Phillip Investment Account Type

Margin (M)

Maximize your Opportunities

  • Upfront collateral required for trading: shares, bonds, unit trusts and cash are acceptable forms of collateral.
  • Margin Facility

Infosheet

Custodian (C)

Contra Trading

  • No upfront collateral or cash is required for trading.

Infosheet

Prepaid (CC)

Cash Upfront

  • Fund your account before trading
  • Enjoy lower commission rates!
    Find out more.

Infosheet

Pricing

Margin (M) Custodian (C) Prepaid (CC)
Singapore 0.18%/S$251
Contract Value Rates min
SGD50K 0.28% S$25
SGD50-100K 0.22% S$25
>SGD100K 0.18% S$25
0.12%/S$102
US 0.18%/US$201 0.30%/US$20 US$ 20 Flat2
Hong Kong 0.18%/HKD1001 0.25%/HKD100 0.18%/HKD802
Find out more about other stock markets, offline rates and ETFs information.
Margin (M) Custodian (C) Prepaid (CC)
Financing SGD 3.08% p.a.1
USD/HKD 3.99% p.a.1
Not applicable
Account Maintenance Fee (SGX) Waived3 S$16.05 per quarter (Quarterly trading activity will be assessed at the end of Mar, Jun, Sep, and Dec)
Waived if the account has at least 1 trade per quarter for the account
Waived4
Foreign Custody Fee S$2.14 per counter per month (subject to max S$160.50 per quater)
Waived if the account has made 2 trades per month or 6 trades per quarter or minimum S$132 brokerage per quarter
Dividend Handling Fee Waived3 1% on net dividend subject to min S$1.07 capped at S$53.50 + Foreign fees and taxes (if applicable)
Other Corporate Action Handling Fee S$10.70 + Foreign fees and taxes (if applicable)
Transfer In Fee (SGX) From CDP to Phillip Investment Accounts: S$10.70

From other financial institution to Phillip Investment Accounts: Waived
Transfer In Fee
(Foreign share)
No charge by Phillip Securities. Please check with your external broker for their charges.

Note: there will be a fee of US$50.00 for transfer via Direct Registration System “DRS”. Fees are subject to changes without prior notice.
Transfer Out Fee (SGX) From Phillip Investment Accounts to CDP: S$21.40

From Phillip Investment Accounts to other financial institution: S$64.20
Transfer Out Fee
(Foreign share)
SGD 53.50 per stock per transfer (inclusive of GST)

Additional charges apply to the following markets:
UK: USD 25 (Foreign broker fees, settled in SGD)
JP:JPY 1,000 for the first lot, JPY 500 for every subsequent lot, up to a maximum charge of JPY 6,000 (settled in SGD)
Find out more about other stock markets, offline rates and ETFs information.
Margin (M) Custodian (C) Prepaid (CC)
Sales Charge $0
Switching Fee $0
Platform Fee $0
Transfer In Fee $05
Transfer Out Fee $05
Financing
UT portfolio Rates
≥SGD250K 2.68% p.a.1
≤SGD250K 3.08% p.a.1
Not applicable
Singapore Commission on Index Component Stocks: 0.128%
Commission on Non-Index Component Stocks: 0.18%,
Minimum Commission: S$25 / US$18 / HK$150
Long Finance Charges (DR): 4.50% p.a.
Short Finance Charges (DR): From 3.0% p.a.
United States Commission: 0.18%
Minimum Commission: US$15
Long Finance Charges (DR): 4.50% p.a.
Short Finance Charges (DR): From 2.75% p.a.
Malaysia Commission: 0.5%
Minimum Commission: RM60
Long Finance Charges (DR): 5.5% p.a.
Short Finance Charges (DR): From 3.0% p.a.
Learn more about our rates for the different markets
Singapore Commission on Index Component Stocks: 0.2%
Commission on Non-Index Component Stocks: 0.25%
Long Finance Charges (DR): 4.25% p.a.
Short Finance Charges (DR): From 3.0% p.a.
Margin (M) Custodian (C) Prepaid (CC)
Commission Fee $0
Processing Fee $0
Platform Fee $0
Custody Fee 0.05% p.a. on market value per month (for Bonds cleared via Clearstream/Euroclear)
$0 (for Bonds cleared via CDP)
Transfer In Fee USD$18 per bond/instruction (into Clearstream)
$0 (into CDP)
Transfer Out Fee 0.5% of its nominal value
Financing 2.68% p.a.1 Not Applicable
RSP – Unit Trust
Monthly Handling Fee $0
Other Fees and Charges $0
SBP
Monthly Handling Fee
Total Investment Amount ≤ $1000 S$6.42 for ≤ 2 counters,
S$10.70 for ≥ 3 counters
Total Investment Amount > $1000 The higher of 0.2% or S$10.70
Dividend Handling Fees 1% minimum S$1 capped at S$50
Other Corporate actions S$10.70
Others
  • Transfer Out Fee S$21.40
  • Failed GIRO collection charge S$5.35
  • Hard Copy Statement (if Opt-Out of E-Statement) S$2.14
Trading Facilities Trade online through our suite of POEMS platforms, POEMS 2.0, POEMS Mercury, POEMS Mobile 2.0 or through your trading representative.
Multi-Currency Facility Settle with 10 different currencies: SGD, USD, HKD, AUD, MYR, JPY, GBP, EUR, CNY,CAD
Securities Borrowing and Lending (SBL) Facility
  • Borrow Securities for short selling
  • lend your Securities to earn up to 4% p.a.6
Smart Park – Excess Funds Management Facility Earn 0.8789% SGD p.a./1.1100% USD p.a. on your idle funds. (Rates updated as of DATE, based on 1-year rolling return, NAV/NAV prices. Past performance is not necessarily indicative of future performance. View disclaimer)

Trade other accounts in a single POEMS login

Futures

Stock Index Futures, Commodity Futures, Currency Futures, Interest Rate Futures

Learn more

Forex

Over 35 currency pairs to fit your trading needs

Learn more

Take your Next Step

Terms and Conditions

1 Share financing rates are applicable only for eligible Phillip Investment Account – Margin opened during the promotion period of 1st March 2019 to 30th June 2019.
For Unit Trust Financing and Bond Financing, please refer to the respective webpages linked for more information.

2 Promotional rates are applicable only for trades executed during the promotional period of 1st Jan 2019 till 30th June 2019. Find out more about other stock markets.

3 New eligible Phillip Investment Account – Margin opened from 1st December 2018 will enjoy waiver of the Account Maintenance Fee and Dividend Handling Fee till 31st December 2019. Read the Terms and Conditions at share financing page.
Phillip Investment Accounts – Margin opened from 1st January 2017 to 30th November 2018 will be entitled to waiver of the Account Maintenance Fee till 31st December 2019, should there be S$250,000 or more of asset custodies in the Account and/or at least 1 trade per quarter placed for the Account.
Phillip Investment Accounts – Margin opened from 1st January 2017 to 30th November 2018 will be entitled to waiver of the Dividend Handling Fee till 31st December 2019, should there be S$250,000 or more of asset custodies in the Account.

4 New eligible Phillip Investment Account – Prepaid opened from 2nd January 2019 to 30th November 2019 will enjoy waiver of the Account Maintenance Fee till 31st December 2019.
Phillip Securities Pte Ltd (PSPL) institutional Customers and Corporate Customers and individual Customer with single contract value of more than 2 million are not eligible to participate in this promotion unless approved by the management of PSPL

5 Please refer to the UT transfer in promotion page terms and conditions governing the UT transfer in promotion page.

6 Lending rate will vary according to counter and market demand. Shares must be on lend