Phillip Investment Account Type

Margin (M)

Maximize your Opportunities

  • Upfront collateral required for trading: shares, bonds, unit trusts and cash are acceptable forms of collateral.
  • Margin Facility

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Custodian (C)

Contra Trading

  • No upfront collateral or cash is required for trading.

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Prepaid (CC)

Cash Upfront

  • Fund your account before trading
  • Enjoy lower commission rates!
    Find out more.

Infosheet

Pricing

Margin (M) Custodian (C) Prepaid (CC)
Singapore 0.18%/S$25#
Contract Value Rates min
SGD50K 0.28% S$25
SGD50-100K 0.22% S$25
>SGD100K 0.18% S$25
0.12%/S$10*
US 0.18%/US$20# 0.30%/US$20 US$ 12 Flat^
for contract value < US$ 10,000

US$ 20 Flat^
for contract value ≥ US$ 10,000
Hong Kong 0.18%/HKD100# 0.25%/HKD100 0.18%/HKD80^
Find out more about other stock markets, offline rates and ETFs information.
Margin (M) Custodian (C) Prepaid (CC)
Financing SGD 2.88% p.a.#
USD/HKD 3.88% p.a.#
Not applicable
Account Maintenance Fee (SGX) Waived
Foreign Custody Fee S$2.14 per counter per month (subject to max S$160.50 per quater)
Waiver Condition: 2 trades per month or 6 trades per quarter or minimum S$132 brokerage per quarter
Dividend Handing Waived# 1% on net dividend subject to min S$1.07 capped at S$53.50 + Foreign fees and taxes (if applicable)
Other Corporate Action Handing Fee S$10.70 + Foreign fees and taxes (if applicable)
Transfer In Fee First time transfer fees from CDP to newly opened Phillip Investment Accounts will be waived till 30th Nov 2018, applicable within 30 days of new account opened.
Transfer Out Fee S$64.20 handing fee per counter
Find out more about other stock markets, offline rates and ETFs information.
Margin (M) Custodian (C) Prepaid (CC)
Sales Charge $0
Switching Fee $0
Platform Fee $0
Transfer In Fee $0**
Transfer Out Fee $0**
Financing
UT portfolio Rates
≥SGD250K 2.5% p.a.#
≤SGD250K 2.88% p.a.#
Not applicable
Singapore Commission on Index Component Stocks: 0.128%
Commission on Non-Index Component Stocks: 0.18%,
Minimum Commission: S$25 / US$18 / HK$150
Long Finance Charges (DR): 4.25% p.a.
Short Finance Charges (DR): From 3.0% p.a.
United States Commission: 0.18%
Minimum Commission: US$15
Long Finance Charges (DR): 4.00% p.a.
Short Finance Charges (DR): From 2.75% p.a.
Malaysia Commission: 0.5%
Minimum Commission: RM60
Long Finance Charges (DR): 5.5% p.a.
Short Finance Charges (DR): From 3.0% p.a.
Learn more about our rates for the different markets
Singapore Commission on Index Component Stocks: 0.2%
Commission on Non-Index Component Stocks: 0.25%
Long Finance Charges (DR): 4.25% p.a.
Short Finance Charges (DR): From 3.0% p.a.
Margin (M) Custodian (C) Prepaid (CC)
Commission Fee $0
Processing Fee $0
Platform Fee $0
Custody Fee 0.05% p.a. on market value per month (for Bonds cleared via Clearstream/Euroclear)
$0 (for Bonds cleared via CDP)
Transfer In Fee USD$18 per bond/instruction (into Clearstream)
$0 (into CDP)
Transfer Out Fee 0.5% of its nominal value
Financing 2.5% p.a.# Not Applicable
RSP – Unit Trust
Monthly Handling Fee $0
Other Fees and Charges $0
SBP
Monthly Handling Fee
Total Investment Amount ≤ $1000 S$6.42 for ≤ 2 counters,
S$10.70 for ≥ 3 counters
Total Investment Amount > $1000 The higher of 0.2% or S$10.70
Dividend Handling Fees 1% minimum S$1 capped at S$50
Other Corporate actions S$10.70
Others
  • Transfer Out Fee S$21.40
  • Failed GIRO collection charge S$5.35
  • Hard Copy Statement (if Opt-Out of E-Statement) S$2.14
Trading Facilities Trade online through our suite of POEMS platforms, POEMS 2.0, POEMS Mercury, POEMS Mobile 2.0 or through your trading representative.
Multi-Currency Facility Settle with 10 different currencies: SGD, USD, HKD, AUD, MYR, JPY, GBP, EUR, CNY,CAD
Securities Borrowing and Lending (SBL) Facility
  • Borrow Securities for short selling
  • lend your Securities to earn up to 4% p.a.
Smart Park – Excess Funds Management Facility Earn 0.8789% SGD p.a./1.1100% USD p.a. on your idle funds. (Rates updated as of DATE, based on 1-year rolling return, NAV/NAV prices. Past performance is not necessarily indicative of future performance. View disclaimer)

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Futures

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Forex

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Terms and Conditions

*Rates of 0.12% and minimum SGD10 is applicable only for trades executed during the promotional period of 4th June till 31st December 2018. Standard rates of 0.18% and SGD25 is applicable outside promotional period. Please refer to https://www.poems.com.sg/enjoy-lower-rate/ for more information.

^Promotional rates according to currency stated are applicable for the promotional period of 4th June till 31st December 2018. Standard rates are applicable outside promotional period. Please refer to https://www.poems.com.sg/enjoy-lower-rate/ for more information.

#The rates are only valid during promotional period. For Share Financing, please refer to https://www.poems.com.sg/share-financing/ for more information. For Unit Trust Financing, please refer to https://www.poems.com.sg/ut-financing/ for more information. For Bond Financing, please refer to https://www.poems.com.sg/bond-financing/ for more information. PSPL may at any time at its sole discretion change the interest rates set out based on prevailing interest rate environment and quality & concentration of bonds in your portfolio.

**Please refer to https://www.poems.com.sg/uttransferin/ for terms and conditions.

+ Lending rate will vary according to counter and market demand. Shares must be on lend