Offer Period for LionGlobal Short Duration Bond Fund (Active ETF SGD Class)

1. The subscription period for  LionGlobal Short Duration Bond Fund (Active ETF SGD Class) is from 8 September 2025, Monday at 9am to 22 September 2025, Monday at 5pm 
2. The online subscription will close on 22 September at 5pm. No new applications, amendments, or withdrawals are allowed after this deadline. 
3. Eligible Accounts to subscribe for the ETF includes Cash Plus, Margin (M), Custodian (C), Prepaid Custodian (CC), Cash Management (KC) and Share Financing (V) Accounts.  Cash Trading Accounts (T) are not eligible to participate in this subscription. 
4. An additional transfer fee charge of S$10 (subject to GST) per application applies for Cash Management Accounts. 
5. Only one application is allowed per Account. 
6. Each ETF unit is priced at SGD 1 and the minimum order quantity is 1,000 units, with an incremental order size of 1,000 units. 
7. There are Zero Commission Fees.
8. The total amount payable is denominated in SGD. The settlement currency will also be in SGD. 
9. Sufficient funds (including transfer fee and GST) must be present in the Customer’s Account by 22 September 2025 at 5pm 
10. Applications will be rejected if the Account does not have or reflect sufficient funds after 22 September 2025 at 5pm. 
11. ETF units will be credited to the clients’ CDP or clients’ sub-account with Phillip Securities Pte Ltd by 29 September 2025. 
12. Customers will receive the full allotment of the number of ETF units that they subscribe to. 
13. Customers can start trading the ETF units when the ETF is listed on SGX on 29 September 2025 at 9am. 
14. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add and/or delete any time of these Terms & Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants. 
15. In the event of a dispute over the client’s eligibility to participate in this Promotion, PSPL’s decision will be final. PSPL shall not be obliged to give any reason on any matter concerning the Promotion and no correspondence or claims will be entertained. 
16. By taking part in this promotion, the customer acknowledges that he/she has read and consented to these Terms & Conditions. 

Terms and Conditions for $500 Cash Credit (Promotion ended due to overwhelming response)

1. Customers will receive S$10 cash credit for every S$5,000 subscription into LionGlobal Investors ETF, provided that they hold their subscription from 29 September 2025, the listing date of the fund, to 31 October 2025 (the Minimum Holding Period”).
2. The Campaign period is from 8 September, Monday at 9am to 22 September 2025, Monday at 5pm.
3. The Cash Credit is capped at S$500 per POEMS account. 
4. The Cash credits is to be provided to the first 500 eligible clients of PSPL who invest in the ETF during the IOP. 
5. The Cash Credit will be credited to your Account within one month after the holding period. 
6. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add and/or delete any time of these Terms & Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants. 
7. In the event of a dispute over the client’s eligibility to participate in this Promotion, PSPL’s decision will be final. PSPL shall not be obliged to give any reason on any matter concerning the Promotion and no correspondence or claims will be entertained. 
8. By taking part in this promotion, the customer acknowledges that he/she has read and consented to these Terms & Conditions. 

Disclaimer

This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. It is for information only, and is not a recommendation, offer or solicitation to deal in any capital markets products or investments and does not have regard to your specific investment objectives, financial situation, tax position or particular needs.

The LionGlobal Short Duration Bond Fund (the “Fund”) is not like a typical unit trust offered to the public in Singapore. The Fund comprises both classes of units listed and traded on the Singapore Exchange (“SGX-ST”) and classes of units which are neither listed on the SGX-ST nor any other stock exchange.

You should read the prospectus and Product Highlights Sheet for the Fund, which is available and may be obtained from Lion Global Investors Limited (“LGI”) or any of the appointed Participating Dealers (“PDs”), agents or distributors (as the case may be) for further details including the risk factors and consider if the Fund is suitable for you and seek such advice from a financial adviser if necessary, before deciding whether to purchase units in the Fund. Applications for units in the listed or unlisted classes of the Fund must be made in the manner set out in the prospectus. Investments are subject to investment risks including the possible loss of the principal amount invested.

Investments in the Fund are not obligations of, deposits in, guaranteed or insured by LGI or any of its affiliates and are subject to investment risks including the possible loss of the principal amount invested. The performance of the Fund is not guaranteed and the value of units in the Fund and the income accruing to the units, if any, may rise or fall. Past performance, payout yields and payments as well as any predictions, projections, or forecasts are not necessarily indicative of the future or likely performance, payout yields and payments of the Fund. Any extraordinary performance may be due to exceptional circumstances which may not be sustainable. Any dividend distributions, which may be either out of income and/or capital, are not guaranteed and subject to LGI’s discretion. Any such dividend distributions will reduce the available capital for reinvestment and may result in an immediate decrease in the net asset value of the Fund. Any references to specific securities are for illustration purposes and are not to be considered as recommendations to buy or sell the securities. It should not be assumed that investment in such specific securities will be profitable. There can be no assurance that any of the allocations or holdings presented will remain in the Fund at the time this information is presented. Any information (which includes opinions, estimates, graphs, charts, formulae or devices) is subject to change or correction at any time without notice and is not to be relied on as advice. You are advised to conduct your own independent assessment and investigation of the relevance, accuracy, adequacy and reliability of any information or contained herein and seek professional advice on them. No warranty is given and no liability is accepted for any loss arising directly or indirectly as a result of you acting on such information. The Fund may, where permitted by the prospectus, invest in financial derivative instruments for hedging purposes or for the purpose of efficient portfolio management. LGI, its related companies, their directors and/or employees may hold units of the Fund and be engaged in purchasing or selling units of the Fund for themselves or their clients.

