UOBAM Ping An FTSE ASEAN Dividend Index ETF IOP

UOBAM Ping An FTSE ASEAN Dividend Index ETF

Initial Offering Period (IOP) from 7 to 23 January 2026

About the UOBAM Ping An FTSE ASEAN Dividend Index ETF

UOBAM Ping An FTSE ASEAN Dividend Index ETF tracks FTSE ASEAN ex REITs Target Dividend Index. The Index aims to achieve 100% dividend yield increase compared to its underlying Index - FTSE ASEAN Index.

Why Invest in the UOBAM Ping An FTSE ASEAN Dividend Index ETF?

Dividend Income

It focuses on companies with strong, sustainable dividend yields which is historically a major component of total returns in ASEAN markets.

Demographic Opportunities

ASEAN is one of the world’s fastest-growing regions. Tap into its long-term growth potential, powered by a young population and a rapidly expanding middle class.

Diversification Benefits

Build a resilient portfolio with balanced exposure to both growth-oriented and mature ASEAN economies, focusing on sectors with lower cyclicality and providing portfolio diversification.

Top 10 Index Constituents

How to Subscribe to the ETF During the IOP via POEMS 2.0

Log in to your POEMS 2.0 , then navigate to ‘Account Management’ > ‘Online Forms’ > ‘IPO Subscription – Irrevocable Form’ or click here.
Select the IPO you wish to subscribe to.
Review and accept the prospectus, terms, and conditions before subscribing to the financial product.
Applications close at 5pm on 23 January Fri 2026.
Ensure sufficient funds are available in your POEMS Account to complete the application process (including the subscription amount, transfer fees, and GST) by 23 January Fri 2026 at 5pm.

Pitch Book Prospectus IOP Subscription Details

IOP Subscription Details
Subscription Period	7 January 2026 to 23 January 2026
Listing Date	29 January 2026
Subscription Price	SGD 1.00 per unit
Minimum Quantity	100 units
Commission Fees	Zero Commission
Transfer Fees	S$10.00 (subject to GST) for Cash Management Account. Other Phillip Investment Account Types will not be subject to transfer fee charge.
Trading Currency	SGD
Allotment	Full Allotment

Key Information

Key Information
ETF Name	UOBAM Ping An FTSE ASEAN Dividend Index ETF
Underlying Index	FTSE ASEAN ex REITs Target Dividend Index
Issue Price	SGD 1.00 per unit
Initial Offer Period (IOP)	7 Jan 2026 to 23 Jan 2026
Listing Date	29 January 2026
Base Currency	SGD
Trading Currency	SGD, USD
SGX Code	UPD (SGD) , UPU (USD)
Trading Board Lot Size	1 Unit
Management Fee	Currently 0.45% p.a.
Distribution Policy	Aims for semi-annual distribution Distributions are not guaranteed. Distributions may be made out of income, capital gains and/or capital. This relates to the disclosed distribution policy as set out in the Fund’s prospectus.
Classification Status	Excluded Investment Product

Terms and Conditions for Initial Offer Period for UOBAM Ping An FTSE ASEAN Dividend Index ETF

The subscription period for UOBAM Ping An FTSE ASEAN Dividend Index ETF (“ETF”) is from 7 January 2026, Monday at 9am to 23 January 2026, Friday at 5pm.
The online subscription will close on 23 January 2026 at 5pm. No new applications, amendments, or withdrawals are allowed after this deadline.
Eligible Accounts to subscribe for the ETF must be Cash Plus, Margin (M), Custodian (C), Prepaid Custodian (CC), Cash Management (KC) and Share Financing (V) Accounts.  Cash Trading Accounts (T) are not eligible to participate in this subscription.
An additional transfer fee charge of S$10 (subject to GST) per application for Cash Management Accounts will be applicable.
Only one application is allowed per Account.
Each ETF unit is priced at SGD 1 and the minimum order quantity is 100 units, with an incremental order size of 100 units.
There are zero commission fees.
The total amount payable is denominated in SGD. The settlement currency will be in SGD.
Sufficient funds (including transfer fee and GST) must be present in the Customer’s Account by 23 January 2026 at 5pm.
Applications will be rejected if the Account does not have or reflect sufficient funds after 23 January 2026 at 5pm.
ETF units will be credited to the clients’ CDP or clients’ sub-account with Phillip Securities Pte Ltd by 29 January 2026.
Customers will receive the full allotment of the number of ETF units that they subscribe to.
Customers can start trading the ETF units when the ETF is listed on SGX on 29 January 2026 at 9am.
Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add and/or delete any time of these Terms & Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
In the event of a dispute over the client’s eligibility to participate in this Promotion, PSPL’s decision will be final. PSPL shall not be obliged to give any reason on any matter concerning the Promotion and no correspondence or claims will be entertained.
By taking part in this promotion, the customer acknowledges that he/she has read and consented to these Terms & Conditions.

Terms and Conditions for IOP Promotion

Customers will be entitled to receive a S$10 cash credit for every S$5,000 subscribed into the UOBAM Ping An FTSE ASEAN Dividend Index ETF, provided that they hold their subscription from 29 January 2026, the listing date of the fund, to 28 February 2026 (the Minimum Holding Period).
The Campaign Period runs from 7 January 2026, Wed at 9.00am to 23 January 2026, Fri at 5.00pm.
The Cash Credit is capped at S$500 per POEMS account.
The Cash credits is to be provided to the first 300 eligible clients of PSPL who invest in the ETF during the IPO.
The Cash Credit will be credited to your account within one month after the holding period.
Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to:
- (i) Amend, add, or delete any of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected; or
- (ii) Vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
In the event of a dispute regarding a client’s eligibility to participate in this Promotion, PSPL’s decision will be final. PSPL shall not be obligated to give any reasons on any matter concerning the Promotion, and no correspondence or claims will be entertained.
By taking part in this promotion, the customer acknowledges that he/she has read, understood, and consented to these Terms & Conditions.

Events Lineup

UOBAM Ping An FTSE ASEAN Dividend Index ETF: Unlocking ASEAN Div Opportunities

7 Jan, Wed 2026 07:00 PM - 08:00 PM

Mr. Shankar Panchadcharam | Senior Director, Business Development | UOB Asset Management

Phillip Investor Centre - Raffles City Tower

UOBAM Ping An FTSE ASEAN Dividend Index ETF: Unlocking ASEAN Div Opportunities

7 Jan, Wed 2026 07:00 PM - 08:00 PM

Mr. Shankar Panchadcharam | Senior Director, Business Development | UOB Asset Management

Zoom

Trade Gold for Gold Promo

Win a 1/2 OZ PAMP GOLD BAR

(worth S$2,700*)

& Receive S$20 Cash Credits!

Trade Gold for Gold!
Trade SPDR Gold Shares to Win & Redeem!

*Subjected to Price Fluctuations.

OPEN ACCOUNT

Win a 1/2 OZ PAMP GOLD BAR (worth S$2,700*) & Receive S$20 Cash Credits

Trade Gold for Gold!
Trade SPDR Gold Shares to Win & Redeem!

OPEN ACCOUNT

*Subjected to Price Fluctuations.

Be the Top Trader to win 1/2 oz PAMP Gold Bar

From 12 January 2026 to 31 March 2026

Be the Top Trader by Total Traded Value in SPDR Gold Shares: GLD SG$ (SGX:GSD) and/or GLD US$ (SGX:O87)

No Minimum Traded Value
Only BUY Trades are Applicable.

GLD SG$GLD SG$ (Ticker: GSD) refers to the SPDR Gold Shares traded on the Singapore Exchange (SGX) in Singapore Dollars (SGD), offering investors a way to track gold's price without holding physical gold, backed by physical gold bullion in vaults, aiming to reflect gold's performance minus expenses, providing portfolio diversification and a hedge against economic uncertainty. TRADE GLD SG$ (SGX:GSD) GLD US$GLD US$ (Ticker: O87) refers to the SPDR Gold Shares ETF traded on the Singapore Exchange in U.S. dollars (USD). It’s the same fund as the well-known SPDR Gold Shares (GLD) but quoted and settled on SGX in USD rather than SGD. TRADE GLD US$ (SGX:O87)

Be the Top Trader by Total Traded Value in SPDR Gold Shares:
GLD SG$ (SGX:GSD) and/or GLD US$ (SGX:O87)

No Minimum Traded Value
Only BUY Trades are Applicable.

Check out the Comparison Chart between S&P 500 & Gold in 2025

Blue line: Gold

Orange line: S&P 500

Source: TradingView

Claim your S$20 Gold Coupon on POEMS Mobile 3 App Rewards

Valid to redeem and trade from 9 January to 31 March 2026 (while stocks last).

Claim your S$20 Gold Coupon on POEMS Mobile 3 App Rewards

Valid to redeem and trade from 9 Jan to 31 Mar 26 (while stocks last).

