Share Builder Plans

Think Big, Start Small. Build Your Portfolio by Investing Regularly.

Think Big, Start Small. Build your Portfolio by investing Regularly.

Receive S$50 In Rewards when you invest in

Hong Kong SDR counters via Share Builders Plan.

Receive S$50 In Rewards when you invest in

Hong Kong SDR counters via Share Builders Plan.

Why Share Builders Plan (SBP)

Take the first step towards growing your portfolio the smart way. With SBP, you can start investing regularly from just S$100/month through dollar-cost averaging. It’s a disciplined, stress-free way to build wealth over time without needing a large upfront sum. LEARN MORE ABOUT SBP

What are Hong Kong Singapore Depository Receipts (SDR)

A Hong Kong SDR allows you to invest in Hong Kong-listed companies through the SGX, without trading directly on overseas markets. Each SDR is backed by the underlying shares held by a custodian, giving you beneficial ownership and easy access to global opportunities.

Why invest in HK SDRs?

Secure Custody Held safely with CDP or sub-accounts under Phillip Securities.

Global Access Invest in overseas companies through a single marketplace.

Cost-Efficient Local brokerage and fees apply, no additional FX or overseas charges.

SGD Trading Trade, clear and settle during SGX market hours in SGD.

Flexible & Transparent Easily convert to underlying securities; corporate actions clearly announced.

Eligible HK SDR counters

ALIBABA HK SDR 5TO1 ALIBABA HK SDR 5TO1 2

BYD HK SDR 10TO1

TENCENT HK SDR 10TO1

MEITUAN HK SDR 5TO1

BANK OF CHINA HK SDR 1TO1

HSBC HK SDR 5TO1

XIAOMI HK SDR 2TO1

PING AN INS HK SDR 2TO1 LEARN MORE ABOUT SDR

Start your Share Builders Plan now!

New User

OPEN AN ACCOUNT

Existing User

START NOW T&Cs SBP HK SDR Promo T&C 1. The Promotion Period is from 6 Oct 2025 (0000hrs) to 31 Dec 2025 (2359hrs), both dates inclusive. 2. The first 100 Customers who sign up for Share Builders Plan (SBP) or Junior Share Builder Plan (JSBP) and invest in the eligible Hong Kong Singapore Depository Receipts (HK SDR) counters during the Promotion Period will receive a S$50 cash reward.

No.	Full Company Name	Counter Name in POEMS	Sector	*Dividend Yield
1	ALIBABAB HK SDR 5TO1	Alibaba Hk SDR 5to1	Information & Communication Technology	New
2	BANK OF CHINA HK SDR 1TO1	Bank of CN HK SDR 1to1	Banking	New
3	BYD HK SDR 10TO1	BYD HK SDR 10to1	Automobile	New
4	HSBC HK SDR 5TO1	HSBC HK SDR 5to1	Banking	New
5	TENCENT HK SDR 10TO1	Tencent HK SDR 10to1	Information & Communication Technology	New
6	XIAOMI HK SDR 2TO1	Xiaomi HK SDR 2to1	Consumer Electronics	New
7	MEITUAN HK SDR 5TO1	Meituan HK SDR 5to1	E-commerce	New
8	PING AN INS HK SDR 2TO1	Ping An Ins HK SDR 2to1	Insurance	New

Disclaimer: Dividend yield figures for SBP counters are obtained from Bloomberg. The trailing 12-month dividend yield is based on data of 20 May 2025 and may be subject to future revisions. 3. Eligible Customers aged 18 to 30 years old will receive an additional S$50 cash reward (total S$100). 4. Eligible Customers will receive the cash reward, subject to the following conditions: • The Customer’s SBP or JSBP account must be opened and successfully linked to eGIRO. • A minimum monthly investment of S$100 must be made for at least 6 consecutive months. • Any failed GIRO deduction, or any suspension or termination of the SBP or JSBP account during the 6-month qualifying period will result in the Customer being disqualified. 5. The qualifying period begins from the date of the first successful monthly investment. 6. The S$50 or S$100 cash reward will be credited to the Customer’s SBP or JSBP account within 30 business days after completing the 6-month qualifying period. 7. Customers will receive an email confirming their eligibility within 7 business days of account opening. 8. Each customer is limited to one reward under this promotion. 9. The following Customers are NOT eligible for this promotion unless approved by the management of PSPL: • Customers who engage the services of a representative from an external provider (B2B). • Corporate Accounts and Institutional Accounts. • All employees of PSPL’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children). 10. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants. 11. By taking part in the promotion, you agree and consent to PSPL sending relevant information to third-party service providers to facilitate the delivery and redemption of the Rewards. 12. In the event of a dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final. 13. This advertisement has not been reviewed by the Monetary Authority of Singapore. Who is eligible to participate in the Promotion? This promotion is open to the first 100 Customers who sign up for Share Builders Plan (SBP) or Junior Share Builder Plan (JSBP) and invest in the eligible Hong Kong Singapore Depository Receipts (HK SDR) counters. What are the eligible HKD SDR counters? Refer to the list below:

No.	Full Company Name	Counter Name in POEMS	Sector	*Dividend Yield
1	ALIBABAB HK SDR 5TO1	Alibaba Hk SDR 5to1	Information & Communication Technology	New
2	BANK OF CHINA HK SDR 1TO1	Bank of CN HK SDR 1to1	Banking	New
3	BYD HK SDR 10TO1	BYD HK SDR 10to1	Automobile	New
4	HSBC HK SDR 5TO1	HSBC HK SDR 5to1	Banking	New
5	TENCENT HK SDR 10TO1	Tencent HK SDR 10to1	Information & Communication Technology	New
6	XIAOMI HK SDR 2TO1	Xiaomi HK SDR 2to1	Consumer Electronics	New
7	MEITUAN HK SDR 5TO1	Meituan HK SDR 5to1	E-commerce	New
8	PING AN INS HK SDR 2TO1	Ping An Ins HK SDR 2to1	Insurance	New

Disclaimer: Dividend yield figures for SBP counters are obtained from Bloomberg. The trailing 12-month dividend yield is based on data of 20 May 2025 and may be subject to future revisions. When will I receive my rewards? Eligible customers will receive the cash reward in their SBP account within 30 business days after completing the 6-month qualifying period. How can I check my reward? You can view the reward in your SBP monthly statement.

Grateful for 50 Years of Trust and Partnership

Welcome Gifts Halloween 2025

AMAZING REWARDS FROM 20 OCT - 9 NOV

No Tricks, Just Treats Scary-Good Stocks Every Week!

Our Halloween Stock Highlights serve up weekly picks that are as bold as they are mysterious – perfect for those brave enough to chase thrilling returns. But beware this exclusive treat is reserved for the first 50 new accounts opened each week.

Don’t let the opportunity vanish away

AMAZING REWARDS FROM 20 OCT - 9 NOV

No Tricks, Just Treats Scary-Good Stocks Every Week!

Our Halloween Stock Highlights serve up weekly picks that are as bold as they are mysterious – perfect for those brave enough to chase thrilling returns. But beware this exclusive treat is reserved for the first 50 new accounts opened each week.

Don’t let the opportunity vanish away

Growing Together Grateful Always

Enjoy up to S$1,000 In Rewards

Growing Together Grateful Always

Enjoy up to S$1,000 In Rewards

Spooktacular Stocks to Watch This Week

Step into the shadows of the market with our weekly Halloween-themed stock spotlight. Each week on every Tuesday, we unearth enchanting trends thrilling opportunities and frightfully good insights to help you make bold moves.

This highlight is exclusively available to the first 50 new accounts opened each week.

Spooktacular Stocks to Watch This Week

Weekly Rewards S$50 Stock Coupons

Week 1

(21 Oct - 27 Oct)

Star Wars Battles by Night, Monopoly Deals by Day

Week 2

(28 Oct - 3 Nov)

No tricks just sweet treats this Halloween

Week 3

(4 Nov - 11 Nov)

Streaming chills with horror hits and stranger things

Weekly Rewards S$50 Stock Coupons

Week 1

(21 Oct - 27 Oct)

Star Wars Battles by Night, Monopoly Deals by Day

Week 2

(28 Oct - 3 Nov)

No tricks just sweet treats this Halloween

Week 3

(4 Nov - 11 Nov)

Streaming chills with horror hits and stranger things

Let Your Investment Journey Begin with Confidence

With POEMS, you’re never alone – we connect you with Equity Specialists and Analysts through seminars, POEMS community, and via direct calls

— so you can learn, ask questions, and invest with confidence.

Your Benefits at a Glance

ENJOY FREE

Live Pricing & SGX Market Depth

ENJOY 0%

Sales Charge on Unit Trust

ENJOY 0

US Commission for 30 days

Eligibility

New to PSPL (no existing or previously closed accounts)
Opt-in to SMART Park within 14 days.
Open a Cash Plus Account or Referred Cash Management Account (KC).

OPEN AN ACCOUNT

Investing Isn’t One Size Fits All

Some thrive on momentum and innovation. Others value stability and legacy. Both lead to growth, what matters is choosing the path that matches your vision.

Growth Stock

The Visionary
You see opportunities where others see risks. You thrive on momentum, innovation, and the pursuit of big ideas. Growth Stocks fuel your ambition to capture tomorrow’s breakthroughs today.

Stable Stock

The Guardian
You value strength in consistency. You trust companies with proven track records and steady returns. Stable Stocks safeguard your journey, giving you resilience and peace of mind as you build wealth for the long run.

Unlock Bigger Rewards as You Invest More

Start with S$3,000 to earn fractional shares, or invest up to S$10,000 for maximum rewards.

Get rewards up to

S$50

*Fund a minimum of S$3,000

Reward breakdown (Pick One)

(A) Growth Stock Nvidia Fractional Share	(Worth S$50)
(B) Stable Stock Amazon Fractional Share	(Worth S$50)

*Hold for 30 days & Execute at least 3 trades

Get rewards up to

S$150

*Fund a minimum of S$10,000

Reward breakdown (Pick One)

(A) Growth Stocks Palantir Fractional Share Nvidia Fractional Share	(Worth S$75) (Worth S$75)
(B) Stable Stocks Microsoft Fractional Share Amazon Fractional Share	(Worth S$75) (Worth S$75)

*Hold for 30 days & Execute at least 5 trades

Enjoy Rewards of Up to S$1,000

From commission-free trades to Coupons and more, get rewarded at every step when you join and invest with POEMS.

Open an account & get S$150 worth of fractional shares

Sign up & get S$50 stocks rewards

0 US Commission for 30 days

Enjoy Free Live Prices &
SGX Market Depth

Sales Charge

on Unit Trusts

Fund & Trade to receive S$150 worth of Fractional Shares

0 US Commission for 30 days

Enjoy Free Live Prices & SGX Market Depth

0% Sales Charge on Unit Trusts

OPEN AN ACCOUNT

Already A Customer? These Are For You

Grateful for 50 Years of Trust and Partnership

Frequently Asked Questions

I am an existing Customer of Phillip Securities Pte Ltd (PSPL) and do not own a Cash Plus Account. Am I eligible for the Welcome Gifts if I open a new Cash Plus Account within the promotion period?

No, only Customers who are new to PSPL and have opened a Cash Plus Account within the promotion period are eligible.