The Fund is an actively managed fund. Please refer to the Prospectus for further details, including a discussion of certain factors to be considered in connection with an investment in the listed units of the Fund on the SGX-ST.

The listed units of the Fund are listed and traded on the Singapore Exchange (“SGX”), and may be traded at prices different from their net asset value, suspended from trading, or delisted. Such listing does not guarantee a liquid market for the units. You cannot purchase or redeem listed units in the Fund directly with the manager of the Fund, but you may, subject to specific conditions, do so on the SGX or through the PDs.

© Lion Global Investors Limited (UEN/ Registration No. 198601745D). All rights reserved. LGI is a Singapore incorporated company and is not related to any corporation or trading entity that is domiciled in Europe or the United States (other than entities owned by its holding companies).

Terms & Conditions

1. Eligibility criteria:

• Retail Clients that are ONLY trading the Singapore Market 
• Last Traded Singapore Market from 1 Jan 2024 to 30 July 2025 
• Last Traded Foreign Shares before 1 Jan 2024 
• Account Opened before 1 Jan 2025
• The promotion is exclusively for clients who received the EDM titled '<ADV> Trade Beyond Borders & Earn Stock Coupons🌍 💸' on 22 August 2025 or '<ADV> Don’t Miss Out: Win up to S$50 Stock Coupons with Your Next Trade!' on 9 September 2025 or '<ADV> Still Hesitating? S$50 Stock Coupons Await!' on 2 Oct 2025 or '<ADV> Don’t Wait — Win S$50 When You Trade!' on 30 0ct 2025

2. Rewards:

Tier 1:

• Completes 2 to 4 BUY trades and completes relevant forms (W8-Ben, RWS, Fractional RDS) within 14 calendar days from the date that the email was sent to receive:
• S$20 Stock Coupon + Exclusive Limited One-Time TA webinar by PSPL Global Markets US Dealing Team

or

Tier 2:

• Completes at least 5 BUY trades and completes relevant forms (W8-Ben, RWS, Fractional RDS) within 14 calendar days from the date that the email was sent to receive:
• S$50 Stock Coupon + Exclusive Limited One-Time TA webinar by PSPL Global Markets US Dealing Team 

*BUY Trades refer to Stocks, ETFs
*Client can only receive either Tier 1 or Tier 2 Rewards. For example, if the client completes 5 eligible trades, he/she will only receive the Tier 2 rewards.

3. Activation and Crediting of Rewards

• Only applicable to ONLINE trades through POEMS’ suite of platforms.
• Exchange fee, other charges, and GST are payable by Customers.
• Trade Reward:

1. Customers are required to download and log in to POEMS Mobile 3 App to receive the Trade Reward once they have fulfilled the requirements.
2. Customers are required to claim the Tier 1 or 2 trade Reward on POEMS Mobile 3 App within 30 days of becoming eligible. Failure to do so will result in forfeiture of the Reward/s. 

*S$20 or S$50 Stock Coupons:

• How to Use:

1. Activate – ‘Swipe to Activate’ to apply the Coupon.
2. Trade – After activating your Stock Coupon, place an eligible trade.
3. Rebate Credited – Once the trade is completed successfully, S$20 or S$50 will be credited to your Account within 2 working days. 

• Eligibility Criteria:

1. Buy stocks and ETFs
2. Foreign Markets only. Foreign Markets are defined as non-SGX (Singapore Stock Exchange) trades.
3. Cash trades only
4. Online trades only

* The S$20 or S$50 US Stock Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.

• The Coupon will expire 30 days from the date of issuance.
• Once activated, the Coupon cannot be deactivated or reissued.
• The S$20 or S$50 US Stock Coupon will be automatically applied to the first successful eligible trade executed, after the Coupon activation and before its expiry.
• The S$20 or S$50 rebate, up to the contract value, will be credited to the eligible Account within 2 working days following the successful eligible trade.
• If the Coupon is not activated and/or a successful eligible trade is not executed within the validity period, the coupon will be forfeited, and no rebate will be issued.
• If there are multiple Stock Coupons active, the one that has a nearer expiration date will be used up first by default. If the Coupons have the same expiry date, the Coupon that was activated first by the Customer will be used by default.
• Customers who have redeemed this promotion will not be eligible for similar promotions in the future.
• If the Customer holds multiple trading Accounts, the Account that performs the first successful eligible trade will receive the S$20 or S$50 rebate, regardless of which Account the Coupon was activated in. 

For example:

The customer has Account A and Account B. The Customer activates the Coupon in Account A, but later performs a successful, eligible trade using Account B. In this case, Account B will be awarded the S$50 rebate.

• This Promotion does not apply to:

1. Cash Account(s)
2. Joint Account(s)
3. PSPL institutional Customers and corporate Customers

• PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives.
• By redeeming this item, you acknowledge that you have read and consented to these Terms and Conditions.

4. Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers.

PSPL and its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.

5. By redeeming this item from your Rewards page, you acknowledge that you have read and consented to these Terms and Conditions.

6. Days refer to calendar days.

7. The following Customers are NOT eligible for this promotion unless approved by the management of PSPL:

• Corporate Accounts and Joint Account holders
• All employees of PSPL’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).

8. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Trader Faster, Smater and Better.

Open Account Try DEMO

A Powerful Platform for Both New and Experienced Traders

Enjoy the perks of trading CFD with POEMS CFD, combined with all latest features of the new POEMS CFD MT5 platform.

Low-cost trading with no commission
Get more from your trades with 0 commissions on index and FX products.