Eligibility

Redeemable with one POEMS Coin via POEMS Mobile 3 App Rewards
Applicable for BUY Trades only
A successful trade refers to the purchase of SPDR Gold Shares, either GLD SGS (SGX:GSD) or GLD US$ (SGX:087).
Each Customer is only eligible to redeem one S$20 Gold Coupon using the POEMS coin during the Promotion period.

Scan the QR Code to redeem the S$20 Gold Coupon!

REDEEM NOW

Frequently Asked Questions

Am I required to register first before I participate in the top trader promotion?

No, registration is not required. Your Account will be automatically tracked when you execute eligible trades during the campaign period.

When will I be notified if I am the top trader for the top trader promotion and how do I redeem the Gold bar?

If you are the top trader for the promotion, you will be notified via email or phone within ONE month after the end of the promotion period.

Redemption details will be provided in the notification. Please ensure that your contact details with POEMS are up to date to avoid any delays.

I am a Cash Trading Account holder. Am I eligible to enjoy this promotion?

No, Cash Trading Account holders are not eligible for this promotion. You may consider opening an eligible Account type or converting your Cash Trading Account to a Cash Management Account.

How to redeem the S$20 Gold Coupon on POEMS Mobile 3 App?

To redeem the S$20 Gold Coupon, please kindly follow these few steps:

Download POEMS Mobile 3 App on App Store/Google Play Store.
Login with your POEMS Account number and password and head over to Me Tab > Rewards.
Select S$20 Gold Coupon under SHOP and Buy with 1 POEMS Coin to redeem.
Once redeemed, execute the eligible trade before the expiry date.
Once you executed the eligible trade, the S$20 Cash Credit or up to the contract value will be credited to your Account in the next following month.

Terms & Conditions

T&Cs

This promotion is valid from 12 January 2026 to 31 March 2026, and is open to new and existing Customers of Phillip Securities Pte Ltd (“PSPL”).
Promotion Details:
- Top Trader Promotion:
  - 1 X 1/2 OZ PAMP Gold Bar:
    - Eligibility:
      - Be the top trader by total traded value in SPDR Gold Shares (SGX:GSD), (SGX:O87) during promotion period.
      - Only BUY trades are applicable
  - Notification:
    - You will be notified via email or phone within one month after the end of the promotion period.
- S$20 Gold Coupon:
  - Eligibility Criteria:
    - BUY trades only
    - SPDR Gold Shares (SGX:GSD) and (SGX:087) only
    - Cash trades only
    - Online trades only
  - This Coupon, exchangeable with 1 POEMS Coin, can be redeemed for a S$20 Cash Credit upon successful eligible trades.
  - The S$20 Gold Coupon is listed on the POEMS Mobile 3 App Reward Shop and availability will be on a first come first serve basis.
  - Each Customer is only eligible to exchange one S$20 Gold Coupon with ONE POEMS coin during the Promotion period.
  - The 1 POEMS Coin used to exchange for this Coupon will not be refunded once the Coupon is exchanged.
  - This Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.
  - This Coupon will expire 30 days from the date of exchange. You are required to redeem the Coupon and execute the eligible trade within the 30 days.
  - This Coupon will be automatically applied to the first successful eligible trade executed, after the Coupon redemption and before its expiry.
  - The S$20 rebate, up to the contract value, will be credited to the eligible Account within the following month after redeeming the coupon and completing Successful Trades.
  - If the Coupon is not redeemed and/or a successful eligible trade is not executed within the validity period, the coupon will be forfeited, and no rebate will be issued.
  - If the Customer holds multiple trading Accounts, the Account that performs the first successful eligible trade will receive the S$20 rebate, regardless of which Account the Coupon was activated in. For example: Customer has Account A and Account B. Customer activates the Coupon in Account A, but later performs a successful eligible trade using Account B. In this case, Account B will be awarded the S$20 rebate.
Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers.
PSPL and its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
By redeeming this item from your Rewards page, you acknowledge that you have read and consented to these Terms and Conditions.
Days refer to calendar days.
The following Customers are NOT eligible for this promotion unless approved by the management of PSPL:
- Closed Account with PSPL during the promotion period
- Cash Account(s)
- Joint Account(s)
- PSPL institutional Customers and corporate Customers
- PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff and Financial Adviser Representatives.
This advertisement has not been reviewed by the Monetary Authority of Singapore.

Protected: Hong Kong IPO

Strategy Stock Picks

Strategy & Stock Picks Q1 2026
LEAD THE CHARGE, BEAT THE CURVE

As the new year dawns, fortune and foresight go hand in hand. Just as a red lantern lights the path, our market strategists shine with timely insights, helping you navigate the markets with confidence.

Countdown:

Days Hours Minutes Seconds

Countdown:

Days Hours Minutes Seconds

14
JAN,
WED

12.00pm-2.00pm

China & Hong Kong

Louis Wong

Director

Phillip Securities HK

Upcoming

10
JAN,
SAT

10.00am-12.00pm

Singapore

Paul Chew

Head of Research

Phillip Securities Research

Upcoming

15
JAN,
THU

7.30pm-9.00pm

United States

Glenn Thum

Research Manager

Phillip Securities Research

Upcoming

15
JAN,
THU

1.00pm-2.00pm

Malaysia

Shahira Rahim

Equity Analyst

Phillip Research Sdn Bhd

Upcoming

13
JAN,
TUE

1.00pm-2.00pm

Thailand

Chutikan Santimetvirul

Head of Equity Strategy

Phillip Securities (Thailand) PCL

Upcoming

12
JAN,
MON

1.00pm-2.00pm

Indonesia

Jasa Adhimulya

Senior Equity Analyst

Phillip Sekuritas Indonesia

Upcoming

16
JAN,
FRI

1.00pm-2.00pm

Japan

Tomoyuki Misumi

Research Analyst

Phillip Securities Japan

Upcoming

Why it Matters?

Fast, Data-Backed Picks

Spot opportunities quickly

Click Here

Market Insights

Receive latest updates of the quarter

Click Here

Practical Analysis

Focused on what matters in today’s markets

Click Here

Transparent Reasoning

Clear context behind each suggestion

Click Here

Fast, Data-Backed Picks

Spot opportunities quickly

Market Insights

Receive latest updates of the quarter

Practical Analysis

Focused on what matters in today’s markets

Transparent Reasoning

Clear context behind each suggestion

Popular Markets

Singapore Market

10 JAN, SAT
10:00am - 12:00pm

Join Paul Chew, Head of Research at Phillip Securities Research, Singapore equities are still racing ahead — powered by fresh liquidity on the grid and turbocharged by interest rates collapsing by the equivalent of six cuts. With momentum building and capital flows accelerating, the virtuous cycle is now at full throttle.

US Market

15 JAN, THU
10:00am - 12:00pm

Glenn Thum, Research Manager at Phillip Securities Research and the team will share their insights on the tech sector and outlook for the US Magnificent 7 stocks for 1Q2026! The team will also provide a brief overview of the US Banking sector.

China & Hong Kong Market

14 JAN, WED
12:00pm - 2:00pm

Louis Wong, Director of Phillip Securities Hong Kong will take the wheel to explore the forces driving recent market performance and provide strategic insights for Q1. Navigate the Hang Seng Index’s momentum, analyze how China’s economic data and potential FED rate cuts may impact Hong Kong equities, and discover the top stock picks and sectors positioned to accelerate in the coming quarter.

Claim Your Rewards

Stock Coupon for Grabs

Min spend S$100
*Only applicable for online webinar attendees

PAMP Gold

PAMP Gold 1G x 3

CapitaLand Vouchers

worth S$10, S$20, S$30

Min spend S$100 *Only applicable for online webinar attendees

Stock Coupon for Grabs

Min spend S$100
*Only applicable for online webinar attendees

PAMP Gold

PAMP Gold 1G x 3

CapitaLand Vouchers

worth S$10, S$20, S$30

Physical Event Highlight - Featured Speakers

10 JAN, SAT 12:00pm

Marcus Ng
Vice President,
Cross Asset Listed Distributed,
Asia Pacific, Societe Generale

Marcus manages product, sales, and marketing for Daily Leverage Certificates (Singapore) and Warrants & CBBCs (Hong Kong. Previously, he spent over 7 years at SGX managing listed structured products and research distribution, starting in their Management Associate programme.