When will I receive the Account Opening Rewards upon successful Account opening?

The following rewards will be automatically activated upon successful account opening:

0% Sales Charge on Unit Trusts
Free Live Prices for SGX & US (Asian Hours)
SGX Enhanced Market Depth access

For the Zero US Commission Reward, it will be activated within 5 working days upon successful Account opening. You will receive an email notification once it has been activated.

‘For Free Live Prices for US (NASDAQ, NYSE, AMEX), and US Options, you will be required to activate the feature on POEMS 2.0 Web and/or POEMS Mobile 3 App.

1. Login to POEMS 2.0 web > ‘Market Data & Rewards’ > ‘New Subscriptions’ > tick the boxes for the Live Prices > complete the subscriber agreement and submit > click ‘Submit New’ > Enter your password for confirmation.
2. Login to POEMS Mobile 3 App > Me Tab > Market Data under Forms section > Subscribe US (AMEX, NASDAQ, NYSE), and US Options.

Will I be eligible for the Tier 1 Free Fractional Shares Reward if I make an initial deposit of S$2,000 and top up S$1,000 within 14 days from the Account opening date?

Yes. You will be eligible to receive the Tier 1 Free Fractional Shares Reward if your combined deposits total at least S$3,000 within 14 days of Account Opening and provided that you also executed the 3 BUY eligible Trades (Stocks/ETFs/Unit Trusts) within 30 days of Account Opening.

What if I did not opt-in to US Fractional Shares & acknowledge the disclosure, or did not submit the W-8 BEN form and/or the Risk Warning Statement (RWS) after I had fulfilled the requirements (funded and traded) within the promotion period? Am I still qualified to receive the free US Fractional shares?

No. You are required to opt-in to US Fractional shares & acknowledge the disclosure, complete and submit these two forms: W8 BEN form and the RWS form to redeem the free US Fractional Shares on the POEMS Mobile 3 App.

To opt-in to US Fractional Shares & acknowledge the disclosure, please login to POEMS Mobile 3 App > Me Tab > Fractional Opt-in.

For the W8 BEN and RWS forms, please submit them from POEMS Mobile 3 App > Me Tab > Account > Forms.

When will I receive the Free US Fractional Shares Reward upon fulfilling the requirements, opted- in to US Fractional Shares & acknowledged the disclosure, and submitting the W8 BEN form & RWS form?

To receive your Free US Fractional Shares Reward, please login to the POEMS Mobile 3 App and navigate to ‘Me’ Tab > ‘Rewards’ to redeem them. After you have redeemed the Rewards, the Free Share will be credited to your Account within 10 working days.

Which BUY trades are eligible to receive the Free Fractional Shares?

Eligible BUY Trades include Stocks, ETFs, and Unit Trusts EXCEPT for US Fractional Shares.

Amalgamated trades (BUY or SELL Trades of the same counter listed on SGX and HKEX, respectively, that are placed on the same trading day on POEMS Trading Platforms using the same payment mode (cash, SRS, or CPF) with the same Account are considered as one trade. This is due to the fact that we only charge one commission for such trade orders. Please refer to https://www.poems.com.sg/faq/trading/general/what-is-amalgamate/ for more information and available markets.

BUY or SELL trades of the same Unit Trust that are placed on the same trading day on POEMS Trading Platforms using the same payment mode (cash, SRS, or CPF) with the same Account are considered as one trade. The same trading day is orders placed from T-1 after 3:01pm to T day at 3pm.

Terms & Conditions

T&Cs for Welcome Gifts:

Eligibility criteria:
1. Customers who open a Cash Plus Account, opt-in to Excess Funds Management Facility (SMART Park), and are new to Phillip Securities Pte Ltd (“PSPL”) from 20 October 2025 to 9 November 2025
2. Customers who do not opt-in to Excess Funds Management Facility (SMART Park) within 14 days of Account Opening will not be eligible to receive the Welcome Gifts.
Rewards:
1. Account Opening:
  1. Zero US Commissions for 30 days
  2. 0% Sales Charge on Unit Trust
  3. Free Live Prices for SGX and US Asian Hours
  4. Free Live Prices for US (NASDAQ, NYSE, AMEX), MY (BURSA), TH (SET), HK (HKEX), and US Options for non-professionals. Please opt in here.
  5. Free SGX Enhanced Market Depth Access until 30 November 2026
2. Fund & Trade:
  1. Fund in with at least S$3,000 within 14 days of Account opening (“Initial Capital”), hold the funds for at least 30 days, and execute at least 3 BUY Trades within 30 days from Account opening to redeem one reward option from the available fractional share reward(s):
    1. Amazon Fractional Share (Worth S$50) or
    2. Nvidia Fractional Share (Worth S$50)
  2. Fund in with at least S$10,000 within 14 days of Account opening (“Initial Capital”), hold the funds for at least 30 days, and execute at least 5 BUY Trades within 30 days from Account opening to redeem one reward option from the available fractional share reward(s):
    1. 1. Nvidia Fractional Share (Worth S$75) and Palantir Fractional Share (Worth S$75) or
      2. Amazon Fractional Share (Worth S$75) and Microsoft Fractional Share (Worth S$75)
3. Prices of the Free Shares are based on dollar-value.
4. BUY Trades refer to Stocks, ETFs, and Unit Trusts EXCEPT for US Fractional Shares.
5. Initial Capital must remain in the Account for at least 30 days. It can be used for BUY trades, but it cannot be withdrawn or transferred.
6. The deposit must be fresh cash funds transferred from the Customer’s bank account, and does not include funds transferred within PSPL Accounts, cash dividends, sales proceeds or Account credit transactions.
7. Customers must ensure that their Net Cumulative Deposit amount does not fall under S$3,000/S$10,000 to be eligible for the Fund & Trade Reward based on the tier respectively.
8. Net Cumulative Deposit refers to accumulated deposit amount, calculated from the day the Customers make and maintain their initial deposits for 30 days. Capital gains and losses are excluded.
9. The calculation of Net Cumulative Deposit is done daily. All withdrawals made during the holding period will reduce the Customers’ daily Net Cumulative Deposit.
10. Once the daily Net Cumulative Deposit falls below S$3,000, the Customers will no longer receive any Rewards. If the daily Net Cumulative Deposit falls below S$10,000 but remains at or above S$3,000, Customers will only be eligible for Tier 1 Rewards.
11. Amalgamated trades (BUY or SELL Trades of the same counter listed on SGX and HKEx respectively, that are placed on the same trading day on POEMS Trading Platforms using the same payment mode (cash, SRS, or CPF) with the same Account) are considered as one trade. This is due to the fact that we only charge one commission for such trade orders. Please refer to https://www.poems.com.sg/faq/trading/general/what-is-amalgamate/ for more information and available markets.
12. BUY or SELL trades of the same Unit Trust that are placed on the same trading day on POEMS Trading Platforms using the same payment mode (cash, SRS, or CPF) with the same Account are considered as one trade. Same trading day refers to orders placed from T-1 after 3:01pm to T day at 3pm.
Activation and Crediting of Rewards
1. 1. Account Opening Rewards:
    1. Zero US Commissions for 30 days
      1. Only applicable to ONLINE trades through POEMS’ suite of platforms.
      2. Exchange fee, other charges, and GST are payable by Customers.
      3. Eligible Customers will be awarded the Zero US Commission reward within 3 working days upon Account Opening.
      4. Customers will receive an email notification once the Zero US Commission has been activated on their Account.
      5. PSPL will not be liable to compensate for any commission charges incurred on US trades prior to the activation of the Zero Commission reward.
    2. 0% Sales Charge on Unit Trust will be granted upon Account opening.
    3. Free Live Prices for SGX and US Asian Hours will be granted upon Account opening.
    4. Free Live Prices for US (NASDAQ, NYSE, AMEX) and US Options for non-professionals.
      1. Login to POEMS 2.0 web > ‘Market Data & Rewards’ > ‘New Subscriptions’ > tick the boxes for the Live Prices > complete the subscriber agreement and submit > click ‘Submit New’ > Enter your password for confirmation.
      2. Login to POEMS Mobile 3 App > Me Tab > Market Data under Forms, section > Subscribe US (NASDAQ, NYSE, AMEX), MY (BURSA), TH (SET), HK (HKEX), and US Options
    5. Free subscription for SGX Enhanced Market Depth Access would be granted automatically.
  2. Tier 1 or 2 Fund & Trade Reward:
    1. Customers are required to download and login to POEMS Mobile 3 App within 30 days of Account Opening, in order to receive The Tier 1 or 2 Fund & Trade Reward, once they have fulfilled the requirements.
    2. Customers are required to claim the Tier 1 or 2 Fund & Trade Reward on POEMS Mobile 3 App within 30 days of becoming eligible. Failure to do so, will result in forfeiture of the Reward/s.
    3. Free Fractional Share/s:
      1. Choose the fractional share/s that you are qualified for:
        Tier 1: Choose either
        Amazon Fractional share (Worth S$50) Or
        Nvidia Fractional share (Worth S$50)
        Tier 2: Choose either
        Nvidia Fractional Share (Worth S$75) and Palantir Fractional Share (Worth S$75) Or
        Amazon Fractional Share (Worth S$75) and Microsoft Fractional Share (Worth S$75)
      2. Your selected fractional share reward(s) are final upon redemption and cannot be changed.
      3. Upon selecting and redeeming the Free US Fractional Share Coupon via the POEMS Mobile 3 App (Me Tab > My Rewards Inventory), the selected US Fractional Shares will be credited to the eligible Customer’s account within 10 working days.
      4. Customers must complete the following items in order to receive the free US Fractional shares into their Account within 30 days from Account opening:
        Opt-in to US Fractional Shares & acknowledge the disclosure
        W8 BEN form
        Risk Warning Statement (RWS) form
      5. The Fractional Share Coupon is valid for one-time redemption only and is non-refundable, non-transferable, and cannot be exchanged for cash.
      6. The Coupon will expire 30 days from the date of issuance.
      7. Once redeemed, the Coupon cannot be reissued.
      8. If the Coupon is not redeemed within the validity period, the Coupon will be forfeited, and no fractional share will be credited to your Account.
      9. Customers are entitled to choose one option of fractional share(s) only.
This Promotion is not applicable to:
1. Cash Account(s)
2. Joint Account(s)
3. PSPL institutional Customers and corporate Customers
4. PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives.
By redeeming this item, you acknowledge that you have read and consented to these Terms and Conditions.
Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers.
PSPL and its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
By redeeming this item from your Rewards page, you acknowledge that you have read and consented to these Terms and Conditions.
Days refer to calendar days.
The following Customers are NOT eligible for this promotion unless approved by the management of PSPL:
1. Customers who have any existing Accounts with PSPL
2. Customers who have closed any Accounts with PSPL before
3. Corporate Accounts and Joint Account holders
4. All employees of PSPL’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).
This advertisement has not been reviewed by the Monetary Authority of Singapore.

