The SMART Singaporean Way to Grow Money! August 8, 2023

The SMART Singaporean Way to Grow Money!

Have you ever wondered why your hard-earned savings seem to be stuck, much like a never-ending queue, or a morning rush hour? Well, it’s time to give them a new lease of life. With Phillip SMART Park, as aptly named, this investment requires no large initial capital; a mere S$100 will put you on a smart and steady track to financial growth!

1. Be the Master of Your Budget

Setting goals is essential to achieving your dreams. Whether it’s treating yourself to a staycation or saving up for something bigger, like trips to Japan, it’s important to keep track of your expenses. By diligently doing so, you’ll be conscious of the need to cut back on some less essential spending and save and park your savings where you can grow it steadily. With SMART Park, you will set up some financial growth stability.

2. Emergency Fund: A Lifebuoy necessary on the island of Singapore

Just like a cozy home, SMART Park offers a place for your money to grow, ensuring you have quick access to your funds, just like an umbrella in a tropical downpour. Rest assured that your money will stay safe and snug, much like a well-wrapped nasi lemak. Moreover, the diverse investments in SMART Park, akin to the variety of dishes in a hawker centre, include government and corporate bonds, commercial bills, and deposits with financial institutions. With SMART Park, you have the flexibility of high liquidity, where you can withdraw your cash any time in times of need.

3. Investing with SMART Park: As Easy As Finding Durians in Geylang

Investing can often feel overwhelming. Much like navigating the bustling streets of Geylang (famous for durians) in search of that perfect durian, SMART Park simplifies the process. With investments starting at just S$100, which is comparable to booking a Fast Track pass at Universal Studios, you’ll gain access to a seamless process of regular investments. Additionally, SMART Park aims to enhance returns by providing deposits of varying tenure and access to high-quality financial instruments, just like a seasoned fishmonger who scours wholesale fish centres to bring you the freshest seafood at the market.

4. No Hidden Fees: As Clear As the View from Marina Bay Sands

One common concern with financial products is hidden costs that eat into your earnings. With SMART Park, you can rest assured as it is as transparent and clear as the stunning Singapore skyline from our iconic Marina Bay Sands.

5. You Won’t be a Blur Sotong

Your investment needs may change over time, much like the expanding MRT lines in Singapore. But fear not, SMART Park is always on track with your financial goals.

With SMART Park, growing your money is as straightforward as enjoying your favourite local dish. You can preserve your value, maintain liquidity, and enjoy returns, all starting with just S$100. So why wait in line? Hop on the SMART Park express today and make the most of this special National Day promotion, exclusively available for a Limited Time Only! Earn a guaranteed 5.8%* p.a. return with SMART Park as we celebrate Singapore’s 58th National Day this year! Simply put your fresh funds starting from S$1,000 & maximise your returns for a 30-day period. Start funding your SMART Park account & enjoy this limited-time promotion until 31 August 2023!

SMART Park – it’s the smart Singaporean way to save and grow your money!

*Terms and conditions apply


The SMART Singaporean Way to Grow Money!

Li Guang Sheng
Principal Investment Specialist
Phillip Securities Pte Ltd (A member of PhillipCapital)


These commentaries are intended for general circulation. It does not have regard to the specific investment objectives, financial situation and particular needs of any person who may receive this document. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of any person acting based on this information. Opinions expressed in these commentaries are subject to change without notice. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the units and the income from them may fall as well as rise. Past performance figures as well as any projection or forecast used in these commentaries are not necessarily indicative of future or likely performance. Phillip Securities Pte Ltd (PSPL), its directors, connected persons or employees may from time to time have an interest in the financial instruments mentioned in these commentaries. Investors may wish to seek advice from a financial adviser before investing. In the event that investors choose not to seek advice from a financial adviser, they should consider whether the investment is suitable for them.

The information contained in these commentaries has been obtained from public sources which PSPL has no reason to believe are unreliable and any analysis, forecasts, projections, expectations and opinions (collectively the “Research”) contained in these commentaries are based on such information and are expressions of belief only. PSPL has not verified this information and no representation or warranty, express or implied, is made that such information or Research is accurate, complete or verified or should be relied upon as such. Any such information or Research contained in these commentaries are subject to change, and PSPL shall not have any responsibility to maintain the information or Research made available or to supply any corrections, updates or releases in connection therewith. In no event will PSPL be liable for any special, indirect, incidental or consequential damages which may be incurred from the use of the information or Research made available, even if it has been advised of the possibility of such damages. The companies and their employees mentioned in these commentaries cannot be held liable for any errors, inaccuracies and/or omissions howsoever caused. Any opinion or advice herein is made on a general basis and is subject to change without notice. The information provided in these commentaries may contain optimistic statements regarding future events or future financial performance of countries, markets or companies. You must make your own financial assessment of the relevance, accuracy and adequacy of the information provided in these commentaries.

Views and any strategies described in these commentaries may not be suitable for all investors. Opinions expressed herein may differ from the opinions expressed by other units of PSPL or its connected persons and associates. Any reference to or discussion of investment products or commodities in these commentaries is purely for illustrative purposes only and must not be construed as a recommendation, an offer or solicitation for the subscription, purchase or sale of the investment products or commodities mentioned.

About the author

Li Guang Sheng
Principal Investment Specialist

Li Guang Sheng is a Principal Investment Specialist at Phillip Securities and one of InvestingNote's top influencers with over 6000 account followers. He stands out in the investment arena with his unique "Keep It Simple" philosophy. Focusing on value investing and corporate actions, Li Guang Sheng has achieved numerous awards in trading competitions. His commitment to mentoring, coupled with his resonating approach, has made him a distinguished leader for a wide range of clients, from retail investors to hedge funds.

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This material is provided by Phillip Capital Management (S) Ltd (“PCM”) for general information only and does not constitute a recommendation, an offer to sell, or a solicitation of any offer to invest in any of the exchange-traded fund (“ETF”) or the unit trust (“Products”) mentioned herein. It does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You should read the Prospectus and the accompanying Product Highlights Sheet (“PHS”) for key features, key risks and other important information of the Products and obtain advice from a financial adviser (“FA“) pursuant to a separate engagement before making a commitment to invest in the Products. In the event that you choose not to obtain advice from a FA, you should assess whether the Products are suitable for you before proceeding to invest. A copy of the Prospectus and PHS are available from PCM, any of its Participating Dealers (“PDs“) for the ETF, or any of its authorised distributors for the unit trust managed by PCM.  

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Phillip Capital Management (S) Ltd (Co. Reg. No. 199905233W)  
250 North Bridge Road #06-00, Raffles City Tower ,Singapore 179101 
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