10 JAN, SAT 12:20pm

Shankar Panchadcharam
Senior Director,
Business Development,
UOB Asset Management

Shankar leads marketing and investment solution development for Asian markets, along with client servicing and business development support. Previously he was Head of Investments at UOB Bank Malaysia. He has over 22 years of experience in retail investment across asset management and financial institutions

10 JAN, SAT 12:40pm

Ong Xun Xiang
Head of ETFs
Lion Global Investors

Xun Xiang has built a wealth of experience in various roles across asset management, private banking and fintech. Prior to joining Lion Global Investors, he was a Capital Markets Assistant Vice-President at ADDX （formerly ISTOX), a MAS-licensed digital securities platform empowering investors access to private capital opportunities/

Past Event Coverage

Thank You for 50 years of Trust

Welcome Gifts Christmas 2025

AMAZING REWARDS STARTING TODAY

Your First Investment just got Better!

With stock coupons and other welcome gifts valued up to S$1,000, you can start building a portfolio that’s tailored to you — from day one.

OPEN AN ACCOUNT

AMAZING REWARDS STARTING TODAY

Your First Investment just got Better!

Your first investment should reflect your vision. With stock coupons and other welcome gifts valued at up to S$1,000, you can start building a portfolio that’s tailored to you — from day one.

OPEN AN ACCOUNT

Growing Together Grateful Always

Up To $1,000 In Rewards

Growing Together Grateful Always

Up To $1,000 In Rewards

Let Your Investment Journey Begin with Confidence

With POEMS, you’re never alone, we connect you with Equity Specialists and Analysts through seminars, our POEMS community, and even direct calls - so you can learn, ask questions, and invest with confidence

Let Your Investment Journey Begin with Confidence

ENJOY FREE

Live Pricing & SGX Market Depth

ENJOY 0%

Sales Charge on Unit Trust

ENJOY 0

US Commission for 30 days*

Eligibility

New to PSPL (no existing or previously closed accounts)
Opt-in to SMART Park (SGD/USD) within 14 days.
Open a Cash Plus Account or Referred Cash Management Account (KC).

*only for cash plus accounts

OPEN AN ACCOUNT

Don’t freeze your funds—let them grow “snow-much” more

Start with S$3,000 and earn stock coupons, or go bigger with S$10,000 for maximum rewards

Get Rewarded with S$50 US Stock Coupons

Stock Coupon	Qty
	X5

Fund at least S$3,000 within 14 days of Account Opening

Hold the funds for at least 30 days from the date of the minimum funds

Get Rewarded with S$150 US Stock Coupons

Stock Coupon	Qty
	X5

Fund at least S$10,000 within 14 days of Account Opening

Hold the funds for at least 30 days from the date of the minimum funds

Open an account & get S$150 worth of US Stock Coupons

Sign up & get S$50 stocks rewards

0 US Commission
for 30 days

Enjoy free live pricing and SGX market Depth

Sales Charge

on Unit Trusts

Open an account & get S$150 worth of US Stock Coupons

0 US Commission for 30 days

Enjoy free live pricing and SGX market Depth

0% Sales Charge on Unit Trusts

OPEN AN ACCOUNT

Already A Customer? These Are For You

Grateful for 50 Years of Trust and Partnership

Frequently Asked Questions

I am an existing Customer of Phillip Securities Pte Ltd (PSPL) and do not own a Cash Plus Account. Am I eligible for the Welcome Gifts if I open a new Cash Plus Account within the promotion period?

No, only Customers who are new to PSPL and have opened a Cash Plus Account within the promotion period are eligible.

When will I receive the Account Opening Rewards upon successful Account opening?

The following rewards will be automatically activated upon successful account opening:

0% Sales Charge on Unit Trusts
Free Live Prices for SGX & US (Asian Hours)
SGX Enhanced Market Depth access

For the Zero US Commission Reward, it will be activated within 5 working days upon successful Account opening. You will receive an email notification once it has been activated.

‘For Free Live Prices for US (NASDAQ, NYSE, AMEX), and US Options, you will be required to activate the feature on POEMS 2.0 Web and/or POEMS Mobile 3 App.

1. Login to POEMS 2.0 web > ‘Market Data & Rewards’ > ‘New Subscriptions’ > tick the boxes for the Live Prices > complete the subscriber agreement and submit > click ‘Submit New’ > Enter your password for confirmation.
2. Login to POEMS Mobile 3 App > Me Tab > Market Data under Forms section > Subscribe US (AMEX, NASDAQ, NYSE), and US Options.

Will I be eligible for the Tier 1 Fund Reward if I make an initial deposit of S$2,000 and top up S$1,000 within 14 days from the Account opening date?

Yes. You will be eligible to receive the Tier 1 Fund Reward if your combined deposits total at least S$3,000 within 14 days of Account Opening and provided that you also hold the funds for at least 30 days from the date of funding without withdrawing or transferring.

When will I receive the Stock Coupons upon fulfilling the requirements?

The Stock Coupons can be redeemed upon receiving the email notification and/or App notification. To receive your Stock Coupons, please login to the POEMS Mobile 3 App and navigate to ‘Me’ Tab > ‘Rewards’ to redeem and execute the eligible trade within the simulated time period as stated in the coupon.

Terms & Conditions

T&Cs for Welcome Gifts:

Eligibility criteria:
1. Customers who open a Cash Plus Account, opt-in to Excess Funds Management Facility (SMART Park) (SGD/USD), and are new to Phillip Securities Pte Ltd (“PSPL”) from 10 November 2025 to 4 January 2026.
2. Customers who do not opt-in to Excess Funds Management Facility (SMART Park) within 14 days of Account Opening will not be eligible to receive the Welcome Gifts.
Rewards:
1. Account Opening:
  1. Zero US Commissions for 30 days
  2. 0% Sales Charge on Unit Trust
  3. Free Live Prices for SGX and US Asian Hours
  4. Free Live Prices for US (NASDAQ, NYSE, AMEX), MY (BURSA), TH (SET), and US Options for non-professionals. Please opt in here.
  5. Free SGX Enhanced Market Depth Access until 30 November 2026.
2. Fund:
  1. Fund at least S$3,000 within 14 days of Account opening (“Initial Capital”) and hold the funds for at least 30 days to redeem
    - S$10×5 US Stock Coupons
  2. Fund at least S$10,000 within 14 days of Account opening (“Initial Capital”) and hold the funds for at least 30 days to redeem
    - S$30×5 US Stock Coupons
3. Initial Capital must remain in the Account for at least 30 days. It can be used for BUY trades, but it cannot be withdrawn or transferred.
4. The deposit must be fresh cash funds transferred from the Customer’s bank account, and does not include funds transferred within PSPL Accounts, cash dividends, sales proceeds or Account credit transactions.
5. Customers must ensure that their Net Cumulative Deposit amount does not fall under S$3,000/S$10,000 to be eligible for the US Stock Coupons for the tier respectively.
6. Net Cumulative Deposit refers to accumulated deposit amount, calculated from the day the Customers make and maintain their initial deposits for 30 days. Capital gains and losses are excluded.
7. The calculation of Net Cumulative Deposit is done daily. All withdrawals made during the holding period will reduce the Customers’ daily Net Cumulative Deposit.
8. Once the daily Net Cumulative Deposit falls below S$3,000, the Customer will no longer receive any Rewards. If the daily Net Cumulative Deposit falls below S$10,000 but remains at or above S$3,000, the Customer will only be eligible for Tier 1 Reward.
Activation and Crediting of Rewards
1. 1. Account Opening Rewards:
    1. Zero US Commissions for 30 days
      1. Only applicable to ONLINE trades through POEMS’ suite of platforms.
      2. Exchange fee, other charges, and GST are payable by Customers.
      3. Eligible Customers will be awarded the Zero US Commission reward within 3 working days upon Account Opening.
      4. Customers will receive an email notification once the Zero US Commission has been activated on their Account.
      5. PSPL will not be liable to compensate for any commission charges incurred on US trades prior to the activation of the Zero Commission reward.
    2. 0% Sales Charge on Unit Trust will be granted upon Account opening.
    3. Free Live Prices for SGX and US Asian Hours will be granted upon Account opening.
    4. Free Live Prices for US (NASDAQ, NYSE, AMEX) and US Options for non-professionals.
      1. Login to POEMS 2.0 web > ‘Market Data & Rewards’ > ‘New Subscriptions’ > tick the boxes for the Live Prices > complete the subscriber agreement and submit > click ‘Submit New’ > Enter your password for confirmation.
      2. Login to POEMS Mobile 3 App > Me Tab > Market Data under Forms, section > Subscribe US (NASDAQ, NYSE, AMEX), MY (BURSA), TH (SET), HK (HKEX), and US Options
    5. Free subscription for SGX Enhanced Market Depth Access would be granted automatically.
  2. Tier 1 or 2 Fund Reward:
    1. Customers are required to download and login to POEMS Mobile 3 App within 30 days of Account Opening, in order to receive The Tier 1 or 2 Fund Reward, once they have fulfilled the requirements.
    2. Customers must claim the Tier 1 or 2 Fund Reward and execute the eligible trade/s on POEMS Mobile 3 App within 90 days of becoming eligible. Failure to do so, will result in forfeiture of the Reward/s.
    3. The Coupon will expire 90 days from the date of issuance.
    4. Once redeemed, the Coupon cannot be reissued.
    5. Eligibility Criteria:
      1. BUY stocks only
      2. US Market only
      3. Cash trades only
      4. Online trades only
    6. A minimum contract value of US$100
    7. This Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.
    8. Once activated, the Coupon cannot be deactivated or reissued.
    9. This Coupon will be automatically applied to the first successful eligible trade executed, after activation and before its expiry.
    10. The rebate, up to the contract value, will be credited to the eligible Account within 5 working days following the successful eligible trade.
    11. If the Coupon is not activated and/or a successful eligible trade is not executed within the validity period, the Coupon will be forfeited, and no rebate will be issued.
    12. If multiple Stock Coupons are active, the one with the nearest expiration date will be used up first by default. If the Coupons have the same expiry date, the Coupon that was activated first by the Customer will be used by default.
    13. If the Customer holds multiple trading Accounts, the Account performing the first successful eligible trade will receive the rebate, regardless which Account the Coupon was activated in. For example, a Customer has two Accounts, Account A and Account B. The Customer activates the Coupon in Account A, but later performs a successful eligible trade using Account B. In this case, Account B will be awarded the rebate.
This Promotion is not applicable to:
1. Joint Account(s)
2. PSPL institutional Customers and corporate Customers
3. PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives.
By redeeming this item, you acknowledge that you have read and consented to these Terms and Conditions.
Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers.
PSPL and its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
By redeeming this item from your Rewards page, you acknowledge that you have read and consented to these Terms and Conditions.
Days refer to calendar days.
The following Customers are NOT eligible for this promotion unless approved by the management of PSPL:
1. Customers who have any existing Accounts with PSPL
2. Customers who have closed any Accounts with PSPL before
3. Corporate Accounts and Joint Account holders
4. All employees of PSPL’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).
This advertisement has not been reviewed by the Monetary Authority of Singapore.

