Subscribe to NikkoAM ETFs via the Share Builders Plan and receive Cash Back with *T&Cs.

*Please read the full Terms & Conditions for the promotion below:

Cash Back Details

The promotion is limited to the first 200 SBP accounts. Eligible customers will receive S$20 Cash Back (credited to their Share Builders Plan (SBP) Ledger) for every S$300 fresh funds invested into selected NikkoAM ETFs*, with a minimum subscription period of three months with GIRO. 

FAQ

What is the SBP Cash Back promotion?

The SBP Cash Back Promotion allows participants to receive S$20 Cash Back for every S$300 fresh funds invested per month in any eligible counter for three consecutive months with GIRO.

What is the maximum Cash Back for each POEMS account?

The maximum Cash Back per SBP account is S$100.

How much Cash Back with every S$300 investment amount?

You will receive S$20 cashback after successfully completing the three consecutive months of subscription via GIRO.

If I invest in ABF SG BOND ETF with S$900 per month for 3 consecutive months subscription, will I receive S$60 Cash Back?

Yes

Month	Investment counter	Monthly Investment Amount	Investment Period	Cash Back
April 2025	ABF SG BOND ETF	S$900	3 consecutive months	S$60
May 2025	ABF SG BOND ETF	S$900
June 2025	ABF SG BOND ETF	S$900

*This example should not be considered as financial advice.

Am I eligible for the cashback if I subscribe to any eligible counters with a total of S$300 (e.g., Counter A: S$100, Counter B: S$100, Counter C: S$100) over three consecutive months via GIRO, even if I do not subscribe S$300 for each eligible counter per account?

Yes, you are eligible for the cashback because it is granted with every S$300 invested. Please refer to the example below

Month	Investment counter	Monthly Investment Amount	Investment  Period	Cash Back
April 2025	ABF SG BOND ETF	S$100	3 consecutive months	S$20
	NIKKO AM STI ETF	S$100
	AMOVA MSCI AC Asia ex Japan ex China Index ETF	S$100
May 2025	ABF SG BOND ETF	S$100
	NIKKO AM STI ETF	S$100
	AMOVA MSCI AC Asia ex Japan ex China Index ETF	S$100
June 2025	ABF SG BOND ETF	S$100
	NIKKO AM STI ETF	S$100
	AMOVA MSCI AC Asia ex Japan ex China Index ETF	S$100

*This example should not be considered as financial advice.

What are the eligible counters for this cashback promotion?

There are seven eligible counters:

• ABF Singapore Bond Index Fund
• NikkoAM-ICBCSG China Bond ETF – SGD Class
• NikkoAM-StraitsTrading MSCI China Electric Vehicles and Future Mobility ETF – SGD Class
• Nikko AM Straits Times Index ETF
• NIKKOAM SGD IG CORP BOND ETF
• NikkoAM-Straits Trading Asia ex Japan REIT ETF – SGD Class
• Amova MSCI AC Asia ex Japan ex China Index ETF

How do I get the maximum Cash Back of S$100?

To receive the maximum cashback, you must subscribe to any eligible counter with an investment of S$1,500 per month for three consecutive months via GIRO.

What happens if my GIRO deduction fails once during the three-month subscription period?

You will not be eligible for the promotion. The investment must be continuous for three months via Giro. Any missed or delayed payments will result in disqualification.

Can I change my investment to a different eligible counter during the promotion period? Eg. I invest in Nikko AM STI ETF with S$300 in the beginning and change to ABF SG BOND ETF subsequently? No, your investment will not qualify for the promotion.

Month	Investment counter	Investment Amount S$	Cash Back
April 2025	Nikko AM STI ETF	300	No S$0
May 2025	ABF SG BOND ETF	300
June 2025	ABF SG BOND ETF	300

Can I change the investment amount for the eligible counter during the 3 consecutive months subscription?

Yes, customers can increase and decrease their investment amount but if you reduce your investment during the three-month GIRO subscription period, you will not qualify for the promotion. (Refer to illustration A below)

The cashback is based on your first month’s investment. For example, if you invest S$300 in the first month, then S$600 in the second and third months, your cashback will still be S$20. (Refer to illustration B below)

illustration A

Month	Investment counter	Investment Amount S$	Cash Back
April 2025	ABF SG BOND ETF	600	S$0
May 2025	ABF SG BOND ETF	300
June 2025	ABF SG BOND ETF	300

illustration B

Month	Investment counter	Investment Amount S$	Cash Back
April 2025	ABF SG BOND ETF	300	S$20
May 2025	ABF SG BOND ETF	600
June 2025	ABF SG BOND ETF	600

customers can increase their investment amount. The cashback is based on your first month’s investment. For example, if you invest S$300 in the first month, then S$600 in the second and third months, your cashback will still be S$20.

What is an example of 3 consecutive months subscription with GIRO?

Month	Investment counter	Investment Amount S$
April 2025	ABF SG BOND ETF	300
May 2025	ABF SG BOND ETF	300
June 2025	ABF SG BOND ETF	300

When can I receive the Cash Back?

The Cash Back will be credited to your SBP account ledge approximately 30 working days from the end of your consecutive 3-month subscription period with GIRO.

If I apply for the SBP application during the promotion period but only submit the GIRO application after the promotion period, am I eligible?

No, both SBP and GIRO applications must be completed within the promotion period to qualify.

Is GIRO the only payment method for this promotion?

Yes

If my SBP account was suspended in the past six months and re-activated during the promotion period, will my funds be considered as Fresh Funds?

No

If my SBP account is terminated during the promotion period and I reapply during the promotion period, will I still be eligible for the promotion?

No

Do I qualify for the promotion if I change my subscription to another eligible counter from an existing eligible counter?

No, change of investment instructions between any eligible NIKKO AM ETF to another eligible counter will not be considered as fresh funds, and will not qualify for the Cash Back.

How to Participate

To qualify for the Cash Back, simply complete these steps:

1. Sign up for the Share Builders Plan (SBP)
   How do I sign up for the Share Builders Plan?

   If you have yet to open a POEMS Account, open one here.

   If you are an existing POEMS Account holder, simply follow these instructions:

   Online Application Submission

   1. POEMS Mobile 3 App:
      
      1. Log in to your POEMS Account
      2. Navigate to Trade > RSP > Share Builders Plan > Apply
   2. POEMS 2.0 App:
      
      1. Log in to your POEMS Account
      2. Go to the Top left menu > Regular Savings Plan > SBP > Apply
   3. POEMS Website:
      
      1. Subscribe via this link

   Step 2: Set Up GIRO for Recurring Investments
   Option 1: Submit a Physical GIRO Form

   1. Download and print the GIRO form here.
   2. Submit the original signed GIRO form to any of our conveniently located Phillip Investor Centre OR mail the form to us at:
      Attention: SBP
      250 North Bridge Road
      #06-00 Raffles City Tower
      Singapore 179101

   OR

   Option 2: Apply e-GIRO:

   1. POEMS Mobile 3 App:
      
      1. Log in to your POEMS Account
      2. Tap on the “Me” tab > eGIRO > Select SBP (Account no.) > Choose Bank > Apply
   2. POEMS Website:
      
      1. Log in to your POEMS Account
      2. Go to Acc Mgmt > Online Forms > Account Application > eGIRO > Select SBP (Account no.) > ChooseBank > Apply
2. Invest a minimum of S$300* per month in any of the eligible ETFs for three consecutive months with GIRO to qualify for the S$20 Cash Back*
   Eligibility Criteria
   1. Existing SBP Customers:
      • Customers who are already subscribed into any of the NikkoAM eligible counters, will only qualify for the Cash Back when investing an additional S$300 or more in fresh funds* in these counters; for three consecutive months with GIRO.
      • Customers who are not yet subscribed into any Nikko AM eligible counters, will qualify for the Cash Back after subscribing to at least S$300 per month in any of the eligible counters; for three consecutive months with GIRO.

      *Change of investment instructions between the NikkoAM selected counters will not be considered as fresh funds and thus, not be eligible for the promotion.
      Fresh Fund: Refer to the newly deposited investment amount into the SBP account during the promotion period.

   2. New SBP Customers:
      • Customers who are new to SBP, will qualify for the Cash Back after subscribing and investing at least S$300 per month into any of the NikkoAM eligible counters; for three consecutive months with GIRO.

SBP Counters Eligible for the promotion:

S/N	Counter Name	Counter Name on Website
1	ABF Singapore Bond Index Fund	ABF SG BOND ETF
2	NikkoAM-ICBCSG China Bond ETF - SGD Class	NAM-ICBCSG CNBS$
3	NikkoAM-StraitsTrading MSCI China Electric Vehicles and Future Mobility ETF - SGD Class	NAM-STC CHINA EV
4	Nikko AM Straits Times Index ETF	NIKKO AM STI ETF
5	NIKKOAM SGD IG CORP BOND ETF	NIKKOAM SGD IGBOND ETF
6	NikkoAM-StraitsTrading Asia ex Japan REIT ETF - SGD Class	NIKKOAM-STC A_RT
7	Amova MSCI AC Asia ex Japan ex China Index ETF	Amova Asia exJC S$

* Counters not listed above will not be eligible for the promotion

• Eligible Customers must invest a minimum of S$300 fresh funds per month for three consecutive months with GIRO into any of the eligible counters listed in the table above.
• The investment transaction must be made before the 18th of each month (or the next business day if the 18th falls on a non-business day) during the promotion period.
• There is a Cash Back cap of S$100 per account.
• The Cash Back will be processed approximately 30 working days after completion of the consecutive three month subscription period with GIRO.