Trade Better with More Clarity

No additional spread
Don’t make any guesses with your trades – see what you need to make the best decisions. *For equities CFD only

Direct Market Access
Go direct to the market for faster, more seamless executions of trades. *For Singapore market only

Complementary real-time exchange prices
Analyse trends better with live updates of market data to help you always stay on top of your trades. *For Singapore market only. Complimentary US prices only for non-professional traders

Comprehensive Trading Tools and Features
for Maximum Versatility

Chart Trading Algorithmic Trading Social Trading One-click Trading Advanced Analytical Tools

Chart Trading

Place market and pending orders straight onto charts, keeping a clear view of the market while making your trades.

Algorithmic Trading

Trading robots help you analyse trends and execute high-frequency trade operations automatically with unmatched precision and efficiency.

Social Trading

Learn from the best and copy the deals of successful traders in real time or create your own signals for others to subscribe to.

One-click Trading

Execute trades seamlessly with a single mouse click and maximise your opportunities to profit by entering the market exactly when you need to.

Advanced Analytical Tools

Identify the best opportunities for your trades with a whole suite of tools to evaluate patterns and generate buy and sell indicators.

Why Trade with POEMS

Why Trade with POEMS

Dedicated dealing team for every POEMS CFD account opened
Expect round-the-clock, first-class support tailored to your needs, regardless of your trading volume.

Free access to our suite of educational materials
Sharpen your skills for well-informed investment strategies with all our educational resources at your fingertips.

Industry leader for 50 years

Presence in 15 countries worldwide

MAS regulated broker

Segregated funds for security

What's Happening

Find out the latest updates and promotions for POEMS CFD MT5

Trading Central Indicator for POEMS CFD MT5

You can now trade directly on the charts and set timely alerts for selected patterns with the Trading Central Indicators.

POEMS CFD MT5 Trade For Reward Programme

Calling all frequent traders! Trade on POEMS CFD MT5 and receive attractive rewards! The more you trade, the more rewards you earn!

POEMS CFD MT5 Welcome Bonus Promotion

Your S$30 Welcome Bonus Awaits You. Simply open a POEMS CFD MT5 account and fund in S$2000 to get your welcome bonus now!

View More Promotion

What’s New with POEMS CFD MT5

Need help setting up your POEMS CFD MT5 account or getting started with trading? Access the User Guide for step-by-step guidance and download the MT5 installation file to begin

 

Features
Research Tools	Research tools contains: Research Reports Stock Screener Stock Analytics ChartWhiz Trading Central News	Research tools contains: Trading Central Indicator
Strategy Tester Refers to back testing of scripts
Algorithm Trading		MQL5 Scripts Signal Copying Expert Advisor
Multiple Asset Classes	Equities Contracts For Difference (CFDs) Unit Trust Futures FX	Contracts For Difference (CFDs) FX
Algorithm Trading
One-click Trading
Mobile App
Price Alerts
Chart Trading
Advanced Order Types	Market Stop Limit Trailing Stop Limit Contingency One-Cancels-the-Other (OCO)	Market Stop Limit Stop Limit Take Profit

Set up & Trade with POEMS CFD MT5

Need help setting up your POEMS CFD MT5 account or getting started with trading? Access the User Guide for step-by-step guidance and download the MT5 installation file to begin

View User Guide Download MT5 Installation File

Gain Access to Trading Central Indicators with POEMS CFD MT5

Support your market analysis and trading strategies using insights from Trading Central indicators

Round-the-clock Intraday Market Scanning

Real Time Chart Pattern Recognition

Timely Alerts for Selected Patterns

Trade Directly on the Charts

Chart Pattern Quality Indicators

Download Trading Central Indicators View Trading Central Indicators User Guide

FREQUENTLY ASKED QUESTIONS

What is POEMS CFD MT5?

POEMS CFD MT5 is known as MetaTrader5 (MT5). The institutional multi-asset platform provides outstanding trading possibilities and technical analysis tools. Additionally, it enables the use of automated trading systems (trading robots) and copy trading.

What are the markets / exchanges supported on POEMS CFD MT5?

Please refer to the markets/exchanges supported on POEMS CFD MT5 here.

Toggle TitleIs POEMS CFD MT5 free for use?

Yes, there are no charges/fees incurred when using POEMS CFD MT5. All you need is a POEMS account with CFD facility to use the platform.

What are some differences between MT4 vs MT5?

MT4 focuses on Forex trading and offers limited access to other financial markets. On the other hand, MT5 provides access to a wider range of assets, including Forex, Stock, Commodities and Cryptocurrencies.

MT5 is considered a more advanced and versatile platform in contrast to MT4, offering a wide array of assets and analytical tools.

Do I need to open a new CFD account for POEMS CFD MT5?

No, you can use your existing Phillip CFD account to opt-in for a POEMS CFD MT5 account.

What are the documents required to open an account?

No additional documents are required if you are an existing Phillip CFD client.

Can I change my password on POEMS CFD MT5 App?

Yes, you can change your password.

Simply login to MT5 platform > Tools > Options > Server > Change.

Can I update my contact details through the POEMS CFD MT5 App?

No, you have to update your contact details through POEMS 2.0.

How do I log out from the POEMS CFD MT5 App?

To log out of your POEMS CFD MT5 account, go to File > Exit.

Is there any Demo account for me to try out on POEMS CFD MT5?

Yes, you can open a POEMS CFD MT5 Demo account here to try out the platform and its features.

Who can I contact if I need help?

If you require assistance, please do not hesitate to reach out to your Trading Representatives (TRs). Alternatively, you can email cfd@phillip.com.sg or call us at +65 6336 4564.