Share Builder Plans

Think Big, Start Small. Build Your Portfolio by Investing Regularly.

Think Big, Start Small. Build your Portfolio by investing Regularly.

Receive S$50 In Rewards when you invest in

Hong Kong SDR counters via Share Builders Plan.

Receive S$50 In Rewards when you invest in

Hong Kong SDR counters via Share Builders Plan.

Why Share Builders Plan (SBP)

Take the first step towards growing your portfolio the smart way. With SBP, you can start investing regularly from just S$100/month through dollar-cost averaging. It’s a disciplined, stress-free way to build wealth over time without needing a large upfront sum. LEARN MORE ABOUT SBP

What are Hong Kong Singapore Depository Receipts (SDR)

A Hong Kong SDR allows you to invest in Hong Kong-listed companies through the SGX, without trading directly on overseas markets. Each SDR is backed by the underlying shares held by a custodian, giving you beneficial ownership and easy access to global opportunities.

Why invest in HK SDRs?

Secure Custody Held safely with CDP or sub-accounts under Phillip Securities.

Global Access Invest in overseas companies through a single marketplace.

Cost-Efficient Local brokerage and fees apply, no additional FX or overseas charges.

SGD Trading Trade, clear and settle during SGX market hours in SGD.

Flexible & Transparent Easily convert to underlying securities; corporate actions clearly announced.

Eligible HK SDR counters

ALIBABA HK SDR 5TO1 ALIBABA HK SDR 5TO1 2

BYD HK SDR 10TO1

TENCENT HK SDR 10TO1

MEITUAN HK SDR 5TO1

BANK OF CHINA HK SDR 1TO1

HSBC HK SDR 5TO1

XIAOMI HK SDR 2TO1

PING AN INS HK SDR 2TO1 LEARN MORE ABOUT SDR

Start your Share Builders Plan now!

New User

OPEN AN ACCOUNT

Existing User

START NOW T&Cs SBP HK SDR Promo T&C 1. The Promotion Period is from 6 Oct 2025 (0000hrs) to 31 Dec 2025 (2359hrs), both dates inclusive. 2. The first 100 Customers who sign up for Share Builders Plan (SBP) or Junior Share Builder Plan (JSBP) and invest in the eligible Hong Kong Singapore Depository Receipts (HK SDR) counters during the Promotion Period will receive a S$50 cash reward.

No.	Full Company Name	Counter Name in POEMS	Sector	*Dividend Yield
1	ALIBABAB HK SDR 5TO1	Alibaba Hk SDR 5to1	Information & Communication Technology	New
2	BANK OF CHINA HK SDR 1TO1	Bank of CN HK SDR 1to1	Banking	New
3	BYD HK SDR 10TO1	BYD HK SDR 10to1	Automobile	New
4	HSBC HK SDR 5TO1	HSBC HK SDR 5to1	Banking	New
5	TENCENT HK SDR 10TO1	Tencent HK SDR 10to1	Information & Communication Technology	New
6	XIAOMI HK SDR 2TO1	Xiaomi HK SDR 2to1	Consumer Electronics	New
7	MEITUAN HK SDR 5TO1	Meituan HK SDR 5to1	E-commerce	New
8	PING AN INS HK SDR 2TO1	Ping An Ins HK SDR 2to1	Insurance	New

Disclaimer: Dividend yield figures for SBP counters are obtained from Bloomberg. The trailing 12-month dividend yield is based on data of 20 May 2025 and may be subject to future revisions. 3. Eligible Customers aged 18 to 30 years old will receive an additional S$50 cash reward (total S$100). 4. Eligible Customers will receive the cash reward, subject to the following conditions: • The Customer’s SBP or JSBP account must be opened and successfully linked to eGIRO. • A minimum monthly investment of S$100 must be made for at least 6 consecutive months. • Any failed GIRO deduction, or any suspension or termination of the SBP or JSBP account during the 6-month qualifying period will result in the Customer being disqualified. 5. The qualifying period begins from the date of the first successful monthly investment. 6. The S$50 or S$100 cash reward will be credited to the Customer’s SBP or JSBP account within 30 business days after completing the 6-month qualifying period. 7. Customers will receive an email confirming their eligibility within 7 business days of account opening. 8. Each customer is limited to one reward under this promotion. 9. The following Customers are NOT eligible for this promotion unless approved by the management of PSPL: • Customers who engage the services of a representative from an external provider (B2B). • Corporate Accounts and Institutional Accounts. • All employees of PSPL’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children). 10. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants. 11. By taking part in the promotion, you agree and consent to PSPL sending relevant information to third-party service providers to facilitate the delivery and redemption of the Rewards. 12. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final. 13. This advertisement has not been reviewed by the Monetary Authority of Singapore. Who is eligible to participate in the Promotion? This promotion is open to the first 100 Customers who sign up for Share Builders Plan (SBP) or Junior Share Builder Plan (JSBP) and invest in the eligible Hong Kong Singapore Depository Receipts (HK SDR) counters. What are the eligible HKD SDR counters? Refer to the list below:

No.	Full Company Name	Counter Name in POEMS	Sector	*Dividend Yield
1	ALIBABAB HK SDR 5TO1	Alibaba Hk SDR 5to1	Information & Communication Technology	New
2	BANK OF CHINA HK SDR 1TO1	Bank of CN HK SDR 1to1	Banking	New
3	BYD HK SDR 10TO1	BYD HK SDR 10to1	Automobile	New
4	HSBC HK SDR 5TO1	HSBC HK SDR 5to1	Banking	New
5	TENCENT HK SDR 10TO1	Tencent HK SDR 10to1	Information & Communication Technology	New
6	XIAOMI HK SDR 2TO1	Xiaomi HK SDR 2to1	Consumer Electronics	New
7	MEITUAN HK SDR 5TO1	Meituan HK SDR 5to1	E-commerce	New
8	PING AN INS HK SDR 2TO1	Ping An Ins HK SDR 2to1	Insurance	New

Disclaimer: Dividend yield figures for SBP counters are obtained from Bloomberg. The trailing 12-month dividend yield is based on data of 20 May 2025 and may be subject to future revisions. When will I receive my rewards? Eligible customers will receive the cash reward in their SBP account within 30 business days after completing the 6-month qualifying period. How can I check my reward? You can view the reward in your SBP monthly statement.

Grateful for 50 Years of Trust and Partnership

Season of Savings Campaign

SEASON OF

SAVINGS

1 October to 31 December 2025

Receive S$10 worth of PMMF BONUS UNITS for
every S$10,000 invested in eligible funds using SRS

Enjoy EXTRA reward when you subscribe with RSP

(capped as S$60 worth of Phillip Money Market Fund SGD units per customer)

Scroll down to discover more details

Eligible Accounts

POEMS:

Cash Plus

Margin(M)

Custodian (C)

Prepaid Custodian (CC)

Cash Management (KC)

Share Financing (V) Accounts

OTHERS:

Advisory Account (SRS)

Eligible Funds

Sustainable Reserve Fund A SGD Acc

Sustainable Reserve Fund A SGD Dis

Phillip Singapore Real Estate Income Fd A SGD

Promotion Mechanism

Receive S$10 worth of Phillip Money Market Fund SGD units for every S$10,000 invested into eligible funds using SRS (capped at S$50 per customer).