Example 1:

Month	Investment counter	Monthly Investment Amount	Investment Period	Cash Back
April 2025	ABF SG BOND ETF	S$300	Three consecutive months	S$20
May 2025	ABF SG BOND ETF	S$300
June 2025	ABF SG BOND ETF	S$300

*This example should not be considered as financial advice.

Example 2:

Month	Investment counter	Monthly Investment Amount	Investment  Period	Cash Back
April 2025	ABF SG BOND ETF	S$100	Three consecutive months	S$20
	NIKKO AM STI ETF	S$100
	AMOVA MSCI AC Asia ex Japan ex China Index ETF	S$100
May 2025	ABF SG BOND ETF	S$100
	NIKKO AM STI ETF	S$100
	AMOVA MSCI AC Asia ex Japan ex China Index ETF	S$100
June 2025	ABF SG BOND ETF	S$100
	NIKKO AM STI ETF	S$100
	AMOVA MSCI AC Asia ex Japan ex China Index ETF	S$100

* This example should not be considered as financial advice.

• Please refer to examples 1 and 2 on the indicative cash back amount.

Period of Promotion	T&Cs		Investment  Period	Cash Back	Eligible Counters
07 April 2025 – 30 June 2025	New to SBP S$300 Subscription into any of the NikkoAM eligible counters; for three consecutive months with GIRO.	Existing SBP Customers S$300 of fresh funds* into the eligible counters ; for three consecutives Months with GIRO.	Three consecutive months subscription	Get S$20 Cash Back for every S$300 monthly subscription into any of the eligible counters during the promotion period. Eligible customer is allowed a maximum Cash Back of S$100 for each SBP account during the promotion period.	1)     ABF SG Bond ETF 2)     NAM-ICBCSG CNBS$ 3)     NAM-STC CHINA EV 4)     NIKKO AM STI ETF 5)     NIKKOAM SGD IGBond ETF 6)     NIKKOAM-STC A_RT 7)     AMOVA MSCI AC Asia ex Japan ex China Index ETF

* This example should not be considered as financial advice.

*Change of investment instructions between the NikkoAM selected counters will not be considered as fresh funds; and will not be eligible for the promotion.

Fresh Fund: Refer to the newly deposited investment amount into the SBP account during the promotion period.

You’re all set to participate in this Promotion!

View full Terms and Conditions

Disclaimers:

1. This promotion is intended for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the units in any fund and the income from them may fall as well as rise. Past performance figures as well as any projection or forecast used in this promotion are not necessarily indicative of future or likely performance of any fund. You should read the prospectus of the respective ETFs (which is available on websites of the issuers) and understand their structure and associated risks before deciding to invest. Any opinion or view herein is made on a general basis and is subject to change without notice. You may wish to obtain advice from a financial adviser before making a commitment to purchase any investment products mentioned herein. In the event that you choose not to obtain advice from a financial adviser, you should consider whether the investment product is suitable for you. SBP is a Regular Savings Plan and is not a deposit and not principal protected nor a capital guaranteed plan.
2. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the shares and the income from them may fall as well as rise. Past performance is not necessarily indicative of future performance. Investments in Regular Savings Plan are designed to produce returns over the medium to long term and are not suitable for short-term speculation.
3. Any opinion or view herein is made on a general basis and is subject to change without notice.
4. You may wish to obtain advice from a qualified financial adviser, pursuant to a separate engagement, before making a commitment to purchase any of the investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest and we do not offer any advice in this regard unless mandated to do so by way of a separate engagement.
5. The information is correct as at the date of print and the company reserves the right to revise the charges.
6. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Enjoy
Zero Brokerage when you Trade
ESR-REIT Odd Lots

From 5 May to 30 May 2025

Enjoy
Zero Brokerage when you Trade
ESR-REIT Odd Lots

From 5 May to 30 May 2025

Trade ESR REIT (9A4U) Odd Lots Open an Account Quick Facts about ESR-REIT Unit ConsolidationESR-REIT is a leading New Economy and future-ready Asia Pacific S-REIT. Listed on SGX since 25 July 2006, ESR-REIT invests in quality income-producing industrial properties in key gateway markets. As at 31 December 2024, ESR-REIT holds interests in a diversified portfolio comprising logistics properties, high-specifications industrial properties, business parks and general industrial properties with total assets of approximately S$6.0 billion.

Please refer to the scheme of arrangement dated 10 February 2025 issued by ESR-REIT Management (S) Limited, on behalf of ESR-REIT, regarding the proposed unit consolidation of every 10 units ESR-REIT into 1 unit.

Following the consolidation, your ESR-REIT holdings with Phillip Securities (POEMS) or in CDP/CPF/SRS may now consist of odd lots.
To support you during this transition, we are pleased to offer a commission-free trading period for ESR-REIT odd lots, which enables you to either consolidate your holdings into standard lot sizes or liquidate any remaining odd lots without incurring commission charges.

For more information on the Unit Consolidation, please click here

How to Trade Unit Share?

For POEMS 2.0, 

There are 2 methods to trade Unit Share (SGX) on POEMS 2.0 Web:

Method 1: Right-click on counter

• Under the View Price widget, right click on counter to bring up the sub-menu
• In the sub-menu, select the Trade Unit Share option to open a Unit Share Market Trade ticket
• 

Method 2: SGX Unit Share sub-tab

• Under the View Price widget, click on the sub-tab SGX Unit Share
• Search for specific counters via the Add to Watchlist box – a list of suggested results will be shown
• Click to add the specific counter to the Watchlist
• 
• Alternatively, you may also search for the counter via the drop-down list available in the SGX Unit Share sub-tab
• 

*Do note that the SGX Unit Share widget has 5 separate Watchlists for you to add counters and view SGX Unit Share prices

On POEMS Mobile 3 App,

Launch POEMS Mobile 3 App and login with your Account Number & password > Head over to the Trade Tab and select the Trade Button > Type in the specific counter name and select the counter that you want to trade > Select “Limit (Unit Share)” in the Order Type drop down menu 

Terms and Conditions

1. The promotional rate is valid for both online and offline executed Odd Lots Trades of ESR-REIT Units from 5 May 2025 to 30 May 2025 (“Promotion Period”), both dates inclusive, thereafter prevailing rates apply.
2. Odd Lots Trades is
   
   • an aggregate of 99 or less Consolidated ESR-REITs Units bought in a single day; or
   • an aggregate of 99 or less Consolidated ESR-REITs Units sold in a single day.
3. The promotion is available for all Odd Lots Trades transacted in Cash, CPF, and SRS.
4. Customers will be required to pay the prevailing SGX clearing fee, SGX access fee, and the associated GST.
5. In the event of a dispute over the Customer’s eligibility to participate in this promotion, Phillip Securities Pte Ltd (“PSPL”)’s decision will be final.
6. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion are final and binding on all participants.
7. By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions. 

Disclaimer

This advertisement is intended for general information only and does not constitute a recommendation, an offer or solicitation to buy or sell any investment products mentioned herein. It does not have any regard to your specific investment objectives, financial situation or any of your particular needs.
Investments are subject to investment risks including the possible loss of the principal amount invested. The value of any investments and the income from them may fall as well as rise. The risk of loss in leveraged trading can be substantial and you could lose in excess of your initial funds.
You may wish to obtain advice from a financial adviser before investing in any investment products mentioned herein. In the event that you choose not to obtain advice from a financial adviser, you should consider whether the investment product is suitable for you. You are advised to read the trading account Terms & Conditions and Risk Disclosure Statement before trading in investment products.

Enjoy
Waived Brokerage Fees when you Trade
CICT Odd Lots

From 13 May to 13 June 2025

Enjoy
Waived Brokerage Fees when you Trade
CICT Odd Lots

From 13 May to 13 June 2025

Trade CICT (C38U) Odd Lots Open an Account Quick Facts about CICT Unit DistributionCapitaLand Integrated Commercial Trust (CICT) is the first and largest real estate investment trust (REIT) listed on Singapore Exchange Securities Trading Limited (SGX-ST) with a market capitalisation of S$14.0 billion as at 31 December 2020.

Please refer to the scheme of arrangement dated 27 February 2025 by Capitaland Investment Limited (CLI), on behalf of CICT, regarding the proposed unit distribution of 0.031 CICT units per CLI share.

Your CICT holdings with Phillip Securities (POEMS) or in CDP/CPF/SRS may now consist of odd lots.
To support you during this transition, we are pleased to offer a commission-free trading period for CICT odd lots, which enables you to either consolidate your holdings into standard lot sizes or liquidate any remaining odd lots without incurring commission charges.

For more information on the Unit Distribution, please click here

How to Trade Unit Share?