T&Cs for Weekly Gifts - Halloween Special:

This Weekly Gifts promotion will run every Tuesday from 21 October 2025 to 10 November 2025, with a new Stock Coupon offered each week.
The Weekly Gifts Coupons will be credited to the first 50 unique Customers each week who meet all the following conditions:
1. Open a Cash Plus Account
2. Opt-in to Excess Funds Management Facility (SMART Park)
3. Are new to Phillip Securities Pte Ltd (“PSPL”)
4. Download and log in to the POEMS Mobile 3 App within the same week that the Account is opened
Weekly Gifts:
1. Week 1: Star Wars Battles by Night, Monopoly Deals by Day (21 Oct to 27 Oct)
  1. S$50 Hasbro (NASDAQ: HAS) Stock Coupon
2. Week 2: No tricks just treats this Halloween (28 Oct to 3 Nov)
  1. S$50 Hershey (NYSE: HSY Stock Coupon
3. Week 3: Streaming chills with horror hits and stranger things(4 Nov to 10 Nov)
  1. S$50 Netflix (NASDAQ: NFLX) Stock Coupon
Crediting of Rewards:
1. Eligible Customers will receive their Coupon in the “Me” tab > Rewards > My Rewards Inventory on the POEMS Mobile 3 App.
2. Coupons will be credited in the week following the qualifying activity. For example: If Customer A opens a Cash Plus Account on 22 Oct 2025 and logs into the POEMS Mobile 3 App on 24 Oct 2025, and is among the first 50 eligible Customers that week, they will receive the Week 1 Coupon. The coupon will be credited starting 28 Oct 2025, and can be used during Week 2 (28 Oct to 3 Nov 2025).
3. An email notification will be sent to the eligible Customers’ email address that is registered with POEMS in the following week based on the date their Account was opened.
  
  Weekly Gifts Eligible Period Redemption Period for Eligible Customers
  1 HAS 21 Oct to 27 Oct 28 Oct to 3 Nov
  2 HSY 28 Oct to 3 Nov 4 Nov to 10 Nov
  3 NFLX 4 Nov to 10 Nov 11 Nov to 17 Nov
4. How to Use:
  1. Activate – Tap the ‘REDEEM’ button to apply the Coupon to your next eligible trade.
  2. Trade – Place a trade on the counter specified on the coupon only.
  3. Rebate Credited – Once the trade is completed successfully, S$50 will be credited to your Account within 10 working days.
5. Eligibility Criteria:
  1. Buy stocks only
  2. Counter specified on the Coupon only
  3. Cash trades only
  4. Minimum contract value of US$100
6. The Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.
7. The Coupon will expire 30 days from the date of issuance.
8. Once redeemed, the Coupon cannot be deactivated or reissued.
9. The Stock Coupon will be applied to the first successful eligible trade executed, after the Coupon redemption and before its expiry.
10. If the Coupon is not activated and/or a successful eligible trade is not executed within the validity period, the Coupon will be forfeited, and no rebate will be issued.
11. Each Customer is eligible for only one Weekly Gifts Stock Coupon.
  1. If there are multiple Stock Coupons active, the one that first expires will be used by default. If the Coupons are of the same expiry date, the Coupon that was activated first by the Customer will be used by default.
If a Customer holds multiple trading Accounts, the Account that performs the first successful eligible trade will receive the S$50 rebate, regardless of which Account the Coupon was activated in. Example.
1. The Customer has Account A and Account B, and activates the Coupon in Account A, but later performs a successful eligible trade using Account B. In this case, Account B will be awarded the S$50 rebate.
This Promotion is not applicable to
1. Cash Account(s)
2. Joint Account(s)
3. PSPL institutional Customers and corporate Customers
4. PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives.

Season of Savings Campaign

SEASON OF

SAVINGS

1 October to 31 December 2025

Receive S$10 worth of PMMF BONUS UNITS for
every S$10,000 invested in eligible funds using SRS

Enjoy EXTRA reward when you subscribe with RSP

(capped as S$60 worth of Phillip Money Market Fund SGD units per customer)

Scroll down to discover more details

Eligible Accounts

POEMS:

Cash Plus

Margin(M)

Custodian (C)

Prepaid Custodian (CC)

Cash Management (KC)

Share Financing (V) Accounts

OTHERS:

Advisory Account (SRS)

Eligible Funds

Sustainable Reserve Fund A SGD Acc

Sustainable Reserve Fund A SGD Dis

Phillip Singapore Real Estate Income Fd A SGD

Promotion Mechanism

Receive S$10 worth of Phillip Money Market Fund SGD units for every S$10,000 invested into eligible funds using SRS (capped at S$50 per customer).

AND /OR

Receive S$10 worth of Phillip Money Market Fund SGD units with a regular savings subscription of a minimum S$500 monthly into eligible funds (capped at S$10 per customer)

Each customer is entitled up to S$60 Phillip Money Market Fund SGD units

New User

Open an Account

Existing User

Log into My Account

TERMS
& CONDITIONS

Please ensure that you have reviewed and understand the Term and Conditions associated with the campaign (Season of Savings) before participating in it.

If you have any question, feel free to reach out to our support team at talktophillip@phillip.com.sg.

Season of Savings T&C

General T&C

Not sure what SRS is all about? 

Click here to find out more and see how you can make use of it

Important Note

This promotion is provided to you for general information only and does not constitute a recommendation, an offer or solicitation to buy or sell the investment product mentioned. It does not have any regard to your specific investment objectives, financial situation or any of your particular needs. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information. Investments are subject to investment risks including the possible loss of the principal amount invested. Unit trusts distributed by Phillip Securities Pte Ltd (“PSPL”) are not obligations of, deposits in, or guaranteed by, PSPL or any of its affiliates. The value of the units in any fund and the income from them may fall as well as rise. Past performance figures as well as any projection or forecast used in this publication are not necessarily indicative of future or likely performance of any unit trust. You should read the prospectus and product highlights sheet before deciding to subscribe for units in the respective fund. A copy of the prospectus can be obtained from the issuer or PSPL, or online at https://www.poems.com.sg/fund-finder/. You may wish to obtain advice from a qualified financial adviser, pursuant to a separate engagement, before making a commitment to purchase any of the investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest and we do not offer any advice in this regard unless mandated to do so by way of a separate engagement.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

SBP Promotion

Subscribe to Phillip Capital Management ETFs via Share Builders Plan and receive Cashback.

Please read the full Terms & Conditions for the promotion below:

Cashback Details The promotion is applicable to the first 50 SBP accounts. Eligible customers will receive S$20 Cashback (credited into their Share Builders Plan (SBP) Ledger) for every S$200 of fresh funds invested into selected Phillip Capital Management ETFs*, with a minimum subscription period of three months via GIRO.

FAQ What is the SBP Cashback promotion? The SBP Cashback Promotion allows participants to receive S$20 Cashback for every S$200 of fresh funds invested per month in any eligible counter; for three consecutive months via GIRO. The Cashback is capped at S$60 per SBP account. What is the maximum Cashback for each POEMS account? The maximum Cashback per SBP account is S$60. How much Cashback will I receive for every S$200 invested? You will receive S$20 Cashback after successfully completing three consecutive months of subscription via GIRO (capped at S$60). If I subscribe S$600 per month for Phillip SGX APAC Dividend Leaders REIT ETF and invest for 3 consecutive months, will I receive S$60 Cashback? Yes

Month	Investment counter	Monthly Investment Amount	Investment Period	Cashback
October 2025	Phillip SGX APAC Dividend Leaders REIT ETF	S$600	3 consecutive months	S$60
November 2025	Phillip SGX APAC Dividend Leaders REIT ETF	S$600
December 2025	Phillip SGX APAC Dividend Leaders REIT ETF	S$600

*This example should not be considered as financial advice. Am I eligible for the Cashback if I subscribe to eligible counters with a total of S$200 (e.g., Counter A: S$100, Counter B: S$100) over three consecutive months via GIRO? Yes, you are eligible for the Cashback because it is granted with every S$200 invested. Please refer to the example below:

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$100	3 consecutive months	S$50
October 2025	Lion-Phillip S-REIT ETF	S$100
November 2025	Phillip SING Income ETF	S$100
November 2025	Lion-Phillip S-REIT ETF	S$100
December 2025	Phillip SING Income ETF	S$100
December 2025	Lion-Phillip S-REIT ETF	S$100

*This example should not be considered as financial advice. What are the eligible counters for this cashback promotion? There are four eligible counters: • Phillip SING Income ETF • Phillip-China Universal MSCI China A 50 ETF • Phillip SGX APAC Dividend Leaders REIT ETF • Lion-Phillip S-REIT ETF How do I get the maximum cashback of S$60? To receive the maximum Cashback, you must subscribe to eligible counters with an investment of S$600 per month for three consecutive months via GIRO. What happens if my GIRO deduction fails once during the three-month subscription period? You will not be eligible for the promotion. The investment must be continuous for three months via Giro. Any missed or delayed payments will result in disqualification. Can I change my investment to a different eligible counter during the promotion period? Eg. I invest in Phillip-China Universal MSCI China A 50 ETF with S$200 in the beginning and change to Phillip SING Income ETF subsequently? No, your investment will not qualify for the promotion.

Month	Investment counter	Investment Amount S$	Cashback
October 2025	Phillip-China Universal MSCI China A 50 ETF	200	S$0
November 2025	Phillip SING Income ETF	200
December 2025	Phillip-China Universal MSCI China A 50 ETF	200

Can I change the investment amount for the eligible counter during the 3 consecutive months subscription? Yes, customers can increase and decrease their investment amount but if you reduce your investment during the three-month GIRO subscription period, you will not qualify for the promotion. (Refer to illustration A below) The Cashback is based on your first month’s investment. For example, if you invest S$200 in the first month, then S$600 in the second and third months, your Cashback will still be S$20. (Refer to illustration B below) Illustration A

Month	Investment counter	Investment Amount S$	Cashback
October 2025	Phillip SING Income ETF	600	S$0
November 2025	Phillip SING Income ETF	200
December 2025	Phillip SING Income ETF	200

Customers can decrease their investment amount but if you reduce your investment amount during the three-month GIRO subscription period, you will not qualify for the promotion. Illustration B

Month	Investment counter	Investment Amount S$	Cashback
October 2025	Phillip SING Income ETF	200	S$20
November 2025	Phillip SING Income ETF	600
December 2025	Phillip SING Income ETF	600

Customers can increase their investment amount. The Cashback is based on your first month’s investment. For example, if you invest S$200 in the first month, then S$600 in the second and third months, your Cashback will still be S$20. What is an example of 3 consecutive months subscription via GIRO?