AND /OR

Receive S$10 worth of Phillip Money Market Fund SGD units with a regular savings subscription of a minimum S$500 monthly into eligible funds (capped at S$10 per customer)

Each customer is entitled up to S$60 Phillip Money Market Fund SGD units

New User

Open an Account

Existing User

Log into My Account

TERMS
& CONDITIONS

Please ensure that you have reviewed and understand the Term and Conditions associated with the campaign (Season of Savings) before participating in it.

If you have any question, feel free to reach out to our support team at talktophillip@phillip.com.sg.

Season of Savings T&C

General T&C

Not sure what SRS is all about? 

Click here to find out more and see how you can make use of it

Important Note

This promotion is provided to you for general information only and does not constitute a recommendation, an offer or solicitation to buy or sell the investment product mentioned. It does not have any regard to your specific investment objectives, financial situation or any of your particular needs. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information. Investments are subject to investment risks including the possible loss of the principal amount invested. Unit trusts distributed by Phillip Securities Pte Ltd (“PSPL”) are not obligations of, deposits in, or guaranteed by, PSPL or any of its affiliates. The value of the units in any fund and the income from them may fall as well as rise. Past performance figures as well as any projection or forecast used in this publication are not necessarily indicative of future or likely performance of any unit trust. You should read the prospectus and product highlights sheet before deciding to subscribe for units in the respective fund. A copy of the prospectus can be obtained from the issuer or PSPL, or online at https://www.poems.com.sg/fund-finder/. You may wish to obtain advice from a qualified financial adviser, pursuant to a separate engagement, before making a commitment to purchase any of the investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest and we do not offer any advice in this regard unless mandated to do so by way of a separate engagement.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

SBP Promotion

Subscribe to Phillip Capital Management ETFs via Share Builders Plan and receive Cashback.

Please read the full Terms & Conditions for the promotion below:

Cashback Details The promotion is applicable to the first 50 SBP accounts. Eligible customers will receive S$20 Cashback (credited into their Share Builders Plan (SBP) Ledger) for every S$200 of fresh funds invested into selected Phillip Capital Management ETFs*, with a minimum subscription period of three months via GIRO.

FAQ What is the SBP Cashback promotion? The SBP Cashback Promotion allows participants to receive S$20 Cashback for every S$200 of fresh funds invested per month in any eligible counter; for three consecutive months via GIRO. The Cashback is capped at S$60 per SBP account. What is the maximum Cashback for each POEMS account? The maximum Cashback per SBP account is S$60. How much Cashback will I receive for every S$200 invested? You will receive S$20 Cashback after successfully completing three consecutive months of subscription via GIRO (capped at S$60). If I subscribe S$600 per month for Phillip SGX APAC Dividend Leaders REIT ETF and invest for 3 consecutive months, will I receive S$60 Cashback? Yes

Month	Investment counter	Monthly Investment Amount	Investment Period	Cashback
October 2025	Phillip SGX APAC Dividend Leaders REIT ETF	S$600	3 consecutive months	S$60
November 2025	Phillip SGX APAC Dividend Leaders REIT ETF	S$600
December 2025	Phillip SGX APAC Dividend Leaders REIT ETF	S$600

*This example should not be considered as financial advice. Am I eligible for the Cashback if I subscribe to eligible counters with a total of S$200 (e.g., Counter A: S$100, Counter B: S$100) over three consecutive months via GIRO? Yes, you are eligible for the Cashback because it is granted with every S$200 invested. Please refer to the example below:

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$100	3 consecutive months	S$50
October 2025	Lion-Phillip S-REIT ETF	S$100
November 2025	Phillip SING Income ETF	S$100
November 2025	Lion-Phillip S-REIT ETF	S$100
December 2025	Phillip SING Income ETF	S$100
December 2025	Lion-Phillip S-REIT ETF	S$100

*This example should not be considered as financial advice. What are the eligible counters for this cashback promotion? There are four eligible counters: • Phillip SING Income ETF • Phillip-China Universal MSCI China A 50 ETF • Phillip SGX APAC Dividend Leaders REIT ETF • Lion-Phillip S-REIT ETF How do I get the maximum cashback of S$60? To receive the maximum Cashback, you must subscribe to eligible counters with an investment of S$600 per month for three consecutive months via GIRO. What happens if my GIRO deduction fails once during the three-month subscription period? You will not be eligible for the promotion. The investment must be continuous for three months via Giro. Any missed or delayed payments will result in disqualification. Can I change my investment to a different eligible counter during the promotion period? Eg. I invest in Phillip-China Universal MSCI China A 50 ETF with S$200 in the beginning and change to Phillip SING Income ETF subsequently? No, your investment will not qualify for the promotion.

Month	Investment counter	Investment Amount S$	Cashback
October 2025	Phillip-China Universal MSCI China A 50 ETF	200	S$0
November 2025	Phillip SING Income ETF	200
December 2025	Phillip-China Universal MSCI China A 50 ETF	200

Can I change the investment amount for the eligible counter during the 3 consecutive months subscription? Yes, customers can increase and decrease their investment amount but if you reduce your investment during the three-month GIRO subscription period, you will not qualify for the promotion. (Refer to illustration A below) The Cashback is based on your first month’s investment. For example, if you invest S$200 in the first month, then S$600 in the second and third months, your Cashback will still be S$20. (Refer to illustration B below) Illustration A

Month	Investment counter	Investment Amount S$	Cashback
October 2025	Phillip SING Income ETF	600	S$0
November 2025	Phillip SING Income ETF	200
December 2025	Phillip SING Income ETF	200

Customers can decrease their investment amount but if you reduce your investment amount during the three-month GIRO subscription period, you will not qualify for the promotion. Illustration B

Month	Investment counter	Investment Amount S$	Cashback
October 2025	Phillip SING Income ETF	200	S$20
November 2025	Phillip SING Income ETF	600
December 2025	Phillip SING Income ETF	600

Customers can increase their investment amount. The Cashback is based on your first month’s investment. For example, if you invest S$200 in the first month, then S$600 in the second and third months, your Cashback will still be S$20. What is an example of 3 consecutive months subscription via GIRO?

Month	Investment counter	Investment Amount S$
October 2025	Phillip SING Income ETF	200
November 2025	Phillip SING Income ETF	200
December 2025	Phillip SING Income ETF	200

When can I receive the cashback? The Cashback will be credited to your SBP account ledger approximately 30 working days from the end of your consecutive 3-month subscription via GIRO. If I apply for the SBP application during the promotion period but only submit the eGIRO after the promotion period, am I eligible? No, both SBP and eGIRO must be completed within the promotion period to qualify. Is GIRO the only payment method for this promotion? Yes If my SBP account was suspended in the past six months and re-activated during the promotion period, will my funds be considered as Fresh Funds? No If my SBP account is terminated during the promotion period and I reapply during the promotion period, will I still be eligible for the promotion? No Do I qualify for the promotion if I change my subscription to another eligible counter from an existing eligible counter? No, change of investment instructions between any eligible Phillip Capital Management ETF to another eligible counter will not be considered as fresh funds, and will not qualify for the Cashback. Disclaimer: All the example of investment counter and amount should not be considered as financial advice. How to Participate To qualify for the Cash Back, simply complete these steps:

Sign up for the Share Builders Plan (SBP)If you have yet to open a POEMS Account, open one here. Step 1: Ensure you have an eligible POEMS Account If you are an existing POEMS Account holder, simply follow these instructions: Online Application Submission
- POEMS Mobile 3 App:
1. Log in to your POEMS Account
2. Navigate to Trade > RSP > Share Builders Plan > Apply
- POEMS Website:
- Subscribe via this link
Step 2: Set Up GIRO for Recurring Investments Apply e-GIRO:
- POEMS Mobile 3 App:
  1. Log in to your POEMS Account
  2. Tap on the “Me” tab > eGIRO > Select SBP (Account no.) > Choose Bank > Apply
- POEMS Website:
  1. Log in to your POEMS Account
  2. Go to Acc Mgmt > Online Forms > Account Application > eGIRO > Select SBP (Account no.) > Choose Bank > Apply

Invest a minimum of S$200* per month in any of the eligible ETFs for three consecutive months via GIRO to qualify for the S$20 Cashback *Eligibility Criteria:

Existing SBP Customers:
- Customers who have already subscribed to any of the Phillip Capital Management’ eligible counters, will only qualify for the Cashback when investing an additional S$200 or more in fresh funds* for three consecutive months via GIRO into these counters.
- Customers who have not subscribed to any Phillip Capital Management’ eligible counters, will qualify for the Cashback after subscribing to any of the eligible counters and investing at least S$200 per month for three consecutive months via GIRO.