For POEMS 2.0, 

There are two methods to trade Unit Share (SGX) on POEMS 2.0 Web:

Method 1: Right-click on the counter

• Under the “View Price” widget, right click on the counter to bring up the sub-menu
• In the sub-menu, select the Trade Unit Share option to open a Unit Share Market Trade ticket

Method 2: SGX Unit Share sub-tab

• Under the View Price widget, click on the sub-tab SGX Unit Share
• Search for specific counters via the Add to Watchlist box – a list of suggested results will be shown
• Click to add the specific counter to the Watchlist
• 

• Alternatively, you may also search for the counter via the drop-down list available in the SGX Unit Share sub-tab

*Do note that the SGX Unit Share widget has 5 separate Watchlists for you to add counters and view SGX Unit Share prices

For POEMS Mobile 3 App,

Launch POEMS Mobile 3 App and login with your Account Number & password > Head over to the Trade Tab and select the Trade Button > Type in the specific counter name and select the counter that you want to trade > Select “Limit (Unit Share)” in the Order Type drop down menu 

Terms and Conditions

1. The promotional rate is valid for both online and offline executed Odd Lots Trades of CapitaLand Integrated Commercial Trust (“CICT”) Units from 13 May 2025 to 13 June 2025 (“Promotion Period”), both dates inclusive, thereafter prevailing rates apply.
2. An Odd Lots Trade is defined as: 
   
   1. an aggregate of 99 or less CICT Units bought in a single day or 
   2. an aggregate of 99 or less CICT Units sold in a single day;
3. The promotion is available for all Odd Lots Trades transacted in Cash, CPF, and SRS.
4. Customers will be required to pay the prevailing SGX clearing fee, SGX access fee, and the associated GST.
5. In the event of a dispute over the Customer’s eligibility to participate in this promotion, Phillip Securities Pte Ltd (“PSPL”)’s decision will be final.
6. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion are final and binding on all participants.
7. By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions. 

Disclaimer

This advertisement is intended for general information only and does not constitute a recommendation, an offer or solicitation to buy or sell any investment products mentioned herein. It does not have any regard to your specific investment objectives, financial situation or any of your particular needs.
Investments are subject to investment risks including the possible loss of the principal amount invested. The value of any investments and the income from them may fall as well as rise. The risk of loss in leveraged trading can be substantial and you could lose in excess of your initial funds.
You may wish to obtain advice from a financial adviser before investing in any investment products mentioned herein. In the event that you choose not to obtain advice from a financial adviser, you should consider whether the investment product is suitable for you. You are advised to read the trading account Terms & Conditions and Risk Disclosure Statement before trading in investment products.

Earn Up to S$600 in Rewards

Refer and Share with
Your Friends & Family.

Generate Copy Link

Share your referral link

* Earn S$60 for each referral, up to a maximum of 10 new account holders

Start Inviting Your Friends & Family!

Generate your referral link now!

For Referrer

Steps

Rewards

Share Your Unique Referral link

Your Friends & Family Opens a POEMS Account with SMART Park Opt-in

(Excess Fund Management)

S$10

US Stock Coupon

Your Friends & Family Funds a Minimum of S$3,000

(within 14 days of Account opening & holds it for 30 days)

S$50

Cash Credit

For Referee

Steps

Rewards

Sign Up Using the Unique Referral Link

Opt-in to SMART Park

(Excess Fund Management within 14 days)

Zero US Commission (Only for Cash Plus)
Zero Sales Charge on Unit Trusts
Free SGX Market Depth
Free Live Prices on Popular Markets

Funds a Minimum of S$3,000

(within 14 days of account opening and holds the funds for 30 days)

Free US Stock Coupons

For Referrer

Steps

Rewards

Share Your Unique Referral Link

Your Friends & Family Opens a POEMS Account with SMART Park Opt-in

(Excess Fund Management)

S$10

US Stock Coupon

Your Friends & Family Funds a Minimum of S$3,000

(within 14 days of Account opening & holds it for 30 days)

S$50

Cash Credit

For Referee

Steps

Rewards

Sign Up Using the Unique Referral Link

Opt-in to SMART Park

(Excess Fund Management within 14 days)

Zero US Commission (Only for Cash Plus)

Zero Sales Charge on Unit Trusts

Free SGX Market Depth 

Free Live Prices on Popular Markets

Funds a Minimum of S$3,000

(within 14 days of account opening and holds the funds for 30 days)

Free
US Stock Coupons

Refer Now

Rewards for Your Family & Friends

What will They get when They Open an Account?

Rewards for Your Friends & Family

What will They get when They Open an Account?

More Rewards when They Fund

Get Rewarded with S$50 US Stock Coupons

Stock Coupon	Qty
	X5

Fund at least S$3,000 within 14 days of Account Opening

Hold the funds for at least 30 days from the date of the minimum funds

Get Rewarded with S$150 US Stock Coupons

Stock Coupon	Qty
	X5

Fund at least S$10,000 within 14 days of Account Opening

Hold the funds for at least 30 days from the date of the minimum funds

Frequently Asked Questions

What will I receive when I refer a friend to POEMS?

You will receive S$10 US Stock Coupon and S$50 Cash Credit when the following has been verified:

(a) Your friend is new to Phillip Securities, has successfully opened a Cash Plus Account or Cash Management Account with Excess Funds Management (SMART Park) opt in >> You will receive S$10 US Stock Coupon

(b) Your friend funded at least S$3,000 into their Account within 14 days of Account opening and does not withdraw the funds for 30 days >> You will receive S$50 Cash Credit

Am I eligible to be a referrer/referee?

All existing POEMS Account Holders with any of the following Accounts can be referrers: 

1. Cash Plus Account
2. Margin Account
3. Cash Management Account
4. Prepaid Account
5. Custodian Account 
6. Share Financing Account

As a referee, you must not have or have had any Accounts with Phillip Securities Pte Ltd.

What is the maximum number of referrals?

You can refer up to 10 referees.

When will my referee who opened Cash Plus Account be able to enjoy Zero commission on US stocks?

Referees who opened the Cash Plus Account will receive a notification email on the activation of the Zero US Commission for 30 days Reward within 2 working days following their Account opening.

When will I as a referrer receive the S$10 US Stock Coupon and S$50 Cash Credit?

The S$10 US Stock Coupon will be redeemable within 10 working days via POEMS Mobile 3 App > Me > Rewards Inventory once your Referee has fulfilled the requirements (open Cash Plus or Cash Management Account and opts into Excess Funds Management (SMART Park))

The S$50 Cash Credit will be credited into the Referrer’s POEMS Account once it has been verified that the Referee has not withdrawn the fund for 30 days. This process may take up to 40 days following the funding date.

Is the S$10 US Stock Coupon only redeemable on POEMS Mobile 3 App? What if I am using POEMS Mobile 2.0 App?

Yes, the S$10 US Stock Coupon is only redeemable on POEMS Mobile 3. If you are using POEMS Mobile 2.0 App, please download POEMS Mobile 3 and log in to claim the Coupon. 

Does the referee need to enter a referral code while signing up?

No, the referee only needs to open an Account using the unique referral link you provide.

What happens if my referee forgot to use my referral link when opening an Account?

We regret that in such cases, it will not be considered as a successful referral.

What if I am a Cash Trading Account holder? Am I eligible for this promotion?

No. Cash Trading Account holders are not eligible for this promotion. You may consider opening an eligible Account type or converting your Cash Trading Account to a Cash Management Account.

How do I convert my Cash Trading Account to Cash Management Account?

Login to POEMS 2.0 Website > “Acct Mgmt” > “Stocks” > “Online Forms”. Please note that any existing GIRO facility with a Cash Trading Account has to be terminated before we can process the conversion to a Cash Management Account.

What if I have further queries?

Please contact your dealer or Trading Representative. Alternatively, you can reach our Customer Service Hotline at 6531 1555 or send an email to talktophillip@phillip.com.sg.

Terms & Conditions

T&Cs for Cash Plus Account Referral Programme

1. Referral Programme (“Programme”) is valid for existing POEMS Account holders (“Referrer”) who refer Customer(s) new to Phillip Securities Pte Ltd (“PSPL”) to open a Cash Plus Account (“Referee”), from 10 November 2025 to 4 January 2026.
2. Within this context, “Referrers” refer to Customers with any of the following Accounts: Cash Plus, Cash Management, Margin, Prepaid, Custodian or Share Financing Accounts (“Qualified Accounts”).
3. A referral will be considered successful only when the referee fulfils all of the following: 
   1. Opens a Cash Plus Account using a unique referral link generated by the referrer
   2. Opts into Excess Funds Management (SMART Park)
   3. Does not change the Account type during the promotion period
   4. Abides by the terms and conditions
4. If the Referee uses referral link(s) to open multiple Accounts, only the first successfully opened and funded Account will be considered as successful referral.
5. Referrers will only receive a S$10 US Stock Coupon and S$50 Cash Credit ONCE for each unique Referee, even if the Referee opens multiple Accounts (regardless of Account type).
6. Only the first 10 referred Accounts (regardless of Qualified Account) will be considered as successful referrals.
7. Rewards for Referrer: The Referrer will be entitled to a S$10 US Stock Coupon and S$50 Cash Credit  when his/her Referee
   1. Successfully opens a Cash Plus Account and opts in to Excess Funds Management (SMART Park) , he/she would receive S$10 US Stock Coupon. 
   2. deposits at least S$3,000 into the Account within 14 calendar days from the Account opening date, he/she would receive S$50 Cash Credit. The deposit cannot withdraw from the Account for a period of at least 30 days.
   3. Please note that the Stock Coupon and Cash Credit are non-transferable and non-withdrawable.
8. Rewards for Referee
   1. Referees will receive:
      1. Account Opening Rewards at poems.com.sg/welcome-gifts 
      2. Fund & Trade Rewards at poems.com.sg/welcome-gifts 
9. Activation and crediting of the Referrer’s Rewards:
   1. S$10 US Stock Coupon:
      1. Referrers will be required to download and login to POEMS Mobile 3 App, in order to receive the S$10 US Stock Coupon, once their referees have fulfilled the requirements (refer to point 3). Failure to do so, will result in forfeiture of the Reward/s. 
      2. The S$10 US Stock Coupon will be credited into the eligible Referrers’ Account in the POEMS Mobile 3 App > Me Tab > My Rewards Inventory, within the 10 working days provided that the Referrers login to POEMS Mobile 3 App and their Referees have fulfilled the requirements. 
      3. How to Use:
         • Activate – ‘Swipe to Activate’ to apply the Coupon. 
         • Trade – Place a trade on the Stock Coupon that meets the Eligibility Criteria. 
         • Rebate Credited – Once the trade is completed successfully, S$10 will be credited to your Account within 2 working days. 
      4. Eligibility Criteria:
         • Buy stocks only
         • US Market only
         • Cash trades only
      5. The S$10 US Stock Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.
      6. The Coupon will expire 30 days from the date of issuance.
      7. Once activated, the Coupon cannot be deactivated or reissued.
      8. The S$10 US Stock Coupon will be automatically applied to the first successful eligible trade executed, after the Coupon activation and before its expiry.
      9. The S$10 rebate, up to the contract value, will be credited to the eligible Account within 2 working days following the successful eligible trade.
      10. If the Coupon is not activated and/or a successful eligible trade is not executed within the validity period, the coupon will be forfeited, and no rebate will be issued.
      11. If there are multiple Stock Coupons active, the one which has a nearer expiration date  will be used up first by default. If the Coupons have the same expiry date, the Coupon that was activated first by the Customer will be used by default.
   2. S$50 Cash Credit:
      1. Referrers will receive the S$50 Cash Credit into their Account within 10 working days once their referees have fulfilled the requirements.  
10. Activation and crediting of the Referees’ Rewards:
    1. Please kindly refer to poems.com.sg/welcome-gifts 
11. Referee consents to the disclosure of his or her name and referral status to the Referrer.
12. The following Customers are NOT eligible for this Programme unless approved by the management of Phillip Securities Pte Ltd (“PSPL”)
    1. Referees who have any type of existing Accounts with PSPL, including joint and corporate Accounts.
    2. Referees who have closed any Accounts with PSPL
    3. Referrers and Referees who have already benefited from or will benefit from similar programmes or promotions, including PhillipCFD’s Refer A Friend.
    4. All employees of PhillipCapital’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).  
13. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
14. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants.
15. By taking part in the promotion, you agree and consent to PSPL sending relevant information to third-party service providers to facilitate the delivery and redemption of the Rewards.
16. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
17. This advertisement has not been reviewed by the Monetary Authority of Singapore.