Month	Investment counter	Investment Amount S$
October 2025	Phillip SING Income ETF	200
November 2025	Phillip SING Income ETF	200
December 2025	Phillip SING Income ETF	200

When can I receive the cashback? The Cashback will be credited to your SBP account ledger approximately 30 working days from the end of your consecutive 3-month subscription via GIRO. If I apply for the SBP application during the promotion period but only submit the eGIRO after the promotion period, am I eligible? No, both SBP and eGIRO must be completed within the promotion period to qualify. Is GIRO the only payment method for this promotion? Yes If my SBP account was suspended in the past six months and re-activated during the promotion period, will my funds be considered as Fresh Funds? No If my SBP account is terminated during the promotion period and I reapply during the promotion period, will I still be eligible for the promotion? No Do I qualify for the promotion if I change my subscription to another eligible counter from an existing eligible counter? No, change of investment instructions between any eligible Phillip Capital Management ETF to another eligible counter will not be considered as fresh funds, and will not qualify for the Cashback. Disclaimer: All the example of investment counter and amount should not be considered as financial advice. How to Participate To qualify for the Cash Back, simply complete these steps:

Sign up for the Share Builders Plan (SBP)If you have yet to open a POEMS Account, open one here. Step 1: Ensure you have an eligible POEMS Account If you are an existing POEMS Account holder, simply follow these instructions: Online Application Submission
- POEMS Mobile 3 App:
1. Log in to your POEMS Account
2. Navigate to Trade > RSP > Share Builders Plan > Apply
- POEMS Website:
- Subscribe via this link
Step 2: Set Up GIRO for Recurring Investments Apply e-GIRO:
- POEMS Mobile 3 App:
  1. Log in to your POEMS Account
  2. Tap on the “Me” tab > eGIRO > Select SBP (Account no.) > Choose Bank > Apply
- POEMS Website:
  1. Log in to your POEMS Account
  2. Go to Acc Mgmt > Online Forms > Account Application > eGIRO > Select SBP (Account no.) > Choose Bank > Apply

Invest a minimum of S$200* per month in any of the eligible ETFs for three consecutive months via GIRO to qualify for the S$20 Cashback *Eligibility Criteria:

Existing SBP Customers:
- Customers who have already subscribed to any of the Phillip Capital Management’ eligible counters, will only qualify for the Cashback when investing an additional S$200 or more in fresh funds* for three consecutive months via GIRO into these counters.
- Customers who have not subscribed to any Phillip Capital Management’ eligible counters, will qualify for the Cashback after subscribing to any of the eligible counters and investing at least S$200 per month for three consecutive months via GIRO.

*Funds deposited as a result of change of investment instructions between the Phillip Capital Management’ eligible counters will not be considered as fresh funds and thus, not be eligible for the promotion. Fresh Fund: Refer to the newly deposited investment amount into the SBP account during the promotion period.

New SBP Customers:
- Customers who are new to SBP, will qualify for the Cashback after subscribing and investing at least S$200 per month into any of the Phillip Capital Management’ eligible counters, for three consecutive months via GIRO.

Note: The total investment amount can be distributed across multiple eligible PCM counters to qualify for the entitled investment amount. For a better understanding, please refer to Examples 1–4 below, which illustrate how the investment amount can be spread across different eligible counters. SBP Counters Eligible for the promotion:

S/N	Counter Name	Counter Name on Website
1	Phillip SING Income ETF	PHIL SING INC
2	Phillip-China Universal MSCI China A 50 ETF	PHIL-CU MS CHINA A50 S$
3	Phillip SGX APAC Dividend Leaders REIT ETF	PHIL AP DIV REIT S$D
4	Lion-Phillip S-REIT ETF	LION-PHILLIP S-REIT

* Counters not listed above will not be eligible for the promotion

Eligible Customers must invest a minimum of S$200 fresh funds per month for three consecutive months via GIRO into any of the eligible counters listed in the table above.
The investment transaction must be made before the 18th of each month (or the next business day if the 18th falls on a non-business day) during the promotion period.
There is a Cashback cap of S$60 per account.
The Cashback will be processed approximately 30 working days after completion of the consecutive three-month subscription period via GIRO.

Example 1

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$200	Three consecutive months	S$20
November 2025	Phillip SING Income ETF	S$200
December 2025	Phillip SING Income ETF	S$200

*This example should not be deemed as financial advice. Example 2:

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$100	Three consecutive months	S$20
October 2025	Phillip-China Universal MSCI China A 50 ETF	S$100
November 2025	Phillip SING Income ETF	S$100
November 2025	Phillip-China Universal MSCI China A 50 ETF S$100 December 2025 Phillip SING	S$100
December 2025	Phillip SING Income ETF	S$200
December 2025	Phillip-China Universal MSCI China A 50 ETF	S$100

*This example should not be deemed as financial advice. Example 3

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$600	Three consecutive months	S$60
November 2025	Phillip SING Income ETF	S$600
December 2025	Phillip SING Income ETF	S$600

*This example should not be deemed as financial advice. Example 4

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$300	Three consecutive months	S$60
October 2025	Lion-Phillip S-REIT ETF	S$400
November 2025	Phillip SING Income ETF	S$300
November 2025	Lion-Phillip S-REIT ETF	S$400
December 2025	Phillip SING Income ETF	S$300
December 2025	Lion-Phillip S-REIT ETF	S$400

Please refer to examples 1,2,3 and 4 on the indicative Cashback amount.

Period of Promotion	T&Cs		Investment Period	Cashback	Eligible Counters
01 October 2025 – 30 December 2025	New to SBP S$200 Subscription into any of the Phillip Capital Management’ eligible counters; for three consecutive months via GIRO.	Existing SBP Customers S$200 of fresh funds* into the Phillip Capital Management’ eligible counters ; for three consecutive months via GIRO.	Three consecutive months subscription	Get S$20 Cashback for every S$200 monthly subscription into any of the eligible counters during the promotion period. Eligible customer is allowed a maximum Cashback of S$60 for each SBP account during the promotion period.	1) Phillip SING Income ETF 2) Phillip-China Universal MSCI China A 50 ETF 3) Phillip SGX APAC Dividend Leaders REIT ETF 4) Lion-Phillip S-REIT ETF

*Funds invested as a result of change of investment instructions between the Phillip Capital Management’ eligible counters will not be considered as fresh funds and hence not eligible for the promotion. Fresh Funds: Refer to the newly deposited investment amount into the SBP account during the promotion period.

You’re all set to participate in this Promotion!

Terms and Conditions Terms and Conditions

The SBP x Phillip Capital Management (PCM) – Cashback Promotion (“Promotion”) is valid from 1st Oct 2025 (0000 hrs.) to 31st Dec 2025 (2359 hrs.) (“Promotion Period”), both dates inclusive.
The first 50 SBP account fulfill the terms and conditions will be eligible for Cashback.
lease refer to the SBP Product Information for details on the product, handling fees, and other charges before applying for the plan.
How to sign up for the Share Builders Plan?
- Submit an online application
If you do not have a POEMS account, you can open one here before proceeding with the steps below. If you already have a POEMS account, follow these steps: POEMS Mobile 3 App
- Log in to your POEMS Account
- Go to Trade > RSP > Share Builders Plan > Apply
POEMS Website:
- Subscribe here
Apply e-GIRO: POEMS Mobile 3 App:
- Log in to your POEMS Account
- Tap on “Me” tab > eGIRO > Select SBP (Account no.) > Choose the Bank>Apply
POEMS Website:
- Log in to your POEMS Account
- Acc Mgmt > Online Forms > Account Application>eGIRO>Select SBP (Account no.) > Choose the Bank>Apply
SBP applications, with valid eGIRO linkage, submitted within the Promotion Period will be eligible. Any applications received after the Promotion Period or submitted through channels not specified above will not be considered. Any correspondence on missing and/or delayed submissions will not be entertained
Eligible Counters for the Promotion:
1. Phillip SING Income ETF
2. Phillip-China Universal MSCI China A 50 ETF
3. Phillip SGX APAC Dividend Leaders REIT ETF
4. Lion-Phillip S-REIT ETF
The ‘Promotion’ will consist of:
- A Cashback that will be processed approximately 30 working days after completing the consecutive three-month subscription via GIRO

To be eligible for the Cashback during the promotion period (“Eligible Customers”): a) Existing SBP Customers

Customers already subscribed into any of the eligible PCM counters, will qualify for the Cashback when they invest at least S$200 fresh funds* in the eligible counters; for three consecutive months via GIRO
Customers not yet subscribed to eligible PCM counters, will qualify for the Cashback after subscribing to at least S$200 per month in any of the eligible counters; for three consecutive months via GIRO.

*Change of investment instructions between PCM eligible counters will not be considered as fresh funds; and will not qualify for the promotion. Please refer to Scenario A Scenario A Client A is an existing SBP client who has been investing S$200 per month into Phillip SING Income ETF before the PCM cashback promotion which is September 2025. The client changes the investment instruction to invest S$200 per month into Lion-Phillip S-REIT ETF instead during the promotion period. This scenario is not considered as fresh fund and not eligible for the cashback promotion

Month	Investment counter	Investment Amount	Investment Period	Cash Back
September 2025	Phillip SING Income ETF	S$200	Three consecutive months	S$0
October 2025	Phillip SING Income ETF	S$200
November 2025	Phillip SING Income ETF	S$200
December 2025	Phillip SING Income ETF	S$200

*This example should not be deemed as financial advice. Fresh Funds: Refer to the newly deposited investment amount into the SBP account during the promotion period. b) New SBP Customers:

Customers who are new to SBP, will qualify for the Cashback after subscribing to at least S$200 per month in any of the eligible PCM counters; for three consecutive months via GIRO.

Note: The total investment amount can be distributed across multiple eligible PCM counters to qualify for the entitled investment amount. For a better understanding, please refer to No.10, which illustrate how the investment amount can be spread across different eligible counters.

Promotion Details

Period of Promotion	T&Cs		Investment Period	Cashback	Eligible Counters
01 October 2025 30 December 2025	New to SBP S$200 Subscription into any of the Phillip Capital Management’ eligible counters; for three consecutive months via GIRO.	Existing SBP Customers S$200 of fresh funds* into the Phillip Capital Management’ eligible counters ; for three consecutive months via GIRO.	Three consecutive months subscription	Get S$20 Cashback for every S$200 monthly subscription into any of the eligible counters during the promotion period. Eligible customer is allowed a maximum Cashback of S$60 for each SBP account during the promotion period.	1)Phillip SING Income ETF 2)Phillip-China Universal MSCI China A 50 ETF 3)Phillip SGX APAC Dividend Leaders REIT ETF 4)Lion-Phillip S-REIT ETF

*Change of investment instructions between PCM eligible counters will not be considered as fresh funds; and will not be eligible for the promotion. Fresh Funds: Refer to the newly deposited investment amount into the SBP account during the promotion period.

To participate in the Cashback promotion, customers must invest at least S$200 per month into any of the eligible counters for three consecutive months with GIRO, as shown in the table above
Eligible customers are allowed a maximum Cashback of S$60 for each SBP account during the promotion period
Existing SBP customers must invest at least S$200 fresh funds* in any of the eligible counters for three consecutive months via GIRO.
New Customers must submit the SBP Online application with eGIRO linkage during the promotion period.
The investment transaction must be successfully made before the 18th of each month or the next business day if the 18th falls on a nonbusiness day during the promotion period.
The Cashback will be credited into the eligible customers’ SBP ledger approximately 30 working days after completing the consecutive three-month subscription via GIRO
Failed GIRO deductions during the consecutive three- month subscription period will result in disqualification from Cashback eligibility
New customers must ensure that their SBP applications, with eGIRO linkage, are submitted before 31 December 2025 (1800 hrs.)
If the eGIRO linkage for a new SBP application is rejected, resubmission is allowed, but the linkage must be completed within the Promotion Period.
PSPL will not assume responsibilities for any delays related to Giro submission, which may affect the customer’s eligibility for the promotion.
Existing customers who update their GIRO linkage and encounter a failed GIRO deduction during the promotion period will not be eligible for the promotion.
For existing customers who are already subscribed to the eligible PCM counters, only the incremental new subscription amount will be considered
- xample: Customer A increases his subscription into Phillip SING Income ETF from $200 to $400 monthly during the promotion period, only the incremental subscription amount of $200 will be considered for the Cashback promotion.
Each customer is eligible to use multiple POEMS accounts to apply for SBP and participate in the promotion.
- Example: Customer A has 3 SBP accounts; he/she is allowed to use all 3 accounts to subscribe for the eligible counters within the promotion period. It is essential to ensure that each account fulfils the terms and conditions of the promotion to qualify. We will only consider accounts that meet the specified terms and conditions.