*Funds deposited as a result of change of investment instructions between the Phillip Capital Management’ eligible counters will not be considered as fresh funds and thus, not be eligible for the promotion. Fresh Fund: Refer to the newly deposited investment amount into the SBP account during the promotion period.

New SBP Customers:
- Customers who are new to SBP, will qualify for the Cashback after subscribing and investing at least S$200 per month into any of the Phillip Capital Management’ eligible counters, for three consecutive months via GIRO.

Note: The total investment amount can be distributed across multiple eligible PCM counters to qualify for the entitled investment amount. For a better understanding, please refer to Examples 1–4 below, which illustrate how the investment amount can be spread across different eligible counters. SBP Counters Eligible for the promotion:

S/N	Counter Name	Counter Name on Website
1	Phillip SING Income ETF	PHIL SING INC
2	Phillip-China Universal MSCI China A 50 ETF	PHIL-CU MS CHINA A50 S$
3	Phillip SGX APAC Dividend Leaders REIT ETF	PHIL AP DIV REIT S$D
4	Lion-Phillip S-REIT ETF	LION-PHILLIP S-REIT

* Counters not listed above will not be eligible for the promotion

Eligible Customers must invest a minimum of S$200 fresh funds per month for three consecutive months via GIRO into any of the eligible counters listed in the table above.
The investment transaction must be made before the 18th of each month (or the next business day if the 18th falls on a non-business day) during the promotion period.
There is a Cashback cap of S$60 per account.
The Cashback will be processed approximately 30 working days after completion of the consecutive three-month subscription period via GIRO.

Example 1

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$200	Three consecutive months	S$20
November 2025	Phillip SING Income ETF	S$200
December 2025	Phillip SING Income ETF	S$200

*This example should not be deemed as financial advice. Example 2:

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$100	Three consecutive months	S$20
October 2025	Phillip-China Universal MSCI China A 50 ETF	S$100
November 2025	Phillip SING Income ETF	S$100
November 2025	Phillip-China Universal MSCI China A 50 ETF S$100 December 2025 Phillip SING	S$100
December 2025	Phillip SING Income ETF	S$200
December 2025	Phillip-China Universal MSCI China A 50 ETF	S$100

*This example should not be deemed as financial advice. Example 3

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$600	Three consecutive months	S$60
November 2025	Phillip SING Income ETF	S$600
December 2025	Phillip SING Income ETF	S$600

*This example should not be deemed as financial advice. Example 4

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$300	Three consecutive months	S$60
October 2025	Lion-Phillip S-REIT ETF	S$400
November 2025	Phillip SING Income ETF	S$300
November 2025	Lion-Phillip S-REIT ETF	S$400
December 2025	Phillip SING Income ETF	S$300
December 2025	Lion-Phillip S-REIT ETF	S$400

Please refer to examples 1,2,3 and 4 on the indicative Cashback amount.

Period of Promotion	T&Cs		Investment Period	Cashback	Eligible Counters
01 October 2025 – 30 December 2025	New to SBP S$200 Subscription into any of the Phillip Capital Management’ eligible counters; for three consecutive months via GIRO.	Existing SBP Customers S$200 of fresh funds* into the Phillip Capital Management’ eligible counters ; for three consecutive months via GIRO.	Three consecutive months subscription	Get S$20 Cashback for every S$200 monthly subscription into any of the eligible counters during the promotion period. Eligible customer is allowed a maximum Cashback of S$60 for each SBP account during the promotion period.	1) Phillip SING Income ETF 2) Phillip-China Universal MSCI China A 50 ETF 3) Phillip SGX APAC Dividend Leaders REIT ETF 4) Lion-Phillip S-REIT ETF

*Funds invested as a result of change of investment instructions between the Phillip Capital Management’ eligible counters will not be considered as fresh funds and hence not eligible for the promotion. Fresh Funds: Refer to the newly deposited investment amount into the SBP account during the promotion period.

You’re all set to participate in this Promotion!

Terms and Conditions Terms and Conditions

The SBP x Phillip Capital Management (PCM) – Cashback Promotion (“Promotion”) is valid from 1st Oct 2025 (0000 hrs.) to 31st Dec 2025 (2359 hrs.) (“Promotion Period”), both dates inclusive.
The first 50 SBP account fulfill the terms and conditions will be eligible for Cashback.
lease refer to the SBP Product Information for details on the product, handling fees, and other charges before applying for the plan.
How to sign up for the Share Builders Plan?
- Submit an online application
If you do not have a POEMS account, you can open one here before proceeding with the steps below. If you already have a POEMS account, follow these steps: POEMS Mobile 3 App
- Log in to your POEMS Account
- Go to Trade > RSP > Share Builders Plan > Apply
POEMS Website:
- Subscribe here
Apply e-GIRO: POEMS Mobile 3 App:
- Log in to your POEMS Account
- Tap on “Me” tab > eGIRO > Select SBP (Account no.) > Choose the Bank>Apply
POEMS Website:
- Log in to your POEMS Account
- Acc Mgmt > Online Forms > Account Application>eGIRO>Select SBP (Account no.) > Choose the Bank>Apply
SBP applications, with valid eGIRO linkage, submitted within the Promotion Period will be eligible. Any applications received after the Promotion Period or submitted through channels not specified above will not be considered. Any correspondence on missing and/or delayed submissions will not be entertained
Eligible Counters for the Promotion:
1. Phillip SING Income ETF
2. Phillip-China Universal MSCI China A 50 ETF
3. Phillip SGX APAC Dividend Leaders REIT ETF
4. Lion-Phillip S-REIT ETF
The ‘Promotion’ will consist of:
- A Cashback that will be processed approximately 30 working days after completing the consecutive three-month subscription via GIRO

To be eligible for the Cashback during the promotion period (“Eligible Customers”): a) Existing SBP Customers

Customers already subscribed into any of the eligible PCM counters, will qualify for the Cashback when they invest at least S$200 fresh funds* in the eligible counters; for three consecutive months via GIRO
Customers not yet subscribed to eligible PCM counters, will qualify for the Cashback after subscribing to at least S$200 per month in any of the eligible counters; for three consecutive months via GIRO.

*Change of investment instructions between PCM eligible counters will not be considered as fresh funds; and will not qualify for the promotion. Please refer to Scenario A Scenario A Client A is an existing SBP client who has been investing S$200 per month into Phillip SING Income ETF before the PCM cashback promotion which is September 2025. The client changes the investment instruction to invest S$200 per month into Lion-Phillip S-REIT ETF instead during the promotion period. This scenario is not considered as fresh fund and not eligible for the cashback promotion

Month	Investment counter	Investment Amount	Investment Period	Cash Back
September 2025	Phillip SING Income ETF	S$200	Three consecutive months	S$0
October 2025	Phillip SING Income ETF	S$200
November 2025	Phillip SING Income ETF	S$200
December 2025	Phillip SING Income ETF	S$200

*This example should not be deemed as financial advice. Fresh Funds: Refer to the newly deposited investment amount into the SBP account during the promotion period. b) New SBP Customers:

Customers who are new to SBP, will qualify for the Cashback after subscribing to at least S$200 per month in any of the eligible PCM counters; for three consecutive months via GIRO.

Note: The total investment amount can be distributed across multiple eligible PCM counters to qualify for the entitled investment amount. For a better understanding, please refer to No.10, which illustrate how the investment amount can be spread across different eligible counters.

Promotion Details

Period of Promotion	T&Cs		Investment Period	Cashback	Eligible Counters
01 October 2025 30 December 2025	New to SBP S$200 Subscription into any of the Phillip Capital Management’ eligible counters; for three consecutive months via GIRO.	Existing SBP Customers S$200 of fresh funds* into the Phillip Capital Management’ eligible counters ; for three consecutive months via GIRO.	Three consecutive months subscription	Get S$20 Cashback for every S$200 monthly subscription into any of the eligible counters during the promotion period. Eligible customer is allowed a maximum Cashback of S$60 for each SBP account during the promotion period.	1)Phillip SING Income ETF 2)Phillip-China Universal MSCI China A 50 ETF 3)Phillip SGX APAC Dividend Leaders REIT ETF 4)Lion-Phillip S-REIT ETF

*Change of investment instructions between PCM eligible counters will not be considered as fresh funds; and will not be eligible for the promotion. Fresh Funds: Refer to the newly deposited investment amount into the SBP account during the promotion period.