Important Notice

CFDs may not be suitable for customer whose risk tolerance is low. Customers are advised to understand the nature and risks involved in margin trading. Any CFD offered is not approved or endorsed by the issuer or originator of the underlying security the issuer or originator is not privy to the CFD contract. Phillip Securities Pte Ltd reserves the right to amend the published information without prior notice. You are advised to read carefully and understand the Risk Disclosure Statement and CFD Risk Fact Sheet before undertaking transactions in CFDs. As CFD is a Specified Investment Product (SIP), retail customers are subject to the relevant assessment for trading/investing in SIPs. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Copyright © 2025. Brought to you by Phillip Securities Pte Ltd (A member of PhillipCapital) Co. Reg. No. 197501035Z. All Rights Reserved.

The following are all the terms & conditions that you must read, understand and agree to when trading CFDs with us.

At PhillipCapital,
we curate bespoke strategies
for your financial journey.

Phillip Prestige

Connect with us to find out more

*Refer to the T&Cs for full eligibility details.

Unlock a World of Distinction with
Phillip Prestige

Privileges Curated Only for You

As a Prestige member, you gain privileged access to preferential rates, exclusive rewards, and invitations to private networking events. Every privilege is crafted to reflect our deep commitment to discretion, excellence, and the legacy we build with you.

Your Exclusivity, Our Commitment

Travel Privileges, Redefined

Enjoy the freedom of choice with bespoke travel privileges. ​

​ Select between two complimentary LoungeKey Passes or two luxury limousine transfers, reserved exclusively for Phillip Prestige members.Phillip Prestige Exclusive Events

As a Phillip Prestige member, you’ll gain access to exclusive, member-only events. These curated experiences transcend access, offering unparalleled networking opportunities, thought-provoking insights, and meaningful connections with industry leaders and like-minded peers.

Every event is a reflection of our commitment to refinement, discretion, and the elevated standards that define the Phillip Prestige experience.

Bespoke Trust & Legacy Planning

Secure your legacy with the confidence of bespoke trust solutions. As a Phillip Prestige member, you are invited to a confidential, no-obligation consultation with our seasoned trust specialists, to safeguard your wealth and shape your lasting legacy.

With deep expertise and a personalised approach, we craft tailored trust and estate planning strategies to protect, preserve, and seamlessly pass on your assets, ensuring your ambitions endure across generations.

Dedicated Financial Services to
Grow Your Wealth

At Phillip Prestige, we partner with you to craft bespoke wealth strategies, thoughtfully designed to build, manage, and elevate your financial success.

As your goals are unique, so should your approach to wealth. Our seasoned specialists combine deep market insight with a personalised approach, delivering tailored solutions to grow your wealth today and secure your legacy for generations to come.

Our Curated Suite of Financial Products

Bonds

Enjoy exclusive rewards on your first bond investment

Contracts for Differences (CFD)

Access preferential rates on long-term finance charges

FX Conversion

Preferential rates* for >S$200,000 equivalent conversion

Life Insurance

Secure your future plan and enjoy rewards with your first life insurance policy

Managed Accounts

Unlock exclusive privileges when you invest with a Phillip SMART Portfolio

Margin

Complimentary access to airport lounge

Securities Borrowing & Lending (SBL)

Benefit from exclusive borrowing rates

Secured Personal Loans

Preferential loan processing fees

Trust Service

Preferential setup fees

Unit Trust

Enjoy exclusive privileges with your first unit trust investment

Speak to your dedicated specialist to explore your exclusive preferential rates or connect with us here

Explore our FAQ to learn more about the terms and conditions of our suite of Prestige products.

Our Curated Suite of Financial Products

Bonds

Enjoy exclusive rewards on your first bond investment

Contracts for Differences (CFD)

Access preferential rates on long-term finance charges

FX Conversion

Preferential rates* for >S$200,000 equivalent conversion

Life Insurance

Secure your future plan and enjoy rewards with your first life insurance policy

Managed Accounts

Unlock exclusive privileges when you invest with a Phillip SMART Portfolio

Margin

Complimentary access to airport lounge

Securities Borrowing & Lending (SBL)

Benefit from exclusive borrowing rates with

Secured Personal Loans

Preferential loan processing fees

Trust Service

Preferential setup fees

Unit Trust

Enjoy exclusive privileges with your first unit trust investment.

Speak to your dedicated specialist to explore your exclusive preferential rates or connect with us here

Explore our FAQ to learn more about the terms and conditions of our suite of Prestige products.

Your Partner in Finance

Full Service Broker & Wealth Advisory

Trusted Broker for over 50 years

5,000+

Employees

1M+

Clients Worldwide

USD 2.5B+

Shareholder Funds

USD 65B+

Assets Under Management (AUM)

Find out more about us

Regulated & Secure

Fully licensed and regulated in 15 Global Locations

Get In Touch

FAQ

1. What is Phillip Prestige?
Phillip Prestige is an exclusive by-invitation only membership offered by Phillip Securities Pte Ltd (PSPL) to eligible Members. It offers access to a specially curated suite of privileges and services that is available only to Members.

2. How do I become a Phillip Prestige Member?
Phillip Prestige membership is strictly by-invitation only. Eligible Members are determined based on internal qualifying criteria and will be automatically invited and enrolled into the programme. 

3. What privileges and services does Phillip Prestige offer? 
Phillip Prestige offers access to a specially curated suite of exclusive privileges and services. Details can be found here.  
PSPL reserves the right to modify or withdraw any of the privileges and benefits at its sole discretion.

4. What happens if I no longer meet the internal criteria? 
Members who do not meet the internal criteria at the time of review may be excluded from redeeming any programme privileges.  

5. Who is not eligible for Phillip Prestige?
The following customers are not eligible unless approved by PSPL management: 

• Corporate Accounts, B2B Accounts holders, and Joint Account holders. 
• PSPL account holders whose accounts are suspended, cancelled, or terminated.  
• Employees of all PhillipCapital Group and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).  