T&Cs for Cash Management Account Referral Programme

1. Referral Programme (“Programme”) is valid for existing POEMS Account holders (“Referrer”) who refer Customer(s) new to Phillip Securities Pte Ltd (“PSPL”) to open a Cash Management Account (“Referee”), from 10 November 2025 to 4 January 2026.
2. Within this context, “Referrers” refer to Customers with any of the following Accounts: Cash Plus, Cash Management, Margin, Prepaid, Custodian or Share Financing (“Qualified Accounts”)
3. A referral will be considered successful only when the referee fulfils all of the following:
   • Opens a Cash Management Account using a unique referral link generated by the referrer
   • Opts into Excess Funds Management (SMART Park)
   • Does not change the Account type during the promotion period
   • Abides by the terms and conditions
4. If the Referee uses referral link(s) to open multiple Accounts, only the first successfully opened and funded Account will be considered as successful referral.
5. Referrers will only receive a S$10 US Stock Coupon and S$50 Cash Credit ONCE for each unique Referee, even if the Referee opens multiple Accounts that fulfil clause 9 (regardless of Account type)
6. Only the first 10 referred Accounts (regardless of Qualified Account) will be considered as successful referrals
7. Referee consents to the disclosure of his or her name and referral status to the Referrer
8. The following Customers are NOT eligible for this Programme unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
   • Referees who have any type of existing Accounts with PSPL, including joint and corporate Accounts.
   • Referees who have closed any Accounts with PSPL.
   • Referrers and Referees who have already benefited from or will benefit from similar programmes or promotions, including PhillipCFD’s Refer A Friend.
   • All employees of PhillipCapital’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).
9. Rewards for Referrer: The Referrer will be entitled to a S$10 US Stock Coupon and S$50 Cash Credit when his/her Referee:
   • Successfully opens a Cash Management Account and opts in to Excess Funds Management (SMART Park), he/she would receive a S$10 Stock Coupon
   • deposits at least S$3,000 into the Account within 14 calendar days from the Account opening date, he/she would receive S$50 Cash Credit. The deposit cannot withdraw from the Account for a period of at least 30 days.
   • Please note that the Stock Coupons and Cash Credit are non-transferable and non-withdrawable.
10. Rewards for Referee:
    • Account Opening Rewards:
      • 0% Sales Charge on Unit Trust
      • Free Live Prices for SGX and US Asian Hours
      • Free Live Prices for US (NASDAQ, NYSE, AMEX), Malaysia (BURSA), Thailand (SET), and US Options for non-professionals.
        • Login to POEMS 2.0 web > ‘Market Data & Rewards’ > ‘New Subscriptions’ > tick the boxes for the Live Prices > complete the subscriber agreement and submit > click ‘Submit New’ > Enter your password for confirmation. 
        • Login to POEMS Mobile 3 App > Me Tab > Market Data under Forms, section > Subscribe US (NASDAQ, NYSE, AMEX), MY (BURSA), TH (SET), and US Options
      • Free SGX Enhanced Market Depth Access until 30 November 2026. For more information, please refer to poems.com.sg/sgx-enhanced-market-depth.
    •  Fund Rewards:
      • Fund at least S$3,000 within 14 days of Account opening (“Initial Capital”) and hold the funds for at least 30 days to redeem
        • S$10×5 US Stock Coupons 
      • Fund at least S$10,000 within 14 days of Account opening (“Initial Capital”) and hold the funds for at least 30 days to redeem
        • S$30×5 US Stock Coupons
      •  Initial Capital must remain in the Account for at least 30 days. It can be used for BUY trades, but it cannot be withdrawn or transferred.
      • The deposit must be fresh cash funds transferred from the Customer’s bank account, and does not include funds transferred within PSPL Accounts, cash dividends, sales proceeds or Account credit transactions.
      • Customers must ensure that their Net Cumulative Deposit amount does not fall under S$3,000/S$10,000 to be eligible for the US Stock Coupons for the tier respectively. 
      • Net Cumulative Deposit refers to accumulated deposit amount, calculated from the day the Customers make and maintain their initial deposits for 30 days. Capital gains and losses are excluded.
      • The calculation of Net Cumulative Deposit is done daily. All withdrawals made during the holding period will reduce the Customers’ daily Net Cumulative Deposit. 
      • Once the daily Net Cumulative Deposit falls below S$3,000, the Customer will no longer receive any Rewards. If the daily Net Cumulative Deposit falls below S$10,000 but remains at or above S$3,000, the Customer will only be eligible for Tier 1 Reward.
11. Activation and crediting of the Referrer’s Rewards:
    • S$10 Stock Coupon:
      • The S$10 Stock Coupon will be credited into the eligible Customers’ Account in the POEMS Mobile 3 App > Me Tab > My Rewards Inventory, within 30 days of the end of the campaign.
        How to Use:
        • Activate – ‘Swipe to Activate’ to apply the Coupon.
        • Trade – Place a trade on the Stock Coupon that meets the Eligibility Criteria.
        • Rebate Credited – Once the trade is completed successfully, S$10 will be credited to your Account within 2 working days.
        • Eligibility Criteria:
          • Buy stocks only
          • US Market only
          • Cash trades only
        • The S$10 Stock Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.
        • The Coupon will expire 30 days from the date of issuance.
        • Once activated, the Coupon cannot be deactivated or reissued.
        • The S$10 Stock Coupon will be automatically applied to the first successful eligible trade executed, after the Coupon activation and before its expiry.
        • The S$10 rebate, up to the contract value, will be credited to the eligible Account within 2 working days following the successful eligible trade.
        • If the Coupon is not activated and/or a successful eligible trade is not executed within the validity period, the coupon will be forfeited, and no rebate will be issued.
        • If there are multiple Stock Coupons active, the one which has a nearer expiration date will be used up first by default. If the Coupons have the same expiry date, the Coupon that was activated first by the Customer will be used by default.
    • S$50 Cash Credit:
      • Referrers will receive the S$50 Cash Credit into their Account within 10 working days once their referees have fulfilled the requirements. 
        • Referrers will be required to download and login to POEMS Mobile 3 App in order to receive the S$10 Stock Coupon, once their referees have fulfilled the requirements. Failure to do so, will result in forfeiture of the Reward/s.
12. Activation and crediting of the Referees’ Rewards:
    • Account Opening Rewards:
      • 0% Sales Charge on Unit Trust will be granted upon Account opening.
      • Free Live Prices for SGX and US Asian Hours will be granted upon Account opening.
      • Free Live Prices for US (NASDAQ, NYSE, AMEX), Malaysia (BURSA), Thailand (SET), and US Options for non-professionals.
        • Login to POEMS 2.0 web > ‘Market Data & Rewards’ > ‘New Subscriptions’ > tick the boxes for the Live Prices > complete the subscriber agreement and submit > click ‘Submit New’ > Enter your password for confirmation.
        • Login to POEMS Mobile 3 App > Me Tab > Market Data under Forms, section > Subscribe US (NASDAQ, NYSE, AMEX), MY (BURSA), TH (SET), and US Options.
      • Free subscription for SGX Enhanced Market Depth Access would be granted automatically.
    • Tier 1 & Tier 2 Stock Coupon Reward:
      • Customers are required to download and login to POEMS Mobile 3 App within 30 days of Account Opening, in order to receive The Tier 1 or 2 Fund Reward, once they have fulfilled the requirements.
      • Customers must claim the Tier 1 or 2 Fund Reward and execute the eligible trade/s on POEMS Mobile 3 App within 90 days of becoming eligible. Failure to do so, will result in forfeiture of the Reward/s.
      • The Coupon will expire 90 days from the date of issuance. 
      • Once redeemed, the Coupon cannot be reissued.
      • Eligibility Criteria: 
        