To participate in the Cashback promotion, customers must invest at least S$200 per month into any of the eligible counters for three consecutive months with GIRO, as shown in the table above
Eligible customers are allowed a maximum Cashback of S$60 for each SBP account during the promotion period
Existing SBP customers must invest at least S$200 fresh funds* in any of the eligible counters for three consecutive months via GIRO.
New Customers must submit the SBP Online application with eGIRO linkage during the promotion period.
The investment transaction must be successfully made before the 18th of each month or the next business day if the 18th falls on a nonbusiness day during the promotion period.
The Cashback will be credited into the eligible customers’ SBP ledger approximately 30 working days after completing the consecutive three-month subscription via GIRO
Failed GIRO deductions during the consecutive three- month subscription period will result in disqualification from Cashback eligibility
New customers must ensure that their SBP applications, with eGIRO linkage, are submitted before 31 December 2025 (1800 hrs.)
If the eGIRO linkage for a new SBP application is rejected, resubmission is allowed, but the linkage must be completed within the Promotion Period.
PSPL will not assume responsibilities for any delays related to Giro submission, which may affect the customer’s eligibility for the promotion.
Existing customers who update their GIRO linkage and encounter a failed GIRO deduction during the promotion period will not be eligible for the promotion.
For existing customers who are already subscribed to the eligible PCM counters, only the incremental new subscription amount will be considered
- xample: Customer A increases his subscription into Phillip SING Income ETF from $200 to $400 monthly during the promotion period, only the incremental subscription amount of $200 will be considered for the Cashback promotion.
Each customer is eligible to use multiple POEMS accounts to apply for SBP and participate in the promotion.
- Example: Customer A has 3 SBP accounts; he/she is allowed to use all 3 accounts to subscribe for the eligible counters within the promotion period. It is essential to ensure that each account fulfils the terms and conditions of the promotion to qualify. We will only consider accounts that meet the specified terms and conditions.

Cashback Example 1

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$200	Three consecutive months	S$20
November 2025	Phillip SING Income ETF	S$200
December 2025	Phillip SING Income ETF	S$200

*This example should not be deemed as financial advice. Example 2

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$100	Three consecutive months	S$20
October 2025	Phillip-China Universal MSCI China A 50 ETF	S$100
November 2025	Phillip SING Income ETF	S$100
November 2025	Phillip-China Universal MSCI China A 50 ETF S$100 December 2025 Phillip SING	S$100
December 2025	Phillip SING Income ETF	S$200
December 2025	Phillip-China Universal MSCI China A 50 ETF	S$100

*This example should not be deemed as financial advice.

Eligible customers are allowed a maximum Cashback of S$60 per SBP account.
Please refer to examples 1 and 2 on the indicative Cashback amount.
The Cashback will be processed approximately 30 working days after the completion of consecutive three months subscription into eligible counters.
Cashback will be awarded to eligible customers upon successful GIRO linkage and the completion of consecutive three-month subscription into eligible counters.
Clients must submit the SBP online application and obtain e-GIRO approval on or before 31 December 2025.
1. If a client applies after the monthly investment date (18 December 2025), the first investment will start from January 2026 to March 2026. In this case, the client is eligible for the promotion.
2. If a client’s first investment starts in December 2025, the investment must continue until February 2026 to qualify. The client is eligible for the promotion

Cashback is non-transferable. The Cashback will be credited into the eligible customers’ SBP ledger approximately 30 working days after completing the consecutive three-month subscription into eligible counters. Should the Cashback be unavailable for any reason, PSPL reserves the right of final decision on all matters relating to this promotion.
The first 50 SBP subscriptions that fulfil the required terms and conditions will receive Cashback. PSPL has the absolute discretion to decide on the final eligibility of participating customers.
An email will be sent to eligible participants’ registered email address from rsp@phillip.com.sg to notify them of their Cashback eligibility. Eligible customers can view the Cashback transaction in their SBP monthly statement.
The following persons are not eligible for this promotion, unless approved by the management of PSPL:
1. PSPL institutional Customer(s) and corporate Customer(s)
2. PSPL account holders whose accounts have been suspended, cancelled or terminated
3. PSPL and its associated entities and subsidiaries (direct or indirect), e.g., Staff, Trading Representatives and Financial Adviser Representative
PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion is final and binding on all participants
By participating in the Cashback promotion, participants agree and consent to allow PSPL to use their name, or likeness in all matters related to this Cashback including any advertising or publicity without additional compensation or notification.
By taking part in this promotion, you acknowledge that you have read, understood and consented to these Terms and Conditions.
This promotion is subject to PSPL’s standard terms and conditions of business, where applicable, and PSPL reserves the right at its absolute discretion to determine Customer(s)’ entitlement for the promotion, to amend the terms and conditions of, and/or to suspend or terminate this promotion without prior notice or liability to any person. In the event of any dispute involving the interpretation of terms and conditions or any disagreement arising from this promotion, PSPL reserves the right to make the final decision.

View full Terms and Conditions

Disclaimers:

This promotion is intended for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the units in any fund and the income from them may fall as well as rise. Past performance figures as well as any projection or forecast used in this promotion are not necessarily indicative of future or likely performance of any fund. You should read the prospectus of the respective ETFs (which is available on websites of the issuers) and understand their structure and associated risks before deciding to invest. Any opinion or view herein is made on a general basis and is subject to change without notice. You may wish to obtain advice from a financial adviser before making a commitment to purchase any investment products mentioned herein. In the event that you choose not to obtain advice from a financial adviser, you should consider whether the investment product is suitable for you. SBP is a Regular Savings Plan and is not a deposit and not principal protected nor a capital guaranteed plan.
Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the shares and the income from them may fall as well as rise. Past performance is not necessarily indicative of future performance. Investments in Regular Savings Plan are designed to produce returns over the medium to long term and are not suitable for short-term speculation.
Any opinion or view herein is made on a general basis and is subject to change without notice.
You may wish to obtain advice from a qualified financial adviser, pursuant to a separate engagement, before making a commitment to purchase any of the investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest and we do not offer any advice in this regard unless mandated to do so by way of a separate engagement.
The information is correct as at the date of print and the company reserves the right to revise the charges.
This advertisement has not been reviewed by the Monetary Authority of Singapore.

Roadshow Exclusive

Learn, Play & Win at the POEMS Roadshow!

Keen to invest but not sure where to start? Find out how at POEMS Roadshow. Meet our friendly trading specialists, get answers to the questions you’ve always wanted to ask, and learn how to start investing with confidence. Enjoy exclusive perks you won’t find online, take part in exciting games and giveaways, and walk away with both knowledge and rewards.

Get your paws ready, our next roadshow
is making waves near you soon!

Mark Your Calendars Coming Soon

Already have an Account?

you can still earn when you do the following:

1 Bring a friend to
the roadshow The friend opens and
funds a Cash Plus
Account (min S$3,000） You (Referrer) will receive a
physical S$10 Voucher, in addition
to the S$60 worth of
online referral rewards! 2 Review our
POEMS Mobile 3 App

Win up to
S$20
worth of Vouchers!

New to Phillip Securities?

Receive exclusive perks when you sign up onsite

	Roadshow	Online
5% p.a. Guaranteed Returns*
Up to S$50 of Suntec City Vouchers, Exclusive POEMS Merch and more!
Up to S$150 worth of Fractional Shares
0 Hidden Fees -0% Sales Charge, 0 Platform Fees, 0 US Commission
Free Market Depth and Live Prices

*T&Cs apply.

Past Highlights

Terms & Conditions

SMART Park 5% p.a. Guaranteed Returns (Roadshow Exclusive)

Eligibility:
- Customers who open a Cash Plus Account, opt-in to Excess Funds Management Facility (SMART Park) and are new to Phillip Securities Pte Ltd (“PSPL”), during the roadshow at Suntec from 15 September 2025 to 21 September 2025.
Fund the Account:
- Customers must fund the Account with S$12,000 to enjoy a 30-day guaranteed return of 5% p.a.
- Customers can fund the Account using any of the payment methods here.
The deposit must be fresh SGD cash funds (“Fresh SGD Fund”) transferred from the Customer’s bank account, and does not include funds transferred within PSPL Accounts, cash dividends, sales proceeds or Account credit transactions.
Total deposits of S$12,000 must be credited into Excess Funds Management Facility (SMART Park) in the Cash Plus Account within 7 days after the Account is opened during the roadshow to participate in the promotion. Subsequent deposits during the 30-day period are possible.
Guaranteed Returns & Payout:
- The Guaranteed Returns will be calculated based on a period of 30 days, starting from 7 days after the Account opening, provided that a qualified deposit is made with successful opt-in to SMART Park
  - The Bonus Returns (i.e. difference between 5% p.a. and the underlying PMMF return) will be credited in lump sum to your Account within 14 business days after the 30-day period ends.
  - Example: Account opened on 14 July 2025. Customers have until the end of 20 July 2025 to complete the deposits. If a qualified deposit is made with successful placement in SMART Park, the 30-day period will start on 21 July 2025 and end on 19 August 2025, both dates inclusive. 
- After the 30-day period has ended, PSPL will top up the difference between 5% p.a. and SMART Park returns that your cash has made from SMART Park.
- The Bonus Returns (i.e. difference between 5% p.a. and the underlying PMMF return) will be paid out in SGD.
- Only the net balance of new deposits at the end of each day in the 30-day period will be calculated for the Guaranteed 5% p.a. Returns. Any debit transaction, including fee deduction, and trade settlement resulting in the account balance falling below the deposited value during the 30-day period will result in a drop in the eligible net balance each day. 
- Any withdrawal or inter-account transfers during the 30-day period will result in the Customer being disqualified from the Promotion. 
- Each Customer is only eligible for one bonus reward. 
- Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers.