Cashback Example 1

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$200	Three consecutive months	S$20
November 2025	Phillip SING Income ETF	S$200
December 2025	Phillip SING Income ETF	S$200

*This example should not be deemed as financial advice. Example 2

Month	Investment counter	Investment Amount	Investment Period	Cash Back
October 2025	Phillip SING Income ETF	S$100	Three consecutive months	S$20
October 2025	Phillip-China Universal MSCI China A 50 ETF	S$100
November 2025	Phillip SING Income ETF	S$100
November 2025	Phillip-China Universal MSCI China A 50 ETF S$100 December 2025 Phillip SING	S$100
December 2025	Phillip SING Income ETF	S$200
December 2025	Phillip-China Universal MSCI China A 50 ETF	S$100

*This example should not be deemed as financial advice.

Eligible customers are allowed a maximum Cashback of S$60 per SBP account.
Please refer to examples 1 and 2 on the indicative Cashback amount.
The Cashback will be processed approximately 30 working days after the completion of consecutive three months subscription into eligible counters.
Cashback will be awarded to eligible customers upon successful GIRO linkage and the completion of consecutive three-month subscription into eligible counters.
Clients must submit the SBP online application and obtain e-GIRO approval on or before 31 December 2025.
1. If a client applies after the monthly investment date (18 December 2025), the first investment will start from January 2026 to March 2026. In this case, the client is eligible for the promotion.
2. If a client’s first investment starts in December 2025, the investment must continue until February 2026 to qualify. The client is eligible for the promotion

Cashback is non-transferable. The Cashback will be credited into the eligible customers’ SBP ledger approximately 30 working days after completing the consecutive three-month subscription into eligible counters. Should the Cashback be unavailable for any reason, PSPL reserves the right of final decision on all matters relating to this promotion.
The first 50 SBP subscriptions that fulfil the required terms and conditions will receive Cashback. PSPL has the absolute discretion to decide on the final eligibility of participating customers.
An email will be sent to eligible participants’ registered email address from rsp@phillip.com.sg to notify them of their Cashback eligibility. Eligible customers can view the Cashback transaction in their SBP monthly statement.
The following persons are not eligible for this promotion, unless approved by the management of PSPL:
1. PSPL institutional Customer(s) and corporate Customer(s)
2. PSPL account holders whose accounts have been suspended, cancelled or terminated
3. PSPL and its associated entities and subsidiaries (direct or indirect), e.g., Staff, Trading Representatives and Financial Adviser Representative
PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion is final and binding on all participants
By participating in the Cashback promotion, participants agree and consent to allow PSPL to use their name, or likeness in all matters related to this Cashback including any advertising or publicity without additional compensation or notification.
By taking part in this promotion, you acknowledge that you have read, understood and consented to these Terms and Conditions.
This promotion is subject to PSPL’s standard terms and conditions of business, where applicable, and PSPL reserves the right at its absolute discretion to determine Customer(s)’ entitlement for the promotion, to amend the terms and conditions of, and/or to suspend or terminate this promotion without prior notice or liability to any person. In the event of any dispute involving the interpretation of terms and conditions or any disagreement arising from this promotion, PSPL reserves the right to make the final decision.

View full Terms and Conditions

Disclaimers:

This promotion is intended for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the units in any fund and the income from them may fall as well as rise. Past performance figures as well as any projection or forecast used in this promotion are not necessarily indicative of future or likely performance of any fund. You should read the prospectus of the respective ETFs (which is available on websites of the issuers) and understand their structure and associated risks before deciding to invest. Any opinion or view herein is made on a general basis and is subject to change without notice. You may wish to obtain advice from a financial adviser before making a commitment to purchase any investment products mentioned herein. In the event that you choose not to obtain advice from a financial adviser, you should consider whether the investment product is suitable for you. SBP is a Regular Savings Plan and is not a deposit and not principal protected nor a capital guaranteed plan.
Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the shares and the income from them may fall as well as rise. Past performance is not necessarily indicative of future performance. Investments in Regular Savings Plan are designed to produce returns over the medium to long term and are not suitable for short-term speculation.
Any opinion or view herein is made on a general basis and is subject to change without notice.
You may wish to obtain advice from a qualified financial adviser, pursuant to a separate engagement, before making a commitment to purchase any of the investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest and we do not offer any advice in this regard unless mandated to do so by way of a separate engagement.
The information is correct as at the date of print and the company reserves the right to revise the charges.
This advertisement has not been reviewed by the Monetary Authority of Singapore.

Roadshow Exclusive

Learn, Play & Win at the POEMS Roadshow!

Keen to invest but not sure where to start? Find out how at POEMS Roadshow. Meet our friendly trading specialists, get answers to the questions you’ve always wanted to ask, and learn how to start investing with confidence. Enjoy exclusive perks you won’t find online, take part in exciting games and giveaways, and walk away with both knowledge and rewards.

Get your paws ready, our next roadshow
is making waves near you soon!

Mark Your Calendars Coming Soon

Already have an Account?

you can still earn when you do the following:

1 Bring a friend to
the roadshow The friend opens and
funds a Cash Plus
Account (min S$3,000） You (Referrer) will receive a
physical S$10 Voucher, in addition
to the S$60 worth of
online referral rewards! 2 Review our
POEMS Mobile 3 App

Win up to
S$20
worth of Vouchers!

New to Phillip Securities?

Receive exclusive perks when you sign up onsite

	Roadshow	Online
5% p.a. Guaranteed Returns*
Up to S$50 of Suntec City Vouchers, Exclusive POEMS Merch and more!
Up to S$150 worth of Fractional Shares
0 Hidden Fees -0% Sales Charge, 0 Platform Fees, 0 US Commission
Free Market Depth and Live Prices

*T&Cs apply.

Past Highlights

Terms & Conditions

SMART Park 5% p.a. Guaranteed Returns (Roadshow Exclusive)

Eligibility:
- Customers who open a Cash Plus Account, opt-in to Excess Funds Management Facility (SMART Park) and are new to Phillip Securities Pte Ltd (“PSPL”), during the roadshow at Suntec from 15 September 2025 to 21 September 2025.
Fund the Account:
- Customers must fund the Account with S$12,000 to enjoy a 30-day guaranteed return of 5% p.a.
- Customers can fund the Account using any of the payment methods here.
The deposit must be fresh SGD cash funds (“Fresh SGD Fund”) transferred from the Customer’s bank account, and does not include funds transferred within PSPL Accounts, cash dividends, sales proceeds or Account credit transactions.
Total deposits of S$12,000 must be credited into Excess Funds Management Facility (SMART Park) in the Cash Plus Account within 7 days after the Account is opened during the roadshow to participate in the promotion. Subsequent deposits during the 30-day period are possible.
Guaranteed Returns & Payout:
- The Guaranteed Returns will be calculated based on a period of 30 days, starting from 7 days after the Account opening, provided that a qualified deposit is made with successful opt-in to SMART Park
  - The Bonus Returns (i.e. difference between 5% p.a. and the underlying PMMF return) will be credited in lump sum to your Account within 14 business days after the 30-day period ends.
  - Example: Account opened on 14 July 2025. Customers have until the end of 20 July 2025 to complete the deposits. If a qualified deposit is made with successful placement in SMART Park, the 30-day period will start on 21 July 2025 and end on 19 August 2025, both dates inclusive. 
- After the 30-day period has ended, PSPL will top up the difference between 5% p.a. and SMART Park returns that your cash has made from SMART Park.
- The Bonus Returns (i.e. difference between 5% p.a. and the underlying PMMF return) will be paid out in SGD.
- Only the net balance of new deposits at the end of each day in the 30-day period will be calculated for the Guaranteed 5% p.a. Returns. Any debit transaction, including fee deduction, and trade settlement resulting in the account balance falling below the deposited value during the 30-day period will result in a drop in the eligible net balance each day. 
- Any withdrawal or inter-account transfers during the 30-day period will result in the Customer being disqualified from the Promotion. 
- Each Customer is only eligible for one bonus reward. 
- Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers.

FAQs

When does the 30-day period of 5% p.a. guaranteed returns start?

The 30-day period will commence on the 8th day after the Account is opened, provided that the account balance (“Fresh SGD Fund”) is maintained at S$12,000 with successful opt in to SMART Park.

The 30-day period will be calculated based on 30 calendar days.

Can I invest the deposited fund during the 30-day period?

Yes, you can invest the deposited fund. Any debit transaction, including fee deduction, and trade settlement resulting in the account balance falling below the deposited value during the 30-day period will result in a drop in the eligible net balance each day.

Can I withdraw the deposited fund during the 30-day period?

No, any withdrawal or inter-account transfers during the 30-day period will result in the Customer being disqualified from the Promotion.

When will I receive the 5% p.a. guaranteed returns?

The Bonus Returns (i.e. difference between 5% p.a. and the underlying PMMF return) will be credited in lump sum to your Account within 14 business days after the 30-day period ends.

Strategy Stock Picks

Strategy & Stock
Picks Q4 2025

In the race for market gains, precision makes all the difference. Just as Formula 1 drivers rely on their pit crew for support, you can rely on our market strategists for timely analysis and dependable recommendations, to help you stay in pole position lap after lap, with your trusted partner in finance.

Countdown:

Days Hours Minutes Seconds

Countdown:

Days Hours Minutes Seconds

Race Through 7 Global Investment Opportunities

Singapore

OCT 4
SAT

Singapore Market

OCT 9
THU

US Market

China & Hong Kong

OCT 9
THU

China & Hong Kong Market

Malaysia

OCT 6
MON

Malaysia Market

Indonesia

OCT 8
WED

Indonesia Market

Thailand

OCT 7
TUE

Thailand Market

Japan

OCT 10
FRI

Japan Market

4^th OCT
SAT

9.30am -
11.30am

PAUL CHEW

Head of Research
Phillip Securities Research

Singapore Markets
Paul Chew
Head of Research at Phillip Securities Research

Singapore Market

Join Mr Paul Chew, Head of Research at Phillip Securities Research as he explains how Singapore equities are still racing ahead — powered by fresh liquidity on the grid and turbocharged by interest rates collapsing by the equivalent of six cuts. With momentum building and capital flows accelerating, the virtuous cycle is now at full throttle.

9^th OCT
THU

12pm -
2pm

LOUIS WONG

Director
Phillip Securities (HK)Limited

China & Hong Kong Markets
Louis Wong
Director of Phillip Securities Hong Kong

China & Hong Kong Markets

Mr Louis Wong, Director of Phillip Securities Hong Kong takes the wheel to unpack the forces driving recent market performance and provide strategic insights for Q4. Navigate the Hang Seng Index’s momentum, analyse how China’s economic data and potential FED rate cuts may impact Hong Kong equities, and discover the top stock picks and sectors positioned to accelerate in the coming quarter.