        1. BUY stocks only
        2. US Market only
        3. Cash trades only
        4. Online trades only
      • A minimum contract value of US$100
      • This Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.
      • Once activated, the Coupon cannot be deactivated or reissued.
      • This Coupon will be automatically applied to the first successful eligible trade executed, after activation and before its expiry.
      • The rebate, up to the contract value, will be credited to the eligible Account within 5 working days following the successful eligible trade.
      • If the Coupon is not activated and/or a successful eligible trade is not executed within the validity period, the Coupon will be forfeited, and no rebate will be issued.
      • If multiple Stock Coupons are active, the one with the  nearest expiration date will be used up first by default. If the Coupons have the same expiry date, the Coupon that was activated first by the Customer will be used by default.
      • If the Customer holds multiple trading Accounts, the Account performing the first successful eligible trade will receive the rebate, regardless which Account the Coupon was activated in. For example, a Customer has two Accounts, Account A and Account B. The Customer activates the Coupon in Account A, but later performs a successful eligible trade using Account B. In this case, Account B will be awarded the rebate.
13. Days refer to calendar days.
14. By taking part in the promotion, you agree and consent to PSPL sending relevant information to third-party service providers to facilitate the delivery and redemption of the Rewards.
15. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
16. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete these Terms and Conditions without prior notification (including eligibility; replacement of the prize; promotional mechanics, promotion duration without prior notification, qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
17. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Refer Your Family & Friends, and Receive Cash Credit up to S$680* * Earn S$68 for each referral, up to a maximum of 10 new Account Holders Your Referee will Enjoy Free Trading & Live Prices, and Free US Shares Refer Your Family & Friends, and Receive Cash Credit up to  S$680* *Refer to 10 new Account holders

Start Inviting Your Friends & Family!

Generate your referral link now! Rewards for Your Family & Friends Account Opening Rewards Rewards for Your Family & Friends Account Opening Rewards

Fund & Trade Rewards

Make a Deposit, and Buy Stocks/ ETFs/ Unit Trusts to Receive Attractive Rewards

Tier 1

Deposit S$3,000 + 3 BUY Trades

US$20 Worth of Free Shares

8,888 POEMS Coins

• Make an initial deposit of at least S$3,000 within 14 days of Account opening.
• Hold the funds in your Account for at least 30 days without withdrawal.
• Execute at least 3 BUY Trades of Stocks/ ETFs/ Unit Trusts within 90 days of Account opening.

Tier 2

Deposit S$10,000 + 5 BUY Trades

US$88 Worth of Free Shares

10,888 POEMS Coins

• Make an initial deposit of at least S$10,000 within 14 days of Account opening.
• Hold the funds in your Account for at least 30 days without withdrawal.
• Execute at least 5 BUY Trades of Stocks/ ETFs/ Unit Trusts within 90 days of Account opening.

Based on dollar-value

Bonus

(For Cash Plus Accounts only)

*Capped at S$50,000 and for a 30 days period. Reach a min. of S$20,000 within the first 14 days of Account Opening

How It Works

You (Referrer)

Existing POEMS Account Holder

1. Share your referral link.
2. Your friend uses your referral link to open  an Account. Kindly note that your friend must be NEW to Phillip Securities to qualify.
3. Your friend funds at least S$3,000 to the Account within 14 days of Account Opening with a holding period of 30 days.

Your Friends (Referee)

New to Phillip Securities

1. Opens an Account with your unique link and opt-in to Excess Funds Management (SMART Park).  Afterwhich, they can redeem the Account Opening Reward.
2. By funding at least S$3,000 to the Account within 14 days of Account opening (without withdrawing the funds for 30 days)

For Referees, who open a Cash Plus Account, they can enjoy $0 US commission for 30 days.

You (Referrer) Existing POEMS Account Holder

1. Share your referral link
2. Your friend uses your referral link to open an Account *Your friend must be NEW to Phillip Securities
3. Your friend funds at least S$3000 to the Account within 14 days of Account Opening with a holding period of 30 days.

Your Friends (Referee) New to Phillip Securities

1. Opens an Account with your unique link and opt-in to Excess Funds Management (SMART Park).  They can redeem Account Opening Reward above.
2. Upon funding at least S$3,000 to the Account within 14 days of Account Opening (without withdrawing the funds for 30 days) and make at least 3 BUY Trades of Stocks/ ETFs/ Unit Trusts within 90 days of Account opening, they can redeem Fund and Trade Rewards above.

Referees, who open a Cash Plus Account, can enjoy $0 US Commission for 30 days.

Start Inviting Your Friends & Family!

Send your personalised referral link to your friend! Generate Copy Link Share your referral link

Frequently Asked Questions

What will I receive when I refer a friend to POEMS? You will receive a S$68 Cash Credit when the following has been verified: (a) Your friend is new to Phillip Securities, has successfully opened a Cash Plus Account or Cash Management Account, and has opted in to Excess Funds Management (SMART Park) (b) Your friend has funded at least S$3,000 into their Account within 14 days of Account opening. (c) Your friend does not withdraw the funds for 30 days Am I eligible to be a referrer/referee? All existing POEMS Account Holders with any of the following Accounts can be referrers:

1. Cash Plus Account
2. Margin Account
3. Cash Management Account
4. Prepaid Account
5. Custodian Account
6. Share Financing Account

As a referee, you must not have or have had any Accounts with Phillip Securities Pte Ltd. What is the maximum number of referrals? You can refer up to 10 referees. When will my referee be able to enjoy Zero commission on US stocks? Referees will receive a notification email on the activation of the Zero US Commission for 30 days Reward within 2 working days following their Account opening. When will I receive the S$68 Cash Credit? The S$68 Cash Credit will be credited into the Referrer’s POEMS Account once it has been verified that the Referee has not withdrawn the fund for 30 days. This process may take up to 40 days following the funding date. Does the referee need to enter a referral code while signing up? No, the referee only needs to open an Account using the unique referral link you provide. What happens if my referee forgot to use my referral link when opening an Account? We regret that in such cases, it will not be considered as a successful referral. What if I am a Cash Trading Account holder? Am I eligible for this promotion? No. Cash Trading Account holders are not eligible for this promotion. You may consider opening an eligible Account type or converting your Cash Trading Account to a Cash Management Account. How do I convert my Cash Trading Account to Cash Management Account? Login to POEMS 2.0 Website > “Acct Mgmt” > “Stocks” > “Online Forms”. Please note that any existing GIRO facility with a Cash Trading Account has to be terminated before we can process the conversion to a Cash Management Account. What if I have further queries? Please contact your dealer or Trading Representative. Alternatively, you can reach our Customer Service Hotline at 6531 1555 or send an email to talktophillip@phillip.com.sg.

Terms & Conditions

T&Cs for Cash Plus Account Referral Programme

1. Referral Programme (“Programme”) is valid for existing POEMS Account holders (“Referrer”) who refer Customer(s) new to Phillip Securities Pte Ltd (“PSPL”) to open a Cash Plus Account (“Referee”), from 26 December 2024 to 28 February 2025, both dates inclusive.
2. Within this context, “Referrers” refer to Customers with any of the following Accounts: Cash Plus, Cash Management, Margin, Prepaid, Custodian or Share Financing Accounts (“Qualified Accounts”).
3. A referral will only be considered successful when the Referee opens a Cash Plus Account using a unique referral link generated by Referrer, opts in to Excess Funds Management (SMART Park) and fulfils these terms and conditions.
4. If the Referee uses referral link(s) to open multiple Accounts, only the first successfully opened and funded Account will be considered as successful referral.
5. Referrers will only receive S$68 Cash Credit ONCE for each unique Referee, even if the Referee opens multiple Accounts (regardless of Account type).
6. Only the first 10 referred Accounts (regardless of Account type) will be considered as successful referrals.
7. Referee consents to the disclosure of his or her name and referral status to the Referrer.
8. Rewards for Referrer
   1. The Referrer will be entitled to a S$68 Cash Credit when his/her Referee
      1. Successfully opens a Cash Plus Account, opts in to Excess Funds Management (SMART Park) and deposits at least S$3,000 into the Account within 14 calendar days from the Account opening date.
      2. Does not withdraw this minimum amount for a period of at least 30 days
      3. Please note that the credits are non-transferable and non-withdrawable.
9. Rewards for Referee
   1. Referees will receive:
      1. Account Opening Rewards at poems.com.sg/welcome-gifts
      2. Fund & Trade Rewards at poems.com.sg/welcome-gifts
      3. SMART Park 5% p.a. Guaranteed Returns at poems.com.sg/welcome-gifts
10. The following Customers are NOT eligible for this Programme unless approved by the management of Phillip Securities Pte Ltd (“PSPL”)
    1. Referees who have any type of existing Accounts with PSPL, including joint and corporate Accounts.
    2. Referees who have closed any Accounts with PSPL
    3. Referrers and Referees who have already benefited from or will benefit from similar programmes or promotions, including PhillipCFD’s Refer A Friend.
    4. All employees of PhillipCapital’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).
11. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
12. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants.
13. By taking part in the promotion, you agree and consent to PSPL sending relevant information to third-party service providers to facilitate the delivery and redemption of the Rewards.
14. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
15. This advertisement has not been reviewed by the Monetary Authority of Singapore.

