The rise of robo-advisers. Is it for me? November 1, 2017

New to robo-advisers? Let us answer some of the questions you might have.

Robo-advisers are on the rise and as an investor, you can receive such financial services too. Robo-advisers offer portfolio management services at cheaper rates and allow you to get into high-quality portfolios bringing convenience to busy investors who can passively monitor their portfolio online.

Are these services for you?

Investors who would like to own a basic diversified portfolio of Exchange-Traded Funds will find a low cost solution helpful whereas if you require complex portfolios you can consult a financial advisory representative. You can easily embark on robo-adviser services online with a few clicks.

How does this online platform know my needs?

At Phillip, our SMART Portfolio calculates a “best-fit” portfolio through an online assessment. In the past, such portfolio services were usually available to accredited investors. SMART Portfolio is well-suited to the masses and you can start from a low capital of $5,000 and an affordable management fee of 0.5% p.a. There are no upfront, brokerage or platform fees.

What can I expect to get?

SMART Portfolio aims to achieve 4% to 6% p.a. over the long term by investing primarily in exchange-traded funds. If you are unfamilar with investing in different assets, SMART covers all the major areas of equity, fixed income, resources and commodities. Diversification is always key to sail through the ups and downs.

Find Out More about SMART Now!

With SMART, your access to human help may be lesser, but if you would like to speak to us, give us a call at 6531 1555 or email talktophillip@phillip.com.sg.

Disclaimer

These commentaries are intended for general circulation. It does not have regard to the specific investment objectives, financial situation and particular needs of any person who may receive this document. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of any person acting based on this information. Opinions expressed in these commentaries are subject to change without notice. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the units and the income from them may fall as well as rise. Past performance figures as well as any projection or forecast used in these commentaries are not necessarily indicative of future or likely performance. Phillip Securities Pte Ltd (PSPL), its directors, connected persons or employees may from time to time have an interest in the financial instruments mentioned in these commentaries. Investors may wish to seek advice from a financial adviser before investing. In the event that investors choose not to seek advice from a financial adviser, they should consider whether the investment is suitable for them.

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Views and any strategies described in these commentaries may not be suitable for all investors. Opinions expressed herein may differ from the opinions expressed by other units of PSPL or its connected persons and associates. Any reference to or discussion of investment products or commodities in these commentaries is purely for illustrative purposes only and must not be construed as a recommendation, an offer or solicitation for the subscription, purchase or sale of the investment products or commodities mentioned.

About the author

SMART Portfolio Team

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