9^th OCT
THU

7.30pm -
9pm

GLENN THUM

Research Manager
Phillip Securities Research

US Markets
Glenn Thum
Director of Phillip Securities Hong Kong

US Markets

Glenn Thum, Research Manager at Phillip Securities Research and the team will share their insights on the tech sector and outlook for the US Magnificent 7 stocks for 4Q2025! The team will also provide a brief overview of the US Banking sector.

Other Popular Markets

6^th OCT
MON

1pm - 2pm

Shahira Rahim

Equity Analyst
Phillip Research Sdn Bhd

7^th OCT
TUE

1pm - 2pm

Chutikan Santimetvirul

Head of Equity Strategy
Phillip Securities (Thailand) PCL

8^th OCT
WED

1pm - 2pm

Jasa Adhimulya

Senior Equity Analyst
Phillip Sekuritas Indonesia

10^th OCT
FRI

1pm - 2pm

Tomoyuki Misumi

Research Analyst
Phillip Securities Japan

Past Event Coverage

Thank You For The 50 Years Together

PhillipCapital50 × Mid-Autumn Giveaway | What’s Your Investment Style?

PhillipCapital50 × Mid-Autumn Giveaway
What’s Your Investment Style?

Terms and Conditions

1.Giveaway Period: 9 Sep 2025 (Tue) 1200 hours (SGT) – 6 Oct 2025 (Mon) 2359 hours (SGT)

2.To participate in this Instagram giveaway, participants are required to complete all of the following actions within the giveaway period

i Follow Instagram accounts: @investingwithphillipcapital and/or @phillipcapital. Double your chances by following both accounts and completing the steps below on both!

ii Like the [PhillipCapital50 × Mid-Autumn Giveaway | What’s Your Investment Style?] campaign post.

iii Tag 5 friends in the Comments Section

iv Comment and let us know your investment style

v Share your investment style results in your Story and tag us to double your chances of winning

*Multiple entries are allowed

Prizes: 2 Golden Village e-vouchers × 50 winners

3.The winners will be announced on Wednesday, 15 Oct 2025 (SGT) on PhillipCapital Instagram: @investingwithphillipcapital and @phillipcapital.

4. Entries submitted after the Giveaway period will not be accepted.

5.The following persons are not eligible for this promotion, unless approved by the management of Phillip Securities Pte Ltd (“PSPL”):

PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives

6.Winner Selection:

Winners will be randomly drawn from all valid entries received during the Giveaway period. The draw will be conducted as a lucky draw, and the process will be recorded. A replay will be available on Facebook: https://www.facebook.com/InvestingWithPhillipCapital.

7.Winner Notification:
Winners will be notified via email within 5 business days after the draw.
Should the winner be uncontactable by 30 Oct 2025, his/her prize will be forfeited. PSPL reserves the right to decide on one (1) or more reserve winner to replace the disqualified winner. PSPL has the absolute discretion to exclude any otherwise eligible persons from participating in the Giveaway.

8. Participants of this Giveaway are bound by Instagram’s promotional guidelines (https://www.facebook.com/help/instagram/179379842258600) and exempts PSPL from any liability arising from any act, omission or default in connection with the use and operation of the operating platforms for Instagram over which PSPL has no control over. This Giveaway is in no way sponsored, endorsed or administered by, or associated with Instagram. The information collected from this Giveaway will belong solely to PSPL.

9.In the event of any dispute over the Customer’s eligibility to participate in this Giveaway, PSPL’s decision will be final.

10.PSPL reserves the right at any time in its absolute discretion to (i) amend, add and / or delete any of these Terms and Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and / or deletions when effected, or (ii) vary, withdraw, or cancel any items of the Giveaway without having to disclose a reason thereof and without any compensation or payment whatsoever. The decision of PSPL on all matters relating to the Giveaway shall be final and binding on all participants.

11.By entering the Giveaway, participants agree and consent to allow PSPL to use their Instagram ID, photograph, or likeness in all matters related to this Giveaway including any advertising or publicity without additional compensation or notification.

12.By taking part in this Giveaway, participants acknowledge that he/she has read and consented to these Terms and Conditions.

13.This advertisement has not been reviewed by the Monetary Authority of Singapore.

14. This material is intended for general information only and does not constitute a recommendation, an offer or solicitation to buy or sell the investment products mentioned. It does not have any regard to your specific investment objectives, financial situation or particular needs. Investments are subject to investment risks including the possible loss of the principal amount invested. You may wish to obtain advice from a financial adviser before making a commitment to purchase any investment products mentioned herein. In the event that you choose not to obtain advice from a qualified financial adviser, you should consider whether the investment product is suitable for you.

Welcome Gifts Promo – Pick your stock

AMAZING REWARDS STARTING TODAY

Pick Your Stock - Growth or Stable

Every investor is unique, and your strategy should match your goals.Choose growth stocks for higher potential returns or stable stock for consistent performance. Whichever way you choose to invest, we are now offering rewards of up to S$1,000 to help you get started with confidence.

AMAZING REWARDS STARTING TODAY

Pick Your Stock - Growth or Stable

Every investor is different, and your strategy should reflect that. Choose growth stocks for higher potential returns or stable stocks for consistent performance. This promotion supports your journey—whether you're investing boldly or steadily—with welcome rewards of up to S$1,000 to help you get started with confidence.

Growing Together Grateful Always

Enjoy up to S$1,000 In Rewards

Let Your Investment Journey Begin with Confidence

With POEMS, you’re never alone – we connect you with Equity Specialists and Analysts through seminars, POEMS community, and via direct calls

— so you can learn, ask questions, and invest with confidence.

Your Benefits at a Glance

ENJOY FREE

Live Pricing & SGX Market Depth

ENJOY 0%

Sales Charge on Unit Trust

ENJOY 0

US Commission for 30 days

Eligibility

New to PSPL (no existing or previously closed accounts)
Opt-in to SMART Park within 14 days.
Open a Cash Plus Account or Referred Cash Management Account (KC).

OPEN AN ACCOUNT

Investing Isn’t One Size Fits All

Some thrive on momentum and innovation. Others value stability and legacy. Both lead to growth, what matters is choosing the path that matches your vision.

Growth Stock

Stable Stock

Unlock Bigger Rewards as You Invest More

Start with S$3,000 to earn fractional shares, or invest up to S$10,000 for maximum rewards.

Get rewards up to

S$50

*Fund a minimum of S$3,000

Reward breakdown (Pick One)

(A) Growth Stock Nvidia Fractional Share	(Worth S$50)
(B) Stable Stock Amazon Fractional Share	(Worth S$50)

*Hold for 30 days & Execute at least min. of 3 trades

Get rewards up to

S$150

*Fund a minimum of S$10,000

Reward breakdown (Pick One)

(A) Growth Stocks Palantir Fractional Share Nvidia Fractional Share	(Worth S$75) (Worth S$75)
(B) Stable Stocks Microsoft Fractional Share Amazon Fractional Share	(Worth S$75) (Worth S$75)

*Hold for 30 days & Execute at least min. of 5 trades

Enjoy Rewards of Up to S$1,000

From commission-free trades to Coupons and more, get rewarded at every step when you join and invest with POEMS.

Fund & Trade to get S$150 worth of Fractional Shares

Sign up & get S$50 stocks rewards

0 US Commission for 30 days

Enjoy Free Live Prices &
SGX Market Depth

0% Sales Charge on Unit Trusts

Fund & Trade to receive S$150 worth of Fractional Shares

0 US Commission for 30 days

Enjoy Free Live Prices & SGX Market Depth

0% Sales Charge on Unit Trusts

OPEN AN ACCOUNT

Already A Customer? These Are For You

Grateful for 50 Years of Trust and Partnership

Frequently Asked Questions

I am an existing Customer of Phillip Securities Pte Ltd (PSPL) and do not own a Cash Plus Account. Am I eligible for the Welcome Gifts if I open a new Cash Plus Account within the promotion period?

No, only Customers who are new to PSPL and have opened a Cash Plus Account within the promotion period are eligible.

When will I receive the Account Opening Rewards upon successful Account opening?

The following rewards will be automatically activated upon successful account opening:

0% Sales Charge on Unit Trusts
Free Live Prices for SGX & US (Asian Hours) and HKEx
SGX Enhanced Market Depth access

For the Zero US Commission Reward, it will be activated within 5 working days upon successful Account opening. You will receive an email notification once it has been activated.

‘For Free Live Prices for US (NASDAQ, NYSE, AMEX), HK (HKEx) and US Options, you will be required to activate the feature on POEMS 2.0 Web and/or POEMS Mobile 3 App.

1. Login to POEMS 2.0 web > ‘Market Data & Rewards’ > ‘New Subscriptions’ > tick the boxes for the Live Prices > complete the subscriber agreement and submit > click ‘Submit New’ > Enter your password for confirmation.
2. Login to POEMS Mobile 3 App > Me Tab > Market Data under Forms section > Subscribe HK (HKEx), US (AMEX, NASDAQ, NYSE), and US Options.

Will I be eligible for the Tier 1 Free Fractional Shares Reward if I make an initial deposit of S$2,000 and top up S$1,000 within 14 days from the Account opening date?

To opt-in to US Fractional Shares & acknowledge the disclosure, please login to POEMS Mobile 3 App > Me Tab > Fractional Opt-in.

For the W8 BEN and RWS forms, please submit them from POEMS Mobile 3 App > Me Tab > Account > Forms.

When will I receive the Free US Fractional Shares Reward upon fulfilling the requirements, opted- in to US Fractional Shares & acknowledged the disclosure, and submitting the W8 BEN form & RWS form?

Which BUY trades are eligible to receive the Free Fractional Shares?

Eligible BUY Trades include Stocks, ETFs, and Unit Trusts EXCEPT for US Fractional Shares.