FAQs

When does the 30-day period of 5% p.a. guaranteed returns start?

The 30-day period will commence on the 8th day after the Account is opened, provided that the account balance (“Fresh SGD Fund”) is maintained at S$12,000 with successful opt in to SMART Park.

The 30-day period will be calculated based on 30 calendar days.

Can I invest the deposited fund during the 30-day period?

Yes, you can invest the deposited fund. Any debit transaction, including fee deduction, and trade settlement resulting in the account balance falling below the deposited value during the 30-day period will result in a drop in the eligible net balance each day.

Can I withdraw the deposited fund during the 30-day period?

No, any withdrawal or inter-account transfers during the 30-day period will result in the Customer being disqualified from the Promotion.

When will I receive the 5% p.a. guaranteed returns?

The Bonus Returns (i.e. difference between 5% p.a. and the underlying PMMF return) will be credited in lump sum to your Account within 14 business days after the 30-day period ends.

Strategy Stock Picks Q4 2025

Strategy & Stock
Picks Q4 2025

In the race for market gains, precision makes all the difference. Just as Formula 1 drivers rely on their pit crew for support, you can rely on our market strategists for timely analysis and dependable recommendations, to help you stay in pole position lap after lap, with your trusted partner in finance.

Countdown:

Days Hours Minutes Seconds

Countdown:

Days Hours Minutes Seconds

Race Through 7 Global Investment Opportunities

Singapore

OCT 4
SAT

Singapore Market

OCT 9
THU

US Market

China & Hong Kong

OCT 9
THU

China & Hong Kong Market

Malaysia

OCT 6
MON

Malaysia Market

Indonesia

OCT 8
WED

Indonesia Market

Thailand

OCT 7
TUE

Thailand Market

Japan

OCT 10
FRI

Japan Market

4^th OCT
SAT

9.30am -
11.30am

PAUL CHEW

Head of Research
Phillip Securities Research

Singapore Markets
Paul Chew
Head of Research at Phillip Securities Research

Singapore Market

Join Mr Paul Chew, Head of Research at Phillip Securities Research as he explains how Singapore equities are still racing ahead — powered by fresh liquidity on the grid and turbocharged by interest rates collapsing by the equivalent of six cuts. With momentum building and capital flows accelerating, the virtuous cycle is now at full throttle.

9^th OCT
THU

12pm -
2pm

LOUIS WONG

Director
Phillip Securities (HK)Limited

China & Hong Kong Markets
Louis Wong
Director of Phillip Securities Hong Kong

China & Hong Kong Markets

Mr Louis Wong, Director of Phillip Securities Hong Kong takes the wheel to unpack the forces driving recent market performance and provide strategic insights for Q4. Navigate the Hang Seng Index’s momentum, analyse how China’s economic data and potential FED rate cuts may impact Hong Kong equities, and discover the top stock picks and sectors positioned to accelerate in the coming quarter.

9^th OCT
THU

7.30pm -
9pm

GLENN THUM

Research Manager
Phillip Securities Research

US Markets
Glenn Thum
Director of Phillip Securities Hong Kong

US Markets

Glenn Thum, Research Manager at Phillip Securities Research and the team will share their insights on the tech sector and outlook for the US Magnificent 7 stocks for 4Q2025! The team will also provide a brief overview of the US Banking sector.

Other Popular Markets

6^th OCT
MON

1pm - 2pm

Shahira Rahim

Equity Analyst
Phillip Research Sdn Bhd

7^th OCT
TUE

1pm - 2pm

Chutikan Santimetvirul

Head of Equity Strategy
Phillip Securities (Thailand) PCL

8^th OCT
WED

1pm - 2pm

Jasa Adhimulya

Senior Equity Analyst
Phillip Sekuritas Indonesia

10^th OCT
FRI

1pm - 2pm

Tomoyuki Misumi

Research Analyst
Phillip Securities Japan

INVESTMENT

LEVERAGE

PROTECTION

THEMATIC

OTHER SERVICES

ACCREDITED INVESTOR

EDUCATION

RESEARCH

TOOLS

New to POEMS?

FUNDING

ACCOUNT MECHANICS

SEGMENTS

Account Opening

QUICK GUIDE

UOBAM Ping An FTSE ASEAN Dividend Index ETF IOP

UOBAM Ping An FTSE ASEAN Dividend Index ETF

Initial Offering Period (IOP) from 7 to 23 January 2026

About the UOBAM Ping An FTSE ASEAN Dividend Index ETF

Why Invest in the UOBAM Ping An FTSE ASEAN Dividend Index ETF?

Dividend Income

Demographic Opportunities

Diversification Benefits

Top 10 Index Constituents

How to Subscribe to the ETF During the IOP via POEMS 2.0

Events Lineup

Trade Gold for Gold Promo

Trade Gold for Gold! Trade SPDR Gold Shares to Win & Redeem!

Win a 1/2 OZ PAMP GOLD BAR (worth S$2,700*) & Receive S$20 Cash Credits

Trade Gold for Gold! Trade SPDR Gold Shares to Win & Redeem!

Be the Top Trader to win 1/2 oz PAMP Gold Bar

From 12 January 2026 to 31 March 2026

Be the Top Trader by Total Traded Value in SPDR Gold Shares: GLD SG$ (SGX:GSD) and/or GLD US$ (SGX:O87)

Be the Top Trader by Total Traded Value in SPDR Gold Shares:GLD SG$ (SGX:GSD) and/or GLD US$ (SGX:O87)

Check out the Comparison Chart between S&P 500 & Gold in 2025

Claim your S$20 Gold Coupon on POEMS Mobile 3 App Rewards

Claim your S$20 Gold Coupon on POEMS Mobile 3 App Rewards

Eligibility

Frequently Asked Questions

Terms & Conditions

Protected: Hong Kong IPO

Strategy Stock Picks

Why it Matters?

Fast, Data-Backed Picks

Spot opportunities quickly

Market Insights

Receive latest updates of the quarter

Practical Analysis

Focused on what matters in today’s markets

Transparent Reasoning

Clear context behind each suggestion

Popular Markets

Claim Your Rewards

Stock Coupon for Grabs

Min spend S$100 *Only applicable for online webinar attendees

PAMP Gold

PAMP Gold 1G x 3

CapitaLand Vouchers

worth S$10, S$20, S$30

Min spend S$100 *Only applicable for online webinar attendees

Physical Event Highlight - Featured Speakers

Past Event Coverage

Thank You for 50 years of Trust

Welcome Gifts Christmas 2025

Your First Investment just got Better!

With stock coupons and other welcome gifts valued up to S$1,000, you can start building a portfolio that’s tailored to you — from day one.

Your First Investment just got Better!

Your first investment should reflect your vision. With stock coupons and other welcome gifts valued at up to S$1,000, you can start building a portfolio that’s tailored to you — from day one.

Let Your Investment Journey Begin with Confidence

Let Your Investment Journey Begin with Confidence

ENJOY FREE

ENJOY 0%

ENJOY 0

Eligibility

*only for cash plus accounts

Don’t freeze your funds—let them grow “snow-much” more

Open an account & get S$150 worth of US Stock Coupons

Sign up & get S$50 stocks rewards

0 US Commission for 30 days

Enjoy free live pricing and SGX market Depth

Trade Gold for Gold!
Trade SPDR Gold Shares to Win & Redeem!

Trade Gold for Gold!
Trade SPDR Gold Shares to Win & Redeem!

Be the Top Trader by Total Traded Value in SPDR Gold Shares:
GLD SG$ (SGX:GSD) and/or GLD US$ (SGX:O87)

Min spend S$100
*Only applicable for online webinar attendees

0 US Commission
for 30 days

Receive S$10 worth of PMMF BONUS UNITS for
every S$10,000 invested in eligible funds using SRS

TERMS
& CONDITIONS

Strategy & Stock
Picks Q4 2025