T&Cs for Cash Management Account Referral Programme

1. Referral Programme (“Programme”) is valid for existing POEMS Account holders (“Referrer”) who refer Customer(s) new to Phillip Securities Pte Ltd (“PSPL”) to open a Cash Management Account (“Referee”), from 26 December 2024 to 28 February 2025, both dates inclusive.
2. Within this context, “Referrers” refer to customers with any of the following Accounts: Cash Plus, Cash Management, Margin, Prepaid, Custodian or Share Financing (“Qualified Accounts”)
3. A referral will be considered successful only when the referee fulfils all of the following:
   • Opens a Cash Management Account using a unique referral link generated by the referrer
   • Opts into Excess Funds Management (SMART Park)
   • Does not change the account type during the promotion period
   • Abides by the terms and conditions
4. If the Referee uses referral link(s) to open multiple Accounts, only the first successfully opened and funded Account will be considered as successful referral.
5. Referrers will only receive S$68 Cash Credit ONCE for each unique Referee, even if the Referee opens multiple Accounts that fulfil clause 12 (regardless of Account type)
6. Only the first 10 referred Accounts (regardless of Account type) will be considered as successful referrals
7. Referee consents to the disclosure of his or her name and referral status to the Referrer
8. The following Customers are NOT eligible for this Programme unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
   1. Referees who have any type of existing Accounts with PSPL, including joint and corporate Accounts.
   2. Referees who have closed any Accounts with PSPL.
   3. Referrers and Referees who have already benefited from or will benefit from similar programmes or promotions, including PhillipCFD’s Refer A Friend.
   4. All employees of PhillipCapital’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).
9. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
10. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants
11. By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions.

>> Rewards for Referrer: 12. The Referrer will be entitled to a S$68 Cash Credit when his/her Referee: – Successfully opens a Cash Management Account, opts in to Excess Funds Management (SMART Park) and deposits at least S$3,000 into the Account within 14 calendar days from the Account opening date. – Does not withdraw this minimum amount for a period of at least 30 days. – Please note that the credits are non-transferable and non-withdrawable. >> Rewards for Referee: Referees will receive: 13. Account Opening Rewards:

• 0% Sales Charge on Unit Trust
• Free Live Prices for SGX and US Asian Hours
• Free Live Prices for US (NASDAQ, NYSE, AMEX), Malaysia (BURSA), Thailand (SET), and US Options for non-professionals
• Free SGX Enhanced Market Depth Access until 30 November 2026.  For more information, please refer to poems.com.sg/sgx-enhanced-market-depth.

14. Fund & Trade Rewards: Fund in with at least S$3,000 within 14 days from Account opening and execute at least 3 BUY Trades within 90 days from Account opening to receive:

• Fractional Shares Coupons (value US$20)
  • Coca Cola (Worth US$10)
  • NVIDIA (Worth US$10)
• POEMS Coins: 8,888 (Worth S$8.88)

Fund in with at least S$10,000 within 14 days from Account opening and execute at least five BUY Trades within 90 days from Account opening to receive:

• Fractional Shares Coupons (value US$88)
  • Coca Cola (Worth US$22)
  • NVIDIA (Worth US$22)
  • McDonalds (Worth US$22)
  • Meta (Worth US$22)
• POEMS Coins: 10,888 (Worth S$10.88)

14.1 Prices of the Free Shares are based on dollar-value. 14.2 BUY Trades refer to Stocks, ETFs, and Unit Trusts EXCEPT for US Fractional Shares. 14.3 The deposited funds must remain in the Account for a minimum of 30 days. They may be utilised for BUY trades but cannot be withdrawn or transferred out of the Account during this period.

• Customers must ensure that their Net Cumulative fund amount does not fall under S$3,000/S$10,000 to be eligible for the Fund & Trade Rewards based on the tier respectively.
• Net Cumulative fund refers to accumulated fund amount  calculated from the day the Customers make and maintain their initial deposit for 30 days Capital gains and losses are excluded.
• The calculation of Net Cumulative funds is done daily. All withdrawals made during the holding period will reduce the Customers’ daily Net Cumulative Deposit.
• Once the daily Net Cumulative fund falls below S$3,000, the Customers will no longer be eligible to receive any Rewards.

14.4 BUY or SELL Trades of the same counter listed on SGX, HKEx, and Bursa respectively, placed on the same trading day on POEMS Trading Platforms using the same payment mode (cash, SRS, or CPF) with the same Account, are considered as one trade. This is due to the fact that we only charge one commission for such trade orders. Please refer to https://www.poems.com.sg/faq/trading/general/what-is-amalgamate/ for more information and the available markets. 14.5 BUY or SELL of the same Unit Trust, placed on the same trading day on POEMS Trading Platforms using the same payment mode (cash, SRS, or CPF) with the same Account, are considered as one trade. Same trading day refers to orders placed from T-1 after 3:01pm to T day at 3pm.

15. Activation and Crediting of Rewards:

15.1. Account Opening Rewards:

• 0% Sales Charge on Unit Trust will be granted upon Account opening.
• Free Live Prices for SGX and US Asian Hours will be granted upon Account opening.
• Free Live Prices for US (NASDAQ, NYSE, AMEX), Malaysia (BURSA), Thailand (SET), and US Options for non-professionals. To activate the Free Live Prices, click here

• Free subscription for SGX Enhanced Market Depth Access would be granted automatically

15.2. Tier 1 & Tier 2 Free Shares Reward: The Tier 1 and 2 Free Shares Reward will be credited within 10 working days after redeeming from POEMS Mobile 3 App > ‘Rewards’, once the eligible Customers have fulfilled the requirements (as detailed in 2.)

• based on the date that you fulfil the requirements and
• You must complete the following items in order to receive the free US Fractional shares into their Account within 90 days from Account opening:
  • Opt-in to US Fractional Shares & acknowledge the disclosure
  • W8 BEN form
  • Risk Warning Statement (RWS) form 
• Customers are required to claim the Tier 1 and Tier 2 Free Shares Reward within 30 days of  becoming eligible. Failure to do so, will result in the forfeiture of the reward.

16. Days refer to calendar days. 17. By taking part in the promotion, you agree and consent to PSPL sending relevant information to third-party service providers to facilitate the delivery and redemption of the Rewards. 18. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final. 19. The following Customers are NOT eligible for this promotion unless approved by the management of PSPL:

• • Customers who have any existing Accounts with PSPL
  • Customers who have closed any Accounts with PSPL before
  • Corporate Accounts and Joint Account holders
  • All employees of PSPL’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).

20. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete these Terms and Conditions without prior notification (including eligibility; replacement of the prize; promotional mechanics, promotion duration without prior notification, qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants. 21. This advertisement has not been reviewed by the Monetary Authority of Singaporer

Trade Singapore Depository Receipts (SDR) with

No Minimum Commission

Available Counters

Available Counters

Meituan

Trade

Xiaomi Corporation

Trade

Ping An Insurance (Group) Company of China, Ltd.

Trade

 

Alibaba Group Holding Limited

Trade

 

BYD Electronic (International) Co., Ltd

Trade

Bank of China

Trade

 

Hongkong and Shanghai Banking Corporation

Trade

Tencent Holdings Ltd

Trade

 

AOT Airports of Thailand

Trade

 

CP All

Trade

PTT Exploration and Production

Trade

Siam Cement

Trade

  

The KASIKORNBANK

Trade

Advanced Info Service

Trade

Delta Electronics

Trade

 

SMIC

Trade

 

JD.com

Trade

PetroChina

Trade

 

Bangkok Dusit Medical Services

Trade

CP Foods

Trade

 

Gulf Development

Trade

CATL

Trade

 

Pop Mart

Trade

BBCA

Trade

Indofood

Trade

Telkom

Trade

Baidu

Trade

Trip.com

Trade

Laopu Gold

Trade

Available counter

Meituan

Trade

AOT Airports of Thailand

Trade

Xiaomi Corporation

Trade

CP All

Trade

Ping An Insurance (Group) Company of China, Ltd.

Trade

PTT Exploration and Production

Trade

Alibaba Group Holding Limited

Trade

Siam Cement

Trade

BYD Electronic (International) Co., Ltd

Trade

The KASIKORNBANK

Trade

Bank of China

Trade

Gulf Development

Trade

Hongkong and Shanghai Banking Corporation

Trade

Advanced Info Service

Trade

Tencent Holdings Ltd

Trade

Delta Electronics

Trade

SMIC

Trade

JD.com

Trade

PetroChina

Trade

Bangkok Dusit Medical Services

Trade

CP Foods

Trade

Your Potential Savings At A Glance

Example 1: Customer invests S$5000 in an SDR that has a price of $5.00 per share, with Cash Management Account.

	Cash Management Account
	Before 01/04/2025*	Now
SGX-listed SDR traded price	S$5.00	S$5.00
Quantity Purchased	1,000 units	1,000 units
Gross Amount	S$5,000	S$5,000
Commission	S$25 (Fees calculated at 0.28% or minimum S$25, for Cash Management Account with contract value below SGD50k)	S$14 (0.28% x $5,000) (Fees calculated at 0.28%, for Cash Management Account with contract value below S$50,000)
Commission Saved	S$11

Example 2: A customer invests S$300 in an SDR priced at S$2.50 per share.