Terms & Conditions

T&Cs for Welcome Gifts:

Eligibility criteria:
1. Customers who open a Cash Plus Account, opt-in to Excess Funds Management Facility (SMART Park), and are new to Phillip Securities Pte Ltd (“PSPL”) from 1 September 2025.
2. Customers who do not opt-in to Excess Funds Management Facility (SMART Park) within 14 days of Account Opening will not be eligible to receive the Welcome Gifts.
Rewards:
- Account Opening:
  - Zero US Commissions for 30 days
  - 0% Sales Charge on Unit Trust
  - Free Live Prices for SGX and US Asian Hours
  - Free Live Prices for US (NASDAQ, NYSE, AMEX), MY (BURSA), TH (SET), HK (HKEX), and US Options for non-professionals. Please opt in here.
  - Free SGX Enhanced Market Depth Access until 30 November 2026
- Fund & Trade:
  - Tier 1: Fund in with at least S$3,000 within 14 days of Account opening (“Initial Capital”), hold the funds for at least 30 days, and execute at least 3 eligible BUY Trades within 30 days from Account opening to redeem one of the following Fractional Share reward(s):
    - Amazon Fractional Share (Worth S$50) or
    - Nvidia Fractional Share (Worth S$50)
  - Tier 2: Fund in with at least S$10,000 within 14 days of Account opening (“Initial Capital”), hold the funds for at least 30 days, and execute at least 5 eligible BUY Trades within 30 days from Account opening to redeem one of the following Fractional Share reward(s):
    - Nvidia Fractional Share (Worth S$75) and Palantir Fractional Share (Worth S$75) or
    - Amazon Fractional Share (Worth S$75) and Microsoft Fractional Share (Worth S$75)
- Prices of the Free Shares are based on dollar-value.
- Eligible BUY Trades refer to Stocks, ETFs, and Unit Trusts EXCEPT for US Fractional Shares.
- Initial Capital must remain in the Account for at least 30 days. It can be used for BUY trades, but it cannot be withdrawn or transferred.
- The deposit must be fresh cash funds transferred from the Customer’s bank account, and does not include funds transferred within PSPL Accounts, cash dividends, sales proceeds or Account credit transactions.
- Customers must ensure that their Net Cumulative Deposit amount does not fall under S$3,000/S$10,000 to be eligible for the Fund & Trade and/or Bonus Reward based on the tier respectively.
- Net Cumulative Deposit refers to accumulated deposit amount, calculated from the day the Customers make and maintain their initial deposits for 30 days. Capital gains and losses are excluded.
  The calculation of Net Cumulative Deposit is done daily. All withdrawals made during the holding period will reduce the Customers’ daily Net Cumulative Deposit.
  Once the daily Net Cumulative Deposit falls below S$3,000, the Customers will no longer receive any Rewards. If the daily Net Cumulative Deposit falls below S$10,000 but remains at or above S$3,000, Customers will only be eligible for Tier 1 Rewards.
- Amalgamated trades (BUY or SELL Trades of the same counter listed on SGX and HKEx respectively, that are placed on the same trading day on POEMS Trading Platforms using the same payment mode (cash, SRS, or CPF) with the same Account) are considered as one trade. This is due to the fact that we only charge one commission for such trade orders. Please refer to https://www.poems.com.sg/faq/trading/general/what-is-amalgamate/ for more information and available markets. BUY or SELL trades of the same Unit Trust that are placed on the same trading day on POEMS Trading Platforms using the same payment mode (cash, SRS, or CPF) with the same Account are considered as one trade. Same trading day refers to orders placed from T-1 after 3:01pm to T day at 3pm.
Activation and Crediting of Rewards
- Account Opening Rewards:
  - Zero US Commissions for 30 days
    - Only applicable to ONLINE trades through POEMS’ suite of platforms.
    - Exchange fee, other charges, and GST are payable by Customers.
    - Eligible Customers will be awarded the Zero US Commission reward within 3 working days upon Account Opening.
    - Customers will receive an email notification once the Zero US Commission has been activated on their Account.
    - PSPL will not be liable to compensate for any commission charges incurred on US trades prior to the activation of the Zero Commission reward.
  - 0% Sales Charge on Unit Trust will be granted upon Account opening.
  - Free Live Prices for SGX and US Asian Hours will be granted upon Account opening.
  - Free Live Prices for US (NASDAQ, NYSE, AMEX), HK (HKEX), and US Options for non-professionals.
    - Login to POEMS 2.0 web > ‘Market Data & Rewards’ > ‘New Subscriptions’ > tick the boxes for the Live Prices > complete the subscriber agreement and submit > click ‘Submit New’ > Enter your password for confirmation.
      Login to POEMS Mobile 3 App > Me Tab > Market Data under Forms, section > Subscribe US (NASDAQ, NYSE, AMEX), MY (BURSA), TH (SET), HK (HKEX), and US Options.
  - Free subscription for SGX Enhanced Market Depth Access would be granted automatically.
  - Tier 1 or 2 Fund & Trade Reward:
    - Customers are required to download and login to POEMS Mobile 3 App within 30 days of Account Opening, in order to receive The Tier 1 or 2 Fund & Trade Reward, once they have fulfilled the requirements.
    - Customers are required to claim the Tier 1 or 2 Fund & Trade Reward on POEMS Mobile 3 App within 30 days of becoming eligible. Failure to do so, will result in forfeiture of the Reward/s.
    - Free Fractional Share/s:
      - Tier 1: Choose either
        Amazon Fractional share (Worth S$50) OR
        Nvidia Fractional share (Worth S$50)
      - Tier 2: Choose either
        Nvidia Fractional Share (Worth S$75) and Palantir Fractional Share (Worth S$75) OR
        Amazon Fractional Share (Worth S$75) and Microsoft Fractional Share (Worth S$75)
    - Your selected fractional share reward(s) are final upon redemption and cannot be changed.
      Upon selecting and redeeming the Free US Fractional Share Coupon via the POEMS Mobile 3 App (Me Tab > My Rewards Inventory), the selected US Fractional Shares will be credited to the eligible Customer’s account within 10 working days.
      - Customers must complete the following items in order to receive the free US Fractional shares into their Account within 30 days from Account opening:
        Opt-in to US Fractional Shares & acknowledge the disclosure
        Submit W8 BEN form
        Submit Risk Warning Statement (RWS) form
    - The Fractional Share Coupon is valid for one-time redemption only and is non-refundable, non-transferable, and cannot be exchanged for cash.
    - The Coupon will expire 30 days from the date of issuance.
    - Once redeemed, the Coupon cannot be reissued.
    - If the Coupon is not redeemed within the validity period, the Coupon will be forfeited, and no fractional share will be credited to your Account.
    - Customers are entitled to choose one option of fractional share(s) only.
By redeeming this item, you acknowledge that you have read and consented to these Terms and Conditions.
Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers.
PSPL and its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
By redeeming this item from your Rewards page, you acknowledge that you have read and consented to these Terms and Conditions.
Days refer to calendar days.
The following Customers are NOT eligible for this promotion unless approved by the management of PSPL:
- Customers who have any existing Accounts with PSPL
- Customers who have closed any Accounts with PSPL before
- Corporate Accounts and Joint Account holders
- All employees of PSPL’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).
This advertisement has not been reviewed by the Monetary Authority of Singapore.

Lion Global Investors ETF IOP

LionGlobal Short Duration Bond Fund (Active ETF SGD Class)

Invest Now

Promotion Ended due to overwhelming response

Get Rewarded when you Subscribe to the LionGlobal Short Duration Bond Fund (Active ETF SGD Class)

From 8 Sep to 22 Sep 2025

Reward

Requirement

S$500*

Cash Credit

Earn S$10 Cash Credit for every S$5,000 subscribed to the ETF,

up to a maximum of S$500 per Customer

*T&Cs Apply.

Fully Redeemed

Reward

Requirement

S$500*

Cash Credit

Subscribe every S$5,000 in the ETF to earn S$10,

up to a maximum of S$500 per Customer.

*T&Cs Apply.

Fully Redeemed

About the LionGlobal Short Duration Bond Fund (Active ETF SGD Class)

The LionGlobal Short Duration Bond Fund (Active ETF SGD Class) is the ETF version of the LionGlobal Short Duration Bond Fund, giving you access to the same portfolio while providing you liquidity to trade the ETF units on SGX.

This is Singapore's first active bond ETF and first listed share class of an existing fund.

Key benefits of the ETF include:

Active Management

Managed by experienced professionals with a proven active management process.

Short Duration

Reduces sensitivity to interest rate fluctuations. Ideal in volatile market conditions

Broader Exposure

Includes both Singapore and global bonds, with flexibility to hold sub-investment grade securities

Total Return Focused

Focused on generating total return of capital growth and income over the medium to long term through an actively managed portfolio of Singapore and international bonds, high quality interest rate securities and other related securities.

Why Invest in the LionGlobal Short Duration Bond Fund (Active ETF SGD Class)?

Falling Interest Rates

Inflation has steadily declined to around 2.7% as of 30 Jun 2025^. To date, the Fed has only reduced rates to 4.5%, suggesting there is more room for rates to fall

^Source: Trading Economics as of 30 Jun 2025

Lower interest rate sensitivity

Short duration bonds have lower sensitivity to interest rates, and thus experience fewer price fluctuations

Stable Currency

SGD has been a stable currency, and this reduces exposure to currency fluctuations

How to Subscribe to the ETF During the IOP via POEMS 2.0

Log in to your POEMS 2.0 , then navigate to ‘Account Management’ > ‘Online Forms’ > ‘IPO Subscription – Irrevocable Form’ or click here.
Select the IPO you wish to subscribe to.
Review and accept the prospectus, terms, and conditions before subscribing to the financial product.
Applications close at 5pm on 22 Sep Mon 2025.
Ensure sufficient funds are available in your POEMS Account to complete the application process (including the subscription amount, transfer fees, and GST) by 22 Sep Mon 2025 at 5pm.

Pitch Book Brochure IOP Subscription Details

Key Information

Terms and Conditions for Initial Offer Period for LionGlobal Short Duration Bond Fund (Active ETF SGD Class)

The subscription period for  LionGlobal Short Duration Bond Fund (Active ETF SGD Class) is from 8 September 2025, Monday at 9am to 22 September 2025, Monday at 5pm
The online subscription will close on 22 September at 5pm. No new applications, amendments, or withdrawals are allowed after this deadline.
Eligible Accounts to subscribe for the ETF includes Cash Plus, Margin (M), Custodian (C), Prepaid Custodian (CC), Cash Management (KC) and Share Financing (V) Accounts.  Cash Trading Accounts (T) are not eligible to participate in this subscription.
An additional transfer fee charge of S$10 (subject to GST) per application applies for Cash Management Accounts.
Only one application is allowed per Account.
Each ETF unit is priced at SGD 1 and the minimum order quantity is 1,000 units, with an incremental order size of 1,000 units.
There are Zero Commission Fees.
The total amount payable is denominated in SGD. The settlement currency will also be in SGD.
Sufficient funds (including transfer fee and GST) must be present in the Customer’s Account by 22 September 2025 at 5pm
Applications will be rejected if the Account does not have or reflect sufficient funds after 22 September 2025 at 5pm.
ETF units will be credited to the clients’ CDP or clients’ sub-account with Phillip Securities Pte Ltd by 29 September 2025.
Customers will receive the full allotment of the number of ETF units that they subscribe to.
Customers can start trading the ETF units when the ETF is listed on SGX on 29 September 2025 at 9am.
Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add and/or delete any time of these Terms & Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
In the event of a dispute over the client’s eligibility to participate in this Promotion, PSPL’s decision will be final. PSPL shall not be obliged to give any reason on any matter concerning the Promotion and no correspondence or claims will be entertained.
By taking part in this promotion, the customer acknowledges that he/she has read and consented to these Terms & Conditions.

Terms and Conditions for $500 Cash Credit (Promotion ended due to overwhelming response)

Customers will receive S$10 cash credit for every S$5,000 subscription into LionGlobal Investors ETF, provided that they hold their subscription from 29 September 2025, the listing date of the fund, to 31 October 2025 (the Minimum Holding Period”).
The Campaign period is from 8 September, Monday at 9am to 22 September 2025, Monday at 5pm.
The Cash Credit is capped at S$500 per POEMS account.
The Cash credits is to be provided to the first 500 eligible clients of PSPL who invest in the ETF during the IOP.
The Cash Credit will be credited to your Account within one month after the holding period.
Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discretion to (i) amend, add and/or delete any time of these Terms & Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason thereof and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
In the event of a dispute over the client’s eligibility to participate in this Promotion, PSPL’s decision will be final. PSPL shall not be obliged to give any reason on any matter concerning the Promotion and no correspondence or claims will be entertained.
By taking part in this promotion, the customer acknowledges that he/she has read and consented to these Terms & Conditions.