Note: For Joint Accounts, only the first-named account holder is eligible to participate in the Programme.

6. Do I need to contact my licensed representative(s) to enjoy Prestige privileges? 
Yes, Members must contact their licensed representative(s) to access most privileges except for complimentary lifestyle privileges. 

7. What complimentary lifestyle privileges do I receive as a Phillip Prestige Member?
As a Phillip Prestige Member, you are entitled to one of the following each calendar year:  

• Two (2) LoungeKey airport lounge passes, OR
• Two (2) one-way limousine airport transfers to or from Singapore Changi Airport which may be utilised as a round-trip (e.g. one arrival and one departure transfer) or as two separate one-way transfers. 

8. Can I choose both lounge access and limousine transfers within the same year? 
No. Once you have redeemed the first benefit (either lounge or limousine), the choice is final and cannot be changed within the same calendar year.

9. How do I redeem my LoungeKey airport lounge passes? 

Step 1: Member must first email talktophillip@phillip.com.sg with the following details: 

• Full name of the Phillip Prestige Member. (First and last names must match passport details) 
  If an additional LoungeKey digital pass is required for another individual, their full name must also be provided as per passport details.  
• Number of LoungeKey digital passes required.  
• The email must be sent from the registered email address with PSPL.   

(PSPL will only send the LoungeKey digital pass(es) to the Members registered email address.) 

Step 2: Redemption requests will be acknowledged within five (5) working days, subject to verification of membership. 

Step 3: Upon successful verification, LoungeKey digital pass(es) will be sent via email from LoungeKey within 48 hours to the Members registered email.  

Step 4: Once received, Member may present the LoungeKey digital pass(es) at any lounge counter for access to the Airport Lounge.

To locate a participating lounge, visit: loungefinder.loungekey.com/en/PhillipCapital

10. How do I redeem my Limousine Airport Transfers?

Step 1: Member must first email talktophillip@phillip.com.sg with the following details:

• Full name of the Phillip Prestige Member.  
• The email must be sent from the registered email address with PSPL.
  (PSPL will only send the redemption code to the Members registered email address.)  
  

Step 2: Requests will be acknowledged within five (5) working days, subject to successful verification of Phillip Prestige membership. 

Step 3: Upon receiving the redemption code, Member must proceed to the official booking portal at https://system.tbrglobal.com/limo/phillipprestige and submit the code to complete the limousine airport transfer booking. Each code may be used to book both one-way transfers at once or on separate occasions. 

11. What preferential fees and rates do Phillip Prestige members enjoy?  
As a Phillip Prestige member, you will enjoy preferential rates and fees across a range of financial services, including:  

• Share Borrowing and Lending (SBL): Access to preferential borrowing rates for SGX-listed securities.  
• Foreign Exchange (FX) Conversion: Enjoy preferential FX rates with Multi-Currency Facility.  
• Secured Personal Loans: Reduced loan processing fees on financing solutions.  
• Contracts for Differences (CFD): Lower long finance charges for selected equity and index CFDs.  
• Trust Services: Discounted trust setup fees.  

Please note that all privileges are subject to specific terms and conditions. For full details, please refer to the Phillip Prestige Programme Terms and Conditions.

12. Are there any welcome gifts or rewards for new investments or products? 
Yes. Phillip Prestige members are eligible for one-time welcome rewards when you invest or purchase for the first time in the following products: 

• Unit Trust Investments (Advisory and Non-Advisory account)  
• Life Insurance Policies (Regular and Single Premium)  
• Phillip SMART Portfolio Accounts  
• Wholesale Bond Transactions  

Please note that each reward is subject to specific terms and conditions. For full details, please refer to the Phillip Prestige Programme Terms and Conditions.

13. Are there any complimentary services related to trust planning? 
Yes. Phillip Prestige members are entitled to complimentary trust consultation with our estate planning specialists. This personalised session helps you assess how trust structures can support your long-term wealth preservation and succession planning.  

14. Do Phillip Prestige members receive any complimentary refreshments? 
Yes. Phillip Prestige members enjoy complimentary beverages at our Phillip Investor Centre, located at Raffles City Tower Level 6.

15.What is the entitlement for complimentary LoungeKey airport lounge passes for using PSPL’s margin facility?  
Eligible Members who utilise our margin facility and fulfil specific qualifying criteria are entitled to three (3) complimentary LoungeKey airport lounge visits per quarter. This benefit is independent of the lifestyle privileges offered under the Phillip Prestige programme.  

16. Can I bring a guest to the airport lounge? 
Yes, you may redeem one of your two complimentary passes for a guest. The guest name must be provided during redemption, and you must accompany the guest when entering the lounge. Both passes must be redeemed under your membership entitlement.  

17. What if my name or guest name is given incorrectly upon my LoungeKey Pass airport lounge redemption? 
Please ensure the full names match passport details exactly. Incorrect information may result in unsuccessful lounge access, and the digital pass will be considered used and non-refundable.

18. What if I didn’t receive my LoungeKey pass email? 
First, check your junk/spam folder for an email from LoungeKey If you still can't find it, contact us at 6531 1551 or email talktophillip@phillip.com.sg.

19. Who do I contact if I have issues at the lounge?  

You may contact LoungeKey support at:
• UK: +44 (0) 208 865 0767
• Hong Kong: +852 3071 5062
• USA (Dallas): +1 469 334 4174

Full LoungeKey terms: https://portal.loungekey.com/en/phillipcapital/conditions-of-use/   

20. How long is my redemption code valid for?  
The validity of your redemption code will be stated in the email you receive after redemption. Please refer to that email for the expiry date and ensure your transfers are booked and completed before the code expires.  