	Cash Management Account
	Before 01/04/2025*	Now
SGX-listed SDR traded price	S$1.50	S$1.50
Quantity Purchased	100 units	100 units
Gross Amount	S$150	S$150
Commission	S$25 (Fees calculated at 0.28% or minimum S$25, for Cash Management Account with contract value below SGD50k)	S$0.42 (0.28% x S$150) (Fees calculated at 0.28%, for Cash Management Account with contract value below S$50,000)
Commission Saved	S$24.58

*"Online commission shown does not include any promotional discounts."

Note: The above examples do not include Exchange Fee and GST.

For pricing of other account types, please refer here.

Terms & Conditions

Terms and Conditions for “No Minimum Commission for Singapore Depository Receipts (SDR)”

1. No minimum commission rates for Singapore Depository Receipts (SDR) are applicable for all POEMS Trading Accounts from 1 April 2025 onwards. For standard rates, please refer to the respective account pricing.
2. This promotion is only applicable for ONLINE trades traded through POEMS suite of platforms available on Singapore Depository Receipts (SDR)
3. Applicable for Cash trades only.
4. The following persons are not eligible to participate in those promotions unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):
   1. PSPL institutional Customers and corporate Customers
   2. PSPL Account holders whose Accounts have been suspended, cancelled or terminated
   3. All employees of PSPL and its associated entities; PSPL and all its subsidiaries
5. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add and / or delete any time of these Terms & Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and / or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
6. In the event of a dispute over the client’s eligibility to participate in this Promotion, PSPL’s decision will be final. PSPL shall not be obliged to give any reason on any matter concerning the Promotion and no correspondence or claims will be entertained.
7. By taking part in this promotion, Customer acknowledges that he/she has read and consented to these Terms & Conditions.

https://www.poems.com.sg/wp-content/uploads/2025/03/POEMS-GPT-page-mobile-No-Text-1-1.webmhttps://www.poems.com.sg/wp-content/uploads/2025/03/POEMS-GPT-page-desktop-No-text-1-1.webm

POEMS GPT

Smarter Trading with AI

https://www.poems.com.sg/wp-content/uploads/2025/03/POEMS-GPT-page-mobile-No-Text-1.webm

POEMS GPT

Smarter Trading with AI

Get Started Now

Frequently Asked Questions

What is POEMS GPT?

POEMS GPT is the first financial AI investment assistant of its kind, developed by PhillipCapital and powered by Generative AI. It aims to support intelligent investment decision-making by leveraging advanced natural language processing and machine learning. POEMS GPT interprets users’ natural language queries, quickly extracts relevant insights from vast financial datasets, and delivers professional responses.

Is POEMS GPT free of charge or is there a subscription fee?

POEMS GPT is free to use at launch. We look forward to seeing you enjoy your investment journey with this new tool!

Is the content of POEMS GPT reliable?

Our goal in launching POEMS GPT is to provide accurate responses to your questions based on reliable data. However, POEMS GPT utilizes AI technology provided by Generative AI. As such, like ChatGPT, it is inherently prone to errors. Please carefully verify the data and facts provided in POEMS GPT’s answers.

If you encounter any issues with the responses, we encourage you to share your feedback using the feedback button located in the lower right corner of POEMS GPT’s dialogue window.

Please note that the answers from POEMS GPT are provided as-is and are intended for reference purposes only. They do not constitute financial advice. The risk of relying on such content rests solely with you. Investing involves risks, so please make decisions with caution.

Where can I find POEMS GPT?

You can find POEMS GPT on the “Home” page of the POEMS Mobile 3 App, via the top navigation bar. Alternatively, tap the “Search” button and look for the blue “AI” icon. You may also scan the QR code below to get started.

Frequently Asked Questions

What is POEMS GPT?

POEMS GPT is the first financial AI investment assistant of its kind, developed by PhillipCapital and powered by Generative AI. It aims to support intelligent investment decision-making by leveraging advanced natural language processing and machine learning. POEMS GPT interprets users’ natural language queries, quickly extracts relevant insights from vast financial datasets, and delivers professional responses.

Is POEMS GPT free of charge or is there a subscription fee?

POEMS GPT is free to use at launch. We look forward to seeing you enjoy your investment journey with this new tool!

Is the content of POEMS GPT reliable?

Our goal in launching POEMS GPT is to provide accurate responses to your questions based on reliable data. However, POEMS GPT utilizes AI technology provided by OpenAI. As such, like ChatGPT, it is inherently prone to errors. Please carefully verify the data and facts provided in POEMS GPT’s answers.

If you encounter any issues with the responses, we encourage you to share your feedback using the feedback button located in the lower right corner of POEMS GPT’s dialogue window.

Please note that the answers from POEMS GPT are provided as-is and are intended for reference purposes only. They do not constitute financial advice. The risk of relying on such content rests solely with you. Investing involves risks, so please make decisions with caution.

Where can I find POEMS GPT?

You can find POEMS GPT on the “Home” page of the POEMS Mobile 3 App, via the top navigation bar. Alternatively, tap the “Search” button and look for the blue “AI” icon.

What is a SDR?

Singapore Depository Receipts (SDR) are instruments that represent the beneficial interest of an underlying security listed on an overseas exchange. An SDR is issued for trading on the securities market of the Singapore Exchange (SGX-ST) on an unsponsored basis by an intermediary, referred to as a SDR issuer, who does not have a formal agreement with the underlying company.

Available Counters

Meituan

Trade

Xiaomi Corporation

Trade

Ping An Insurance (Group) Company of China, Ltd.

Trade

 

Alibaba Group Holding Limited

Trade

 

BYD Electronic (International) Co., Ltd

Trade

Bank of China

Trade

 

Hongkong and Shanghai Banking Corporation

Trade

Tencent Holdings Ltd

Trade

 

AOT Airports of Thailand

Trade

 

CP All

Trade

PTT Exploration and Production

Trade

Siam Cement

Trade

  

The KASIKORNBANK

Trade

Gulf Energy Development

Trade

Advanced Info Service

Trade

 

Delta Electronics

Trade

Available Counters

Click on the logo or the counter name to read more about the company.

AOT Airports of Thailand

Trade

CP All

Trade

PTT Exploration and Production

Trade Siam Cement  Trade

The KASIKORNBANK 

Trade

Gulf Energy Development

Trade

Advanced Info Service

Trade Delta Electronics Trade

For more information about Singapore Depository Receipts (SDR), please refer here.

How to Redeem?

Simply login to POEMS Mobile 3 App > Head to "Me" Tab > Visit "Rewards" to Redeem your S$20 SDR Voucher!

Redeem Now

Are you ready? Scan the QR code and redeem now!

(The Vouchers are only redeemable via POEMS Mobile 3 App, scan and download now if you haven't done so)

Terms & Conditions

Terms and Conditions

1. The S$20 SDR (Singapore Depositary Receipts) Vouchers, purchasable with one POEMS coin, can be redeemed for a S$20 Cash Credit upon Successful Trades.
2. Successful Trades refer to the purchase of any listed SDR on SGX, with a minimum contract value of at least S$2,000 and must be executed by 30 April 2025 (to receive the S$20 Cash Credit).
3. The S$20 SDR Voucher will be released on 1 April 2025 and remain valid until 30 April 2025, 23:59 PM (Promotion period).
4. The One POEMS Coin used to purchase the SDR will not be refunded once the SDR Voucher is redeemed.
5. Each Customer is eligible to redeem one S$20 SDR voucher per month using the POEMS coins during the Promotion period.
6. The S$20 Cash Credit will be credited to your Account within the second week of the following month after redeeming the voucher and completing Successful Trades.
   • E.g. Customer redeems the S$20 SDR Voucher on 15 April 25 and makes Successful Trades on 20 April 25. The Customer will receive the S$20 Cash Credit in his/her Account by the second week of May. 
7. The S$20 SDR Voucher is not refundable, exchangeable for cash nor transferable to other Account holders.
8. This Promotion is not applicable to
   • Cash Account(s)
   • Joint Account(s) 
   • PSPL institutional Customers and corporate Customers
   • PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives.
9. Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers.
10. PSPL and its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
11. By redeeming this item, you acknowledge that you have read and consented to these Terms and Conditions.

From 7 April to 30 June 2025

By executing any 1 BUY trade of Macquarie Warrants online

Trade Now

What is a Structured Warrant?

A Structured Warrant (SW) is an exchange-traded derivative that gives the holder the right but not the obligation to buy or sell the specific underlying asset at an agreed price (exercise price) on the expiry date.

A call warrant gives investors the right, not the obligation to buy the underlying asset. Typically, the price of a call warrant increases as the underlying asset price goes up.

A put warrant gives investors the right, not the obligation to sell an underlying asset. Typically, the price of a put warrant increases as the underlying asset price goes down.

Structured warrants are available over a range of assets, including shares and share indices.

Don't have an Account yet?

Open an Account Now

Alternatively, visit any of our Phillip Investor Centres or contact your trading representatives.

Why Trade Warrants?

Leverage

Leverage up to 3 times the daily performance of an underlying index

Flexible Investment Strategies

Flexibility to trade both rising and falling markets

Limited Downside Risk

Warrants have a longer lifespan and do not expire worthless

Liquidity

Many warrants are actively traded on organised exchanges

 

Diversification

Investors can gain exposure to different sectors, industries, or regions without directly owning the underlying securities

For more information on Warrants, please refer here.

Frequently Asked Questions

How do I qualify for the S$68 Cash Credit?