Disclaimer

This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. It is for information only, and is not a recommendation, offer or solicitation to deal in any capital markets products or investments and does not have regard to your specific investment objectives, financial situation, tax position or particular needs.

The LionGlobal Short Duration Bond Fund (the “Fund”) is not like a typical unit trust offered to the public in Singapore. The Fund comprises both classes of units listed and traded on the Singapore Exchange (“SGX-ST”) and classes of units which are neither listed on the SGX-ST nor any other stock exchange.

You should read the prospectus and Product Highlights Sheet for the Fund, which is available and may be obtained from Lion Global Investors Limited (“LGI”) or any of the appointed Participating Dealers (“PDs”), agents or distributors (as the case may be) for further details including the risk factors and consider if the Fund is suitable for you and seek such advice from a financial adviser if necessary, before deciding whether to purchase units in the Fund. Applications for units in the listed or unlisted classes of the Fund must be made in the manner set out in the prospectus. Investments are subject to investment risks including the possible loss of the principal amount invested.

Investments in the Fund are not obligations of, deposits in, guaranteed or insured by LGI or any of its affiliates and are subject to investment risks including the possible loss of the principal amount invested. The performance of the Fund is not guaranteed and the value of units in the Fund and the income accruing to the units, if any, may rise or fall. Past performance, payout yields and payments as well as any predictions, projections, or forecasts are not necessarily indicative of the future or likely performance, payout yields and payments of the Fund. Any extraordinary performance may be due to exceptional circumstances which may not be sustainable. Any dividend distributions, which may be either out of income and/or capital, are not guaranteed and subject to LGI’s discretion. Any such dividend distributions will reduce the available capital for reinvestment and may result in an immediate decrease in the net asset value of the Fund. Any references to specific securities are for illustration purposes and are not to be considered as recommendations to buy or sell the securities. It should not be assumed that investment in such specific securities will be profitable. There can be no assurance that any of the allocations or holdings presented will remain in the Fund at the time this information is presented. Any information (which includes opinions, estimates, graphs, charts, formulae or devices) is subject to change or correction at any time without notice and is not to be relied on as advice. You are advised to conduct your own independent assessment and investigation of the relevance, accuracy, adequacy and reliability of any information or contained herein and seek professional advice on them. No warranty is given and no liability is accepted for any loss arising directly or indirectly as a result of you acting on such information. The Fund may, where permitted by the prospectus, invest in financial derivative instruments for hedging purposes or for the purpose of efficient portfolio management. LGI, its related companies, their directors and/or employees may hold units of the Fund and be engaged in purchasing or selling units of the Fund for themselves or their clients.

The Fund is an actively managed fund. Please refer to the Prospectus for further details, including a discussion of certain factors to be considered in connection with an investment in the listed units of the Fund on the SGX-ST.

The listed units of the Fund are listed and traded on the Singapore Exchange (“SGX”), and may be traded at prices different from their net asset value, suspended from trading, or delisted. Such listing does not guarantee a liquid market for the units. You cannot purchase or redeem listed units in the Fund directly with the manager of the Fund, but you may, subject to specific conditions, do so on the SGX or through the PDs.

© Lion Global Investors Limited (UEN/ Registration No. 198601745D). All rights reserved. LGI is a Singapore incorporated company and is not related to any corporation or trading entity that is domiciled in Europe or the United States (other than entities owned by its holding companies).

Terms and Conditions for SGX Clients Global Trading Campaign

Terms & Conditions

1. Eligibility criteria:

Retail Clients that are ONLY trading the Singapore Market
Last Traded Singapore Market from 1 Jan 2024 to 30 July 2025
Last Traded Foreign Shares before 1 Jan 2024
Account Opened before 1 Jan 2025
The promotion is exclusively for clients who received the EDM titled '<ADV> Trade Beyond Borders & Earn Stock Coupons🌍 💸' on 22 August 2025 or '<ADV> Don’t Miss Out: Win up to S$50 Stock Coupons with Your Next Trade!' on 9 September 2025 or '<ADV> Still Hesitating? S$50 Stock Coupons Await!' on 2 Oct 2025

2. Rewards:

Tier 1:

Completes 2 to 4 BUY trades and completes relevant forms (W8-Ben, RWS, Fractional RDS) within 14 calendar days from the date that the email was sent to receive:
S$20 Stock Coupon + Exclusive Limited One-Time TA webinar by PSPL Global Markets US Dealing Team

Tier 2:

Completes at least 5 BUY trades and completes relevant forms (W8-Ben, RWS, Fractional RDS) within 14 calendar days from the date that the email was sent to receive:
S$50 Stock Coupon + Exclusive Limited One-Time TA webinar by PSPL Global Markets US Dealing Team

*BUY Trades refer to Stocks, ETFs
*Client can only receive either Tier 1 or Tier 2 Rewards. For example, if the client completes 5 eligible trades, he/she will only receive the Tier 2 rewards.

3. Activation and Crediting of Rewards

Only applicable to ONLINE trades through POEMS’ suite of platforms.
Exchange fee, other charges, and GST are payable by Customers.
Trade Reward:

Customers are required to download and log in to POEMS Mobile 3 App to receive the Trade Reward once they have fulfilled the requirements.
Customers are required to claim the Tier 1 or 2 trade Reward on POEMS Mobile 3 App within 30 days of becoming eligible. Failure to do so will result in forfeiture of the Reward/s.

*S$20 or S$50 Stock Coupons:

How to Use:

Activate – ‘Swipe to Activate’ to apply the Coupon.
Trade – After activating your Stock Coupon, place an eligible trade.
Rebate Credited – Once the trade is completed successfully, S$20 or S$50 will be credited to your Account within 2 working days.

Eligibility Criteria:

Buy stocks and ETFs
Foreign Markets only. Foreign Markets are defined as non-SGX (Singapore Stock Exchange) trades.
Cash trades only
Online trades only

* The S$20 or S$50 US Stock Coupon is valid for one-time use only and is non-refundable, non-transferable, and cannot be exchanged for cash.

The Coupon will expire 30 days from the date of issuance.
Once activated, the Coupon cannot be deactivated or reissued.
The S$20 or S$50 US Stock Coupon will be automatically applied to the first successful eligible trade executed, after the Coupon activation and before its expiry.
The S$20 or S$50 rebate, up to the contract value, will be credited to the eligible Account within 2 working days following the successful eligible trade.
If the Coupon is not activated and/or a successful eligible trade is not executed within the validity period, the coupon will be forfeited, and no rebate will be issued.
If there are multiple Stock Coupons active, the one that has a nearer expiration date will be used up first by default. If the Coupons have the same expiry date, the Coupon that was activated first by the Customer will be used by default.
Customers who have redeemed this promotion will not be eligible for similar promotions in the future.
If the Customer holds multiple trading Accounts, the Account that performs the first successful eligible trade will receive the S$20 or S$50 rebate, regardless of which Account the Coupon was activated in.

For example:

The customer has Account A and Account B. The Customer activates the Coupon in Account A, but later performs a successful, eligible trade using Account B. In this case, Account B will be awarded the S$50 rebate.

This Promotion does not apply to:

Cash Account(s)
Joint Account(s)
PSPL institutional Customers and corporate Customers

PSPL and its associated entities and subsidiaries (direct or indirect), e.g. Staff, Trading Representatives and Financial Adviser Representatives.
By redeeming this item, you acknowledge that you have read and consented to these Terms and Conditions.

4. Phillip Securities Pte Ltd (“PSPL”) reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all Customers shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all Customers.

PSPL and its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.

5. By redeeming this item from your Rewards page, you acknowledge that you have read and consented to these Terms and Conditions.

6. Days refer to calendar days.

7. The following Customers are NOT eligible for this promotion unless approved by the management of PSPL:

Corporate Accounts and Joint Account holders
All employees of PSPL’s entities and its partners (e.g., trading representatives, financial advisors) and their immediate families (e.g., spouse and children).

8. This advertisement has not been reviewed by the Monetary Authority of Singapore.

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Welcome Gifts Halloween 2025

No Tricks, Just Treats Scary-Good Stocks Every Week!

Our Halloween Stock Highlights serve up weekly picks that are as bold as they are mysterious – perfect for those brave enough to chase thrilling returns. But beware this exclusive treat is reserved for the first 50 new accounts opened each week. Don’t let the opportunity vanish away

No Tricks, Just Treats Scary-Good Stocks Every Week!

Our Halloween Stock Highlights serve up weekly picks that are as bold as they are mysterious – perfect for those brave enough to chase thrilling returns. But beware this exclusive treat is reserved for the first 50 new accounts opened each week. Don’t let the opportunity vanish away

Enjoy up to S$1,000 In Rewards

Enjoy up to S$1,000 In Rewards

Spooktacular Stocks to Watch This Week

Spooktacular Stocks to Watch This Week

Weekly Rewards S$50 Stock Coupons

Week 1

(21 Oct - 27 Oct)

Star Wars Battles by Night, Monopoly Deals by Day

Week 2

(28 Oct - 3 Nov)

No tricks just sweet treats this Halloween

Week 3

(4 Nov - 11 Nov)

Streaming chills with horror hits and stranger things

Weekly Rewards S$50 Stock Coupons

Week 1

(21 Oct - 27 Oct)

Star Wars Battles by Night, Monopoly Deals by Day

Week 2

(28 Oct - 3 Nov)

No tricks just sweet treats this Halloween

Week 3

(4 Nov - 11 Nov)

Streaming chills with horror hits and stranger things

Let Your Investment Journey Begin with Confidence

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Investing Isn’t One Size Fits All

Some thrive on momentum and innovation. Others value stability and legacy. Both lead to growth, what matters is choosing the path that matches your vision.

Unlock Bigger Rewards as You Invest More

Start with S$3,000 to earn fractional shares, or invest up to S$10,000 for maximum rewards.

Enjoy Rewards of Up to S$1,000

From commission-free trades to Coupons and more, get rewarded at every step when you join and invest with POEMS.

Open an account & get S$150 worth of fractional shares

Sign up & get S$50 stocks rewards

0 US Commission for 30 days

Enjoy Free Live Prices & SGX Market Depth

Fund & Trade to receive S$150 worth of Fractional Shares

0 US Commission for 30 days

Enjoy Free Live Prices & SGX Market Depth

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Frequently Asked Questions

Terms & Conditions

Our Halloween Stock Highlights serve up weekly picks that are as bold as they are mysterious – perfect for those brave enough to chase thrilling returns. But beware this exclusive treat is reserved for the first 50 new accounts opened each week.

Don’t let the opportunity vanish away

Our Halloween Stock Highlights serve up weekly picks that are as bold as they are mysterious – perfect for those brave enough to chase thrilling returns. But beware this exclusive treat is reserved for the first 50 new accounts opened each week.

Don’t let the opportunity vanish away

Enjoy Free Live Prices &
SGX Market Depth

Receive S$10 worth of PMMF BONUS UNITS for
every S$10,000 invested in eligible funds using SRS

TERMS
& CONDITIONS

Strategy & Stock
Picks Q4 2025

PhillipCapital50 × Mid-Autumn Giveaway
What’s Your Investment Style?

Enjoy Free Live Prices &
SGX Market Depth