21. Can I use the complimentary limousine airport transfers outside of Singapore?  
No. The complimentary limousine airport transfer service is strictly applicable only to and from Singapore Changi Airport. Usage at overseas airports is not covered under this benefit.

  

22. Can someone else use my limousine airport transfer on my behalf? 
No. The entitlement is non-transferable. The Phillip Prestige Member must be a passenger in the limousine during the transfer. 

23. Can I book both one-way transfers at the same time? 
Yes. Each redemption code provides two (2) one-way transfers, which may be booked together (e.g., arrival and departure) or separately, depending on your travel plans. 

24. What happens if I cancel or don’t show up for a booking?
If you cancel or amend a booking less than 24 hours before the scheduled pick-up, or fail to show up, one (1) one-way transfer entitlement will be forfeited. 
A full cancellation fee may also apply. Please refer to the T&Cs for more details on cancellation and no-show policies.  

25. Are child/booster seats available for young passengers?
Yes. You may request a child/booster seat at SGD 27.00 per seat. It is mandatory by law in Singapore for children below 1.35m in height to be secured in an appropriate seat.  

Note: Please request the seat in advance during the booking process.  

26. Can I bring pets on board?
No. Pets are strictly not allowed, even if they are in travel crates or carriers.

27. Can I make stops or detours during my transfer?
No. The complimentary transfer is for direct airport pick-up or drop-off only. Additional stops, detours, or excess waiting time are not included.

28. Can the terms of the Phillip Prestige change?
Yes, PSPL reserves the right to modify or terminate Phillip Prestige at any time. Members will be notified of significant changes. Continued participation after notification of any changes will imply acceptance of the revised terms by the Members.

29. How can I exit or re-join the Phillip Prestige Programme?
If you wish to exit the Phillip Prestige Programme, you may opt out at any time by contact our customer service at +65 6531 1551 or send us an email at talktophillip@phillip.com.sg. Alternatively, you can also reach out to your licensed representative for assistance. Upon opting out, you will no longer be eligible for the exclusive privileges and services offered by Phillip Prestige.

Should you wish to re-join the Programme after opting out, please contact your licensed representative directly. Re-enrolment of the programme will be subject to eligibility under prevailing criteria at the time of review. 

30. Who do I contact for Airport Limousine booking issues?
For booking assistant, you may email TBR at res.asia@tbrglobal.com or contact 24/7 Customer Support Hotline:
• Singapore: +65 6950 0410
• Hong Kong: +852 5804 2960
Full TBR terms: www.tbrglobal.com/terms

31. Who can I contact for enquiries about the Phillip Prestige programme?
For any questions or assistance regarding the Phillip Prestige programme, you may:
• Contact our Prestige customer service hotline at +65 6531 1551
• Email us at talktophillip@phillip.com.sg
• Alternatively, you may reach out to your licensed representative directly for personalised assistance.

Terms & Conditions for Phillip Prestige

We reserve the right to terminate or otherwise amend and change this programme at any time without prior notice at its sole and absolute discretion.

FAQ

1. What is Phillip Prestige?

Phillip Prestige is an exclusive by-invitation only membership offered by Phillip Securities Pte Ltd (PSPL) to eligible Members. It offers access to a specially curated suite of privileges and services that is available only to Members.

2. How do I become a Phillip Prestige client? 

Phillip Prestige membership is strictly by-invitation only. Eligible Members are determined based on internal qualifying criteria and will be automatically invited and enrolled into the programme.

3. What privileges and services does Phillip Prestige offer?

Phillip Prestige offers access to a specially curated suite of exclusive privileges and services. Details can be found here.  
PSPL reserves the right to modify or withdraw any of the privileges and benefits at its sole discretion

4. Does the membership have an expiry date?

Members who do not meet the internal criteria at the time of review may be excluded from redeeming any programme privileges.

5. How often is my membership reviewed?

The following customers are not eligible unless approved by PSPL management: 

• Corporate Accounts, B2B Accounts holders, and Joint Account holders. 
• PSPL account holders whose accounts are suspended, cancelled, or terminated. 
• Accounts of employees of all PhillipCapital Group and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children). 

6. Can the terms of the Phillip Prestige change?

Yes, PSPL reserves the right to modify or terminate Phillip Prestige at any time. If there are significant changes to the terms, Members will be notified. Continued participation after notification of any changes will imply acceptance of the revised terms by the Members.

7. How can I exit or re-join the Phillip Prestige Programme?

If you wish to exit the Phillip Prestige Programme, you may opt out at any time by contacting our customer service team at +65 6531 1551 or by sending us an email at talktophillip@phillip.com.sg. Alternatively, you can also reach out to your licensed representative for assistance. Upon opting out, you will no longer be eligible for the exclusive privileges and services offered by Phillip Prestige. 

Should you wish to re-join the Programme after opting out, please contact your licensed representative directly. Re-enrolment of the programme will be subject to eligibility under prevailing criteria at the time of review.

8. Do I need to contact my licensed representative(s) to enjoy Prestige privileges?

Yes, except for complimentary lifestyle privileges, Members are required to contact their licensed representative(s).

9. What preferential fees and rates do Phillip Prestige members enjoy?

As a Phillip Prestige member, you will enjoy preferential rates and fees across a range of financial services, including: 

• Share Borrowing and Lending (SBL): Access to preferential borrowing rates for SGX-listed securities. 
• Foreign Exchange (FX) Conversion: Enjoy preferential FX rates with Multi-Currency Facility. 
• Secured Personal Loans: Reduced loan processing fees on financing solutions. 
• Contracts for Differences (CFD): Lower long finance charges for selected equity and index CFDs. 
• Trust Services: Discounted trust setup fees.