To qualify, a POEMS account holder must:
I) Execute at least ONE “BUY” trade of a minimum gross value of S$3,000 on Macquarie Warrants online between 7 April 2025 and 30 June 2025;
II) Hold the Warrant for a minimum of one night; and
III) Have not executed any Macquarie Warrants trade from 2 January 2025 to 6 April 2025. 

How do I identify if the Warrant listed is issued by Macquarie?

You can identify the Issuer by the name of the Warrant. Let’s use the Alibaba Call Warrant for example: Alibaba MB eCW251003 175 (SHKW)

SHKW	Counter Code
Alibaba	Underlying asset
MB	Issuer (MB = Macquarie Bank)
251003	Expiry Date (YYMMDD)

I have multiple POEMS Accounts, can I claim the rewards more than once?

No. Each Customer is only eligible to claim the Cash Credit once despite having multiple Accounts. Please see the following example.

Client A has Accounts 1234567 & 2345678 with POEMS and both Accounts have not traded Macquarie Warrants with PSPL since 2 Jan 2025. Client A executed 1 “BUY” trade of Macquarie Warrants on Account 1234567 on 10 April 2025 and executed another 1 “BUY” trade of Macquarie Warrants on Account 2345678 on 2 May 2025. Assuming that both Accounts are meeting other conditions, Customer A will qualify for Cash Credit based on the Account that first traded the Macquarie Warrants. In this case, Customer A will receive S$68 into his POEMS Account 1234567.

Is there a minimum contract value?

Yes, the minimum gross contract value per transaction is S$3000. For example, Customer A buys 1 warrant contract of S$3500 during the promotion period, he/she would be eligible for the Cash Credit. Customer B buys 1 warrant contract of S$2500 during the promotion period, he/she would NOT be eligible for the cash credit.

How do I redeem the S$30 Macquarie HK Stock Warrants coupon?

1. Log in to POEMS:
Log in to your POEMS account via the POEMS Mobile 3 app and navigate to:
Me > Rewards > Macquarie HK Warrant S$30 Coupon.

2. Exchange the Coupon:
Swipe ‘BUY WITH 1 COIN’ to exchange your coupon.

3. Redeem:
Tap the ‘REDEEM’ button to apply the coupon to your next eligible trade.

4. Trade:
Navigate to the trade page and place a trade on any Macquarie HK stock warrant.
· The trade must be held for at least one night.
· The minimum gross trade value must be S$3,000.
· The trade must be executed by 30 June 2025 to qualify for the S$30 cash credit.

5. Receive Rebate:
Qualifying customers will receive a S$30 cash credit in their trading account within one month after the campaign concludes.

Terms & Conditions

Terms and Conditions

1. This promotion is for Customers who trade Warrants issued by Macquarie from 7 April 2025 to 30 June 2025, both dates inclusive (the Promotion Period). 

2. Eligibility Criteria for the promotion:

• Customers must not have traded Macquarie Warrants with Phillip Securities Pte Ltd (PSPL) between 2 January 2025 and 6 April 2025.
• At least ONE BUY trade on Macquarie Warrants must be executed within the promotion period.
• Hold the traded Warrant for a minimum of one night.
• Accounts used for trading of Macquarie Warrants must be either Cash Plus, Margin (M), Custodian (C), Prepaid Custodian (CC), Cash Management (KC) and/or Share Financing (V) Accounts.
• BUY Trades of the same counter listed in SGX, that are placed on the same trading day on POEMS Trading Platforms using the same payment mode (cash or SRS) with the same Account, are considered as one trade. This is because we only charge one commission for such trade orders. Please refer HERE for more information.
• The reward is limited to the first 200 Customers participating in the campaign.

3. The reward is capped at S$68 per Customer, regardless of the number of Eligible Accounts through which the Customer places Macquarie Warrant trades during the Promotion Period.

4. The minimum gross contract value per transaction is S$3000.

5. Each Customer can only claim the reward once. Customer(s) with multiple Accounts will not qualify for the reward more than once.

6. The Reward will be credited to Eligible Accounts by the end of August 2025.

7. The following Customers are not eligible for this promotion, unless approved by the management of “PSPL”:

• PSPL institutional Customers and corporate Customers
• PSPL Account holders whose Accounts have been suspended, cancelled or terminated
• PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives including their spouse and direct family members.

8. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.

9. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants.

10. By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions.

Invest in Your Future, 
Unlock Your Path to Financial Freedom

START NOW

Invest in Your Future,

Unlock Your Path to Financial Freedom

START NOW

Calling all Young Investors out there!

Join POEMS & Enjoy Exclusive Benefits Designed Just for You*!

*Aged 18 to 25 Years old

Calling to all Young Investors out there!

Join POEMS & Enjoy Exclusive Benefits Designed Just for You*!

*Aged 18 to 25 Years Old

Wondering which Investment is Heading to the Moon?

Look no further - Let POEMS break Financial Barriers with You!

US Fractional Shares

Gain Access To Your Dream Companies without breaking the bank!

Enjoy 5 Free US Fractional Trades Every Month (worth US$4.40)!

T&Cs Apply

LEARN MORE

Robo Advisory

Harness the Power of Tech and Expert Management to Rebalance your Investments - Hands-free!

Enjoy a 6-months Fee Waiver on Us when You Open & Fund a SMART Portfolio!

LEARN MORE

T&Cs Apply

Shares Builders Plan

Start small.

Invest regularly in Stocks, SDRs, ETFs, or REITs at a lower cost, no lump sum needed!

Be one of the first 100 Customers to receive up to S$100 Cash Reward when you invest in HK SDR with Shares Builders Plan!

T&Cs Apply

LEARN MORE

SMART Park​

Not Sure what to Invest yet?

Fund with SMART Park and Grow your Idle Cash while waiting for the Right Opportunity!

SGD 3.379% p.a.

USD 4.000% p.a.

Rates updated as of 10 March 2025
#Based on the average rate of annualised returns over the last rolling week.
Past performance is not necessarily indicative of future performance.
View disclaimer

LEARN MORE

Wondering which Investment is Heading to the Moon?

Look no further -

Let POEMS break Financial Barriers with You!

US Fractional Shares

Gain Access To Your Dream Companies without breaking the bank!

Enjoy 5 Free US Fractional Trades Every Month!

T&Cs Apply

LEARN MORE

Robo Advisory

Harness the Power of Tech and Expert Management to Rebalance your Investments - Hands-free!


Enjoy a 6-months Fee Waiver on Us when You Open & Fund a SMART Portfolio!

T&C apply LEARN MORE

Shares Builders Plan

Start small.
Invest regularly in Stocks, SDRs, ETFs, or REITs at a lower cost, no lump sum needed!

Be one of the first 100 Customers to receive a S$50 Cash Reward when you sign up for Shares Builders Plan!

T&C apply LEARN MORE

SMART Park

Not Sure what to Invest yet?

No worries. Fund with SMART Park and Grow your Idle Cash while waiting for the Right Opportunity!

SGD 3.379% p.a.

USD 4.000% p.a.

Rates updated as of 10 March 2025
#Based on the average rate of annualised returns over the last rolling week.
Past performance is not necessarily indicative of future performance.
View disclaimer

LEARN MORE

Baby Steps to Financial Freedom Journey

1

2

3

4

1

Open Your POEMS Account and opt-in to SMART Park to earn idle cash

2

Opt-in to Fractional Share & Enjoy Your 5 Free Monthly Trades

3

Open & Fund with SMART Portfolio to Enjoy a 6-months
Fee Waiver

4

Be the first 100 Customers to sign up for a Shares Builders Plan to receive a S$50 Cash Reward

Open Your POEMS Account and opt-in to SMART Park to earn idle cash

Opt-in to Fractional Share & Enjoy your 5 Free Monthly Trades

Open & Fund with SMART Portfolio to Enjoy a 6-months Fee Waiver

Be the first 100 Customers to sign up for a Shares Builders Plan to receive a S$50 Cash Reward!

START NOW

Level Up with Educational Guides

READ NOW READ NOW READ NOW

Level Up with Educational Guides

Access Easy-to-Digest Resources that’ll take you One Step Closer to Financial Success.

READ NOW READ NOW READ NOW

Link up with Like-Minded Peers and Smash Goals!

Download the POEMS Mobile 3 App and Join our Community Groups Tailored to your Investing Interests!

All about ETFs

Singapore Stocks Investing

SMART Solutions

Symphony Digital Assets

Technical Analysis

US Earnings Calendar

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Follow Us on Social Media @PhillipCapital

Stay in the Loop with our Latest News, Valuable Tips, and Exclusive Promotions!

Ready to Invest? 

Check Out our Current Promotions to Get Started!

Welcome Gifts

Receive up to S$1,000 Worth of Welcome Gifts when you open an Account and fund. 

Referral Programme

Earn up to S$600 in Rewards when you refer your family/friends to POEMS!

START NOW

Disclaimer

This advertisement is intended for general information only and does not constitute a recommendation, an offer or solicitation to buy or sell any investment products mentioned herein. It does not have any regard to your specific investment objectives, financial situation or any of your particular needs.
Investments are subject to investment risks including the possible loss of the principal amount invested. The value of any investments and the income from them may fall as well as rise. The risk of loss in leveraged trading can be substantial and you could lose in excess of your initial funds.
You may wish to obtain advice from a financial adviser before investing in any investment products mentioned herein. In the event that you choose not to obtain advice from a financial adviser, you should consider whether the investment product is suitable for you. You are advised to read the trading account Terms & Conditions and Risk Disclosure Statement (available online at www.poems.com.sg) before trading in investment products.