Please note that all privileges are subject to specific terms and conditions. For full details, please refer to the Phillip Prestige Programme Terms and Conditions. 

View More

Terms & Conditions for Phillip Prestige

We reserve the right to terminate or otherwise amend and change this programme at any time without prior notice at its sole and absolute discretion.

Margin

Enjoy exclusive rewards on your first bond investment

Contracts for Differences (CFD)

Access preferential rates on long-term finance charges

FX Conversion

Preferential rates* for >S$200,000 equivalent conversion

Life Insurance

Secure your future plan and enjoy rewards with your first life insurance policy

Managed Accounts

Unlock exclusive privileges when you invest with a Phillip SMART Portfolio

Margin

Complimentary access to airport lounge

Securities Borrowing & Lending (SBL)

Benefit from exclusive borrowing rates

Secured Personal Loans

Preferential loan processing fees

Trust Service

Preferential setup fees

Unit Trust

Enjoy exclusive privileges with your first unit trust investment

Score Free Trips to
Paris & Zurich, and
S$20 Cash Credits when you Trade SocGen & UBS DLCs!

Score Free Trips to Paris & Zurich, and S$20 Cash Credits when you Trade SocGen & UBS DLCs!

Be the Top Trader to win Air Tickets to Paris & Zurich!

From 4 August 2025 to 31 October 2025

Be the Top Trader by Total Traded Value in SocGen DLCs and Win a Pair of Return Tickets to Paris, valid for travel until June 2026.

• Requires a minimum traded value of S$100,000 during the campaign period.
• Both BUY and SELL trades are applicable

Be the Top Trader by Total Traded Value in UBS DLCs and Win a Pair of Return Tickets to Zurich, valid for travel until June 2026.

• Requires a minimum traded value of S$100,000 during the campaign period.
• Both BUY and SELL trades are applicable

OPEN AN ACCOUNT TRADE NOW

Claim your S$20 DLC Coupon on POEMS Mobile 3 App Rewards

Valid to redeem and trade from 4 August 2025 till 31 October 2025

Claim your S$20 DLC Coupon on POEMS Mobile 3 App Rewards

Valid to redeem and trade from 4 August 2025 till 31 October 2025

Eligibility

• Redeemable with ONE POEMS Coin on POEMS Mobile 3 App Rewards
• Applicable for BUY Trades only
• Successful trade refers to the purchase of any SocGen and UBS DLC that are listed on SGX
• Each Customer is only eligible to redeem one S$20 DLC Coupon using the POEMS coin during the Promotion period.

Scan the QR Code to Redeem the S$20 DLC Coupon!

REDEEM NOW

Frequently Asked Questions

Am I required to register first before I participate in the top trader promotion? 

No, registration is not required. Your Account will be automatically tracked when you execute eligible trades during the campaign period.

If I happen to be the top trader for both SocGen and UBS DLC at the end of the campaign, am I eligible to receive both air tickets to Paris and Zurich?

Yes, if you are the top traders for both SocGen and UBS DLC during the campaign period you are eligible to receive both rewards.

1.  

When will I be notified if I am the top trader for the top trader promotion and how do I redeem the air tickets? 

If you are the top traders for the promotion, you will be notified via email or phone within ONE month after the end of the promotion period.

Redemption details will be provided in the notification. Please ensure that your contact details with POEMS are up to date to avoid any delays.

I am a Cash Trading Account holder. Am I eligible to enjoy this promotion? 

No, Cash Trading Account holders are not eligible for this promotion. You may consider opening an eligible Account type or converting your Cash Trading Account to a Cash Management Account.

Terms & Conditions

T&Cs

1. This promotion is valid from 4 August 2025 to 31 October 2025, and is open to new and existing Customers of Phillip Securities Pte Ltd (“PSPL”). 
2. Promotion Details:
   
   • Top Trader Promotion:
     • Win a pair of return tickets to Paris, valid for travel until June 2026:
       • Eligibility:
         • Be the top trader by total traded value in SocGen DLCs 
         • Requires a minimum traded value of S$100,000 during the campaign period. 
         • Both BUY and SELL trades are applicable 
     • Notification:
       • You will be notified via email or phone within one month after the end of the promotion period. 
     • Win a pair of return tickets to Zurich, valid for travel until June 2026:
       • Eligibility:
         • Be the top trader by total traded value in UBS DLCs 
         • Requires a minimum traded value of S$100,000 during the campaign period. 
         • Both BUY and SELL trades are applicable 
     • Notification:
       • You will be notified via email or phone within one month after the end of the promotion period. 
   • S$20 DLC Coupon:
     • Eligibility Criteria:
       • BUY trades only
       • SocGen and UBS DLC trades only
       • Cash trades only
       • Online trades only
     • This Coupon, exchangeable with 1 POEMS Coin, can be redeemed for a S$20 Cash Credit upon successful eligible trades.
     • The S$20 DLC Coupon is listed on the POEMS Mobile 3 App Reward Shop and availability will be on a first come first serve basis.
     • Each Customer is only eligible to exchange one S$20 DLC Coupon with ONE POEMS coin during the Promotion period.
     • The 1 POEMS Coin used to exchange for this Coupon will not be refunded once the Coupon is exchanged.
     • This Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.
     • This Coupon will expire 30 days from the date of exchange. You are required to redeem the Coupon and execute the eligible trade within the 30 days.
     • This Coupon will be automatically applied to the first successful eligible trade executed, after the Coupon redemption and before its expiry.
     • The S$20 rebate, up to the contract value, will be credited to the eligible Account in the month of November 2025 after redeeming the coupon and completing Successful Trades.
     • If the Coupon is not redeemed and/or a successful eligible trade is not executed within the validity period, the coupon will be forfeited, and no rebate will be issued.
     • If the Customer holds multiple trading Accounts, the Account that performs the first successful eligible trade will receive the S$20 rebate, regardless of which Account the Coupon was activated in. For example: Customer has Account A and Account B. Customer activates the Coupon in Account A, but later performs a successful eligible trade using Account B. In this case, Account B will be awarded the S$20 rebate.
3. Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers.
4. PSPL and its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
5. By redeeming this item from your Rewards page, you acknowledge that you have read and consented to these Terms and Conditions.
6. Days refer to calendar days.
7. The following Customers are NOT eligible for this promotion unless approved by the management of PSPL:
   • Closed Account with PSPL during the promotion period
   • Cash Account(s)
   • Joint Account(s)
   • PSPL institutional Customers and corporate Customers
   • PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff and Financial Adviser Representatives.
8. This advertisement has not been reviewed by the Monetary Authority of Singapore. 

• •  

1.  

Your Career. Our Legacy.
Build the Future with Phillip Securities

Be Part of a Legacy Trusted by Generations

Ready to build Your legacy with us?

Join the Phillip Securities Investment Specialist Programme-a structured career conversion journey designed to equip you with the skills, confidence and real-world experience to thrive as a licensed specialist in Singapore's dynamic financial markets.

Benefits from our unique high-touch, high-tech approach:

• Personalised mentorship including guidance from one of our top remisiers
• Hands-on training to sharpen your market insights
• Cutting-edge digital tools to accelerate your growth and leadership empowerment 

Ready to build Your legacy with us?

As an Investment Specialist, your role includes:

Supporting clients in trading and investment strategies

Delivering market insights and financial updates

Offering suitable solutions across equities, funds and managed portfolios

Building long-term client relationships based on trust and performance 

Your Career, Your Ascent Future Aspirations You Can Expect Your Career, Your Ascent Future Aspirations You Can Expect

The role of an Investment Specialist is more than a job - it's a launchpad into a fulfilling and dynamic career in finance. With us, your journey can evolve into broader opportunities within the finance industry.

Potential Career Progression Paths include:

• Senior Investment Specialist / Team Lead
  Guide junior specialists and manage higher-value portfolios 
• Guide junior specialists and manage higher-value portfolios 
  Work with internal teams to develop advanced investment solutions 
• Relationship Manager / Wealth Manager 
  Focus on holistic wealth advisory for high-net-worth clients 
• Branch Manager / Business Development Lead
  Lead strategic growth initiatives and talent development 

Build a respected personal brand in the financial community 

Gain exposure to regional and global markets 

Grow a stable, high-quality book of clients 

Develop specialized knowledge in asset classes, structured products, or portfolio construction 

What Sets Our Investment Specialist Programme Apart

• Mentorship by Experienced Specialists
  Receive direct guidance from industry veterans through our structured mentorship programme
• Structured Learning
  Follow a guided, three-phase journey that blends classroom learning soft skills coaching and hands-on experience
• Real Industry Exposure
  Collaborate with seasoned investment specialists, attend industry events, and start building your client base with full training support
• Monthly Allowance
  Receive a monthly allowance during the training phase to support your professional development
• Fast-Track to Licensing
  Clear the required examinations and become a licensed trading representative ready to launch your career

Your Career, Your Ascent Future Aspirations You Can Expect Your Career, Your Ascent Future Aspirations You Can Expect

Phase 1
Foundations & Certification 

• 3-month intensive training on products, platforms, operations, and regulations
• Clear required examinations (e.g. CM-CMP, RES1, RES5)
• Start client acquisition activities under supervision

Phase 2
Sales & On-the-Job Training 

• Receive your trader code and take full ownership of your clients
• Gain on-the-ground experience through roadshows and daily equity operations
• Enhance your communication and client-handling abilities with dedicated soft skills training

Phase 3
Continuous Growth 

• Ongoing upskilling through advanced product training and market updates 
• Continued mentorship and business-building support

Passionate about investments, equities, and the financial markets or the finance industry as a whole

Analytical, self-driven, and committed to delivering exceptional client service

Diploma or degree holders from any discipline (finance-related qualifications are a plus) 

Hear From Our Investment Specialists 

Being an investment specialist allows me to stay at the forefront of market trends and economic shifts. I am driven to continuously learn about new and innovative investment solutions across global markets. This empowers me to support individuals in achieving their capital growth

Bryan Tan

Senior Financial Services Manager

I’ve always understood the importance of building long-term financial security and am keen to share my knowledge to help others grow their wealth. Phillip Securities offers a wide range of products, research, and support — all of which I know will help me deliver real value to my clients.

Anthony Chin Principal

Investment Specialist

I became a Remisier with Phillip Securities because of its strong brand, trusted platform, and client-first culture. It has allowed me to deliver real value to investors while building long-term relationships. The support here empowers me to grow with confidence every day.

Joey Choy

Principal Investment Specialist

Being an investment specialist allows me to stay at the forefront of market trends and economic shifts. I am driven to continuously learn about new and innovative investment solutions across global markets. This empowers me to support individuals in achieving their capital growth

Bryan Tan

Senior Financial Services Manager

I’ve always understood the importance of building long-term financial security and am keen to share my knowledge to help others grow their wealth. Phillip Securities offers a wide range of products, research, and support — all of which I know will help me deliver real value to my clients.

Anthony Chin

Principal Investment Specialist

I became a Remisier with Phillip Securities because of its strong brand, trusted platform, and client-first culture. It has allowed me to deliver real value to investors while building long-term relationships. The support here empowers me to grow with confidence every day.

Joey Choy

Principal Investment Specialist

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